Shoppers Stop HDFC Bank Credit Card is a lucrative card for people who love to shop at Shoppers Stop and like to stay updated on fashion trends. It offers complementary Shoppers Stop Membership to people who avail this card. This co-branded credit card is specially designed for consumers who seek generous rewards while making purchases at Shoppers Stop.
The cardholders get exclusive benefits such as accrual of multiple reward points on shopping purchases and redeeming them later against further purchases that they make at Shoppers Shop. Apart from rewards points, cardholders also get special offers on delivery and grocery platforms such as Swiggy, Zomato and BigBasket. This is a lifetime free card and eligible customers who wish to have an elite shopping experience at Shoppers Stop can avail it.
- Joining Fee- NA
- Renewal Fee- NA
- Best Suited For- Shopping
- Reward Type- Reward Points
- Welcome Benefits- You get a voucher worth Rs. 500 as a welcome gift which can be redeemed on a minimum spend of Rs. 5000 on private label brands.
Rewards and Benefits
- Movie & Dining- PayZapp offers worth upto Rs. 1,500 on select merchants like Swiggy, Zomato and BigBasket.
- Rewards Rate- Earn 6 First Citizen Points on every Rs.150 spent on Private Label Brands and 2 First Citizen Points on every Rs.150 spent on all other retail transactions except fuel and wallet.
- Reward Redemption- The points can be redeemed on purchases made in Shoppers Stop Outlet or online through Shoppers Stop website.
- Travel- NA
- Golf- NA
- Domestic Lounge Access- NA
- International Lounge Access- NA
- Insurance Benefits- NA
- Zero Liability Protection- Cardholder shall not be liable for any fraudulent transaction done on the card post reporting the loss of card to the bank.
Fees & Charges
- Spend based Waiver- NA
- Rewards Redemption Fee- NA
- Foreign Currency Markup- 3.5% on conversion amount (plus tax)
- Interest Rates- 3.6% per month or 43.2% per annum
- Fuel Surcharge- Cardholders get a 1% fuel surcharge waived (up to Rs. 250 per statement cycle), across all petrol stations in India.
- Cash Advance Charge- 2.5 % of the transaction amount subject to a minimum charge of Rs 500.
- Add-on Card Fee- NA
Product Details
- Complimentary Shoppers Stop Membership.
- Get Shoppers Stop Voucher worth Rs.500 as a welcome benefit which will be redeemable when you shop for a minimum of Rs. 5000 from Private Label Brands.
- Earn 6 first citizen points on private-label brands at Shoppers Stop per Rs. 150 spent (capped at 500 points per month).
- Earn 2 first citizen points per Rs. 150 spent on other brands within and outside Shoppers Stop (except wallet and fuel).
- 1% fuel surcharge waiver across all fuel stations (up to Rs. 250 per statement cycle)
- All points will be reflected in the Shoppers Stop account and can be redeemed in Shoppers Stop platforms and outlets only.
Shoppers Stop HDFC Credit Card Features and Benefits
Following are the detailed features and benefits of the Shoppers Stop HDFC Bank Credit Card:
Welcome Benefit
Cardholders get a voucher worth Rs. 500 as a welcome benefit which can be redeemed on a minimum spend of Rs. 5000 on private label brands.
Milestone Benefits
Get 2000 first citizen points when you spend Rs. 2 Lakhs annually
Reward Benefits
- Enjoy complimentary Shoppers Stop Membership
- On every Rs.150 spent on retail transactions, cardholders earn first citizen points
- Get 6 first citizen points on private-label brands at Shoppers Stop on every Rs.150 spent (capped at 500 points per month)
- Get 2 first citizen points on every Rs.150 spent on other brands and category spends within and outside Shoppers Stop (except wallet and fuel)
Reward Redemption
- The reward points can be redeemed against the purchases made at Shoppers Stop either at the retail outlet or through the website
- The SS points are not transferable for cash or credit
- The SS points cannot be exchanged for gift vouchers
- The SS points cannot be used to make a purchase through Cash On Delivery
- The SS points are valid for one year from the date of issue
- Shoppers Stop Limited is not liable or responsible for unauthorized or fraudulent purchases made through SS points
Grocery and Dining Benefits
Get PayZapp offer up to Rs. 1,500 per month on select vendors like Swiggy, Zomato, and BigBasket
Eligibility Criteria
The eligibility of the applicant to apply for the Shoppers Stop HDFC Bank Credit Card is as follows :
- For self-employed Indian Citizens, the minimum age of the applicant should be 21 years and the maximum age should be 65 years and he should have submitted an ITR of Rs.6 Lakhs or more
- For salaried Indian Citizens, the minimum age of the applicant should be 21 years and the maximum age should be 60 years with a net monthly salary of Rs. 20,000 or more.
Fees and Charges
- Shoppers Stop HDFC Bank Credit Card is a lifetime free card, so you don’t need to pay any joining or annual fee for this.
- The interest rate on this card is 3.6% per month. Interest is charged on the outstanding amount that is not paid by the payment due date.
- The cash advance fee on this credit card is 2.5% of the transaction amount or a minimum of Rs. 500.
- The forex markup fee on this credit card is 3.5% on all foreign currency transactions.
Conclusion
The Shoppers Stop HDFC Bank Credit Card is one of the exclusive HDFC cards that comes with attractive shopping benefits. Customers gain access to an exclusive Shoppers Stop membership that allows them to gain rewards when they purchase at Shoppers Stop. The reward points are credited in the Shoppers Stop account which the members can redeem against the purchases made at Shoppers Stop either at store or through the website. This card is free for a lifetime but the reward points expire 1 year after the time of issuance. It is an amazing choice for people who want a rewarding and seamless shopping experience at Shoppers Stop
