Axis Bank Freecharge Plus Credit Card, Rewards and Benefits, Joining Fees Charges, Apply Online
Axis Bank Freecharge Plus Credit Card: Axis Bank Freecharge Plus Credit Card surpasses its predecessor, the Freecharge Credit Card, with a host of unparalleled benefits. Seamlessly integrated into the Freecharge app, this virtual card offers instant approval and activation, providing immediate access to its extensive perks and privileges.
Setting a new standard for affordability, the Freecharge Plus Credit Card boasts zero joining charges, making it accessible to all. A nominal annual fee of Rs. 350 applies from the second year onwards, ensuring sustained value for cardholders. What sets this card apart is its lucrative rewards program, allowing users to earn up to 5% cashback on all transactions, along with bonus EDGE Reward Points upon achieving monthly spend milestones.
Beyond rewards, the card enhances dining experiences with exclusive discount offers through Axis Bank’s Dining Delights program. Additionally, cardholders enjoy a 1% fuel surcharge waiver at all fuel stations, further bolstering savings on essential expenses. Moreover, the card features a spend-based waiver of the renewal fee, enabling users to enjoy its benefits without additional financial burden.
Fees | Joining Fee- Nil
Renewal Fee- Rs. 350 + GST |
Best Suited For |
Shopping |
Reward Type |
Cashback |
Welcome Benefits |
N/A
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Rewards and Benefits
- Delightful Dining Discounts!
Indulge your taste buds and enjoy a generous 20% discount, up to Rs. 500, on dining at your favorite restaurants. Whether you’re craving a gourmet feast or a casual meal, treat yourself to culinary delights without breaking the bank.
- Earn Cashback on Every Spend!
With this credit card, earning rewards is effortless. Get a whopping 5% cashback on all your spends via Freecharge, making every transaction even more rewarding. Plus, earn 1% cashback on all other spends, ensuring that you maximize your savings with every swipe.
- Flexible Reward Redemption Options!
Redeem your Edge Reward Points for a wide range of products at an attractive rate of 1 RP = Re. 0.20. Whether you’re eyeing the latest gadgets, trendy accessories, or home essentials, your rewards can be redeemed for the products you love, adding value to every purchase.
- Protect Your Finances with Zero Liability!
Rest easy knowing that you’re protected against fraudulent transactions made on a lost or stolen card. With zero liability protection, you won’t be held accountable for unauthorized charges once you report the loss to the bank, safeguarding your finances and peace of mind.
- Experience Dining and Rewards Like Never Before!
Elevate your dining experiences, earn cashback rewards, and enjoy peace of mind with the latest credit card offer. Whether you’re dining out with friends, treating your family, or exploring new culinary delights, make every moment memorable with exclusive discounts and rewards.
Fees & Charges
- Renewal Fee Waiver!
Say goodbye to renewal fees when you spend Rs. 50,000 or more in the previous year. Enjoy the convenience and savings of having your renewal fee waived, rewarding you for your spending habits.
- No Fees for Rewards Redemption!
Redeem your rewards without any hassle or additional charges. With no rewards redemption fee, you have the freedom to use your earned rewards without worrying about hidden costs.
- Travel with Ease, Pay Less Abroad!
Traveling overseas? Enjoy peace of mind knowing that you’ll only pay a 3.5% foreign currency markup on all your foreign currency spends. Explore the world and make international transactions without excessive fees eating into your budget.
- Competitive Interest Rates for Financial Flexibility!
Benefit from competitive interest rates of just 3.6% per month (52.86% per annum), allowing you to manage your finances more effectively and save on interest expenses.
- Convenient Cash Access with Minimal Charges!
Need cash on the go? Accessing cash is easy and affordable with a cash advance charge of only 2.5% of the withdrawn amount or Rs. 500, whichever is higher. Enjoy flexibility and convenience without breaking the bank.
- Share the Benefits with Loved Ones – for Free!
Extend the benefits of your credit card to your family members with no additional cost. With no add-on card fee, you can empower your loved ones with the same privileges and convenience that you enjoy.
- Experience the Ultimate in Convenience and Savings!
With our new credit card offer, you’ll experience the ultimate combination of convenience and savings. From fee waivers to competitive interest rates and hassle-free rewards redemption, this card is designed to enhance your financial experience and reward your spending habits.