Credit Card

Kotak Bank Fortune Gold Card

Kotak Bank Fortune Gold credit card is a credit card powered by Visa Business that provides you with exclusive benefits and privileges on your annual spendings. The Kotak Fortune Gold credit card comes with a milestone benefit on the spending of  Rs 1,50,000 whereby you get 4 PVR movie tickets and a cashback of Rs 750. You get a 1% fuel surcharge waiver on transactions between Rs 500 and Rs 3000. The Kotak Fortune Gold card comes with several other benefits. Read below to know more about this Kotak Bank Fortune Gold credit card.

  • Joining Fee- Nil
  • Renewal Fee- Nil
  • Best Suited For- Shopping
  • Reward Type- Reward Points
  • Welcome Benefits- NA

Rewards and Benefits

  • Movie & Dining- Get free movie tickets for any show and any given day at your nearest PVR cinemas
  • Rewards Rate- NA
  • Reward Redemption- NA
  • Travel- NA
  • Golf- NA
  • Domestic Lounge Access- NA
  • International Lounge Access- NA
  • Insurance Benefits- NA
  • Zero Liability Protection- NA

Fees & Charges

  • Spend based Waiver- NA
  • Rewards Redemption Fee- Nil
  • Foreign Currency Markup- 3.5% per foreign conversion
  • Interest Rates- 3.5% per month
  • Fuel Surcharge- 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 3000
  • Cash Advance Charge- Rs 199
  • Add-on Card Fee- Rs 299 per add-on card

Product Details

  • Zero Membership Fee Charged
  • 4 free PVR movie tickets or a cashback of Rs 750 on spends of Rs 1,50,000
  • 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 3000
  • Zero liability cover up to Rs 50,000 is provided with this credit card in case of any fraudulent transactions

Kotak Bank Fortune Gold Card Milestone Benefit

You get 4 free PVR movie tickets or a cashback of Rs 750 on annual spending of Rs 1,50,000 using Kotak Bank Fortune Gold credit card

How to Redeem?

You can simply redeem your Kotak Bank Fortune Gold credit card for your PVR movie tickets or Cashback

  •  You can redeem your free movie tickets for any show and any given day at your nearest PVR cinemas. Star PassCode will be provided which can be used to redeem online for free movie ticket booking at the PVR cinema. The offer for movie tickets is valid only for up to 3 months and can be redeemed anytime. The offer is applicable only to those customers from PVR location cities.
  • The cashback received on your Kotak Bank Fortune Gold card and cashback can be claimed within 3 months till the offer is valid

Other Benefits

  • You get a fuel surcharge waiver on transactions between Rs. 500 and Rs. 3000. Also, you get a fuel surcharge waiver of Rs 3500 annually.
  • A zero liability cover up to Rs 50,000 is provided with this credit card in case of any fraudulent transactions on your Kotak Fortune Gold credit card.

Eligibility Criteria

  • The applicant should be of an age bracket of 21 years to 65 years. The add-on cardholder should be of an age of 18 years
  • Applicant should reside in the following locations Ahmedabad, Mumbai, Navi Mumbai, and Pune. Bangalore, Chandigarh, Chennai, Delhi (including Gurgaon and Noida), Hyderabad, Kolkata.
  • Self-employed income criteria are 3 lakhs whereas income criteria for salaried employees are provided at the bank’s discretion
  • The applicant should be a resident of India.

Conclusion

Kotak Fortune Gold Card is a card that comes with a wide array of special benefits. Bank charges zero membership fees on its Kotak Fortune Gold credit card. On spending of 1,50,000, you get 4 free PVR movie tickets and a cashback of Rs 750 on your Kotak Fortune Gold credit card.

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