SBI Card PULSE, Rewards and Benefits, Joining Fees & amp; Charges, Apply Online

SBI Card PULSE: SBI Pulse Credit Card, a revolutionary offering designed to empower cardholders with exclusive health benefits while simultaneously enhancing their financial well-being. With a modest joining fee of Rs. 1,500, this card opens doors to a world of unparalleled privileges and rewards.

As a token of appreciation, new cardholders are greeted with a complimentary smartwatch valued at Rs. 5,999, enriching their journey towards holistic health management. Additionally, the card extends complimentary Fitpass Pro and Netmeds First memberships, ensuring comprehensive health coverage that is renewed annually upon payment of the nominal fee.

In the realm of rewards, the SBI Pulse Credit Card offers an enticing program, allowing cardholders to earn 2 Reward Points for every Rs. 100 spent, with the opportunity to earn 5x Reward Points on select categories. These accrued Reward Points can be redeemed across a diverse array of categories or utilized to offset the cardholder’s statement balance.

Beyond health-centric benefits, the SBI Pulse Credit Card boasts a plethora of travel privileges, including complimentary domestic airport lounge access and complimentary Priority Pass membership for the initial two years. As cardholders reach spend milestones, they unlock additional rewards, such as an e-gift voucher worth Rs. 1,500, with the added incentive of having the renewal membership fee waived upon achieving the specified spend threshold.

Furthermore, the card provides comprehensive insurance coverage, encompassing air accident insurance, travel insurance, and zero liability protection, ensuring peace of mind during every journey. Additionally, cardholders enjoy the convenience of a fuel surcharge waiver, further enhancing the value proposition of the SBI Pulse Credit Card.

For a comprehensive overview of the features and benefits offered by the SBI Pulse Credit Card, we encourage you to explore our detailed review. Experience the convergence of health and wealth management like never before with the SBI Pulse Credit Card.

Rewards and Benefits

SBI Movie & Dining Credit Card, an exclusive offering tailored to elevate your cinematic and culinary experiences while offering a host of rewarding benefits. With an emphasis on movie outings and dining adventures, this card redefines the art of entertainment and gastronomy.

• Movie & Dining & Rewards Rate:- Rewarding your indulgences, the SBI Movie & Dining Credit Card offers a lucrative rewards program, wherein you earn 10 Reward Points for every Rs. 100 spent on pharmacy, chemist, movie, and dining purchases. For all other expenditures, you earn 2 Reward Points per Rs. 100 spent, ensuring that every transaction contributes to your rewards journey. These accrued Reward Points can be redeemed from an extensive rewards catalogue or used to offset your statement balance, with 1 Reward Point equivalent to Re. 0.25.
• Travel:- Elevating your travel experience, the SBI Movie & Dining Credit Card grants you complimentary access to domestic lounges, allowing you to unwind in comfort and style before your journey commences. Additionally, cardholders enjoy the privilege of complimentary Priority Pass membership, opening doors to a world of exclusive airport lounge experiences.
• Insurance Benefits:- In the realm of insurance benefits, this card offers comprehensive coverage, including an air accident cover of Rs. 50 lakhs and a zero liability cover of Rs. 1 lakh. Travel insurance covers, such as protection against lost baggage, delayed baggage, and loss of travel documents, further enhance your peace of mind during your travels.
• Zero Liability Protection:- Embracing the principle of zero liability protection, the SBI Movie & Dining Credit Card ensures that cardholders are safeguarded against fraudulent transactions in the event of card loss or theft, provided timely reporting is made to the bank.

Experience the epitome of entertainment, dining, and travel privileges with the SBI Movie & Dining Credit Card. Elevate your lifestyle and embark on unforgettable journeys with this exclusive offering from SBI.

Fees & Charges

SBI Spend & Save Credit Card, an unparalleled offering designed to reward your spending while providing exclusive benefits and privileges. With a focus on maximizing rewards and minimizing fees, this card is your gateway to a world of financial flexibility and savings.

