Have a low CIBIL score? How to improve CIBIL score?

Smart Move #1 Pay your dues on time:

Smart Move #2 Too much is, well, too much:

Smart Move #3 Maintain a healthy credit mix

Smart Move #4 Apply for new credit within your limit

Smart Move #5 Monitor your co-signed, guaranteed and joint accounts monthly:

Smart Move #6 Review your credit history frequently throughout the year:

Smart Move #7 Build up a good history gradually: Debt is, often, essential.