HDFC Bank Diners Club Miles Credit Card, Rewards and Benefits, Joining Fees & amp; Charges, Apply Online

HDFC Bank Diners Club Miles Credit Card: HDFC Bank Diners Club Miles credit card, a premier choice offering an unparalleled air miles program. With its exceptional benefits and rewards system, this card stands out as a top-tier option for savvy travelers and consumers alike.

Upon joining, customers are welcomed with an enticing offer: a mere Rs. 1,000 joining fee and an instant bonus of 1,000 reward points. These points serve as the gateway to a world of redemption possibilities, with air miles being just one of the many enticing options.

The hallmark of this card is its generous miles exchange program, where every reward point (RP) equals one air mile. This means that your everyday spending can effortlessly translate into memorable travel experiences. But the perks don’t end there.

For those who prefer alternative rewards, the card offers a plethora of redemption choices. From flight and hotel bookings to a wide array of products, vouchers, or even cash back, the options are virtually limitless. This flexibility ensures that every cardholder can tailor their rewards to suit their lifestyle and preferences.

Moreover, the HDFC Bank Diners Club Miles card goes beyond mere rewards, offering a comprehensive suite of benefits. Cardholders enjoy complimentary access to airport lounges, both domestically and internationally, providing a touch of luxury and comfort during their travels.

Additionally, exclusive discounts await at thousands of partner restaurants, making dining experiences even more delightful. But the perks extend far beyond travel and dining. With insurance covers, a spend-based waiver for the annual fee, and a fuel surcharge waiver, this card truly caters to the diverse needs of its users.

For those seeking value and convenience, the HDFC Bank Diners Club Miles credit card emerges as the ultimate choice. Whether it’s earning miles for your next adventure or enjoying exclusive privileges, this card sets the standard for excellence in the world of credit cards. Explore the possibilities and elevate your lifestyle with every swipe.

Rewards and Benefits

HDFC Bank Diners Club Miles credit card, a premium offering tailored to elevate your lifestyle with every transaction. This card sets itself apart with a plethora of benefits, making it a preferred choice for discerning individuals seeking both value and indulgence.

• Movie & Dining- Movie & Dining enthusiasts rejoice, as this card spoils you with a delightful 15% discount and exclusive offers at the finest restaurants across India. Whether you’re craving a culinary adventure or a night out at the movies, this card ensures you enjoy every moment with unbeatable savings.
• Rewards Rate- With a generous rewards rate of 4 Reward Points per Rs. 150 spent, earning rewards has never been more gratifying. These points open the door to a world of redemption possibilities, allowing you to transform your spending into memorable experiences.
• Reward Redemption- Speaking of redemption, the options are as diverse as your preferences. Convert your Reward Points into Airmiles at a rate of 1 RP = 1 Airmile, fueling your wanderlust with every swipe. Alternatively, redeem your points for flight or hotel bookings on SmartBuy, where 1 RP equals Re. 0.50, or opt for products/vouchers at a rate of Re. 0.35 per RP. If cashback is your preference, rest assured, as 1 RP translates to Re. 0.20 in cashback value.
• Travel- Travel in style with complimentary access to both domestic and international lounges, adding a touch of luxury to your journeys. Relax and unwind before your flight, knowing that comfort and convenience await you at every turn.
• Golf- While golf enthusiasts may not find dedicated benefits, the card compensates with an array of insurance covers. From air accident insurance up to Rs. 1 Crore to travel insurance cover worth up to Rs. 50,000 and emergency medical expenses cover up to Rs. 25 Lakhs, your peace of mind is assured. Additionally, credit liability protection of up to Rs. 9 Lakhs shields you from unforeseen circumstances, ensuring your financial security.
• Zero Liability Protection- Although Zero Liability Protection may not be available, rest assured that the HDFC Bank Diners Club Miles credit card prioritizes your security and well-being at every step.

In conclusion, this credit card stands as a testament to luxury, convenience, and unparalleled rewards. Elevate your lifestyle and embrace a world of possibilities with the HDFC Bank Diners Club Miles credit card. Experience the extraordinary, one transaction at a time.

Fees & Charges

HDFC Bank Diners Club Miles credit card, a sophisticated choice designed to elevate your financial experience while offering unparalleled benefits and rewards. With a keen focus on providing value and convenience, this card stands out as a premier option for modern consumers.

