Flipkart Axis Bank Super Elite Credit Card, Rewards and Benefits, Joining Fees Charges, Apply Online

Flipkart Axis Bank Super Elite Credit Card: HDFC Bank and Paytm have introduced a groundbreaking co-branded credit card, designed to cater to the evolving needs of today’s digital consumers. This partnership combines HDFC Bank’s extensive banking expertise with Paytm’s innovative digital payment solutions, resulting in a card that seamlessly integrates convenience and rewards.

The HDFC Paytm co-branded credit card offers a plethora of benefits, including lucrative cashback rewards on a wide range of spending categories such as shopping, dining, entertainment, and utility bill payments. Additionally, cardholders can enjoy exclusive discounts and offers across a diverse network of partner merchants, enhancing the overall value proposition of the card.

One of the standout features of this co-branded offering is its focus on digital convenience, empowering users to make cashless transactions seamlessly through the Paytm app. With advanced security features and round-the-clock customer support, cardholders can enjoy peace of mind when making purchases online or offline.

Moreover, the HDFC Paytm credit card provides access to comprehensive account management tools, allowing users to track expenses, manage finances, and redeem rewards effortlessly. Whether it’s earning cashback on everyday purchases or accessing exclusive benefits, this card is designed to elevate the overall banking and payment experience for consumers.

Rewards and Benefits

• Movie & Dining:- Not Applicable
• Rewards Rate:- Earn lucrative rewards with the Axis Bank SuperCoins Credit Card. Plus members enjoy an impressive 12% SuperCoins back on Flipkart purchases, while non-plus members still benefit from a substantial 6% SuperCoins back. Additionally, earn 2% SuperCoins on all other retail purchases, adding value to every transaction.
• Reward Redemption:- Redeem your SuperCoins for a range of exciting rewards, including Flipkart purchases and various gift voucher options available on the platform. Each SuperCoin holds a value of Re. 1, providing flexibility and convenience in redeeming your rewards.
• Travel:- Embark on your next journey with savings in hand. Enjoy discounts of up to Rs. 1,500 on domestic flights and up to Rs. 5,000 off on international flight bookings as part of the card’s introductory offer, making your travel experiences more affordable and enjoyable.
• Golf:- Not Applicable
• Domestic Lounge Access:- Not Applicable
• International Lounge Access:- Not Applicable
• Insurance Benefits:- Rest easy knowing you’re protected with zero liability coverage against fraudulent or unauthorized transactions. As long as you promptly report any losses to the bank, you won’t be held responsible for unauthorized charges, providing peace of mind and security.

Fees & Charges

• Spend Based Waiver:- Enjoy the benefit of having the annual fee waived on your credit card by meeting a spending threshold. Spend Rs. 2 lakhs or more in the previous year to qualify for this waiver, ensuring that your card membership remains cost-effective and rewarding.
• Rewards Redemption Fee:- There are no fees associated with redeeming your rewards earned through the credit card. Enjoy the flexibility of accessing your rewards without any additional charges, making it easier to maximize the value of your accumulated points.
• Foreign Currency Markup:- For international transactions, a foreign currency markup fee of 3.5% is applied to the total transaction amount. While using your card abroad, be mindful of this fee to accurately assess the cost of your purchases and plan accordingly.
• Interest Rates:- The credit card carries an interest rate of 3.6% per month, providing you with the flexibility to manage your finances while making purchases. It’s important to stay informed about the interest rate to make informed decisions about your spending and repayment strategies.
• Fuel Surcharge:- Enjoy the convenience of fueling up without incurring additional charges. With a 1% fuel surcharge waiver on all fuel transactions, you can save money every time you visit the pump, enhancing the overall value of your credit card.
• Cash Advance Charges:- In the event that you need to withdraw cash using your credit card, a cash advance fee applies. This fee amounts to 2.5% of the withdrawn amount, with a minimum charge of Rs. 500. Exercise caution when utilizing cash advances to minimize associated costs.
• Add-on Card Fee:- Experience the convenience of sharing your credit card benefits with loved ones at no extra cost. The card offers a nil add-on card fee, allowing you to extend the privileges of your credit card to family members seamlessly and affordably.

Product Details

• Kickstart your journey with 500 bonus SuperCoins upon card activation, adding instant value to your membership. Whether you’re shopping, traveling, or exploring new experiences, SuperCoins open doors to exciting rewards and savings.
• Enjoy seamless travel experiences with 15% off on flight tickets booked via Flipkart Flights. Whether you’re jet-setting for business or leisure, take advantage of exclusive discounts and offers to make your journeys more affordable and enjoyable.
• Upgrade your wardrobe with Rs. 500 off on select Myntra items, ensuring that you stay stylish without breaking the bank. With a minimum purchase of Rs. 2999, indulge in fashion-forward finds and elevate your personal style effortlessly.
• Groove to your favorite tunes with a complimentary three-month Gaana trial membership. Enjoy unlimited access to a vast library of music, podcasts, and more, ensuring that you never miss a beat in your entertainment journey.
• Maximize your rewards with 12 additional SuperCoins on purchases made with Flipkart. As a Flipkart Plus member, enjoy exclusive benefits and privileges that elevate your online shopping experience to new heights.
• Prioritize your well-being with 30% off on your first medicine order from Flipkart Health. Take care of your health and save on essential medications and healthcare products, all from the comfort of your home.
• Enjoy a spend-based waiver of the annual membership fee, ensuring that you continue to enjoy the benefits of your card without any additional cost. With flexible terms and conditions, the Axis Bank Lifestyle Plus Credit Card offers unmatched value and convenience.
• Enjoy savings on every fuel purchase with a 1% fuel surcharge waiver. Whether you’re commuting to work or embarking on a road trip, enjoy peace of mind knowing that you’re saving on fuel expenses with your Axis Bank Lifestyle Plus Credit Card.

