Reliance SBI Card, Rewards and Benefits, Joining Fees & amp; Charges, Apply Online

Reliance SBI Card: SBI Card has launched a new shopping credit, the Reliance SBI Card, expanding their shopping credit card options. This card comes at a reasonable joining fee of Rs. 499 and also has a welcome benefit of Reliance Retail Vouchers worth Rs. 500 and discount vouchers worth Rs. 3,200. If you regularly make purchases from Reliance stores, then this card is the most suitable for you. As you will earn 5 Reward Points on purchases made at the Reliance store with this credit card.

Along with an excellent reward structure for retail purchases, you can also take benefit of the milestone benefits in the form of vouchers provided with this card. By making spends of Rs. 1 lakh in a year, you can also waive your renewal fee. Keep on reading to find out more benefits of this latest offering by SBI Card.

Rewards and Benefits

Movie & Dining:- Indulge in delightful dining experiences and thrilling movie outings with our exclusive rewards:

• Earn 5 Reward Points for every Rs. 100 spent on movie tickets and dining, ensuring that every entertainment expense brings you closer to exciting rewards.

Rewards Rate:- Maximize your rewards with our competitive rewards rate:

• Enjoy 5 Reward Points for every Rs. 100 spent at Reliance Retail Stores, dining establishments, and movie theaters, allowing you to earn rewards while shopping and dining.
• Earn 1 Reward Point for every Rs. 100 spent on other retail purchases, ensuring that every transaction contributes to your rewards accumulation.

Reward Redemption:- Unlock the value of your Reward Points with our flexible redemption options:

• Redeem your Reward Points for cash equivalent to Rs. 0.25 per Reward Point, providing you with instant savings and convenience.

Travel, Golf, and Lounge Access:- While our card does not offer travel, golf, or lounge access benefits, rest assured that you are protected with our comprehensive insurance coverage and Zero Liability Protection.

Insurance Benefits:- Enjoy peace of mind knowing that you are covered with our insurance benefits, providing you with financial protection and security.

Zero Liability Protection:- Protect yourself against fraudulent transactions with our Zero Liability Protection policy. You will not be held liable for any unauthorized charges if your card is promptly reported lost or stolen to the bank.

Fees & Charges

• Spend Based Waiver:- Enjoy the benefit of having your annual charges waived upon spending Rs. 1 lakh, rewarding your loyalty with savings and convenience.
• Rewards Redemption Fee:- With a nominal redemption fee of just Rs. 99, you can easily redeem your rewards without any hassle, ensuring that you maximize the value of your points.
• Foreign Currency Markup:- Experience seamless international transactions with a competitive foreign currency markup rate of 3.5% on transaction amounts, allowing you to shop and travel globally with ease.
• Interest Rates:- Benefit from attractive interest rates of 3.5% per month (equivalent to 42% annually), providing you with affordable credit whenever you need it.
• Fuel Surcharge:- Save on fuel expenses with a 1% waiver on fuel transactions ranging from Rs. 500 to Rs. 4,000, offering valuable savings every time you refuel your vehicle.
• Cash Advance Charges:- Access cash conveniently with cash advance charges of 2.5% or a minimum of Rs. 500, ensuring that you have access to funds whenever required.
• Add-on Card Fee:- Enjoy the flexibility of sharing your benefits with your loved ones with our add-on card feature, available at no additional fee.

Product Details

• Kickstart your journey with exclusive welcome benefits, including Rs. 500 vouchers and additional discount vouchers. It’s our way of welcoming you to the world of convenience and savings that comes with being a Reliance SBI Credit Cardholder.
• Earn reward points effortlessly with every transaction. Enjoy 5 Reward Points for every Rs. 100 spent on purchases made at Reliance Stores, as well as on dining and movie spends. Plus, earn 1 Reward Point for every Rs. 100 spent on all other eligible transactions. With every swipe, you’re one step closer to unlocking exciting rewards and benefits.
• Experience the benefits of the Reliance SBI Credit Card at a minimal cost. With a joining and annual fee of Rs. 499 plus GST, enjoy access to exclusive privileges and savings that make it worth every penny.
• Whether you’re shopping for essentials at Reliance Stores, dining out with friends, or catching the latest blockbuster, the Reliance SBI Credit Card is your perfect companion. Enjoy unmatched rewards and benefits that enhance your lifestyle and make every moment more enjoyable.

Pros/Cons

Pros:

1. Earn 5 Reward Points for Dining and Movie Spends: Enjoy the perks of earning 5 Reward Points for every rupee spent on dining and movie outings. Whether you’re treating yourself to a delicious meal or catching the latest blockbuster, earn points effortlessly with every transaction.
2. Low and Reasonable Joining Fee: Embrace the affordability of the Reliance SBI Credit Card, featuring a modest joining fee of just Rs. 499. Gain access to exclusive benefits and rewards without breaking the bank, making it an attractive option for budget-conscious consumers.

Cons:

1. Lack of Lounge Access: Unlike some entry-level cards, the Reliance SBI Credit Card does not offer lounge access privileges. For frequent travelers seeking additional perks such as lounge access, this may be a downside to consider.
2. Limited Benefit for Non-Reliance Store Shoppers: While the card offers significant rewards for dining and movie spends, its primary benefits are geared towards customers who make regular purchases from Reliance stores. If you primarily shop elsewhere, you may not fully maximize the card’s benefits.