• Spend Based Waiver- One of the standout features of this card is its Spend Based Waiver, allowing cardholders to waive the annual fee by simply spending Rs. 1 Lakh annually. This unique benefit ensures that your loyalty and regular usage are rewarded, making the card even more appealing.
• Rewards Redemption Fee- When it comes to redeeming rewards, the process is seamless, albeit with a nominal fee of Rs. 99 per redemption request (plus applicable taxes). Despite this minor charge, the vast array of redemption options ensures that every reward point is utilized to its fullest potential, providing maximum value to the cardholder.
• Foreign Currency Markup- For those who frequently engage in international transactions, the Foreign Currency Markup rate of 3.00% (plus applicable taxes) ensures transparency and efficiency, allowing you to conduct transactions globally with ease.
• Interest Rates- While the card offers competitive interest rates at 3.6% per month (or 43.2% per annum), prudent financial management is always recommended to maximize the benefits of the card.
• Fuel Surcharge- Fueling up your vehicle is made more economical with the 1% Fuel Surcharge Waiver (capped at Rs. 250 per billing cycle) at fuel stations nationwide. This benefit not only saves you money but also adds to the overall convenience of using the card for everyday expenses.
• Cash Advance Charges- In times of unforeseen financial needs, the Cash Advance Charges of 2.5% of the total transaction amount (Minimum Rs. 500) offer a lifeline, ensuring that you have access to funds when required, albeit with a nominal fee.
• Add-on Card Fee- Moreover, with no Add-on Card Fee, you can extend the benefits of the HDFC Bank Diners Club Miles credit card to your loved ones without any additional cost, further enhancing its value proposition.

In conclusion, the HDFC Bank Diners Club Miles credit card stands as a testament to excellence, offering a perfect blend of rewards, benefits, and convenience. Whether you’re a frequent traveler, a dining enthusiast, or simply seeking financial flexibility, this card caters to all your needs with style and sophistication. Embrace a world of possibilities and elevate your financial journey with the HDFC Bank Diners Club Miles credit card.

Product Details

HDFC Bank Diners Club Miles credit card, a premium offering that redefines the concept of luxury and convenience in the world of credit cards. Tailored to meet the needs of discerning individuals, this card not only enhances your purchasing power but also opens doors to a world of exclusive benefits and rewards.

• For a nominal fee of Rs. 1,000 + taxes, you can unlock a treasure trove of privileges that begin with a generous welcome bonus of 1,000 Reward Points upon payment of the Annual Joining Fee. This gesture sets the tone for a rewarding journey ahead.
• Earning rewards has never been more gratifying, as the card offers a remarkable rewards rate of 4 Reward Points per Rs. 150 spent on retail purchases and other transactions. Every swipe brings you closer to exciting redemption opportunities, ensuring that your spending is always rewarding.
• Indulge in culinary delights with confidence, as the HDFC Bank Diners Club Miles credit card entitles you to a tempting 15% discount and exclusive offers at fine dining establishments and restaurants nationwide. Whether you’re craving gourmet cuisine or seeking a casual dining experience, this card ensures that every meal is a memorable one.
• Travel in style and comfort with complimentary Airport Lounge access worldwide, allowing you to unwind and relax before your journey begins. Additionally, the card offers concierge benefits to cater to all your travel needs, ensuring a seamless and hassle-free experience wherever you go.
• Your safety and security are paramount, which is why the card provides comprehensive insurance coverage, including Air Accidental Insurance worth Rs. 1 Crore and Credit Liability protection up to Rs. 9 Lakhs. With these safeguards in place, you can embark on your adventures with peace of mind.
• Say goodbye to fuel surcharges, as the HDFC Bank Diners Club Miles credit card offers a generous 1% Fuel Surcharge Waiver at all fuel stations across India. This benefit not only helps you save money but also adds to the overall convenience of using the card for everyday expenses.
• As an added bonus, earn an additional 1,000 bonus Reward Points upon payment of the annual fee, further enhancing the value proposition of the card.

In conclusion, the HDFC Bank Diners Club Miles credit card is more than just a financial tool—it’s a gateway to a world of luxury, convenience, and unparalleled rewards. Elevate your lifestyle and enjoy a truly rewarding experience with every transaction.

HDFC Bank Diners Club Miles Welcome Benefits:

HDFC Bank Diners Club Miles Credit Card, where luxury meets rewards in a seamless blend of style and substance. From exclusive welcome benefits to lucrative rewards and flexible redemption options, this card is designed to elevate your experience with every transaction.

Upon joining, you’ll be greeted with a generous welcome bonus of 1,000 Reward Points, a token of appreciation for choosing excellence. This bonus is credited to your account once the Annual Membership fee is paid, setting the stage for a rewarding journey ahead.

Rewards

Earning rewards has never been more satisfying, with a competitive rate of 4 Reward Points per Rs. 150 spent. But that’s not all. With the HDFC Bank Diners Club 10x rewards program, you can supercharge your earnings with 10X Reward Points on partner brands. However, these points are capped at a maximum of 5,000 points per month, ensuring fairness and balance.

Reward Redemption

When it comes to redemption, the possibilities are endless. Whether you’re dreaming of exotic getaways or seeking tangible rewards, your reward points can be redeemed for air miles with prestigious partners such as InterMiles, Singapore Airlines, and Club Vistara. Alternatively, explore a diverse array of categories, including travel, merchandise, vouchers, and more, all at competitive redemption rates.

In essence, the HDFC Bank Diners Club Miles Credit Card offers not just rewards, but experiences. Elevate your lifestyle, indulge your passions, and unlock a world of possibilities with every swipe. Welcome to a new era of luxury and rewards.

