Nature’s Basket SBI Card, Rewards and Benefits, Joining Fees & amp; Charges, Apply Online

Nature’s Basket SBI Card: SBI Cards, a prominent player in the credit card industry, has forged a strategic partnership with Nature’s Basket, a leading premium grocery store brand in India, to introduce the Nature’s Basket SBI Card. This innovative credit card is meticulously crafted to cater to the discerning tastes of premium customers, addressing their unique lifestyle and grocery-related expenditures with utmost sophistication.

The Nature’s Basket SBI Card offers accelerated reward points to cardholders for purchases made at Nature’s Basket stores and websites, aligning perfectly with the gourmet preferences of its target audience. Moreover, cardholders earn reward points on both domestic and international expenditures, including dining and entertainment expenses, amplifying the rewards earned across various spending categories.

In addition to its rewarding features, the Nature’s Basket SBI Card extends an array of enticing benefits, including generous welcome benefits, complimentary access to domestic airport lounges, and a fuel surcharge waiver. Despite its exclusivity, the joining and renewal fee for this credit card is set at an accessible Rs. 1,499, making it an attractive option for the premium segments of society.

Rewards and Benefits

• Movie & Dining Benefits: Indulge in the pleasures of dining and entertainment while earning 5 Reward Points for every expenditure related to dining and movie outings, ensuring that every meal and cinematic experience is rewarded.
• Rewards Rate: Unlock a world of rewards with our versatile Rewards Rate. Earn 2x Reward Points at Nature’s Basket, ensuring that your grocery shopping is both rewarding and convenient. Enjoy 5 Reward Points for dining, movies, entertainment, and international spends, making every leisure activity more rewarding. For all other expenditures, earn 1 Reward Point for every Rs. 100 spent, ensuring that every purchase contributes to your rewards balance.
• Reward Redemption: Redeem your accumulated reward points effortlessly through our flexible redemption options. Choose to redeem your points via Nature’s Basket Loyalty Program or explore our Shop and Smile Rewards Catalogue for a wide range of redemption options. With 4 Reward Points equivalent to Re. 1, the possibilities are endless.
• Travel Benefits: Elevate your travel experience with complimentary access to airport lounges, ensuring that your journey is as comfortable as it is rewarding.
• Domestic Lounge Access: Enjoy the luxury of 4 complimentary visits per year to Domestic Airport Visa Lounges in India, adding a touch of exclusivity to your domestic travel experience.
• Insurance Benefits and Zero Liability Protection: Rest assured with our comprehensive insurance coverage and Zero Liability Protection. Whether you’re traveling or at home, enjoy peace of mind knowing that you’re protected against unforeseen circumstances and fraudulent transactions.

Fees & Charges

• Spend Based Waiver: Enjoy the privilege of a renewal fee waiver upon spending Rs. 2 Lakhs or more in the previous year, ensuring that your loyalty is generously rewarded.
• Rewards Redemption Fee: Seamlessly redeem your hard-earned rewards with a nominal redemption fee of just Rs. 99 per redemption request, making it convenient to access and enjoy your rewards.
• Foreign Currency Markup: Transact globally with confidence, knowing that our foreign currency markup is a mere 3.5% on all international transactions, ensuring that your overseas purchases are both convenient and cost-effective.
• Interest Rates: Manage your finances effortlessly with competitive interest rates of 3.5% per month or 42% annually, providing flexibility and peace of mind as you navigate your financial commitments.
• Fuel Surcharge: Say goodbye to fuel surcharges with our 1% waiver at all fuel stations in India, ensuring that you save while you refuel. The surcharge amount is capped at Rs. 100 per statement cycle, offering maximum savings on your fuel expenses.
• Cash Advance Charges: Access cash whenever you need it with our cash advance facility, accompanied by nominal charges of just 2.5% of the amount or Rs. 500, whichever is higher, ensuring that you have access to funds whenever the need arises.
• Add-on Card Fee: Extend the benefits of your credit card to your loved ones with our add-on card facility, available at no additional cost, ensuring that your family members can enjoy the perks and privileges of our premier credit card.

Product Details

• Nature’s Basket SBI Card, an exclusive credit card designed to cater to the discerning tastes of premium customers with a penchant for gourmet experiences. Developed through a partnership between SBI Cards and Nature’s Basket, this card offers a unique blend of rewards and benefits tailored to elevate your lifestyle.
• Earn double the reward points for every spend at Nature’s Basket outlets, enhancing your shopping experience with every purchase. Additionally, indulge in movies, dining, entertainment, and international spends to earn five reward points for every transaction, ensuring that every leisurely outing contributes to your rewards balance.
• As a token of appreciation, cardholders receive welcome benefits in the form of gift vouchers from Nature’s Basket, allowing you to kickstart your gourmet journey in style. Furthermore, reach spending milestones and be rewarded with gift vouchers from premium brands such as Aldo, Bath & Body Works, and Charles & Keith, adding a touch of luxury to your shopping experiences.
• Enjoy the convenience of complimentary access to Domestic Visa Airport Lounges in India, allowing you to relax and unwind before your flight. Plus, take advantage of a 1% fuel surcharge waiver at all fuel stations, ensuring savings on your fuel expenses with every fill-up.
• With the Nature’s Basket SBI Card, immerse yourself in a world of culinary delights and luxury shopping experiences while enjoying unparalleled rewards and benefits. Apply now and elevate your lifestyle today.

