HDFC Bank INFINIA Metal Credit Card, Rewards and Benefits, Joining Fees & Charges, Apply Online

The Infinia Credit Card from HDFC Bank stands as the pinnacle of luxury and exclusivity, catering to the discerning tastes of High Net-Worth Individuals (HNIs) who seek a lavish lifestyle. Recently relaunched in a stunning metallic variant, the Infinia Credit Card is now available exclusively through invitation, reaffirming its status as a symbol of prestige.

Designed to meet the needs of its affluent clientele, the Infinia Credit Card offers a plethora of exclusive privileges. Cardholders can enjoy 24*7 concierge services, access to premium golf destinations, and enticing dining benefits at some of the country’s finest restaurant chains. This positions the Infinia Credit Card in direct competition with other elite cards such as the ICICI Bank Emeralde Private Metal Credit Card, Yes Bank Marquee Credit Card, and Standard Chartered Ultimate Credit Card.

Recognizing the international travel requirements of its premium customers, HDFC Bank offers a competitive foreign currency exchange rate of just 2% and includes a complimentary membership to the prestigious Priority Pass program with the Infinia Credit Card.

As a Reward Points-based card, the Infinia Credit Card allows you to earn 5 Reward Points for every Rs. 150 spent. While the membership fee for this card is higher at Rs. 12,500 per annum, the array of benefits and privileges it offers make it a worthwhile investment for individuals who prioritize a luxurious lifestyle and financial stability.

For those seeking an unparalleled level of luxury and convenience, the HDFC Infinia Metal Credit Card is the epitome of opulence, promising an unparalleled experience that transcends traditional credit card offerings.

Rewards and Benefits

Delve into a world of unparalleled luxury and convenience with the HDFC Infinia Credit Card, designed to elevate every aspect of your lifestyle.

• Movie & Dining: Enjoy exclusive privileges such as 1+1 complimentary buffet at ITC Hotels and a delightful 15% discount with Swiggy Dineout, ensuring a delightful culinary experience every time.
• Rewards Rate: Earn 5 Reward Points for every retail spend of Rs. 150, translating to a rewarding rate of up to 3.3%, allowing you to accumulate points effortlessly.
• Reward Redemption: Redeem your Reward Points for a variety of options, including flight and hotel bookings via SmartBuy, Airmiles through net banking, products, vouchers, and cashback, ensuring maximum value for your points.
• Travel: Embark on a journey of luxury with a complimentary Priority Pass Membership, granting you access to exclusive airport lounges worldwide, ensuring a seamless travel experience.
• Golf: Indulge in your passion for golf with unlimited complimentary golf games at leading golf courses across India and abroad, along with unlimited golf coaching at select courses.
• Lounge Access: Enjoy unlimited free domestic airport lounge access, as well as international lounge access for both the primary cardmember and all add-on cardholders, enhancing your travel experience.
• Insurance Benefits: Stay protected with insurance cover worth Rs. 3 crores against accidental air death, Rs. 50 lakh cover against medical emergencies during international air travel, and credit shield cover worth Rs. 9 lakh, ensuring peace of mind during your travels.
• Zero Liability Protection: In the unfortunate event of a lost card, enjoy zero cost liability on any fraudulent transactions reported within 24 hours, offering added security and peace of mind.

The HDFC Infinia Credit Card is not just a credit card; it’s a lifestyle companion that enhances every aspect of your life, ensuring you experience the best life has to offer, every step of the way.

Fees & Charges

Discover the unmatched privileges of the HDFC Infinia Credit Card, where luxury meets convenience in every swipe.

• Spend Based Waiver: Enjoy the renewal fee waiver by simply spending Rs. 10 lakh in the previous year, rewarding you for your regular spending habits.
• Rewards Redemption Fee: Say goodbye to additional fees with nil charges for redeeming your rewards, ensuring you get the most out of your earned points.
• Foreign Currency Markup: Experience seamless international transactions with a foreign currency markup of just 2% of the total transaction amount plus taxes.
• Interest Rates: Benefit from competitive interest rates of 1.99% per month or 23.8% annualized, providing you with financial flexibility and convenience.
• Fuel Surcharge: Enjoy a 1% fuel surcharge waiver up to Rs. 1,000 each month, making your fuel purchases more rewarding.
• Cash Advance Charges: Experience the freedom of cash advances with nil charges, although interest charges are applicable.
• Add-on Card Fee: Extend the benefits of your HDFC Infinia Credit Card to your loved ones with a nil add-on card fee, ensuring they too can enjoy the perks of this premium card.

