Credit Card

Axis Bank AURA Credit Card, Rewards and Benefits, Joining Fees Charges, Apply Online

Axis Bank AURA Credit Card: Axis Bank’s AURA Credit Card and YES Bank’s Wellness Credit Card stand out as prime examples of this trend, each offering a tailored suite of benefits aimed at promoting physical and financial well-being.

Axis Bank’s AURA Credit Card is designed for individuals who prioritize health and fitness in their lifestyle. This unique offering provides a host of exclusive benefits, tailored specifically for the ultra health-conscious. From complimentary fitness sessions to discounted rates on nutritional foods, the card covers a wide spectrum of medical and fitness perks. Additionally, cardholders can access free video consultations with healthcare professionals, ensuring convenient and timely medical assistance.

Similarly, YES Bank’s Wellness Credit Card caters to the growing demand for health-centric financial products. Launched amidst the ongoing pandemic, this card aims to support individuals in maintaining their well-being while managing their finances. With features such as complimentary virtual doctor consultations and discounts on health-related expenses, the card provides a comprehensive solution for both medical and financial needs.

When it comes to rewards, both cards offer competitive earning rates. Axis Bank’s AURA Credit Card allows cardholders to earn 2 EDGE Points per Rs. 200 spent, with a lucrative 5X EDGE Points on insurance spends. Each EDGE Point is valued at Rs. 0.20, translating to an effective reward rate of 1% on insurance spends and 0.20% on other spending categories. This rewards structure incentivizes healthy lifestyle choices while providing value for everyday purchases.

Fees Joining Fee- Rs. 749 + GST

Renewal Fee- Rs. 749 + GST

Best Suited For


Reward Type

Reward Points

Welcome Benefits
A Decathlon voucher worth Rs. 750.

Rewards and Benefits

  • Earn Rewards Every Time You Swipe: With your Axis Bank Rewards Card, earning rewards is as easy as swiping! For every spend of Rs. 200, you earn 2 EDGE Points. But that’s not all – indulge in insurance spends and earn a whopping 5x EDGE Points, accelerating your rewards accumulation like never before.
  • Redeem Rewards Your Way: Your rewards, your choice! The EDGE Points you earn can be redeemed for a variety of exciting options. Treat yourself to shopping or travel vouchers, or explore our extensive catalog of products on the Axis Bank EDGE Rewards Portal. The possibilities are endless, ensuring you get the rewards that suit your lifestyle best.
  • Experience the Ultimate Dining and Rewards Combo: Picture this: relishing delectable dishes at top-notch restaurants while earning rewards effortlessly – that’s the power of your Axis Bank Rewards Card. Whether you’re dining out with friends, treating your loved ones, or simply enjoying a solo culinary adventure, make every meal memorable with exclusive discounts and generous rewards.
  • Protecting You Every Step of the Way: Your peace of mind is our priority. With Zero Liability Protection, rest assured that you’re safeguarded against any fraudulent transactions made with your card after reporting its loss to the bank. Your security is non-negotiable, allowing you to swipe with confidence wherever you go.

Fees & Charges

  • Enjoy Dining Discounts and More: Indulge your taste buds while enjoying exclusive dining discounts at partner restaurants. With savings of up to 20%, every meal becomes a delightful experience for you and your loved ones. Plus, with rewards earned on every spend, dining out becomes even more rewarding!
  • Seamless Rewards Redemption, Zero Fees: Redeeming your hard-earned rewards has never been easier – and the best part? There are no redemption fees! Whether you choose shopping vouchers, travel perks, or products from our extensive catalog, your rewards are yours to enjoy without any extra charges.
  • Travel with Confidence, Pay Less Abroad: Traveling abroad? No problem! With a foreign currency markup of just 3.5%, you can shop and dine internationally without worrying about hefty fees eating into your budget. Enjoy the convenience of using your card worldwide while keeping your expenses in check.
  • Low Interest Rates, High Savings: Benefit from competitive interest rates of just 3.40% per month (or 49.36% annually), ensuring that you save more on your outstanding balances. With lower interest rates, you can focus on enjoying life’s pleasures without breaking the bank.
  • Fuel Up and Save: Say goodbye to fuel surcharges with our exclusive offer. Enjoy a 1% waiver on fuel surcharges at all fuel stations for transactions between Rs. 400 and Rs. 4,000, with a maximum waiver of Rs. 250 per month. Keep your fuel expenses in check and enjoy savings every time you fill up your tank.
  • Easy Cash Access, Minimal Charges: Need cash in a pinch? No problem. With cash advance charges of just 3.4% of the withdrawn amount or a minimum of Rs. 500, accessing cash has never been more convenient or affordable.
  • Share the Benefits with Your Loved Ones – for Free: Want to extend the benefits to your family members? With our add-on card feature, you can do just that – and the best part? There are no add-on card fees, ensuring that your loved ones can enjoy the perks of your Axis Bank Rewards Card at no extra cost.

