Tata Neu Infinity HDFC Bank Credit Card, Rewards and Benefits, Joining Fees & Charges, Apply Online
Tata Neu Infinity HDFC Bank Credit Card
HDFC Bank has collaborated with Tata Neu to introduce the exciting Tata Neu Infinity HDFC Bank credit card. The bank has unveiled two co-branded credit cards, the Tata Neu HDFC Bank Infinity Credit Card and the Tata Neu HDFC Plus Credit Card. The perpetuity variant is the decoration one and comes with numerous exclusive boons across different orders. It comes with a periodic figure of Rs. 1,499 and cardholders with benefits of an original financial value. With a price rate of over 10, it can be considered one of the stylish shopping credit cards available in the Indian request.
The card offers benefits beyond shopping, including trips, insurance, and life gratuities. also, cardholders admit free access to domestic and transnational field couches. For detailed information on the features, freights, and charges of the Tata Neu perpetuity HDFC Bank Credit Card, please keep reading
| Fees | Joining Fee- Rs. 1499+ GST Renewal Fee- Rs. 1499+ GST |
| Best Suited For | Shopping |
| Reward Type | Reward Points |
| Welcome Benefits | 1,499 NeuCoins on Tata Neu App |
Rewards and Benefits
- Movie & Dining- NA
- prices Rate 10 cashback( in the form of Neucoins) on the Tata Neu app, 5 cashback on Tata mate brands, and 1.5 cashback away.
- price Redemption- The earned Neu Coins can be redeemed against Tata mate brands on the Tata Neu app at a rate of 1 Neu Coin = Re. 1.
- trip- NA
- Golf- NA
- Domestic Lounge Access- 8 complimentary domestic Chesterfield access every timetable time
- International Lounge Access- 4 complimentary transnational Chesterfield access each time
Insurance Benefits Insurance cover worth ₹ 1 crore against air accidents, cover worth ₹ 15 lakhs against exigency hospitalization, and lost card liability cover worth up to ₹ 9 lakhs. - Zero Liability Protection- The cardholders won’t be liable for fraudulent deals made on a misplaced/ stolen card if they report it within 48 hours.
Fees & Charges
- Spend-Based Waiver- The renewal fee is waived on achieving annual spending of Rs. 3 lakhs or more.
- Rewards Redemption Fee- Nil
- Foreign Currency Markup- 2% of the total transaction amount.
- Interest Rates- 3.49% per month, i.e., 41.88% per annum
- Energy Cargo- 1 energy cargo disclaimer for all energy deals in India between ₹ 400 and ₹ 5,000.
- Cash Advance Charges 2.5 of the withdrawn quantum, subject to a minimal figure of Rs. 500.
- Add-on Card Fee- Nil
Product Details
- Welcome bonus of 1,499 Neu Coins.
- Get 10% NeuCoins on your spending on the Tata Neu app.
- Get 5% NeuCoins on Tata’s partner brands and 1.5% Neu coins on other spends.
- Get complimentary domestic and international lounge access.
- Low foreign currency markup fee of 2%.
- 1% fuel surcharge waiver up to Rs. 500 per month.
- Spend-based waiver of the renewal fee.
Pros/Cons
Pros
10% cashback on the Tata Neu app.
Low foreign currency markup of 2%.
Cons
NeuCoins expire after one year.
High minimum spend requirement of ₹3 Lakhs for the annual fee waiver.
The Tata Neu Infinity Card, a co-branded credit card by HDFC Bank and Tata Neu, offers exciting shopping benefits and privileges, including lounge access and insurance coverage. Here’s a detailed overview:
Welcome Benefits:
Cardholders receive 1,499 bonus Neu Coins as a welcome benefit, equivalent to the joining fee. To avail, make at least one transaction within 30 days of card issuance.
Travel Benefits:
- 8 complimentary domestic lounge accesses annually (2 visits per quarter) with both Visa and RuPay variants.
- Four free international lounge visits per year with the priority pass (one per quarter). Additional visits incur a fee of $27 plus GST.
Insurance Benefits:
- ₹1 Crore accidental air death cover.
- ₹15 Lakhs emergency overseas hospitalization cover.
- ₹9 Lakhs lost card liability cover.
Spend-Based Waiver: The renewal fee of ₹1,499 is waived off on achieving annual spends of ₹3 Lakhs or more.
Fuel Surcharge Waiver: Enjoy a 1% fuel surcharge waiver on transactions between ₹400 and ₹5,000, capped at ₹500 per statement cycle.
Rewards:
- 10% cashback on the Tata Neu app.
- 5% cashback on Tata partner brands.
- 1.5% cash back on other spends.
- Neu Coins can be redeemed against Tata mate brands on the Tata Neu apps at a rate of 1 Neu Coin = Re. 1.
Fees and Charges:
- Joining/annual fee: ₹1,499. Renewal fee waived off on annual spends of ₹3 Lakhs or more.
- Interest rate: 3.49% per month (41.88% per annum).
- Cash advance charges: 2.5% of the withdrawn amount or ₹500 (whichever is higher).
- Foreign currency markup fee: 2%.
Eligibility:
- Age: 21 to 65 years for self-employed, 21 to 60 years for salaried.
- Minimum income: ₹1 lakh per month for salaried, ₹12 lakhs per annum for self-employed.
Documents Required:
- Identity proof (Aadhar Card, PAN Card, etc.).
- Address proof (utility bills, rent agreement, etc.).
- Income proof (latest bank statements/salary slips, audited ITR).
Application:
- Apply online on the HDFC Bank website or visit a branch with the required documents.
Review:
- Excellent choice for avid shoppers, especially Tata brand loyalists.
- Outstanding reward rate and redeemable Tata Neu coins.
- Nominal annual fee with valuable airport lounge access.
If this card suits your needs, it’s a great option to consider. Share your thoughts on the Tata Neu HDFC Bank Infinity Credit Card in the comments!
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