BANK OF BARODA SELECT CREDIT CARD FULL REVIEW & FEATURES!!
∗ Bank of Baroda के बहुत credit card है और ये भी इनमे से एक है इस card का नाम SELECT credit card है आज हम आपको बतायंगे इसके features और benefits और यह card बिलकुल free है । Bank of Baroda Cards also offers instant discounts & cashback for shopping on E-Commerce giants such as Amazon & Flipkart.
WELCOME BENEFITS :
∗ N/A-इस Credit card में आपको कोई भी Welcome Benefit नहीं मिलता।
REWARD POINTS :
∗ Earn 5 reward points for every Rs. 100 spent on online Shopping , Dining and Utility bills.
∗ 1 Reward Point for every Rs. 100 spent on other categories. 1 RP = 0.25 Rs.
Note that the cardholder would not fetch Reward Points on fuel transactions and that the 5X Rewards are capped at 1000 Reward Points on the mentioned categories per month.इन categories पर उस महीने में और खर्च करने पर नियमित कमाई दर पर Reward Points मिलेंगे।
FEE STRUCTURE :
First-year Fee : Rs. 750 + Taxes
∗ charge reversal के लिए 60 दिनों के भीतर अपने कार्ड पर 7,500 रुपये खर्च करना होगा The refund will appear in the 4th bill statement from the month of issue of the card, provided all due payments have been made.
Annual Fee : Rs. 750 + Taxes
∗ Fee waiver के लिए आपको एक साल में अपने credit card से 70,000 रुपये खर्च करने होंगे।
BONUS REWARD POINTS:
∗ प्रति महीने 1000 रुपये से अधिक 5 transactions पर 1,000 reward points मिलते है ।
∗ Debiting your Bank of Baroda Select Credit Card 5 times for 1000+ bucks a month gives you 1000 Bonus reward points, which is as good as Rs. 250 per month that aggregates to Rs. 3000 a year. We think it’s great.
FUEL SURCHARGE WAIVER :
∗ 1% Fuel surcharge waiver at all fuel stations across India.
∗ The waiver applies to transactions between Rs. 400 Rs. and Rs. 5000.
∗ The maximum fuel surcharge waiver gets capped at Rs. 250 per month statement cycle.
Note – No Reward Points are earned on fuel transactions.
Easy EMI Option
∗ अपने credit card पर 2500+ रुपये की खरीदारी को 6 और 12 महीनों की आसान EMI में बदल सकते है ।
DOMESTIC LOUNGE ACCESS :
∗ N/A-इस Credit card में आपको कोई भी Domestic Lounge Access नहीं मिलता।
ELIGIBILTY CRITERIA :
∗ The primary cardholders should be above 21 years of age (18 years for add-on applicants).
∗ The applicant should be self–employed या salaried होना चाहिए।
∗ The applicant should be having a decent credit score.
HOW TO APPLY :
∗ इस कार्ड को अप्लाई करने के लिए आप इनकी official website पर जाकर अप्लाई कर सकते हैं।
