Doctor’s IMA SBI Card, Rewards and Benefits, Joining Fees & amp; Charges, Apply Online

Doctor’s IMA SBI Card: Introducing the Doctor’s IMA SBI Card, an unparalleled credit card offering meticulously crafted to cater to the unique needs of medical professionals in association with the esteemed Indian Medical Association (IMA). Designed to seamlessly integrate into the demanding lifestyle of doctors, this card promises an array of benefits ranging from travel perks to insurance advantages, ensuring that healthcare practitioners can focus on their noble profession with peace of mind.

Distinguished by its exclusive benefits, the Doctor’s IMA SBI Card rewards cardholders with multiple points for expenditures related to medical supplies and international transactions. Whether it’s stocking up on essential equipment or managing overseas expenses, every swipe brings doctors closer to a wealth of rewards tailored to their professional needs.

Embracing convenience and affordability, this card offers a one-time annual fee of Rs. 1,499, exclusive of taxes, coupled with a renewal fee of Rs. 1,499, inclusive of taxes. What sets it apart is the renewal fee reversal feature, where cardholders stand to have their renewal fee waived upon reaching an annual spend threshold of Rs. 2 Lakhs, further enhancing the value proposition of this esteemed card.

Beyond its financial aspects, the Doctor’s IMA SBI Card encompasses a plethora of features and benefits meticulously curated by SBI, aligning with the discerning requirements of healthcare workers. From travel privileges to insurance coverage, every facet of this card is designed to empower doctors in their professional and personal endeavors.

Rewards and Benefits

• Rewarding Your Every Purchase:- With the Elite Rewards Credit Card, your spending is rewarded like never before. Earn 1 Reward Point for every Rs. 100 spent, with a rewarding rate of 0.25%. But that’s not all – indulge in medical supplies, travel bookings, and international spends to earn an impressive 5 Reward Points per Rs. 100 spent, boasting a reward rate of 1.25%. Plus, celebrate Doctor’s Day with 5 bonus Reward Points on all spends, ensuring that every occasion becomes a rewarding experience.
• Flexible Redemption Options:- Redeem your accumulated Reward Points with ease against an array of options from our exclusive reward point catalogue. Whether you prefer shopping vouchers, travel packages, or lifestyle products, the choice is yours. With 1 Reward Point equivalent to Rs. 0.25, unlock a world of possibilities and indulge in the rewards you deserve.
• Travel in Style:- Experience the epitome of luxury with complimentary access to the Priority Pass program, worth $99, offering access to exclusive airport lounges worldwide. Enjoy a serene environment, delectable refreshments, and premium amenities, ensuring that your travel experiences are nothing short of extraordinary.
• Lounge Access Privileges:- Unwind in style with complimentary lounge access at domestic and international airports. Enjoy up to 8 visits per year at domestic lounges, with a maximum of 2 visits per quarter, and up to 4 visits per year at international lounges, also capped at 2 visits per quarter. Whether you’re traveling for business or leisure, start your journey with comfort and sophistication.
• Peace of Mind with Insurance Benefits:- Rest easy knowing that you’re protected with Professional Indemnity Insurance, covering up to Rs. 20 lakhs per card. From court awards to legal and defense costs, our comprehensive insurance coverage ensures that you’re safeguarded against unforeseen circumstances, allowing you to focus on what truly matters.
• Zero Liability Protection:- Your security is our top priority. In the event of a lost or stolen card, enjoy peace of mind with Zero Liability Protection. You will not be held liable for any fraudulent transactions made with your card post-reporting the loss to the bank, ensuring that your finances remain secure at all times.
• Join the Elite Club Today:- Experience the pinnacle of rewards and privileges with the Elite Rewards Credit Card. Elevate every aspect of your lifestyle, from shopping and dining to travel and beyond. Apply for your card today and embark on a journey filled with luxury, convenience, and unparalleled benefits.