• Spend Based Waiver:- Enjoy the convenience of a waived renewal fee by meeting a modest spending threshold. Spend Rs. 2 lakhs or more in the previous year, and watch as your renewal fee disappears, allowing you to continue reaping the benefits of your card without any additional cost.
• Rewards Redemption Fee:- Maximize your rewards potential with every transaction, earning valuable Reward Points that can be redeemed for a variety of rewards. Whether you choose to indulge in gift vouchers, merchandise, or statement credits, the possibilities are endless. However, please note that a nominal fee of Rs. 100 applies to each redemption request.
• Foreign Currency Markup & Interest Rates:- Travel with confidence knowing that your SBI Spend & Save Credit Card has you covered, even when abroad. With a foreign currency markup of just 3.5%, you can make international transactions without worrying about hefty fees eating into your budget.
• Fuel Surcharge:- Enjoy the freedom of the open road with the SBI Spend & Save Credit Card’s fuel surcharge waiver. Receive a 1% fuel surcharge waiver on all fuel transactions ranging from Rs. 500 to Rs. 4,000, ensuring that you save every time you fill up your tank.
• Cash Advance Charges:- Need cash in a pinch? With the SBI Spend & Save Credit Card, you can access cash advances with ease. Simply pay a nominal fee of 2.5% of the cash amount, subject to a minimum of Rs. 500, and access the funds you need when you need them.
• Add-on Card Fee:- Plus, enjoy the flexibility of adding supplementary cards to your account at no extra cost. Whether you want to share the benefits of your card with a family member or trusted companion, the choice is yours.

Experience the power of smart spending and saving with the SBI Spend & Save Credit Card. Apply today and unlock a world of rewards, benefits, and financial freedom.

Product Details

• As a welcome gift, receive a complimentary Noise ColorFit Pulse Smart Watch, a cutting-edge device designed to track your fitness and monitor your health metrics. With this stylish accessory, you can stay on top of your fitness goals and enjoy a more active lifestyle.
• Gain access to premium fitness services with complimentary memberships to FitPass Pro and Netmeds First. Whether you prefer working out at the gym or practicing yoga at home, FitPass Pro offers a wide range of fitness activities to suit your preferences. Plus, with Netmeds First, you can enjoy exclusive discounts on healthcare products and services, ensuring that your health needs are always met.
• Earn generous rewards on every health-related spend, as well as on movies and dining. With 10 Reward Points for every Rs. 100 spent on health-related expenses, you can earn valuable points while taking care of your well-being. Additionally, earn 2 Reward Points per Rs. 100 spent on all other transactions, allowing you to accumulate rewards quickly and effortlessly.
• Travel with confidence with complimentary Priority Pass membership for the first two years. Enjoy access to premium airport lounges worldwide, where you can relax and unwind before your flight. Plus, receive 8 complimentary airport lounge visits at select airports in India every year, with a maximum of 2 visits per quarter, ensuring that you travel in comfort and style.
• Celebrate your milestones with e-gift vouchers worth Rs. 1,500 annually when you reach the milestone spend. Whether you choose to treat yourself to a shopping spree or indulge in a luxury experience, these vouchers are the perfect way to reward yourself for your achievements.
• Experience peace of mind with air accident insurance coverage worth Rs. 50 lakhs. With comprehensive insurance protection, you can travel with confidence knowing that you and your loved ones are financially secure in the event of an unforeseen accident.

SBI Card Pulse Features & Benefits

Welcome Benefits:- As a welcome gesture, receive a complimentary Noise ColorFit Pulse Smart Watch worth Rs. 5,999. This stylish accessory serves as your companion in tracking fitness and monitoring health metrics, ensuring you stay on top of your wellness goals.
Enjoy complimentary memberships to FitPass Pro and Netmeds First, offering access to a plethora of fitness services and healthcare benefits. From gym access to online fitness sessions and unlimited doctor consultations, these memberships enhance your well-being journey.

Milestone Benefits:- Achieve greater milestones with exclusive rewards. Upon spending above Rs. 4 lakhs in an anniversary year, receive a Netmeds e-gift voucher worth Rs. 1,500. This voucher, sent to eligible cardholders within 45 days, can be redeemed for a range of healthcare products and services.
Enjoy a renewal fee waiver by spending Rs. 2 Lakhs or more in the card anniversary year, ensuring that your membership remains hassle-free.

