SBI Shaurya Credit Card, Rewards and Benefits, Joining Fees & amp; Charges, Apply Online

SBI Shaurya Credit Card: Introducing the Apollo SBI Credit Card, a revolutionary offering that prioritizes your health and well-being while rewarding your lifestyle choices. This innovative collaboration between SBI Card and Apollo Hospitals redefines the credit card experience by seamlessly integrating healthcare benefits with everyday rewards.

With the Apollo SBI Credit Card, you’ll enjoy triple reward points for every rupee spent on Apollo services, ensuring that your health expenditures translate into tangible rewards. Additionally, indulge in your favorite movies, dining experiences, and entertainment outings, and earn double reward points for every transaction in these categories.

As a token of appreciation, cardholders receive an exclusive 10% instant discount at select Apollo Services, making quality healthcare more affordable than ever before. Moreover, enjoy the privileges of complimentary Apollo Gold Tier Membership, unlocking a world of exclusive benefits and perks tailored to your healthcare needs.

But the benefits don’t end there. Say goodbye to fuel surcharges with a 1% waiver at all fuel stations, making your journeys smoother and more cost-effective. With the Apollo SBI Credit Card, every aspect of your life is enriched, from healthcare to entertainment, and beyond. Experience the difference today.

Rewards and Benefits

Rewarding Your Every Spend: With the XYZ Credit Card, every purchase becomes an opportunity to earn rewards. Earn 1 Reward Point for every Rs. 100 spent, ensuring that every transaction contributes to your rewards balance. Additionally, enjoy an impressive 5x Reward Points on groceries, dining, CSD, movies, departmental stores, and more, amplifying your rewards potential with every swipe.

Flexible Reward Redemption: Experience the freedom to choose how you redeem your rewards. Whether you’re eyeing a coveted item from our Rewards catalogue or seeking to offset your card’s outstanding balance, the choice is yours. Redeem your reward points against a variety of options, with 1 Reward Point equating to Re. 0.25, ensuring maximum value and flexibility.

Protection and Peace of Mind: Rest easy knowing that your XYZ Credit Card comes with built-in protection for life’s uncertainties. Benefit from personal accident insurance cover worth Rs. 2 lakhs, providing you with financial security and peace of mind in unforeseen circumstances.

Simplicity and Transparency: Experience banking made simple with the XYZ Credit Card. Enjoy straightforward terms and transparent policies, ensuring clarity and ease of use at every step of your financial journey. With no hidden fees or complex conditions, managing your card becomes a hassle-free experience.

Elevate Your Everyday: Unlock a world of possibilities with the XYZ Credit Card. Whether you’re dining out with friends, stocking up on groceries, or enjoying a movie night, maximize your rewards potential and enjoy the perks of everyday spending. With a focus on enhancing your lifestyle and rewarding your loyalty, the XYZ Credit Card is your trusted companion for all your financial needs.

Fees & Charges

• Spend-Based Renewal Waiver:- Experience the freedom of renewal fee waiver by simply spending Rs. 50,000 or more in the previous year. Your loyalty is our priority, and we believe in rewarding your continued support with the gift of fee-free membership, ensuring that your journey with the Summit Rewards Card remains both rewarding and cost-effective.
• Reward Redemption Made Easy:- Unlock the treasures of your rewards with ease and convenience. While we believe in the power of rewards, we also value transparency and simplicity. Therefore, enjoy hassle-free reward redemption with a nominal fee of just Rs. 99 on each redemption request, allowing you to maximize the value of your rewards without any hidden costs or complexities.
• Global Convenience, Local Value:- Navigate the global landscape with confidence and ease, knowing that your Summit Rewards Card offers a competitive foreign currency markup fee of 3.5% on all international transactions. Whether you’re exploring exotic destinations or indulging in overseas shopping sprees, experience the freedom to spend without borders while enjoying the peace of mind that comes with transparent and fair fees.
• Competitive Interest Rates:- Empower your financial journey with competitive interest rates designed to suit your lifestyle. With an interest rate of just 2.75% per month or 33% annually, the Summit Rewards Card offers the flexibility to manage your finances with ease, ensuring that you can pursue your aspirations without unnecessary financial burdens.
• Fuel Surcharge Waiver:- Enjoy the convenience of seamless journeys with our exclusive fuel surcharge waiver. Experience a 1% fuel surcharge waiver on all fuel transactions ranging from Rs. 500 to Rs. 3,000, providing you with additional savings and value on your everyday fuel expenses.
• Cash Advance Convenience:- Access instant funds whenever you need them with our cash advance facility. With a nominal charge of just 2.5% of the withdrawn amount or Rs. 500, whichever is higher, enjoy the convenience of cash on hand without the worry of exorbitant fees.
• Complimentary Add-On Card:- Share the benefits of your Summit Rewards Card with your loved ones with our complimentary add-on card facility. Experience the joy of convenience and shared rewards without any additional fees, ensuring that your family members can enjoy the same privileges and benefits as you.