Pros/Cons

Pros:

• Enjoy a variety of welcome benefits with the Axis Bank Shopping Delights Credit Card, ranging from 500 SuperCoins to complimentary trial memberships of YouTube Premium. Start your journey with instant rewards and exclusive privileges that add value from the get-go.
• Benefit from excellent rewards on spends with Flipkart, making this card highly advantageous for avid online shoppers. Earn rewards effortlessly while indulging in your favorite purchases, ensuring that every transaction comes with added value.

Cons:

•  While the Axis Bank Shopping Delights Credit Card offers a multitude of rewards and perks, it does not extend any insurance benefits. This may be a drawback for individuals seeking comprehensive coverage and protection through their credit card.
• Unlike some premium credit cards, the Axis Bank Shopping Delights Credit Card does not provide domestic or international lounge access. For frequent travelers who value lounge amenities, this may be a downside to consider.

Flipkart Axis Bank Super Elite Credit Card Features and Benefits

Flipkart Axis Bank Super Elite Credit Card, a newly launched co-branded shopping card designed to elevate your shopping experiences to new heights. Discover a plethora of benefits and privileges tailored to enhance your lifestyle and savings.

Welcome Benefits:

Experience the thrill of activation with exciting welcome benefits:

• 500 bonus SuperCoins to kickstart your rewards journey.
• Enjoy a 2-month complimentary trial membership of YouTube Premium, unlocking a world of ad-free entertainment.
• Groove to your favorite tunes with a 3-month complimentary Gaana Plus trial membership.
• Access a year-long complimentary membership to Lenskart, ensuring clear vision and stylish eyewear options.

Reward Rates:

Maximize your rewards with competitive reward rates:

• Flipkart Plus members earn 12 SuperCoins per Rs. 100 spent on Flipkart purchases, with a maximum of 300 coins per transaction.
• Non-Plus members enjoy 6 SuperCoins per Rs. 100 spent on Flipkart purchases, with a maximum of 150 coins per transaction.
• Earn 2 SuperCoins per Rs. 100 spent on other purchases, ensuring rewards on all your transactions.

Reward Redemption:

Redeem your SuperCoins for a variety of products, gift vouchers, and more available on the Flipkart website/app. Each SuperCoin is valued at Re. 1, offering flexibility and convenience in redemption options.

Additional Discounts and Deals:

Enjoy exclusive discounts on your favorite brands:

• Get up to Rs. 500 additional discount on Myntra orders worth Rs. 2,999 or more, applicable to your first three orders using the card.
• Enjoy a 15% discount (up to Rs. 1,500) on domestic flight bookings via Flipkart Flights, making travel more affordable and rewarding.

Spend-Based Waiver:

Waive off the annual fee of Rs. 500 by spending Rs. 2 lakhs or more using the card in the previous anniversary year, ensuring that you enjoy the benefits of your card without any additional cost.

Fuel Surcharge Waiver:

Benefit from a 1% fuel surcharge waiver on all fuel purchases between Rs. 400 and Rs. 5,000, providing savings and convenience at the pump.

Fees and Charges:

Stay informed about the fees and charges associated with the card:

• Joining and annual fee of Rs. 500, waived by spending above Rs. 2 lakhs in the previous year.
• Enjoy a competitive interest rate of 3.6% per month.
• Foreign currency markup fee of 3.5% on total transaction amount.
• Cash withdrawal fee of 2.5% of withdrawn amount, with a minimum of Rs. 500.

Eligibility Criteria:

Ensure you meet the eligibility requirements:

• Minimum age of 18 years and maximum age of 70 years.
• Stable source of income.
• Resident or non-resident Indian.
• Decent credit score.

World of Shopping with the Axis Bank Flipkart Super Elite Credit Card!

Are you ready to elevate your shopping experience to new heights? Look no further than the Axis Bank Flipkart Super Elite Credit Card – the ultimate companion for avid Flipkart shoppers. With a plethora of benefits and rewards, this card is designed to cater to your shopping needs and enhance your savings.

Required Documents:

To apply for this exclusive credit card, ensure you have the following documents handy:

• Copy of PAN Card or Form 60
• Passport-sized colored photograph
• Identity Proof: Aadhar Card, Passport, Voter’s Card, etc.
• Address Proof: Latest electricity bills, Aadhar Card, Passport, Ration Card, etc.
• Proof of Income: Latest salary slips, latest audited ITR, etc.

How to Apply:

Applying for the Axis Bank Flipkart Super Elite Credit Card is easy and convenient. You can choose to apply online or visit your nearest Axis Bank branch. Simply gather all necessary documents and fill out the application form accurately. For online applications, click on the “Apply Now” button on the right-hand side of the screen. For offline applications, visit the branch and submit your documents along with the application form.

Review:

The Axis Bank Flipkart Super Elite Credit Card is a game-changer for Flipkart enthusiasts. With an affordable annual fee and exceptional reward rates, this card offers up to 12% savings in the form of SuperCoins on Flipkart purchases. These SuperCoins can be redeemed for a variety of products and vouchers on the Flipkart platform, providing unparalleled flexibility and value. While the card may not offer extensive privileges across different categories, it is a must-have for online shopping aficionados. For those seeking exclusive benefits like lounge access, the Flipkart Axis Bank Credit Card may be a better fit. However, if your heart belongs to Flipkart, the Super Elite Credit Card is the perfect choice. Have any questions or concerns? Feel free to reach out to us – we’re here to help you make the most of your shopping experience!