Credit Card

3 easy steps to apply for a credit card

Apply for a credit card in just 3 steps and earn money through rewards

3 easy steps to apply for a credit card

Step 1: Find a Suitable Credit Card

Apply for a credit card in just 3 steps and earn money through rewards, rebates and cashback. Check out 3 simple steps to apply for credit online!

When it comes to credit cards, there are many cards offered by banks. They come with special features and benefits to suit the purpose of an individual. For example, there are premium credit cards like the First Select Credit Card, which is offered by IDFC First Bank. They help enhance your lifestyle with discounts on retail, food and health and wellness products. You also have insurance and medical coverage if you are looking for one.

Those looking for travel privileges can apply for a travel credit card online. With IDFC First Bank, you can apply for a First Wealth Credit Card to earn travel privileges like domestic and international airport lounge access, spa visits, travel insurance coverage, air accident coverage, and many more. Similarly, if you want a card that suits your lifestyle, you can go for a card that offers loads of reward points, discounts, fuel surcharge waiver, low interest charges and no over-limit charges.

Step 2: Check Your Eligibility

You need to fulfill certain eligibility criteria to get the credit card of your choice. Some standard requirements are:

  1. You must be at least 18 years of age; Some banks insist that the age of the applicant should be at least 21 years.
  2. Your monthly income should be at least Rs 3 lakh per annum. Still, it is advised to contact your bank to know the minimum salary requirement for applying for a credit card online.
  3. If you have a good payment history, you are more likely to get a credit card. Most banks check your credit score, which needs to be above 750 to get accepted and proceed with the credit card application.
  4. Your employment status also matters when it comes to evaluating your credit card eligibility. Must be in current job for at least one year to qualify for the card.

Step 3: Submit Your Application

Once you have found yourself eligible for a particular credit card, you can proceed to fill the credit card application online. For example, IDFC First Bank asks you to fill in your details such as name, email address, pin code and mobile number in order to contact you and discuss your credit worthiness and your suitable card. You can also apply by downloading the IDFC First Bank Mobile App.

Another option to apply for a credit card is to visit the nearest branch.

Know more about IDFC First Bank Instant Credit Card.


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