Fees & Charges

• Rewarding Your Every Spent:- With the Elite Rewards Plus Credit Card, your spending habits are generously rewarded. Earn 1 Reward Point for every Rs. 100 spent, ensuring that every purchase contributes to your rewards journey. But that’s not all – indulge in medical supplies, travel bookings, and international spends to earn an impressive 5 Reward Points per Rs. 100 spent, maximizing the value of every transaction.
• Flexible Fee Waiver:- Enjoy the flexibility of fee waiver based on your spending habits. The renewal fee is reversed on annual spends of Rs. 2 Lakhs, rewarding you for your loyalty and active card usage. Experience the benefits of your card without the burden of additional fees, making it a truly rewarding experience.
• Seamless Rewards Redemption:- Redeem your accumulated Reward Points effortlessly against a wide range of options from our extensive catalogue. Whether you prefer shopping vouchers, travel packages, or lifestyle products, our redemption process is simple and hassle-free. Plus, with a nominal redemption fee of Rs. 99 (plus applicable taxes), access your rewards with ease and convenience.
• Global Convenience with Savings:- Travel with confidence and save on foreign currency transactions with our competitive foreign currency markup of 3.5%. Whether you’re exploring international destinations or making online purchases in foreign currency, enjoy peace of mind knowing that you’re getting the best value for your money.
• Savings on Fuel:- Say goodbye to extra expenses at the pump with our fuel surcharge waiver. Enjoy a 1% fuel surcharge waiver at all petrol stations in the country, with a maximum waiver of Rs. 250 per cycle. Fuel up with ease and maximize your savings on every fill-up, making your travel experiences more economical.
• Access to Cash Advances:- Access cash conveniently with our cash advance feature. Enjoy a nominal cash advance charge of 2.5% of the transaction amount or Rs. 500, whichever is lower, ensuring that you have access to funds whenever you need them.
• Complimentary Add-On Card:- Share the benefits of your Elite Rewards Plus Credit Card with your loved ones with our complimentary add-on card feature. Enjoy the convenience of additional cards for your family members, without any additional fees.
• Join the Elite Club Today:- Experience the ultimate in rewards, savings, and convenience with the Elite Rewards Plus Credit Card. Apply now and embark on a journey filled with luxury, savings, and unparalleled benefits.

Product Details

• Enter the realm of unparalleled privileges with the prestigious Doctor’s IMA SBI Card, a bespoke financial solution tailored to meet the discerning needs of healthcare professionals. Developed in collaboration with the esteemed Indian Medical Association (IMA), this card redefines the landscape of credit offerings, empowering doctors with a suite of exclusive benefits and rewards.
• Embarking on a journey with the Doctor’s IMA SBI Card, cardholders are greeted with a generous welcome gift—an e-voucher worth Rs. 1,500 from Yatra.com, setting the stage for a rewarding experience ahead. This token of appreciation exemplifies our commitment to honoring the dedication and commitment of healthcare practitioners.
• Distinguished by its unmatched rewards program, the Doctor’s IMA SBI Card ensures that every transaction is a step towards greater benefits. Earn 5x reward points on international transactions, medical supplies, and travel bookings, amplifying the rewards for expenses directly related to the medical profession. Additionally, on the auspicious occasion of Doctor’s Day, indulge in the celebration with 5x reward points on all spending, further commemorating the invaluable contributions of doctors to society.
• For all other expenditures, cardholders enjoy the convenience of earning 1 Reward Point per Rs. 100 spent, providing a steady stream of rewards across various spending categories.
• Beyond rewards, the Doctor’s IMA SBI Card extends a myriad of privileges, including up to 35% off on Avis Car Rentals, ensuring seamless travel experiences. The renewal fee is reversed upon achieving an annual spend milestone of Rs. 2 lakh, rewarding diligent card usage.
• Ensuring peace of mind, cardholders benefit from a Professional Indemnity Insurance Cover of Rs. 20 Lakhs, safeguarding against unforeseen circumstances in the medical profession.
• Elevating travel experiences, the card offers complimentary domestic airport lounge access eight times a year, with a maximum of two visits per quarter, along with four complimentary international airport lounge visits per year. Additionally, enjoy free membership access to the Priority Pass Program worth $99, opening doors to exclusive airport lounges worldwide.
• Lastly, fuel up with confidence as the Doctor’s IMA SBI Card provides a 1% fuel surcharge waiver on purchases ranging from Rs. 500 to Rs. 4,000 at all petrol pumps nationwide, ensuring savings on every fuel transaction.

