Axis Bank SELECT Credit Card, Rewards and Benefits, Joining Fees Charges, Apply Online

Axis Bank SELECT Credit Card: HDFC Bank and Paytm have teamed up to introduce a co-branded credit card offering that caters to the diverse lifestyle and spending preferences of modern consumers. This collaboration merges HDFC Bank’s extensive banking expertise with Paytm’s cutting-edge digital payment solutions, creating a card that seamlessly integrates convenience and rewards.

The HDFC Paytm co-branded credit card provides users with a host of benefits, including cashback rewards on a wide range of spending categories such as shopping, dining, entertainment, and utility bill payments. Additionally, cardholders can enjoy exclusive discounts and offers across a diverse network of partner merchants, enhancing the overall value proposition of the card.

A standout feature of this co-branded offering is its emphasis on digital convenience, empowering users to make cashless transactions seamlessly through the Paytm app. With advanced security features and round-the-clock customer support, cardholders can enjoy peace of mind when making purchases online or offline.

Moreover, the HDFC Paytm credit card offers access to comprehensive account management tools, allowing users to track expenses, manage finances, and redeem rewards effortlessly. Whether it’s earning cashback on everyday purchases or accessing exclusive benefits, this card is designed to enhance the overall banking and payment experience for consumers.

In summary, the HDFC Paytm co-branded credit card represents a powerful collaboration between two industry leaders, offering a compelling blend of rewards, convenience, and security. With its user-friendly features and attractive benefits, this card is poised to redefine the way consumers engage with banking and payments in the digital age.

Rewards and Benefits

• Movie & Dining:- Enjoy the thrill of the big screen with a special offer on BookMyShow: buy one movie ticket and receive up to Rs. 300 off on the second ticket. Additionally, savor delicious meals with a flat Rs. 200 off on Swiggy orders, making every dining experience a delight.
• Rewards Rate:- Earn rewards effortlessly with the Axis Bank Select Credit Card. Receive 20 EDGE Points for every Rs. 200 spent, up to cumulative spends of Rs. 20,000 per month. After reaching this threshold, continue earning rewards at a rate of 10 EDGE Points per Rs. 200 spent, ensuring that your rewards keep piling up with every transaction.
• Reward Redemption:- Redeem your EDGE Points for a plethora of rewards on the EDGE Rewards portal. From travel and shopping vouchers to a wide range of products, there’s something for everyone. Each EDGE Point is valued at Rs. 0.20, maximizing the value of your rewards.
• Golf:- Tee off in style with 6 complimentary golf rounds every year. Plus, unlock an additional 3 golf rounds on achieving minimum annual spends of Rs. 3 lakh with the Select Credit Card. Perfect your swing at premier golf courses and enjoy exclusive privileges on the greens.
• Domestic Lounge Access:- Relax and unwind before your flight with 8 complimentary domestic lounge visits every year, with a maximum of 2 visits per quarter. Whether you’re traveling for business or leisure, enjoy access to comfortable lounges across major domestic airports, ensuring a stress-free journey.
• International Lounge Access:- Experience luxury on a global scale with up to 12 complimentary international lounge visits every year through Priority Pass membership. Indulge in premium amenities and services at international airports, making your travels truly memorable.
• Insurance Benefits:- Travel with peace of mind, knowing that you’re covered against unforeseen events. Benefit from insurance cover against lost or delayed baggage, purchase protection, and loss of travel documents, ensuring that you’re prepared for any eventuality.
• Zero Liability Protection:- Rest easy knowing that you’re protected against fraudulent transactions. With zero liability protection, you won’t be held liable for any unauthorized transactions if your card is reported lost or stolen in a timely manner, providing added security and peace of mind.

Fees & Charges

• Spend Based Waiver:- Enjoy the renewal fee waived off on spending Rs. 6 lakh in a year, providing you with added flexibility and savings as you continue to indulge in your lifestyle preferences.
• Rewards Redemption Fee:- Experience hassle-free rewards redemption with no additional fees. Redeem your rewards effortlessly for a wide range of options, from travel vouchers to merchandise, without any redemption charges.
• Foreign Currency Markup:- Make international transactions with ease, albeit with a nominal foreign currency markup fee of 3.5% of the transaction amount. Enjoy seamless global transactions while exploring the world.
• Interest Rates:- Benefit from competitive interest rates, with a monthly interest rate of 3.6% (equivalent to 52.86% annually). Manage your finances efficiently while enjoying the convenience of credit.
• Fuel Surcharge:- Save on fuel expenses with a 1% fuel surcharge waiver for transactions between Rs. 400 and Rs. 4,000 at all filling stations across India. Enjoy the convenience of cashless transactions while on the go.
• Cash Advance Charges:- Access emergency funds with ease, albeit with a nominal cash advance charge of 2.5% of the amount withdrawn, with a minimum of Rs. 500. Enjoy financial flexibility whenever you need it.
• Add-on Card Fee:- Extend the benefits of your Elite Credit Card to your loved ones with no additional add-on card fee. Share the luxury and privileges with your family members, ensuring that everyone experiences the best that life has to offer.
• Elevate Your Lifestyle with the Axis Bank Elite Credit Card:- From luxury travel to fine dining, the Axis Bank Elite Credit Card caters to your every need, ensuring that you live life to the fullest. Apply now and embark on a journey of unparalleled luxury and exclusivity.

