HDFC Bank Millennia Credit Card, Rewards and Benefits Joining Fees & Charges, Apply Online

HDFC Bank Millennia Credit Card, Rewards and Benefits Joining Fees & Charges, Apply Online

A cashback credit card by HDFC Bank, the Millennia Credit Card targets the Gen- Y – the ‘ 90s kiddies or the millennials. Being an introductory credit card, this is charged a periodic figure of Rs. 1,000. Keeping its target guests in mind, HDFC Bank offers a 5 cashback on Amazon, BookMyShow,Cult. fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber, and Zomato, and a cashback of 1 on all other online and offline spends.

As the card gives you a price rate of 5 on Amazon and Flipkart, you’re basically getting the benefit of both Amazon Pay ICICI and Flipkart Axis Credit Card( and much further) in one card. The cashback earned with the card is reused as CashPoints, which can be redeemed against the card’s statement balance for flight/ hostel reservations or for copping
products from the HDFC product roster. Also, the card offers great gift validations for meeting the corner spend every quarter.

In addition to entering cashback, you’ll also be granted free access to couches at domestic airfields in India. still, due to recent devaluation, you’ll now need to spendRs. 1 lakh each quarter in order to pierce these couches. Keep reading our HDFC Bank Millennia Credit Card review to know further about the card, its immolations, freights and charges, and other information.

Rewards and Benefits

1. Movie & Dining
   Up to 20 reduction at mate caffs
   with complimentary Swiggy Dineout
2. Prices Rate
   5 cashback( as CashPoints) at select mate online merchandisers and 1 cashback( as CashPoints) on all other spends( except energy, reimbursement, and govt. related deals)
3. Price Redemption
   prices reused as CashPoints, 1 CP = Re. 1 while redeeming against the statement balance of the credit card, and 1 CP = Rs.0.30 while redeeming against products and validations in the product roster, and against flight/ hostel booking.
4. Trip
   4 complimentary field Chesterfield access every time, 1 per quarter
5. Golf- N/ A
6. Domestic Lounge Access
   1 Domestic field Lounge Access Every Quarter( 4 Each Time)
7. International Lounge Access
   N/ A
8. Insurance Benefits
   N/ A
9. Zero Liability Protection
   Zero liability of the credit cardholder in case of fraudulent deals after you have reported the loss or theft of the card to the bank.

Fees & Charges

1. Spend Grounded Waiver
   The renewal figure is waived off if the cardholder spends Rs. 1 Lakh or further in the former time.
2. Prices Redemption figure
   99 per redemption request( plus applicable levies)
3. Foreign Currency Luxury
   ( plus applicable levies)
4. Interest Rates
   per month( or43.2 per annum)
5. Energy Cargo
   1 Energy cargo which is waived if you spend a minimum of Rs 400 in a single sale. The maximum CashBack is limited to Rs. 250 per payment cycle.
6. Cash Advance Charges
   of the sale quantum, subject to a minimal figure of Rs. 500

Product Details

1. 1,000 CashPoints as a welcome benefit on card setup( subject to consummation of the joining figure).
2. Gift validations worth Rs. 1000 on spending Rs. 1 Lakh or over in a quarter
3. 5 cashback at select mate online merchandisers, including popular e-commerce websites like Amazon and Flipkart.
4. 1 cashback on all other spends except energy, reimbursement, and government spending
   Up to 20 reduction on mate caffs via Swiggy Dineout
5. 4 complimentary Chesterfield visits every time at domestic airfields across India.
   Renewal figure disclaimer on spending Rs. in the former time.

HDFC Millennia Credit Card Features and Benefits

piecemeal from the cashback benefit, the HDFC Millennia Credit Card also offers numerous other benefits to the cardholders. The benefits include perk CashPoints as a welcome gift, complimentary field Chesterfield access, dining abatements, and numerous further.

Drink Benefits
In the form of welcome benefits, the cardholders will admit 1,000 perk CashPoints on the successful consummation of the joining figure.