Elevate your lifestyle with the HDFC Infinia Credit Card, where every feature is designed to enhance your experiences and simplify your financial transactions.

Product Details

Unlock a world of luxury and exclusivity with the HDFC Bank Infinia Card, designed to elevate your lifestyle with unmatched privileges and benefits:

• 1 Year Complimentary Club Marriott Membership: Enjoy exclusive dining and stay benefits at participating Marriott hotels across the Asia-Pacific region.
• 12,500 Reward Points as an Introductory Benefit: Kickstart your rewards journey with a generous bonus of 12,500 Reward Points upon card activation.
• Unlimited Airport Lounge Access: Experience luxury travel with unlimited access to airport lounges worldwide for both primary and add-on cardholders.
• Earn Reward Points on Every Spend: Earn 5 Reward Points for every Rs. 150 spent (excluding fuel transactions), allowing you to accumulate points quickly.
• 24×7 Global Concierge Service: Access personalized assistance and services round-the-clock to enhance your travel and lifestyle experiences.
• Unlimited Golf Games: Indulge in your passion for golf with unlimited complimentary golf games at leading golf destinations in India and abroad.
• 1+1 Complimentary Buffet at ITC Hotels: Savor delectable culinary experiences with a 1+1 complimentary buffet offer on weekends at participating ITC hotels.
• 2+1 Complimentary Night Stay at ITC Hotels: Enjoy an extra night of luxury with a 2+1 complimentary night stay offer at participating ITC hotels.
• Spend-Based Waiver on Annual Membership Fee: Get your annual membership fee waived by meeting the spend-based criteria, ensuring you enjoy the benefits of the card without the additional cost.

Experience a world of luxury and exclusivity with the HDFC Bank Infinia Card, where every feature is designed to enhance your lifestyle and redefine the way you experience luxury.

HDFC Infinia Credit Card Metal Edition Features and Benefits

Introducing the HDFC Infinia Credit Card Metal Edition – a pinnacle of luxury and exclusivity, offering unparalleled privileges across various categories including dining, travel, insurance, and more. Let’s explore the exceptional features and benefits of this prestigious card:

• Welcome Benefits: As a welcome gift, HDFC Bank offers a complimentary one-year Club Marriott membership, providing up to 20% off on restaurant bills for a maximum of 10 guests and 20% off on the best available rates at participating Marriott hotels in India and Weekend Rates in the Asia Pacific region. Additionally, cardholders receive 12,500 bonus Reward Points after successfully paying the joining fee.
• Flight Bookings: The HDFC Bank Infinia Credit Card allows cardholders to book flights through the SmartBuy portal using the Reward Points they have earned. Each Reward Point is valued at Re. 1 for redemption against flight bookings, along with access to exciting discounts and deals.
• Dining Benefits: Indulge in a world of culinary delights with exclusive dining privileges, offering discounts and offers at top restaurants and dining outlets.
• Travel Privileges: Experience luxury travel with complimentary airport lounge access, travel insurance coverage, and exclusive travel deals and offers.
• Reward Points Redemption: Redeem your Reward Points for a variety of options including flight and hotel bookings, products, vouchers, and cashback, ensuring maximum value for your points.
• Metal Edition: The HDFC Infinia Credit Card Metal Edition features a sleek and luxurious design, reflecting the premium nature of the card and making a statement wherever you go.

HDFC Infinia Credit Card Metal Edition

Elevate your lifestyle with the HDFC Infinia Credit Card Metal Edition, where every feature is designed to provide you with the ultimate luxury experience.

Unveiling the HDFC Infinia Credit Card Metal Edition, an epitome of luxury and exclusivity, offering a plethora of unparalleled benefits across various categories. Here’s a detailed look at the features and benefits of this prestigious card:

Welcome Benefits: Experience luxury from the start with a complimentary one-year Club Marriott membership, offering up to 20% off on restaurant bills for up to 10 guests and discounted rates at participating Marriott hotels in India and the Asia Pacific region. Additionally, enjoy 12,500 bonus Reward Points upon successful payment of the joining fee.

