Credit Card

Shoppers Stop Black HDFC Bank Credit Card, Rewards and Benefits, Joining Fees & Charges, Apply Online

Introducing an exclusive treat for avid shoppers at Shoppers Stop: the Shoppers Stop Black HDFC Bank Credit Card! Crafted with the fashion-forward in mind, this card offers an array of enticing benefits and rewards to keep you stylish all year round.

Designed to cater to the needs of shopping enthusiasts, this card is your ticket to a world of perks and privileges. Earn generous First Citizen Points not only on purchases made at Shoppers Stop brand outlets but also at other partner brands. Plus, enjoy complimentary access to the prestigious First Citizen BLACK membership.

With the increasing popularity of Shoppers Stop and the growing spending power of customers, this card has been tailored to enhance your shopping experience. The joining fee and renewal fee for this card are both set at an affordable Rs. 5,000.

Experience the ultimate in shopping convenience with this premium version of the Shoppers Stop HDFC Bank Credit Card. Whether you’re splurging on the latest fashion trends or indulging in luxury brands, this card has you covered.

Fees Joining Fee- Rs. 2500+ GST
Renewal Fee- Rs. 2500+ GST
Best Suited For


Reward Type Reward Points
Welcome Benefits Get Shoppers Stop vouchers worth ₹1500, redeemable on any bill value

Rewards and Benefits

Experience the perfect blend of luxury and convenience with the Movie & Dining Rewards Credit Card. Earn generous rewards on all your spending, whether you’re indulging in a shopping spree at Shoppers Stop or dining out at your favorite restaurants.

Earn an impressive 7% Reward Points on every purchase at Shoppers Stop and 2% Reward Points on all other transactions. Redeem your points seamlessly for purchases at Shoppers Stop outlets or online, making every shopping experience even more rewarding.

Travel in style with complimentary access to domestic and international lounges. Enjoy up to 16 complimentary lounge visits at domestic airports per year, with a maximum of 4 visits in a quarter. For international travel, relish 8 complimentary lounge visits per calendar year, with a limit of 2 visits in a quarter.

Gain peace of mind with comprehensive insurance benefits. Receive coverage of up to Rs. 3 crore for accidental air death, up to Rs. 50 lakh for emergency overseas hospitalization, and credit liability protection of up to Rs. 9 lakh.

With our Zero Liability Protection, you can rest assured that you won’t be held responsible for any fraudulent transactions after reporting the loss of your card to our 24-hour call center immediately.

Experience unmatched privileges and protection with the Movie & Dining Rewards Credit Card, your ultimate companion for every occasion.

Fees & Charges

  • Expenditure-Linked Exemption- N/A
  • Redemption Charges for Rewards- None
  • International Transaction Fee- A 3.5% fee, along with relevant taxes
  • Annual Interest Rates- At 3.6% per month (equivalent to 43.2% annually)
  • Fuel Surcharge- Benefit from a 1% waiver on fuel surcharges, capped at Rs. 500 per billing cycle, applicable at all petrol stations nationwide
  • Cash Advance Fee- Either 2.5% of the withdrawn amount or Rs. 500, whichever is higher
  • Additional Card Supplementary Charge- No charges apply

Product Details

  • Enjoy the exclusive perks of a complimentary First Citizen BLACK membership with your card.
  • Earn 7% Reward Points on all Supermarket spends, with a maximum monthly cap of ₹2000.
  • Gain 2% Reward Points on non-Supermarket purchases, with a monthly cap of ₹2000.
  • Receive complimentary access to both domestic and international airport lounges.

Introducing the Shoppers Stop Black HDFC Bank Credit Card – Unveiling a world of luxury and convenience tailored for discerning shoppers. Crafted to elevate your shopping experience, this card offers an array of exclusive benefits and privileges. Here’s a comprehensive look at what this prestigious card has to offer:

Welcome Offer:

As a warm welcome gesture, receive a Shoppers Stop voucher worth Rs. 1,500 upon spending a minimum of Rs. 5,000 on all Private Label Brands.

Milestone Rewards:

Earn Rs. 2000 per month for a minimum purchase of Rs. 50,000 at Shoppers Stop over the weekend, with a cap of once per month and five times a year.

Reward Program:

Enjoy 7% Reward Points on every Shoppers Stop spend, with a maximum cap of Rs. 2000 per month. Additionally, earn 2% Reward Points on non-Shoppers Stop spends, also capped at Rs. 2000 per month.

Reward Redemption:

Redeem your bank reward points at a value of Re. 1 against Shoppers Stop vouchers. Other redemptions are as per HDFC Bank’s current redemption catalog.

Travel Privileges:

Indulge in luxury travel experiences with 16 complimentary domestic lounge visits and 8 international lounge visits per calendar year, capped at 4 and 2 visits per quarter, respectively.

Insurance Coverage:

Rest assured with emergency hospitalization coverage of up to Rs. 50 Lakhs, accidental air death cover of Rs. 3 Crores, and credit liability cover of Rs. 9 Lakhs.

Fees and Charges:

The Shoppers Stop Black HDFC Credit Card entails an annual fee of Rs. 4,500 plus applicable taxes, along with a renewal membership fee of the same amount. The interest rate stands at 3.6% per month (43.2% annually), with foreign currency mark-up charges of 3.5%. Cash advance fee is 2.5%, subject to a minimum of Rs. 500.

Eligibility Criteria:

Salaried individuals aged between 21 to 60 years with a monthly income exceeding Rs. 2 Lakhs, and self-employed individuals aged between 21 to 65 years with an ITR of over Rs. 8 Lakhs are eligible for this card.

Documentation Required:

Applicants need to submit identity proof (PAN Card, Aadhar Card, Voter ID Card, Driving License), address proof (Aadhar Card, Voter ID Card, Driving License, Passport, Utility Bills), and income proof (salary slips or bank statements for salaried individuals, ITR for self-employed individuals).

Application Process:

Apply for the Shoppers Stop Black HDFC Credit Card online by visiting the HDFC Bank’s Credit Card page, or offline by visiting the nearest branch and submitting the required documents.


The Shoppers Stop Black HDFC Credit Card offers a premium shopping experience, ideal for elite shoppers who frequent Shoppers Stop outlets or their online store. With its generous rewards program and secure payment features, this card promises a truly rewarding and hassle-free shopping journey. Embrace luxury and convenience with this exclusive credit card tailored for the discerning shopper.

Apply Now

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