Dining

Experience unparalleled dining privileges with the HDFC Bank Diners Club Miles Credit Card, where every meal becomes a celebration. Indulge in a sumptuous feast with a delightful 15% discount at select restaurants, accompanied by access to over 1,400 offers and privileges at premier dining establishments worldwide. Whether you’re craving exotic flavors or classic cuisine, this card ensures that every dining experience is nothing short of extraordinary.

Travel Benefits

Embark on your journeys with confidence, knowing that the HDFC Bank Diners Club Miles Credit Card has you covered every step of the way. Enjoy the luxury of 6 complimentary Airport Lounge access per year, granting you exclusive entry to over 25 domestic lounges and 700 lounges worldwide. Relax and unwind in comfort as you await your flight, surrounded by premium amenities and impeccable service.

Insurance Benefits

Your safety and security are paramount, which is why the HDFC Bank Diners Club Miles Credit Card offers comprehensive insurance benefits to give you peace of mind on your travels. From travel insurance to medical and accident coverage, rest assured that you’re protected against the unexpected, allowing you to focus on making unforgettable memories wherever you go.

With the HDFC Bank Diners Club Miles Credit Card, dining becomes an experience to savor, and travel becomes a journey to remember. Elevate your lifestyle and explore the world with confidence, knowing that luxury and convenience are always at your fingertips.

Renewal Benefits:

Upon settling the renewal fees, the HDFC Bank Diners Club Miles Credit Card rewards you with 1,000 Reward Points as an annual bonus. This gesture of appreciation serves as a token of gratitude for your continued loyalty. However, it’s important to note that this bonus is not applicable if you have availed of a waiver on the annual fee by meeting the spending threshold of Rs. 1 lakh.

Fuel Surcharge Waiver:

Say goodbye to pesky fuel surcharges with the HDFC Bank Diners Club Miles Credit Card. Enjoy a generous 1% waiver on fuel surcharges for transactions ranging from Rs. 400 to Rs. 5,000 at all fuel stations across India. This benefit not only helps you save money but also adds to the overall convenience of using the card for your everyday fuel needs.

Eligibility Criteria:

To be eligible for the HDFC Bank Diners Club Miles Credit Card, applicants must meet certain basic criteria:

1. Residency: The applicant must be a resident of India.
2. Age: Applicants should be between 21 to 65 years of age.
3. Credit Score: A credit score or credit history preferably above 700 is recommended, ensuring a smooth approval process and access to premium benefits.

In conclusion, the HDFC Bank Diners Club Miles Credit Card is more than just a financial tool—it’s a gateway to a world of luxury, rewards, and unmatched privileges. Elevate your lifestyle and enjoy a truly rewarding experience with every swipe.

How to Apply for an HDFC Bank Diners Club Miles Credit Card?

Applying for the HDFC Bank Diners Club Miles Credit Card is a seamless process, designed to provide you with convenience and efficiency every step of the way. Here’s how you can get started:

1. Visit the HDFC Bank website or navigate to the dedicated page for the Diners Club Miles Credit Card.
2. Locate the “Apply Now” button, typically positioned on the right-hand side of the page. Click on it to initiate the application process.
3. Prepare your documents in advance to ensure a smooth and fast application process. Here’s what you’ll need:
   • Proof of Address: This could include documents such as your Driving License, Aadhar Card, Voter ID Card, Passport, or any other valid address proof.
   • Proof of Identity: Ensure you have documents like your Voter ID Card, PAN Card, Aadhar Card, Driving License, or any other government-issued ID handy.
   • Proof of Income: For salaried individuals, gather your latest salary slips or bank statements for the last three months. Alternatively, you can also provide your Income Tax Returns (ITR) or Form 16 as proof of income.
4. Once you’ve gathered all the necessary documents, proceed with the online application process by filling out the required information accurately and completely.
5. Review your application carefully to ensure all details are correct. Submit your application online.
6. After submitting your application, you may be contacted by an HDFC Bank representative for further verification or documentation, if required.
7. Upon successful verification, you will receive confirmation of your HDFC Bank Diners Club Miles Credit Card application status.

Review of HDFC Diners Club Miles Credit Card:

The HDFC Bank Diners Club Miles Credit Card stands out as a premier offering in the market, crafted in collaboration with Diners Club. It boasts a plethora of top-tier benefits and features, including generous welcome bonuses that kickstart your card journey on a high note. Notably, the ability to earn bonus Reward Points (RPs) upon card renewal adds to its allure.

One of its standout features is the complimentary lounge access, providing cardholders with a touch of luxury and relaxation during their travels. Additionally, the card offers comprehensive insurance coverage, fuel surcharge waivers, renewal fee waivers, and other enticing benefits that contribute to its overall appeal.

With its hassle-free application process and rewarding features, the HDFC Bank Diners Club Miles Credit Card is an excellent choice for individuals seeking a seamless and gratifying credit card experience.