Titan SBI Credit Card, Rewards and Benefits, Joining Fees & amp; Charges, Apply Online

Titan SBI Credit Card: SBI Card, a prominent credit card issuer in India, has joined forces with Titan, a powerhouse in the premium retail sector, to introduce the Titan SBI Credit Card. This collaboration brings forth a wealth of exclusive discounts, cashback opportunities, and privileges tailored specifically for transactions made at Titan outlets. With this card, avid shoppers at Titan brands stand to reap significant savings on their purchases. Users can enjoy up to 7.5% cashback on a diverse range of Titan entities including World of Titan, Taneira, Titan Eye+, Helios, Fastrack, Skinn, Irth, and Sonata.

Moreover, this card caters not only to the retail enthusiast but also to frequent flyers, as it grants complimentary access to both international and domestic airport lounges. Whether you’re indulging in a shopping spree or jetting off to your next destination, the Titan SBI Credit Card ensures that you’re rewarded every step of the way. To delve deeper into the myriad benefits offered by this card, continue reading below.

Rewards and Benefits

• Rewards Beyond Compare:- Earn rewards effortlessly with every swipe, with a diverse range of redemption options to suit your preferences. From luxurious Titan vouchers to exciting experiences, your rewards are as unique as you are.
• Unparalleled Travel Access:- Embark on your next adventure with confidence, as your premier card grants you access to a host of exclusive travel perks. Enjoy seamless journeys with priority check-ins, preferential seating, and unparalleled lounge access at both domestic and international airports.
• Savor the Finer Things in Life:- Elevate your dining experience with exclusive privileges at top-rated restaurants and eateries. Whether you’re craving a gourmet meal or a casual dining experience, your premier card ensures that every culinary journey is nothing short of extraordinary.
• Golfing Extravaganza:- For the golf aficionado, your premier card opens the doors to elite golfing destinations around the globe. Enjoy preferential tee times, exclusive access to prestigious courses, and curated experiences designed to elevate your game to new heights.
• Peace of Mind, Guaranteed:- Rest easy knowing that you’re protected against fraud with our zero liability policy. In the unfortunate event of a lost or stolen card, report it promptly to the bank, and you won’t be held liable for any unauthorized transactions.
• Experience the Difference:- Discover a world of luxury, convenience, and unmatched privileges with your premier credit card. Whether you’re exploring new horizons or indulging in the finer things in life, your card is your ultimate companion every step of the way.

Fees & Charges

• Rewarding Loyalty:- Enjoy the benefits of your premier credit card with a spend-based waiver program. Simply spend ₹3 lakh and watch as your rewards grow, with opportunities to redeem them for a wide array of exciting offerings.
• Seamless Rewards Redemption:- Say goodbye to cumbersome redemption processes with our streamlined rewards program. No fees, no hassle – just straightforward access to a range of enticing rewards that cater to your unique tastes and preferences.
• Global Spending, Local Convenience:- Travel with confidence knowing that your premier credit card offers competitive foreign currency markup rates, ensuring that every international transaction is both convenient and cost-effective.
• Competitive Interest Rates:- Experience financial flexibility with our competitive interest rates, designed to empower you to manage your finances with ease. With a low monthly rate of 3.50% (42% per annum), you can stay in control of your spending while enjoying the benefits of your card.
• Fueling Your Journeys:- Enjoy the convenience of fueling up without the extra cost, thanks to our fuel surcharge waiver program. With a 1% waiver on fuel transactions up to ₹3,000, you can hit the road with peace of mind and savings in your pocket.
• Access to Cash, Anytime:- Need cash on the go? With your premier credit card, accessing cash is convenient and hassle-free. Enjoy cash advances with charges as low as 2.5% or a minimum of Rs. 500, ensuring that you always have the funds you need, when you need them.
• Empowering Your Spending Power:- Give your loved ones the gift of financial freedom with our complimentary add-on card feature. Share the benefits of your premier credit card with family members, without any additional fees or charges.
• Discover the Difference:- Experience the ultimate in luxury, convenience, and rewards with your premier credit card. Whether you’re shopping, dining, or traveling the globe, your card is your key to unlocking a world of possibilities.

Product Details

• With this card, you’ll enjoy a generous 7.5% cashback on purchases made at eight select Titan brands, allowing you to indulge in the finest timepieces, jewelry, eyewear, and more, while earning rewards effortlessly.
• But the perks don’t end there. For all other expenditures outside of the Titan brand realm, you’ll earn an impressive 6 Reward Points for every ₹100 spent. Whether you’re dining out, traveling, or shopping for everyday essentials, you’ll rack up points quickly, paving the way for exciting rewards and exclusive offers.
• Experience the power of premium rewards and unparalleled benefits with our Titan-exclusive credit card. Unlock a world of luxury and convenience while earning rewards on every purchase, and make every shopping excursion a rewarding experience.

Pros/Cons

Pros

Tailored for individuals with significant wealth, this card presents an exclusive opportunity to save on premium Titan brand purchases while also offering enticing milestone rewards.

Cons

Despite its annual fee of ₹3,000, this card lacks dining and movie benefits, placing its primary emphasis on savings within the Titan brand ecosystem.

Benefits on Titan Purchases