Product Details

  • Axis Bank’s AURA Credit Card stands out as a beacon of wellness empowerment, offering an array of enticing benefits to support individuals in their journey towards holistic health. Upon issuance, cardholders are welcomed with a generous Decathlon voucher worth Rs. 750, encouraging them to kickstart their fitness regime with quality sports gear.
  • The card’s commitment to health extends beyond mere material goods, with a suite of virtual healthcare services designed to cater to the modern lifestyle. Cardholders enjoy the convenience of four free video doctor consultations per month through Practo, ensuring access to medical advice from the comfort of home. Complementing this, Fitternity provides four interactive video fitness sessions and 16 recorded sessions monthly, empowering users to stay active on their own terms.
  • In addition to virtual care, the AURA Credit Card rewards proactive health management with tangible benefits. Cardholders can avail an annual discount of up to Rs. 500 on health check-ups, promoting preventive healthcare practices. Furthermore, discounts of at least 30% are offered on nutritional consultations and food, encouraging balanced dietary choices that contribute to overall well-being.
  • The rewards program of the AURA Credit Card is equally robust, with cardholders earning 2 EDGE Points per Rs. 200 spent, alongside accelerated (5X) EDGE Points on select transactions. These points can be redeemed for a variety of rewards, amplifying the value of every purchase made with the card. Moreover, dining enthusiasts can indulge guilt-free with up to 20% discount on dining bills at partner restaurants through the Axis Bank Dining Delights Program, combining culinary delights with financial savings.

Axis Bank AURA Credit Card Welcome Benefit:

Welcome to a world of unparalleled privileges with the Axis Bank AURA Credit Card. Designed to cater to your lifestyle needs, this card offers a range of exciting benefits from welcome gifts to health and fitness perks. Let’s explore why the Axis Bank AURA Credit Card stands out from the rest:

Welcome Gift Worth Rs. 750!

Kickstart your journey with the Axis Bank AURA Credit Card and receive a Decathlon voucher worth Rs. 750 as a welcome gift. It’s our way of welcoming you to a world of rewards and experiences.

Earn Rewards on Every Spend!

With the Axis Bank AURA Credit Card, earning rewards is effortless. Earn 2 EDGE Points for every Rs. 200 spent with the card, and enjoy a 5X EDGE Points boost on insurance spends, giving you more reasons to swipe and earn.

Redeem Rewards Your Way!

Redeem your EDGE Points for a variety of rewards, including shopping and travel vouchers, or choose from a selection of products on the Axis Bank EDGE Rewards Portal. The choice is yours, making your rewards redemption experience seamless and satisfying.

Indulge in Dining Delights!

Savor delicious meals with up to 20% discounts at partner restaurants under the Axis Bank Dining Delights program. Whether you’re dining out with friends or treating your loved ones, enjoy savings while relishing culinary delights.

Unlock Health and Fitness Benefits!

Experience the unique medical and fitness benefits of the Axis Bank AURA Credit Card. Enjoy 4 complimentary doctor consultations per month on Practo, along with an annual discount of up to Rs. 500 on health check-ups. Additionally, access 4 interactive video fitness sessions and 16 recorded fitness sessions per month on Fitternity. Plus, enjoy exclusive discounts on nutritional consultations and foods, helping you stay healthy and fit.

Fuel Up with Savings!

Say goodbye to fuel surcharges with a 1% waiver on transactions between Rs. 400 and Rs. 4,000 at all filling stations across India. Enjoy a maximum waiver of Rs. 250 per month, ensuring savings every time you refuel.

Simple Eligibility Criteria and Easy Application Process!

Applying for the Axis Bank AURA Credit Card is easy. Simply visit the Axis Bank website or your nearest branch to apply online. Ensure you have the necessary documents handy, including identity proof, address proof, and proof of income.

Accessible Customer Care Support!

For any queries or assistance, our dedicated customer care team is just a call away. Dial Axis Bank’s retail phone banking numbers or contact the 24×7 helpline to address your concerns or block your card if needed.

In Conclusion:

The Axis Bank AURA Credit Card is more than just a credit card – it’s a lifestyle companion that offers a unique blend of rewards, dining benefits, and unparalleled health and fitness perks. Whether you’re a health-conscious individual or a fitness enthusiast, this card caters to your specific needs, making it a valuable addition to your wallet. Share your thoughts on this exclusive offering by Axis Bank in the comments below, and if you’re already a cardholder, we’d love to hear about your experiences!

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