Nature’s Basket SBI Card – Features and Benefits

Nature’s Basket SBI Card – a one-of-a-kind credit card crafted for connoisseurs of gourmet delights in partnership with SBI Cards. Tailored to meet the discerning needs of premium individuals, this card promises elevated rewards and exclusive benefits, particularly for those who frequent Nature’s Basket stores and website.

Welcome Benefits:

Upon payment of the annual fee, cardholders are welcomed with a generous gift voucher worth Rs. 1,500 from Nature’s Basket, enhancing their gourmet shopping experience. Additionally, cardholders gain complimentary access to the esteemed ‘Epicure’ Nature’s Basket loyalty program, further enriching their culinary journey.

Dining and Movie Benefits:

Indulge in dining experiences and cinematic delights while earning 5 Reward Points for every Rs. 100 spent on dining-related expenses and movie outings, ensuring that every leisurely moment is rewarding.

Travel Benefits:

Enjoy the luxury of complimentary access to Domestic Airport Visa Lounges in India, with 4 complimentary visits per year, limited to 1 visit per quarter, adding a touch of exclusivity to your travel experiences.

Fuel Transactions:

Experience the convenience of a 1% fuel surcharge waiver on all fuel transactions between Rs. 500 and Rs. 3,000 at fuel stations nationwide, with a maximum waiver capped at Rs. 100 per statement cycle.

Milestone Benefits:

Upon reaching annual spends of Rs. 3 Lakhs, cardholders are rewarded with a coveted gift voucher worth Rs. 3,000 from premium brands such as Aldo, Inglot, Bath & Body Works, and Charles & Keith, adding a touch of luxury to their lifestyle.

Spend Based Renewal Fee Waiver:

The renewal fee of Rs. 1,499 can be waived off by achieving an annual spend of Rs. 2 Lakhs or more, ensuring that loyal cardholders are duly rewarded for their continued patronage.

Zero Liability Protection:

In the unfortunate event of card loss or theft, cardholders are protected against fraudulent transactions, provided immediate reporting is made to the bank.

Reward Benefits:

Earn reward points effortlessly with every transaction:

• Enjoy 5x Reward Points (i.e., 10 Reward Points) for every Rs. 100 spent at Nature’s Basket, with 7 Reward Points credited by SBI Card and 3 Reward Points directly credited to the Nature’s Basket Loyalty account.
• Earn 5 Reward Points for every Rs. 100 spent on Dining, Movies, Entertainment, and International Spends.
• Gain 1 Reward Point for every Rs. 100 spent on all other retail transactions except fuel.

Reward Redemption:

Redeem your accumulated reward points conveniently:

• Choose from a wide array of products and vouchers available at SBI Bank’s Shop and Smile Rewards Catalogue.
• Convert reward points into Nature’s Basket Points through the Nature’s Basket Loyalty Program, with a simple redemption process and a conversion rate of 4 Reward Points = Re. 1.

Experience the epitome of gourmet luxury and unparalleled rewards with the Nature’s Basket SBI Card, where every transaction is a journey of indulgence and gratification.

Nature’s Basket SBI Card: Fees and Charges

Introducing the Nature’s Basket SBI Card – a premium credit card offering exclusive benefits and rewards tailored for discerning individuals who appreciate gourmet food and culinary experiences. In collaboration with Nature’s Basket and SBI Cards, this co-branded credit card promises an array of features designed to cater to the needs of gourmet enthusiasts.

Fees and Charges:

The Nature’s Basket SBI Card comes with a joining fee of Rs. 1,499, providing access to a host of privileges and rewards. The renewal fee for this credit card is also Rs. 1,499 annually.

Foreign Currency Markup:

For international transactions, a foreign currency markup fee of 3.5% is applicable, ensuring seamless transactions worldwide.

Interest Rates:

An interest rate of 3.50% per month, equivalent to an annual percentage rate of 42%, is charged on outstanding balances when the amount due is not paid by the due date.

Cash Advance Charges:

Cash advances attract a charge of the higher of 2.5% of the transaction amount or Rs. 500, providing convenient access to funds when needed.

Reward Redemption Fee:

A nominal reward redemption fee of Rs. 99 per redemption request ensures hassle-free access to your earned rewards.

Eligibility Criteria:

Indian residents, both salaried and self-employed, above the age of 18 years, with a stable source of income and a good credit score, are eligible to apply for the Nature’s Basket SBI Card. Add-on cardholders must also be at least 18 years of age.

Application Process:

Applying for the Nature’s Basket SBI Card is simple and convenient, with options for both online and offline application methods. Online applicants can visit the SBI Card’s official website, navigate to the ‘Credit Cards’ tab, select the Nature’s Basket SBI Card, and complete the application form with required details and document uploads. Alternatively, applicants can visit the nearest SBI branch, fill out the credit card application form, attach the necessary documents, and submit it to the bank officials for processing.

Documents Required:

Applicants must provide identity proof, such as Aadhar Card, Voter’s ID, PAN Card, Passport, or Driving License, along with address proof, including Aadhar Card, utility bills, driving license, or passport. Additionally, income proof in the form of latest salary slips, bank statements, or income tax returns is required.

Conclusion:

The Nature’s Basket SBI Card offers a unique combination of benefits, including generic reward points for dining, movies, and entertainment-related spends, with higher rewards earned for transactions at Nature’s Basket stores and website. Welcoming cardholders with generous gift vouchers and complimentary access to the ‘Epicure’ Nature’s Basket Loyalty Program, this credit card also provides milestone benefits and travel perks, such as access to Domestic Airport Visa Lounges in India. Ideal for frequent shoppers at Nature’s Basket, the card delivers exceptional value and rewards for gourmet enthusiasts, making it a valuable addition to any wallet.