Credit Card

Axis Bank Neo Credit Card, Rewards and Benefits, Joining Fees Charges, Apply Online

Axis Bank Neo Credit Card: In the realm of modern influencers and avid shoppers, Axis Bank introduces the Axis Bank Fusion Credit Card, tailored to meet the needs of today’s trendsetters. Boasting a plethora of discounts, cash-back offers, and reward points, this entry-level credit card is a must-have for millennials seeking convenience and value.

Step into a world of savings with the Axis Bank Fusion Credit Card. In addition to earning regular Edge Reward Points on all purchases, enjoy enticing discounts on partner brands such as Zomato, Myntra, and Paytm. Elevate your entertainment experience with a 10% discount on BookMyShow movie bookings, adding a touch of excitement to your leisure activities.

But the perks don’t end there. Enjoy a 1% fuel surcharge waiver, ensuring savings on your everyday commutes. Dive into a realm of exclusive discounts and offers from partner brands, enhancing your shopping experiences like never before.

Discover the endless possibilities with the Axis Bank Fusion Credit Card, designed to complement your dynamic lifestyle. Explore the features and benefits of this card to unlock a world of convenience and savings. Embrace the future of banking with Axis Bank Fusion Credit Card.

Fees Joining Fee-  Nil
Renewal Fee- Nil
Best Suited For

Shopping | Food

Reward Type

Reward Points

Welcome Benefits
Get 100% cashback up to Rs. 300 on your first utility bill payment within 30 days of getting the card

Rewards and Benefits

  • Movie Magic: Enjoy the thrill of the silver screen for less with a fantastic 10% discount on all movie ticket bookings made through BookMyShow. Whether you’re catching the latest blockbuster or indulging in a classic, save big every time you hit the cinemas.
  • Dining Delights: Satisfy your cravings and save big on every meal with an incredible 40% discount on food delivery orders placed through Zomato. From gourmet delights to comfort food favorites, explore a world of culinary delights without breaking the bank.
  • Earn Rewards with Every Spend: With the Edge Rewards Credit Card, earning rewards is easier than ever. Earn 1 EDGE REWARD point for every Rs. 200 spent on your card, allowing you to rack up points quickly and effortlessly.
  • Redeem Rewards for Exciting Benefits: Accumulated Edge Reward points can be redeemed for a wide range of exciting benefits through the Edge Rewards Website. Enjoy a redemption rate of 1 Edge RP = Re. 0.20, giving you even more value for your spending.
  • Protecting Your Finances: Rest easy knowing that your finances are protected with our Zero Liability Protection. In the unfortunate event of card loss or misuse, simply report it to the bank promptly to receive comprehensive protection against any unauthorized transactions.
  • Experience the Difference: Experience unparalleled convenience, savings, and rewards with the Edge Rewards Credit Card. Apply now and elevate your entertainment and dining experiences to new heights.

Fees & Charges

Edge Rewards Credit Card. With no rewards redemption fee, you can maximize your benefits without worrying about additional charges.

  • Travel with Ease: Experience seamless transactions abroad with a competitive foreign currency markup of just 3.5% on all foreign currency transactions. Whether you’re exploring new destinations or shopping internationally, enjoy the convenience of hassle-free payments.
  • Fuel Savings: Hit the road with confidence and enjoy savings on fuel expenses. Benefit from a 1% fuel surcharge waiver at all petrol pumps across India on transactions ranging from Rs. 400 to Rs. 4000, ensuring that you save on every tank refill.
  • Financial Protection: Rest assured knowing that your finances are safeguarded with our zero liability protection. In the event of card loss or misuse, report it promptly to the bank to receive comprehensive protection against unauthorized transactions.
  • Flexible Cash Access: Access cash conveniently with the Edge Rewards Credit Card. Enjoy cash advances with a minimal charge of 2.50% or a minimum of Rs. 500, providing you with financial flexibility whenever you need it.
  • Apply Now: Elevate your financial experience with the Edge Rewards Credit Card. Enjoy unparalleled benefits, savings, and convenience with every transaction. Apply now and unlock a world of exclusive privileges tailored to your lifestyle.

Product Details

  • Earn rewards effortlessly with every transaction. Receive 1 EDGE REWARD point for every Rs. 200 spent on your card. With over 500 redemption options available, your rewards can be tailored to suit your preferences perfectly.
  • Indulge your palate with exclusive dining benefits. Enjoy a generous 15% discount at partner restaurants, ensuring a delightful culinary experience. Additionally, treat yourself to a 40% discount on Zomato food delivery orders, adding convenience and savings to your dining adventures.
  • Experience the convenience of online shopping with enticing discounts. Enjoy a 10% discount on Blinkit, Myntra, and BookMyShow purchases, allowing you to indulge in your favorite brands while saving money.
  • Fuel up for your journeys with ease, thanks to the 1% fuel surcharge waiver at all fuel stations across India. Say goodbye to extra charges and enjoy savings on your fuel expenses.
  • Experience a world of convenience and savings with the Axis Bank Pulse Credit Card. Elevate your lifestyle and unlock a multitude of benefits with every swipe. Discover the perfect blend of rewards and discounts tailored to complement your lifestyle.

