Axis Bank ACE Credit Card, Rewards and Benefits, Joining Fees Charges, Apply Online

Axis Bank ACE Credit Card: HDFC Bank and Paytm have joined forces to introduce a revolutionary co-branded credit card, tailored to meet the dynamic needs of today’s digitally savvy consumers. This strategic partnership combines HDFC Bank’s extensive banking prowess with Paytm’s innovative digital payment solutions, presenting a card that seamlessly integrates convenience and rewards.

The HDFC Paytm co-branded credit card offers an array of enticing benefits, including attractive cashback rewards across various spending categories such as shopping, dining, entertainment, and utility bill payments. Furthermore, cardholders can enjoy exclusive discounts and offers at a wide network of partner merchants, enhancing the overall value proposition of the card.

One of the standout features of this co-branded offering is its emphasis on digital convenience, empowering users to make cashless transactions effortlessly through the Paytm app. With advanced security features and round-the-clock customer support, cardholders can enjoy peace of mind when making purchases online or offline.

Moreover, the HDFC Paytm credit card provides access to comprehensive account management tools, enabling users to track expenses, manage finances, and redeem rewards seamlessly. Whether it’s earning cashback on everyday purchases or accessing exclusive benefits, this card is designed to elevate the overall banking and payment experience for consumers.

Rewards and Benefits

• Dining Delights:- Indulge your taste buds with a discount of up to 20% at over 4,000 restaurants participating in the Axis Bank Dining Delights program. Whether you’re craving local delicacies or international cuisine, enjoy savings on dining experiences like never before.
• Cashback Bonanza:- Maximize your cashback earnings with a tiered rewards structure:
• Earn 5% cashback on bill payments and mobile recharges via GPay, along with 4% cashback on Swiggy, Ola, and Zomato, capped at Rs. 500 cashback per month.
• Enjoy 2% cashback on all other merchants, ensuring that you earn rewards on every transaction.
• Reward Redemption:- Your earned cashback is automatically credited to your card account, offering hassle-free redemption and instant gratification. With no additional steps required, enjoy the convenience of automatic cashback earnings.
• Travel Convenience:- Experience convenience and comfort while traveling with complimentary airport lounge access at domestic airports. Additionally, enjoy accelerated (4%) cashback on Ola rides with the Axis Bank Ace Card, ensuring seamless travel experiences with added savings.
• Lounge Access:- Relax and unwind before your flight with 4 complimentary airport lounge visits per year at domestic airport lounges. Whether you’re traveling for business or leisure, enjoy the luxury of complimentary lounge access and amenities.
• Zero Liability Protection:- Rest easy knowing that you’re protected against unauthorized or fraudulent transactions. With zero liability protection, you won’t be held liable for any unauthorized transactions if the loss of your card is reported within 3 days.

Fees & Charges

• Spend-Based Waiver:- Enjoy fee waivers based on your spending habits:
• Joining fee waived on spends of Rs. 10,000 within 45 days of card issuance, ensuring that you start enjoying the benefits of your card from the very beginning.
• Annual fee (2nd year onwards) waived on total annual spends of Rs. 2,00,000, rewarding you for your loyalty and spending habits.
• Rewards Redemption Fee:- Say goodbye to additional charges with nil rewards redemption fees. Enjoy the flexibility of redeeming your rewards without any extra costs, ensuring maximum value for your purchases.
• Foreign Currency Markup:- Experience seamless international transactions with a foreign currency markup fee of 3.5% of the transaction amount. Whether you’re traveling abroad or making online purchases in foreign currency, enjoy convenience without worrying about excessive fees.
• Interest Rates:- Benefit from competitive interest rates of 3.6% per month or 52.86% annualized, ensuring that you manage your finances effectively while enjoying the perks of your credit card.
• Fuel Surcharge:- Save on fuel expenses with a 1% fuel surcharge waiver for purchases worth between Rs. 400 and Rs. 4,000, with a maximum waiver of Rs. 500 per month. Enjoy convenience at the pump while keeping your fuel costs in check.
• Cash Advance Charges:- Access cash when you need it with cash advance charges of 2.5% of the withdrawn amount, subject to a minimum of Rs. 500. Enjoy flexibility and convenience in managing your finances with access to cash advances whenever required.
• Add-on Card Fee:- Share the benefits of your card with your loved ones with nil add-on card fees. Extend the privileges of your Axis Bank Cashback Plus Credit Card to family members and enjoy the convenience of managing expenses collectively.

Product Details

• Enjoy generous cashback rewards on your everyday purchases:
• Earn 5% cashback on bill payments and mobile recharges made through Google Pay, ensuring savings on essential utilities.
• Indulge in your favorite meals with 4% cashback on Swiggy, Zomato, and Ola rides, making dining out and commuting more rewarding.
• Earn 1.5% cashback on all other purchases (with a few exceptions), ensuring that you earn rewards on every transaction.
• Relax and unwind before your flight with 4 free domestic lounge visits every year. Whether you’re traveling for business or leisure, enjoy the luxury of complimentary lounge access and amenities.
• Enjoy savings on fuel expenses with a 1% fuel surcharge waiver, capped at Rs. 500 per month. Whether you’re commuting to work or embarking on a road trip, enjoy convenience at the pump while keeping your fuel costs in check.
• Savor delicious meals with a discount of up to 20% at over 4000+ restaurants. From fine dining establishments to casual eateries, enjoy savings on dining experiences across a wide range of cuisines and locations.
• Experience fee waivers based on your spending habits:
• Enjoy a joining fee waiver and annual fee waiver, ensuring that you start enjoying the benefits of your card without any additional costs. Simply meet the specified spending criteria to unlock these waivers and enjoy the perks of your card hassle-free.