Travel Benefits:- Experience travel convenience with complimentary access to 8 domestic airport lounges annually, with a maximum cap of 2 lounge visits per quarter. Relax and unwind in comfort before your flight, enjoying premium amenities and services.
Additionally, benefit from complimentary Priority Pass membership for the first two years, granting access to a global network of airport lounges. While the membership is complimentary, usage fees may apply for lounge visits using the Priority Pass.

Reward Programs:- Earn rewards effortlessly with every transaction. Get 10 Reward Points for every health-related spend of Rs. 100, including movies and dining. Additionally, earn 2 Reward Points per Rs. 100 spent on all other transactions, allowing you to accumulate points rapidly.

Insurance Benefits

Fuel Surcharge Waiver

Enjoy a 1% waiver on the fuel surcharge for transactions ranging from Rs. 500 to Rs. 4,000. The maximum waiver on fuel transactions is capped at Rs. 250 per statement cycle for the SBI Pulse Credit Card.

Zero Liability Protection

Rest assured with zero liability protection, where SBI Pulse Credit cardholders will not be held accountable for any fraudulent or unauthorized transactions made on their card if reported promptly to the card issuer.

Rewards Rate

Earn rewards effortlessly with 10 Reward Points per Rs. 100 spent on movies, dining, pharmacy, and chemist purchases. Additionally, gain 2 Reward Points per Rs. 100 spent on all other categories. Note that certain transactions like cash withdrawals, fuel purchases, balance transfers, and wallet reloading do not accrue Reward Points.

Reward Points Redemption

Redeem your accumulated Reward Points against a variety of options available through internet banking. Alternatively, convert your Reward Points into cash and redeem them against the statement balance, with 1 Reward Point equivalent to Re. 0.25.

SBI Card Pulse Fees & Charges

The SBI Card Pulse entails a joining and annual membership fee of Rs. 1,499 plus applicable taxes. While the joining fee is non-waivable, renewal fee can be waived upon spending Rs. 2 lakhs or more in the previous year.

Finance charges stand at 3.5% per month or 42% annually, with a cash advance fee of 2.5% of the cash amount (minimum Rs. 500). For transactions made in a different currency, a foreign currency markup fee of 3.5% of the transaction amount is applicable.

SBI Card Pulse Eligibility Criteria

To qualify for the Pulse Credit Card, applicants must meet the following eligibility criteria:

Documents Required

When applying for the SBI Pulse Card, ensure you have the following documents ready:

1. Identity Proof: Any one of PAN Card, Aadhar Card, Voter’s ID, Driving License, etc.
2. Address Proof: Any one of Driving License, Aadhar Card, Passport, Utility Bills, Ration Card, etc.
3. Income Proof: Latest bank statements (last 3 months), recent salary slips, or audited Income Tax Returns (ITR).

How to Apply for SBI Pulse Credit Card?

Applying for the SBI Pulse Card is convenient with both online and offline options. For offline applications, visit your nearest SBI branch, complete the physical application form, and submit it with the required documents. For online applications, follow these steps:

1. Click on the “Apply Now” button on the SBI Card website.
2. Select “SBI Card Pulse” and proceed with the application.
3. Fill in the necessary details, complete the formalities, and submit your application.

What is SBI Pulse Credit Card Flexipay?

SBI Pulse Credit Card offers FlexiPay, enabling you to convert transactions of Rs. 2,500 or more into Easy Monthly Installments (EMIs) post-purchase. Simply log in to the SBI Card app/website within 30 days of the transaction to convert it into Flexipay.

Bottom Line

The SBI Pulse Credit Card is ideal for health-conscious individuals, offering a compelling mix of affordability, rewarding benefits, and health-centric features. The welcome benefit of a complimentary smartwatch, along with FitPass Pro and Netmeds First memberships, adds substantial value. Travel enthusiasts benefit from eight complimentary domestic lounge accesses and Priority Pass membership.

Additionally, the card provides accelerated reward points on health-related, movie, and dining spends, along with attractive insurance coverage up to Rs. 50 lakhs. Considering its features, advantages, and reasonable fees, the SBI Pulse Card emerges as a top choice. If it aligns with your lifestyle and preferences, don’t hesitate to apply and enjoy its benefits.

For any queries regarding the SBI Card Pulse, feel free to ask in the comments below!