The RBL Bank Platinum Maxima Credit Card comes with several exclusive benefits & exciting discount offers to provide its customers with the best Reward experience. With a joining fee of Rs. 2,000, the card welcomes you with a bonus of 8,000 Reward Points (equivalent to Rs. 2,000). You get 2 Reward Points for every Rs. 100 you spend using this card and you get 5x Reward Points when you spend on fuel, utility bills, dining, entertainment, and international purchases. Moreover, you can earn up to 20,000 bonus Reward Points every year on the basis of your annual spending.
Not only this, but the card also provides exciting movie benefits as you get 1 complimentary movie ticket every time you book 2 or more movie tickets on BookMyShow. Talking about travel benefits, you get 2 complimentary domestic lounge access every quarter with your RBL Bank Platinum Maxima Credit Card. The list of the benefits of this card goes on. To know all of them, refer to the details given below:
- Joining Fee- Rs. 2,000 plus applicable taxes
- Renewal Fee- Rs. 2,000 plus applicable taxes
- Best Suited For- Travel
- Reward Type- Reward Points
- Welcome Benefits- 8,000 Reward Points
Rewards and Benefits
- Movie & Dining- Buy 1 Get 1 free offer on movie tickets once every month
- Rewards Rate- 2 Reward Points per Rs. 100 spent on all purchases and 10 Reward Points per Rs. 100 spent on utility bill payments, dining, entertainment, fuel, and international transactions.
- Reward Redemption- The Reward Points can easily be redeemed at www.rblrewards.com. 1 RP = Re. 0.25.
- Travel- You get complimentary domestic lounge access every quarter.
- Golf- NA
- Domestic Lounge Access- 2 complimentary domestic lounge access every quarter.
- International Lounge Access- N/A
- Insurance Benefits- NA
- Zero Liability Protection- Cardholders will not be liable for any fraudulent transactions made on their card post reporting the loss of the card to the bank.
Fees & Charges
- Spend based Waiver- NA
- Rewards Redemption Fee- Nil
- Foreign Currency Markup- Up to 3.5% on all foreign currency transactions
- Interest Rates- 3.99% per month ( 48% per annum)
- Fuel Surcharge- You get 1% fuel surcharge waiver at all fuel stations across the country.
- Cash Advance Charge- 2.5% or Rs. 500 (whichever is higher)
- Add-on Card Fee- Nil
Product Details
- Welcome bonus of 8,000 Reward Points.
- Get 2 Reward Points per Rs. 100 spent on all your purchases.
- Get 5x Reward Points on selected categories.
- Buy 1 Get 1 Free offer on movie tickets on BookMyShow.
- Complimentary domestic lounge access every quarter.
- Up to 20,000 bonus reward points every year under the milestone benefits.
- Get a 1% fuel surcharge waiver.
Welcome Benefits
- You get a welcome benefit of 8,000 Reward Points on making your first purchase within the first 30 days after the card issuance.
- You should have the RBL MyCard Mobile App downloaded on your mobile phone to avail of this welcome benefit.
RBL Bank Platinum Maxima Credit Card Rewards
- You get 2 Reward Points on every spend of Rs. 100 on all your purchases.
- You get 5x Reward Points (i.e. 10 Reward Points) on every spend of Rs. 100 on fuel, dining, entertainment, utility bill payments, and international transactions.
- The maximum benefit through the 5x Reward offer is capped at 1000 Reward Points per transaction.
Rewards Redemption
- The Reward Points you earn can be redeemed easily by logging in to www.rblrewards.com.
You can redeem your Reward Points against flight bookings, hotel bookings, products, and several other options available at the portal. - 1 Reward Point = Re. 0.25.
Milestone Benefits
- You get 10,000 bonus Reward Points on spending Rs. 2 lakhs or more in a year.
- You get additional 10,000 Reward Points as a bonus on spending Rs. 3.5 lakhs in a year.
Travel Benefits
- You get 2 complimentary domestic lounge access every quarter through your RBL Bank Platinum Maxima Credit Card.
- Only 1 person per card is allowed for the complimentary lounge visits.
Movie Benefits
- You get 1 complimentary movie ticket on purchasing a minimum of two movie tickets on BookMyShow.
- The maximum price of the free ticket is capped at Rs. 200 per ticket and the offer can be availed once every month.
- You can avail of this offer by selecting the ‘Buy 1 Get 1 Free’ offer on the offers/discount section at BookMyShow.
- This movie benefit is only for primary cardholders.
Fuel Surcharge Waiver
Get a 1% fuel surcharge waived off at all fuel stations for fuel transactions between Rs. 500 and Rs. 4,000 by making payment through your RBL Platinum Maxima Credit Card.
How To Apply?
You can apply online for the RBL Bank Platinum Maxima Credit Card by following some simple steps as mentioned below:
- Visit https://www.rblbank.com/.
- Select the option ‘Credit Cards.’
- Click on Apply Now.
- Choose the RBL Bank Platinum Maxima Credit Card & click on apply now again.
- You will be redirected to an application form that you need to fill carefully.
- Complete all the required formalities as instructed by the website.
Conclusion
The RBL Bank Platinum Maxima Credit Card can be considered the superior version of the Platinum Delight Credit Card and a great choice for people who believe in saving in the form of reward points that can be redeemed against various options. This card not only comes with exciting Reward Programs but also provides its customers with exclusive benefits over other categories like travel, movies, etc. Unlike most of the other cards, this card provides Reward Points on fuel purchases as well and that too 5x Reward Points. Other than that, the milestone benefits of the card are among its greatest features as it allows you to save up to 20,000 Reward Points every year, which are equivalent to Rs. 5,000. So, if you want to have a basic credit card with all the above exclusive benefits, you can definitely go with the RBL Bank Platinum Maxima Credit Card.