Product Details

• Rewards Plus SBI Credit Card, designed to elevate your financial experience with unmatched benefits and rewards. As a token of appreciation, we welcome you with 1,000 Reward Points upon card activation, setting the stage for a rewarding journey ahead.
• With the Rewards Plus SBI Credit Card, earning rewards is effortless. Enjoy up to 5 Reward Points for every Rs. 100 spent, allowing you to accumulate points quickly and redeem them for a variety of exciting rewards. What’s more, these Reward Points can be seamlessly redeemed against your card’s outstanding balance, providing you with added flexibility and convenience.
• Say goodbye to renewal fees with our unique spend-based waiver, rewarding your loyalty and responsible spending habits. Plus, enjoy the convenience of a 1% fuel surcharge waiver at fuel stations nationwide, saving you money with every fill-up.
• As a valued cardholder, your safety and security are our top priorities. That’s why we provide complimentary insurance cover against personal accidents, offering you peace of mind wherever you go.

Shaurya SBI Card Features and Benefits

Introducing the SBI Guardian Credit Card: Honoring Those Who Serve. In a tribute to the brave souls safeguarding our nation’s borders, SBI proudly presents the Guardian Credit Card. Designed exclusively for Indian Defense Personnel, this card offers a multitude of benefits tailored to recognize their invaluable service and commitment. Let’s delve into the myriad features and advantages of the SBI Guardian Credit Card:

A Hero’s Welcome

Embark on your journey with a token of appreciation from SBI. Enjoy a welcome bonus of 1,000 Reward Points, credited to your account within 15 days of paying the joining fee, symbolizing our gratitude for your service and dedication.

Shield of Protection

Protect yourself and your loved ones with an insurance cover of Rs. 2 lakhs against personal accidents, providing you with financial security and peace of mind during unforeseen circumstances.

Renewal Fee Waiver

Experience the privilege of fee-free membership renewal by achieving a spend of Rs. 50,000 or more in the previous anniversary year. Your loyalty is our priority, and we believe in rewarding your continued support with the gift of fee-free membership, ensuring that your journey with the Guardian Credit Card remains both rewarding and cost-effective.

Fuel Surcharge Waiver

Enjoy seamless journeys and additional savings with a 1% fuel surcharge waiver on all fuel transactions ranging from Rs. 500 to Rs. 3,000. Maximize your benefits with a capped waiver of Rs. 250 per statement cycle, ensuring that every journey is a rewarding experience.

Rewarding Your Valor

Elevate your rewards potential with every transaction. Earn 5 Reward Points for every Rs. 100 spent on dining, groceries, movies, and departmental stores, adding value to your everyday purchases. Additionally, earn 1 Reward Point for every Rs. 100 spent elsewhere, allowing you to accumulate rewards with every swipe.

Flexible Reward Redemption

Unlock a world of possibilities with our flexible reward redemption options. Redeem your earned Reward Points against a host of products and gift vouchers from the SBI Rewards catalogue, or utilize them to pay your card’s outstanding balance at a rate of 1 RP = Re. 0.25. Enjoy hassle-free redemption with a nominal fee of Rs. 99 + GST on every redemption request, ensuring maximum value and convenience.

Simple Application Process

Apply for the Guardian Credit Card effortlessly through multiple channels. Visit your nearest SBI branch with the required documents, or apply online with just a few clicks. Our customer care team is also available to assist you with the application process, ensuring a seamless experience from start to finish.

In Conclusion

The SBI Guardian Credit Card stands as a testament to our unwavering commitment to those who serve our nation. With a plethora of benefits, transparent terms, and exclusive privileges, this card honors your valor and sacrifices while offering unparalleled rewards and convenience. Apply for your Guardian Credit Card today and embark on a journey of recognition, appreciation, and empowerment.