Doctor’s IMA SBI Card Features and Benefits

Doctor’s IMA SBI Card, meticulously crafted to cater to the distinctive lifestyle and professional requirements of doctors. In collaboration with the esteemed Indian Medical Association (IMA), this credit card offers a plethora of benefits ranging from travel perks to comprehensive insurance coverage, ensuring that doctors can focus on their noble profession with confidence and peace of mind.

Welcome Benefits:

As a token of appreciation, new cardholders are greeted with a generous welcome gift—a travel voucher worth Rs. 1,500 from Yatra.com. This gift can be conveniently redeemed online while making travel-related purchases, setting the stage for a rewarding journey ahead.

Milestone Benefits:

To further reward loyalty, cardholders are eligible to receive an e-Gift Voucher from leading brands such as Yatra.com, Bata, or Shoppers Stop worth Rs. 5,000 upon reaching an annual spend milestone of Rs. 5 Lakhs. Additionally, the renewal fee is waived upon achieving an annual expenditure of Rs. 2 Lakhs, underscoring the card’s commitment to value and affordability.

Reward Benefits:

Earning rewards has never been more lucrative. With the Doctor’s IMA SBI Card, cardholders enjoy 5x Reward Points on expenditures made on travel websites, international transactions, medical supplies, and all spends on Doctors’ Day, celebrated annually on July 1st. For all other expenditures, cardholders earn 1 Reward Point per Rs. 100 spent, ensuring a steady accumulation of rewards across various categories.

Reward Redemption:

Redeem accumulated reward points with ease, with each point valued at Rs. 0.25. Cardholders have the flexibility to offset their card balance using reward points or choose from a diverse range of options available in the reward catalogue.

Travel Benefits:

Experience unparalleled travel privileges with the Doctor’s IMA SBI Card, including complimentary visits to Domestic Airport Lounges eight times a year and International Airport Lounges four times a year through the Priority Pass Program. After exhausting complimentary visits, cardholders can continue to enjoy lounge access at a nominal fee.

Insurance Benefits:

Safeguard your professional interests with Professional Indemnity Insurance coverage of Rs. 20 Lakhs per card, offering protection against unforeseen legal claims and expenses. This comprehensive coverage includes legal and defense costs, settlement expenses outside of court, and court awards, providing doctors with invaluable peace of mind.

Eligibility Criteria and Documentation:

To apply for the Doctor’s IMA SBI Card, applicants must meet specific eligibility criteria, including a minimum age of 21 years, maximum age of 65 years, and a minimum annual income of Rs. 1,50,000. Additionally, applicants must provide relevant documents, including proof of identity, address, income, and registration certificates from the State Medical Council or Medical Council of India.

Fees and Charges:

The Doctor’s IMA SBI Card incurs an annual fee of Rs. 1,499 plus applicable taxes, with a one-time charge, and a renewal fee of Rs. 1,499. Despite nominal fees, the card offers unparalleled value and benefits tailored to the unique needs of healthcare professionals.

Conclusion:

In conclusion, the Doctor’s IMA SBI Card emerges as an indispensable financial companion for healthcare professionals, offering a myriad of benefits designed to enhance their professional and personal lives. From exclusive rewards and travel privileges to comprehensive insurance coverage, this card epitomizes SBI’s commitment to supporting and empowering those dedicated to the noble cause of healthcare. With its unmatched advantages and tailored features, the Doctor’s IMA SBI Card stands as a testament to SBI’s dedication to serving the needs of the medical community and beyond.