Free field Lounge Access
The cardholders will get 4 complimentary visits in a time to the domestic field couches with the HDFC Millennia Credit Card. This can be penetrated by making spends ofRs. 1 lakh each quarter( Jan- Mar| Apr- June| Jul- Sept| Oct- Dec). Check the complete details then.

Dining Benefits
Up to 20 reduction at mate caffs with Swiggy Dineout.

Daily Spend Benefit
On spends ofRs. 1 lakh or further each quarter, you shall be eligible to admit gift validations worth Rs. 1,000. Through this offer, you can earn Rs. 4,000 each time as gift validations while making spends of Rs. 4 lakh; this would also waive your periodic figure.

Energy Cargo Waiver
1 of the energy cargo is waived on a minimal payment of Rs. 400 at all petrol stations across India( the disclaimer quantum is limited to outside of Rs. 250 per payment cycle).

Renewal Fee Waiver
This credit card comes with a periodic figure of Rs. 1,000, which is eligible for a disclaimer if the cardholder is suitable to spend a quantum exceeding Rs. in an anniversary time.

Interest-Free Credit Period
You can get around 50 days of interest-free credit period on the credit card from the day of purchase. This depends on when the trafficker submits the charge.

HDFC Millennia Credit Card Price Points Cashback

The cashback that you get by transacting through the HDFC Millennia Credit Card is posted as CashPoints to the card account. You can redeem these CashPoints against a variety of options( details below), including cashback( adaptation against the due balance on the card). HDFC Millennia Card earns you-

• A cashback of 5 on mate online merchandisers- Amazon, BookMyShow, Cult. fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber, and Zomato.
• A cashback of 1 on all other online and offline spends( like EMI and Wallet, Gift or Repaid Card loads & Voucher Purchase deals).
• The CashPoints earned under the 5 and 1 orders are limited at 1,000 CashPoints per statement cycle each (outside of 2,000 CashPoints can be earned in a given statement cycle).

HDFC Millennia Credit Card Price Point Redemption

As mentioned, the cashback earned on the HDFC Millennia Credit Card is credited as CashPoints to the card account at the end of the statement cycle. The CashPoints that you admit can be redeemed for a variety of options, which include cashback( i.e., conforming them against the statement balance of the credit card), flight/ hostel bookings via SmartBuy, product purchases from the bank’s roster of products and mate airlines ’ AirMiles.

1. A minimum of 500 CashPoints are needed for redemption against the card’s statement balance.
2. CashPoints are valid only for 2 times and will expire later.
3. You have to pay a figure of Rs. 99 for every redemption request you make.

Rejection of Prices Points Cashback

• Energy Spends
• Rent payments and Govt Affiliated deals
• Cash Advance
• Payment of card freights and other charges
• Smart EMI/ Dial an EMI deals

Who Should Subscribe Up for an HDFC Millennia Card?
As the name suggests, The HDFC Millennia card should be the card of choice for youthful professionals who plan to begin their credit trip and make a strong credit profile.

HDFC Bank, keeping its target guests in mind, offers redundant benefits on shopping from mate websites, including Amazon, Swiggy, Zomato, Uber, and Flipkart. Whether you’re a trip sucker, a movie buff, a savorer, or a shopaholic, this card has a commodity for you. unleash your savings trip with the HDFC Millennia Card.

HDFC Millennia Credit Card Review

HDFC Bank’s Millennia credit card, one can say, is the ideal card for someone who has just started working and loves to protect online. Not only that, it gives you 5 CashBack on India’s most popular online shopping websites, Amazon and Flipkart. On onnon-partner brands, you get 1 cashback on offline and online spending. It’s also one of the cards to enfeeble for erecting a solid credit profile. Like any other credit card, this card also requires you to maintain fiscal promptitude; otherwise, a debt trap at an early age can be really worrisome. Before you make up your mind, still, you may also have a look at the recently launched HDFC Bank MoneyBack Plus Credit Card.