Axis Bank ACE Credit Card Features and Benefits

Unlock a world of cashback rewards and exclusive perks with the Axis Bank Rewards Prime Credit Card. Designed to cater to your lifestyle and spending habits, this card offers a range of benefits across various categories, ensuring that you make the most of every transaction.

Travel and Dining Benefits:

• Enjoy the convenience of 4 complimentary airport lounge access every year at selected domestic airports, providing you with a relaxing pre-flight experience.
• Indulge your taste buds and enjoy savings with up to 20% discount on dining bills at over 4000+ restaurants participating in the bank’s Dining Delights program.
• Accelerated (4%) cashback on Ola rides, making your commute more rewarding and cost-effective.

Spend-Based Fee Waiver:

• Get the joining fee reversed by simply spending Rs. 10,000 within 45 days of card setup, ensuring that you start enjoying the benefits of your card without any upfront costs.
• Enjoy a waiver of the annual membership fee from the second year onwards by achieving an annual spend of Rs. 2,00,000 in the preceding year, rewarding you for your loyalty and spending habits.

Fuel Surcharge Waiver:

• Say goodbye to fuel surcharges with a 1% fuel surcharge waiver at all fuel stations across the country for transactions worth Rs. 400 to Rs. 4,000. Maximize your savings on fuel expenses with a maximum waiver capped at Rs. 500 per month.

Cashback Rewards:

• Earn generous cashback rewards on your everyday purchases:
  • Get 5% cashback on utility bill payments (electricity, water, gas, LPG, and broadband) and DTH & mobile recharges via Google Pay, ensuring savings on essential utilities.
  • Enjoy 4% cashback on Zomato, Swiggy, and Ola rides, making dining out and commuting more rewarding.
  • Earn 1.5% cashback on all other spends (with a few exceptions), ensuring that you earn rewards on every transaction without any monthly capping.

Fees and Charges:

• Enjoy the benefits of the Axis Bank Rewards Prime Credit Card with an annual fee of only Rs. 499. Additionally, benefit from competitive interest rates, cash advance fees, and foreign currency mark-up charges.

Who Should Get an Axis Bank Rewards Prime Credit Card?

Consider applying for the Axis Bank Rewards Prime Credit Card if:

• You frequently use Google Pay for bill payments and mobile/DTH recharges, dine out, and commute with Ola.
• You value the convenience of airport lounge access and enjoy dining out with discounts.
• You prefer a cashback-based credit card with low annual fees and the potential for fee waivers based on spending habits.

ACE Credit Card Eligibility Criteria

Axis Bank Elite Cashback Credit Card! Tailored to suit your lifestyle and preferences, this card offers a multitude of perks designed to enhance your shopping experience and maximize your savings.

Eligibility Criteria:

To be eligible for the Axis Bank Elite Cashback Credit Card, you must meet the following basic requirements:

• Age: You must be between 18 and 70 years old.
• Residency: You must be a resident of India.
• Financial Stability: You must have a steady income and maintain a decent credit score.

Credit Limit:

The Axis Bank Elite Cashback Credit Card offers a generous credit limit to cardholders. However, the specific limit varies based on factors such as income, banking relationship, credit history, and more. Cardholders with a higher credit score typically receive a higher credit limit. You can also request a credit limit increase over time by contacting your card issuer.

How to Apply:

Applying for the Axis Bank Elite Cashback Credit Card is quick and easy. Simply click on the “Apply Now” button and select the Elite Cashback Credit Card. Follow the prompts to fill out the application form and submit your details. If you’re an existing Axis Bank customer, the process will be even smoother. You’ll need to provide documents such as identity proof (e.g., Voter ID, Aadhar Card, PAN Card), address proof (e.g., Aadhar Card, Voter ID, PAN Card, Driving License), and proof of income (e.g., salary slips, audited ITR acknowledgment).

Customer Care:

Axis Bank is committed to providing exceptional customer support to its credit cardholders. If you need assistance or wish to report unauthorized transactions, you can reach Axis Bank Customer Care at 18604195555 or 18605005555, available 24×7. Additionally, you can block your card instantly by sending an SMS with the text “BLOCK XXXX” to 5676782.

Review:

Priced affordably with an annual membership fee of Rs. 500, the Axis Bank Elite Cashback Credit Card offers lucrative cashback benefits on utility bill payments made through Google Pay, making it an excellent choice for entry-level users. Additionally, cardholders enjoy 4% cashback on popular platforms like Ola, Swiggy, and Zomato.

Another standout feature of the card is the inclusion of 4 complimentary domestic airport lounge access visits, a rarity among entry-level cards. For individuals new to credit seeking to embark on their financial journey, the Axis Bank Elite Cashback Credit Card is a compelling option.

For those seeking an alternative to this card, the HDFC Bank MoneyBack Plus Credit Card offers a comparable experience.