Reliance SBI Card Features and Benefits

Reliance SBI Card, offering an array of enticing features and benefits tailored to enhance your lifestyle. Let’s delve into the comprehensive details of what this card has to offer:

A Warm Welcome Awaits You

Embark on your journey with the Reliance SBI Card and be greeted with a generous welcome offer. Upon the realization of your joining fees, receive Reliance Retail Vouchers worth Rs. 500, extending a warm embrace as you join the ranks of distinguished cardholders. Additionally, revel in the delight of exclusive discount vouchers totaling Rs. 3,200, redeemable at select Reliance Stores, enriching your initial experience with unmatched savings and perks.

Unlock Exclusive Discounts

Indulge in a plethora of discount vouchers worth Rs. 3,200, tailor-made to enhance your shopping experience across renowned Reliance brands. These vouchers, bestowed upon you upon the realization of your joining fees, pave the way for unparalleled savings and elevate your shopping escapades to new heights. Remember, the ultimate gratification lies in utilizing these vouchers in conjunction with your Reliance SBI Card for a seamless and rewarding transaction.

Immerse Yourself in Luxury

Dive into a world of luxury and convenience with the Reliance SBI Card, designed to cater to your every need. Whether it’s fashion, electronics, or lifestyle essentials, indulge in an unparalleled shopping experience with exclusive privileges and discounts at your fingertips. Elevate your lifestyle and embrace a seamless fusion of affordability and luxury with the Reliance SBI Card.

Seize the Moment, Reap the Rewards

With the Reliance SBI Card, every transaction is an opportunity to reap rich rewards and unlock exclusive benefits. From cashback offers to reward points, every swipe brings you closer to a world of endless possibilities. Embrace the journey of unparalleled rewards and let the Reliance SBI Card be your companion in every endeavor.

Experience the Convenience of Reliance SBI Card on UPI

Introducing a seamless integration of convenience and rewards, the Reliance SBI Card extends its usability to UPI applications, enriching your digital payment experience like never before. Embrace the freedom to link your credit card with the UPI app of your choice, amplifying your financial flexibility and convenience.

Unlock Reward Points with Every Transaction

Delight in the privilege of earning 1 Reward Point for every transaction made at Reliance Retail Stores through your preferred UPI application. Seamlessly blend the convenience of digital payments with the allure of rewards, as every purchase becomes an opportunity to earn and indulge in the plethora of offerings that await you.

Exclusive Discounts and Offers Await

Prepare to embark on a journey of unparalleled savings and benefits with the Reliance SBI Card. Avail yourself of exclusive discounts and offers across a myriad of categories, ranging from fashion to electronics and beyond. Maximize your savings and elevate your shopping experience by leveraging the power of your Reliance SBI Card for every transaction.

Seize the Moment, Elevate Your Experience

With the Reliance SBI Card on UPI, convenience and rewards converge to redefine your digital payment experience. Embrace the future of finance and unlock a world of possibilities with every swipe, tap, or click. Choose the Reliance SBI Card and embark on a journey of unparalleled convenience, rewards, and savings today.

Unlock Exclusive Rewards with Spend-Based Milestones

Reap the rewards of your annual expenditures by reaching spend-based milestones. Receive Reliance Retail vouchers valid at participating stores as a token of appreciation.

Enjoy Exclusive Benefits with the Reliance SBI Card

Achieve Financial Freedom with Spend-Based Annual Fee Waiver

Simply spend Rs. 1 lakh during your card anniversary year to have your annual fees reversed.

Fuel Surcharge Waiver

Experience the convenience of a 1% fuel surcharge waiver at petrol pumps nationwide. Transactions ranging from Rs. 500 to Rs. 1,400 qualify, with a maximum monthly waiver of Rs. 100 (Rs. 1,200 annually).

Elevate Your Rewards Game with Reliance SBI Card Reward Points

Earn 5 Reward Points for every Rs. 100 spent at participating Reliance Retail Stores. For UPI payments at Reliance Retail Stores, receive 1 Reward Point per Rs. 100 spent. Indulge in dining and movies with 5 Reward Points per Rs. 100 spent, and earn 1 Reward Point per Rs. 100 on other retail purchases. Each Reward Point holds a value of Rs. 0.25. Please note that no Reward Points accrue for rental payments, fuel transactions, and wallet reloads.

Applying for the Reliance SBI Card

Apply effortlessly for the Reliance SBI Card through Card Insider. Click on the Apply Now button to initiate your application process. Ensure you have necessary documents such as your PAN Card and Aadhaar Card handy for a smooth application experience.

Reliance SBI Card Review by Card Insider

This credit card emerges as an excellent choice for those seeking a low-fee card with rewarding perks. Enjoy accelerated Reward Points on Reliance Store purchases and dining/movie expenditures. Furthermore, its status as a RuPay Credit Card enables seamless integration with UPI applications, simplifying payment processes.

Are You Ready to Embrace the Reliance SBI Card?

Share your thoughts and opinions in the comments below. Experience the benefits of this latest offering from SBI Card!