A CIBIL score is a three-digit number that ranges from 300 to 900, and it is used to assess an individual's creditworthiness.
1. Make sure to pay your bills and credit card dues on time. Late payments can negatively impact your score.
2.
Keep your credit utilization low. This means that you should not use more than 30% of your available credit at any given time.
3. Maintain a good mix of credit, including both secured and unsecured credit.
4.Keep your old credit accounts open, as they show a longer credit history.
5. Avoid applying for too many credit products at once, as this can signal to lenders that you are in financial distress.
6. Avoid applying for too many credit products at once, as this can signal to lenders that you are in financial distress.
7. Avoid applying for too many credit products at once, as this can signal to lenders that you are in financial distress.
8.Monitor your credit report regularly for errors or inaccuracies, and dispute any errors with the credit bureau