Flight Bookings: Use the SmartBuy portal to book flights using your earned Reward Points, with each point valued at Re. 1 for redemption against flight bookings, along with access to exclusive discounts and deals.

Dining Benefits: Indulge in culinary delights with exclusive dining privileges, including discounts and offers at top restaurants and dining outlets.

Travel Privileges: Enjoy luxury travel with unlimited access to airport lounges worldwide for both primary and add-on cardholders, along with travel insurance coverage and exclusive travel deals and offers.

Reward Points Redemption: Redeem your Reward Points for a variety of options including hotel and flight bookings, products, vouchers, and cashback, ensuring maximum value for your points.

Fuel Surcharge Waiver: Enjoy a 1% fuel surcharge waiver on all fuel purchases between Rs. 400 and Rs. 1,00,000 at all fuel stations across the country, with a maximum waiver capped at Rs. 1,000 every month. Please note that Reward Points cannot be earned for any purchases at fuel stations.

Spend-Based Renewal Fee Waiver: Get the renewal fee of Rs. 12,500 waived if you spend Rs. 10,00,000 or more in the previous year, ensuring that you enjoy the benefits of the card without the additional cost.

Concierge Services: Experience personalized assistance with 24×7 concierge services, including golf booking, private dining assistance, airport VIP service, itinerary planning and reservation assistance, international gift delivery, and event planning and referrals.

Rewards Earning: Earn 5 Reward Points for every Rs. 150 spent (excluding fuel spends) with your HDFC Bank Infinia Card, and earn accelerated 10X Reward Points on travel and shopping spends on the SmartBuy platform. The accelerated Rewards are capped at 15,000 points per month. Transactions such as fuel, rent, property management, government spends, EasyEMI, and e-wallet reloading are not eligible for Reward Points.

Fees and Charges: The HDFC Bank Infinia Credit Card charges a joining fee of Rs. 12,500 (plus applicable taxes) and an annual membership fee of Rs. 12,500 (plus applicable taxes). The interest rate is 1.99% per month (23.8% annually), and the foreign currency markup fee is 2% of the transaction amount.

Eligibility: The Infinia Card is an invite-only credit card, so there are no pre-defined eligibility criteria. However, basic eligibility requirements include age above 21 years and below 65 years, a stable source of monthly income, and a very good credit history with an existing relationship with HDFC Bank.

Approval Criteria: To get invited for the HDFC Bank Infinia Credit Card, you should have a responsible credit card usage history with no payment defaults, an excellent credit score, a high annual income, and a strong relationship with HDFC Bank.

Elevate your lifestyle with the HDFC Bank Infinia Credit Card Metal Edition, where luxury knows no bounds and every feature is designed to offer you the ultimate in convenience and exclusivity.

Who Should Consider the Infinia Credit Card?

The HDFC Bank Infinia credit card is a prestigious offering available exclusively to individuals who receive a special invitation from HDFC Bank. Eligibility is typically based on factors such as credit score, credit history, and other criteria deemed important by the bank.

While the card does come with a high joining and annual fee, it is particularly attractive to high net-worth individuals seeking top-tier benefits such as unlimited lounge access, generous reward points, high reward rates, and a range of other privileges. If you are fortunate enough to receive an invitation for this card, it is certainly worth considering and leveraging to its fullest potential.

Review of HDFC Infinia Credit Card

The HDFC Bank Infinia credit card offers a host of benefits to its cardholders, including lifestyle perks like 24×7 concierge service, complimentary access to premier golf destinations, and dining and travel benefits such as unlimited complimentary lounge access worldwide through the Priority Pass membership. Cardholders can also redeem Reward Points for flight and hotel bookings, as well as earn 5 Reward Points for every Rs. 150 spent with the card.

Given its extensive range of benefits, the HDFC Infinia credit card caters to a wide spectrum of customers. However, due to its premium nature, it is implied that applicants should have a substantial net worth to qualify for the card, although this is not explicitly stated in the bank’s terms and conditions.

This concludes our review of the HDFC Infinia Credit Card. What are your thoughts on this card? We value your feedback, so please feel free to share your comments. If you are already a cardholder, we would love to hear about your experience with the card.