Credit Card

6E Rewards – Indigo Kotak Bank Credit Card

In collaboration with Indigo airlines, Kotak Bank has started issuing co-branded travel credit cards which are: 6E Rewards – Indigo Kotak Bank Credit Card & 6E Rewards XL – Indigo Kotak Credit Card. Out of the two, the 6E Rewards variant is the basic one and the other is superior. Earlier, only HDFC Bank used to issue credit cards in partnership with Indigo, but now Kotak Bank has also been added to the list. The 6E Rewards – Indigo HDFC Bank Credit Card comes with an annual fee of Rs. 700 and welcomes its customers with a number of exciting benefits, which include complimentary air ticket, dining & stay vouchers from Accor hotels, Budweiser gift vouchers, and 6E prime add-on.

Other than all this, this card comes with an exciting reward program. On your spends on Indigo, you can earn up to 3% 6E Rewards and 15% 6E Rewards on Indigo partner brands. Moreover, you can save up to 2% on other categories, including groceries, departmental stores, entertainment, etc. The 6E Rewards you earn can be redeemed to book Indigo flights. You also get other travel privileges such as discounted convenience fee. To know more about the fees & charges and other features of the 6E Rewards Indigo Kotak Credit Card, keep reading the information given below:

  • Joining Fee- Rs. 700
  • Renewal Fee- Rs. 700
  • Best Suited For- Travel
  • Reward Type- Reward Points
  • Welcome Benefits- You get a complimentary flight ticket and 6E add-on, Accor hotels stay/dining vouchers, and a Budweiser gift voucher.

Rewards and Benefits

  • Movie & Dining- Accelerated 6E Rewards on movie and dining spends.
  • Rewards Rate- 3% 6E Rewards on Indigo flights, 2% 6E Rewards on dining, groceries, and entertainment spends, and 1% 6E Rewards on other spends.
  • Reward Redemption- The earned 6E Rewards can be redeemed against Indigo flight bookings at a value of 1 6E Reward = Re. 1.
  • Travel- Discounted convenience fee on Indigo flights.
  • Golf- NA
  • Domestic Lounge Access- NA
  • International Lounge Access- NA
  • Insurance Benefits- NA
  • Zero Liability Protection- You won’t be liable for any fraudulent transactions if you report the loss to the bank in a timely manner.

Fees & Charges

  • Spend based Waiver- NA
  • Rewards Redemption Fee-Rs. 99 on every redemption request
  • Foreign Currency Markup- 3.5% on all foreign currency spends
  • Interest Rates- 3.5% per month
  • Fuel Surcharge- The 1% fuel surcharge is applicable on all fuel transactions.
  • Cash Advance Charge- Rs. 300 on every withdrawal of Rs. 10,000 or less.
  • Add-on Card Fee- Nil

Product Details

  • Get complimentary flight tickets, a 6E add-on, and several other exciting welcome benefits.
  • Up to 3% 6E Rewards on your spends.
  • Up to 15% 6E Rewards on partner brands.
  • A discounted convenience fee of Rs. 150 on Indigo flights.
  • Reward points are easily redeemable against Indigo airlines.

Welcome Benefits

  • You get a complimentary Air ticket worth Rs. 1,500.
  • You get a complimentary 6E prime add-on that is worth Rs. 899.
  • You get an Accor hotels’ stay voucher that allows you to get a discount of up to 30% up to Rs. 5,000 on your hotel stays.
  • You get Accor hotels’  dining voucher worth Rs. 1,000.
  • You get an exclusive gift voucher from Budweiser 0.0.
  • All these welcome benefits can be availed after the realization of the joining fee and are valid only for 6 months from the date of card activation.

6E Rewards – Indigo Kotak Bank Credit Card

  • You get 3% 6E Rewards on your spends on Indigo.
  • You get 2% 6E Rewards on all your spends on groceries, entertainment (movies), and departmental stores.
  • You get 1% 6E Rewards on all other spends you make using your 6E Rewards – Indigo Kotak Credit Card.
  • You can earn up to 15% 6E Rewards on all your spends on Indigo’s partner brands, which include 6E Treats, AVA, Avis, Be U, Accor Hotels, Net Meds, BoAt, etc.
  • You don’t earn any 6E Rewards on prepaid payments.

Reward Redemption

  • The reward points you earn can be redeemed by logging in to your 6E Rewards account.
  • You can redeem your earned points against your bookings on Indigo airlines at a value of 1 6E Reward = Re. 1.
  • The rewards you earn using this card expire after 2 years from the date of accrual.
  • The 6E Rewards – Indigo Kotak Bank Credit Card charges a nominal reward redemption fee on every redemption request.

Travel Benefits

  • You get a discounted convenience fee of Rs. 150 on Indigo flights when you use your 6E Rewards – Indigo Kotak Credit Card for bookings.
  • You get exclusive saving opportunities and discount offers at Accor hotels.


Keeping the travel needs of its customers in mind, Kotak Bank has come up with two cards in partnership with Indigo airlines, and one of them is the 6E Rewards – Indigo Kotak Bank Credit Card. The card provides its customers with exciting welcome benefits worth more than Rs. 8,500, which is one of the most attractive features of the card. Moreover, it allows you to save up to 15% on the partner brands and up to 3% on other spends. Best suited for frequent flyers, this card can also be a great choice for people who spend very often on movies, groceries, and departmental stores as they can save 2% every time they spend on these categories. Providing all the above-mentioned benefits with such a nominal annual fee makes this card a decent choice for people who want to have an affordable credit card with travel and shopping benefits.

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