Pros/Cons

Pros:

  • Maximize Your Rewards: With every spend of Rs. 200, earn 1 valuable Edge Point Reward, which can be redeemed for a variety of rewards, allowing you to get more out of your purchases.
  • Exclusive Movie Discounts: Enjoy a fantastic 10% discount when booking movie tickets through BookMyShow, making every movie night a more affordable and enjoyable experience.

Cons:

  • Lack of Insurance Benefits: Unfortunately, the Axis Bank Neo Credit Card does not offer any insurance benefits, which may leave cardholders without additional coverage for unforeseen circumstances.
  • Limited Lounge Access: Cardholders are unable to access both international and domestic lounges at airports in India with the Axis Bank Neo Credit Card, which may be a drawback for frequent travelers seeking lounge privileges.

Axis Neo Credit Card Features and Benefits

Axis Bank Neo Credit Card, designed for those embarking on their credit journey. Here’s a comprehensive overview of its features and advantages:

Welcoming Rewards:

Kickstart your credit journey with exclusive welcome benefits, including 100% cashback up to Rs. 300 on utility bill payments. Simply make your first transaction within 30 days from the card set-up date to avail of this offer.

Movies and Dining Delights:

Indulge in a culinary adventure with 15% off at partner restaurants and enjoy unbeatable savings on food orders from Zomato with a 40% discount on orders above Rs. 200, capped at Rs. 120 per order. Additionally, save 10% on movie ticket bookings through BookMyShow, with a maximum benefit of Rs. 100 per month.

Utility Bill Savings:

Maximize your savings with 5% off on mobile/broadband and DTH recharge through Amazon Pay, capped at Rs. 150 per month. This discount can be availed once per month, offering consistent savings on your utility bills.

Partnered Brands Benefits:

Unlock exclusive discounts, including 10% off (up to Rs. 250) on Blinkit purchases and 10% off on Myntra shopping above Rs. 500, enhancing your shopping experience with unbeatable savings.

UPI Convenience:

Link your Axis Bank Neo Credit Card to your UPI application and enjoy seamless payments through your mobile phone, adding convenience to your transactions.

Fuel Surcharge Waiver:

Enjoy a 1% fuel surcharge waiver at all authorized fuel stations for transactions between Rs. 400 and Rs. 4,000, with a maximum benefit of Rs. 400 per month, ensuring savings every time you refuel.

Rewarding Spending:

Earn 1 EDGE REWARD point for every Rs. 200 spent on your card, which can be redeemed for a variety of exciting products and vouchers, enhancing your shopping experience even further.

Transparent Charges:

Benefit from transparent fees and charges, including an annual fee of Rs. 250, an interest rate of 3.6% per month, and a foreign currency markup fee of 3.5% on transactions.

Simple Eligibility Criteria:

Fulfill the basic eligibility criteria, including age between 18 and 70 years, a stable source of income, and Indian residency, to apply for the Axis Bank Neo Credit Card.

Easy Application Process:

Apply for the Axis Bank Neo Credit Card with ease by submitting necessary documents, including PAN card, residence proof, and income proof, to enjoy a world of benefits and savings tailored to your lifestyle.

Axis Bank Neo Credit Card

Unveiling a gateway to affordable convenience, the Axis Bank Neo Credit Card stands as a beacon for those venturing into the world of credit. Here’s a fresh perspective on its features and application process:

Understanding Credit Limits:

As a fundamental card, the Axis Bank Neo Credit Card offers conservative credit limits, initially tailored to individual profiles based on factors like income and credit history. While the initial limit may not be substantial, diligent financial management can pave the way for limit enhancements over time.

Empowering Applications:

Applying for the Axis Bank Neo Credit Card is a breeze, with both online and offline avenues available for applicants. Whether you prefer the convenience of online applications through platforms like Card Insider or the personal touch of in-branch visits, securing your Neo Card is just a few steps away.

Tracking Application Progress:

For those eagerly awaiting their Neo Card, tracking application status is simple. Utilize online resources provided by Axis Bank’s application tracking page or opt for offline methods, such as visiting a branch or contacting customer service, to stay informed about your application’s progress.

Insightful Card Review:

The Axis Bank Neo Credit Card emerges as a compelling choice, particularly for young individuals seeking affordability and versatility. With striking parallels to the My Zone Credit Card, albeit with a more budget-friendly annual fee, the Neo Card offers an array of perks tailored to youthful spending habits.

From enticing discounts on Zomato, Myntra, Blinkit, and BookMyShow to a rewarding 5% cashback on utility bill payments via AmazonPay, this card aligns seamlessly with the lifestyle and preferences of its target audience.

Furthermore, the Axis Bank Neo Credit Card simplifies reward redemption with a vast selection of options available in the Edge Rewards Catalogue, offering over 500 ways to utilize accumulated points.

Conclusion

Axis Bank Neo Credit Card presents itself as a prudent choice for young individuals seeking a blend of affordability, convenience, and rewards in their credit journey.

Share your insights and experiences with the Axis Bank Neo Credit Card in the comments below!

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