HDFC Bank Pixel Play Credit Card, Rewards and Benefits, Joining Fees & amp; Charges, Apply Online

HDFC Bank Pixel Play Credit Card: HDFC Pixel Play Credit Card, a dynamic and affordable offering for young people and shoppers. With a modest joining fee of Rs. 500 plus GST, this card, like the Millennia Credit Card, offers cashback making every purchase more rewarding. Earn 5% cashback on two chosen categories, including popular brands in dining, entertainment, travel, groceries, electronics, and fashion. 1% unlimited cashback on all other expenditures is also provided.

In addition to its generous cashback rewards, the Pixel Play Credit Card offers seamless redemption options through HDFC CashPoints. With a straightforward application process through the PayZapp app and the opportunity to waive the joining fee by meeting a minimum spending requirement of Rs. 20,000, the HDFC Pixel Play Credit Card stands out as an accessible choice for modern consumers.

Rewards and Benefits

HDFC Spectrum Cash Credit Card, a dynamic financial tool designed to enhance your spending experience and maximize your savings. With a unique focus on cashback rewards, this card offers unparalleled benefits tailored to suit your lifestyle. Let’s explore the features and benefits of the HDFC Spectrum Cash Credit Card:

Cashback Rewards

Unlock the power of cashback on your favorite categories:

• Enjoy an impressive 5% cashback on two specified categories of your choice. Whether it’s dining, entertainment, groceries, electronics, or fashion, indulge in your preferred spending categories and earn lucrative cashback rewards.

Reward Redemption

Easily redeem your cashback against your monthly statement:

• Seamlessly redeem your earned cashback against your statement balance, providing you with instant savings and reducing your overall credit card bill.

Travel and Leisure Benefits

Experience unmatched flexibility and convenience:

• While the HDFC Spectrum Cash Credit Card does not offer specific travel or leisure benefits such as lounge access or golf privileges, its focus on cashback rewards ensures that you have the freedom to utilize your savings in a manner that best suits your travel and leisure preferences.

Zero Liability Protection

Enjoy peace of mind with zero liability protection:

• Rest assured knowing that you are protected against fraudulent transactions. In the event of card loss or theft, report it promptly to the bank, and you will not be held liable for any unauthorized charges.

Fees & Charges

Spend Based Waiver

Unlock the renewal fee waiver by meeting a simple spending milestone:

• Enjoy the convenience of having your renewal fee waived off by spending just Rs. 1 lakh in a card anniversary year, making it easier to enjoy the benefits of your card without any additional costs.

Rewards Redemption Fee

Experience hassle-free redemption with no additional charges:

• Benefit from a rewards redemption process that incurs no fees, allowing you to effortlessly redeem your earned rewards without any deductions.

Foreign Currency Markup

Enjoy international spending with confidence:

• Make purchases in foreign currencies with a competitive foreign currency markup fee of 3.5%, ensuring that you can shop globally without worrying about excessive charges.

Interest Rates

Manage your finances efficiently with transparent interest rates:

• Access credit at a monthly interest rate of 3.60%, translating to an annual rate of 43.20%, providing you with clarity and predictability in managing your card balances.

Fuel Surcharge

Save on fuel expenses with a maximum waiver:

• Enjoy a maximum fuel surcharge waiver of Rs. 250 with each statement cycle, allowing you to minimize your fuel expenses and maximize your savings.

Cash Advance Charges

Access cash conveniently with minimal charges:

• Benefit from cash advances with a nominal fee of 2.5%, ensuring that you have access to emergency funds whenever needed.

Add-on Card Fee

Extend the benefits to your loved ones at no additional cost:

• Provide your family members with the convenience of an add-on card without incurring any extra fees, allowing them to enjoy the same privileges and rewards as the primary cardholder.

Product Details

• Joining Fee:- Access incredible benefits at a minimal cost: Obtain the HDFC FlexCash Credit Card for a modest joining fee of just Rs. 500, ensuring affordability without compromising on value.
• Cashback Rewards:- Unlock exciting cashback rewards on popular brands: Enjoy the thrill of earning 5% cashback on transactions made at a wide range of popular brands, allowing you to save while indulging in your favorite purchases.

Cashback With HDFC Bank Pixel Play Credit Card

Introducing the HDFC Spectrum Cash Credit Card, a dynamic financial solution designed to elevate your spending experience and maximize your savings. With a focus on simplicity and value, this card offers unmatched benefits tailored to suit your lifestyle. Let’s explore the exclusive features and advantages of the HDFC Spectrum Cash Credit Card:

Cashback Rewards

Unlock the power of cashback on your favorite categories:
– Enjoy an impressive 5% cashback on any two packs of your choice, allowing you to save on dining, entertainment, travel, groceries, electronics, fashion, and more.
– Additionally, earn 3% cashback on transactions made with your choice of one E-commerce merchant, including PayZapp, Amazon, and Flipkart.
– Benefit from unlimited 1% cashback on all other expenditures, ensuring that you earn rewards on every purchase.

Reward Redemption

Easily manage and redeem your cashback rewards:
– Cashback will be credited in the form of Pixel CashPoints, which can be conveniently managed within the rewards section of the Pixel Homepage in PayZapp.
– Upon accumulating 1000 Pixel CashPoints, easily redeem them in your PayZapp Wallet and use them to purchase digital brand vouchers of your choice.

Joining Fee Waiver

Access exclusive benefits without any joining fee:
– Enjoy a waiver of the joining fee by simply spending Rs. 20,000 within 90 days of card issuance, making it easy to enjoy the rewards of your card without any upfront costs.

How to Apply

Apply for the HDFC Spectrum Cash Credit Card with ease:
– Download or update the PayZapp App from the Google Play Store for Android or the App Store for iOS.
– Click on the ‘Apply Now for Pixel Play’ banner on the PayZapp Homepage and follow the simple steps to complete your application.

Conclusion

The HDFC Spectrum Cash Credit Card offers a compelling option for individuals seeking a budget-friendly card with rewarding benefits. With its generous cashback rewards, waiver of the joining fee, and seamless redemption options, this card is tailored to meet the needs of young shoppers and savvy spenders alike. Apply for the HDFC Spectrum Cash Credit Card today and unlock a world of savings and convenience.