Product Details

• Axis Bank Platinum Rewards Credit Card. Designed to enhance your lifestyle and elevate your experiences, this card offers a host of benefits tailored to cater to your needs.
• With the Axis Bank Platinum Rewards Credit Card, earn 20 EDGE Points per Rs. 200 spent, up to cumulative spends of Rs. 20,000 per month. After reaching this threshold, continue to earn 10 EDGE Points per Rs. 200 spent, ensuring that you maximize your rewards with every transaction.
• Enjoy savings on your groceries with a 20% discount, up to Rs. 500, on a minimum purchase of Rs. 2,000 on the BigBasket mobile app and website. Additionally, indulge in your favorite meals with a flat discount of Rs. 200 on Swiggy orders, with a minimum transaction of Rs. 500.
• Relax and unwind before your flight with 12 complimentary access to international airport lounges annually through a Priority Pass membership. Additionally, enjoy 2 complimentary domestic lounge visits every quarter, ensuring a seamless and comfortable travel experience.
• Treat yourself to a movie outing with a fantastic offer from BookMyShow. Buy one movie ticket and get up to Rs. 300 off on the second ticket, allowing you to enjoy the latest blockbusters at a discounted rate.
• Receive bonus EDGE Points upon spending Rs. 3 lakh in an anniversary year, further enhancing your rewards potential. Moreover, enjoy a renewal fee waiver upon spending Rs. 6 lakh in an anniversary year, ensuring that you continue to enjoy the benefits of your card without any additional cost.
• Indulge your passion for golf with 6 complimentary golf rounds every year. Additionally, earn 3 additional golf rounds upon annual expenditure of Rs. 6 lakh, allowing you to enjoy premium golfing experiences at top courses.

Pros/Cons

Pros:

1. Savory Savings on Swiggy: Enjoy delicious savings with Rs. 200 off on Swiggy orders twice a month. Indulge in your favorite meals from the comfort of your home or office, while enjoying significant discounts on your orders.
2. Complimentary Priority Pass Membership: Travel with ease and sophistication with complimentary Priority Pass membership. Gain access to over a thousand airport lounges worldwide, ensuring a comfortable and relaxing travel experience every time.

Cons:

1. Exclusion of Fuel Transactions from Rewards: While the Axis Bank Premier Rewards Credit Card offers a multitude of benefits, it does not accrue reward points on fuel transactions. This may be a drawback for individuals who frequently rely on their credit card for fuel purchases.
2. High Joining Fee: Accessing the premium benefits of the Axis Bank Premier Rewards Credit Card comes with a high joining fee of Rs. 3000 plus applicable taxes. While the benefits may justify the cost for some, others may find it prohibitive.

Axis Bank Select Credit Card Features and Benefits

Axis Bank Select Credit Card, crafted to elevate your lifestyle and cater to your every need. Unveil a plethora of benefits across various categories, including travel, dining, entertainment, golf, and insurance, ensuring an unparalleled experience tailored just for you.

Welcome Benefits

Embark on your journey with 10,000 EDGE REWARD POINTS as a welcome gift on your first transaction within 30 days of card issuance, paving the way for unforgettable experiences from the very beginning.

Milestone Benefits

Reach new milestones with 5,000 bonus EDGE Points upon reaching a minimum annual expenditure of Rs. 3 lakh. Enjoy a complete annual fee waiver when you spend Rs. 6 lakh in an anniversary year, ensuring continuous access to premium privileges.

Travel Benefits

Experience the epitome of luxury with 12 complimentary international airport lounge access every year through Priority Pass membership. Renew your membership effortlessly upon achieving the annual expenditure milestone of Rs. 3 lakh. Additionally, delight in 2 complimentary domestic airport lounge visits every quarter, ensuring a seamless travel experience.

Movie & Dining Benefits

Savor delightful culinary experiences with up to 20% discount at partner restaurants through Axis Bank Dining Delights when paying with your Select Credit Card. Indulge in your favorite cuisines with a 40% discount up to Rs. 200 on Swiggy, available twice a month. Enjoy the magic of cinema with a Buy 1 Get 1 offer on BookMyShow, where you can save up to Rs. 300 on the second ticket every month.

Golf Benefits

Unleash your passion for golf with 6 complimentary golf rounds each year. Elevate your golfing experience further with 3 additional rounds upon spending Rs. 3 lakh or more in a year, ensuring endless moments of leisure and relaxation on the greens.

Insurance Benefits

Stay protected at all times with purchase protection cover worth up to Rs. 1 lakh, ensuring peace of mind with every transaction. Travel worry-free with comprehensive insurance coverage of up to USD 500 for loss of travel documents and delay/loss of check-in baggage, ensuring a hassle-free journey.

Axis Bank SELECT Credit Card Rewards

Maximize your rewards with 20 EDGE Points per Rs. 200 spent, up to cumulative spends of Rs. 20,000 per month. Earn 10 EDGE Points per Rs. 200 spent thereafter, ensuring endless opportunities to earn and redeem rewards for exciting benefits.

Unlock the Elite Privileges of the Axis Bank Select Credit Card

Experience the pinnacle of luxury and exclusivity with the Axis Bank Select Credit Card. Apply now and embark on a journey of unmatched sophistication and indulgence, tailored to meet your unique lifestyle needs.

Understanding the Axis Bank Select Credit Card Limit

While Axis Bank doesn’t explicitly disclose the credit limit for the Select Credit Card, it typically starts from Rs. 2 lakhs and can vary depending on factors like your credit history, income, payment behavior, and more. Should you find your initial credit limit lower than expected, you have the option to request an increase by reaching out to Axis Bank’s customer care or visiting a nearby branch. Before making such a request, ensure your credit score is healthy and there are no outstanding payments, enhancing the likelihood of approval for a higher limit.

Activating Your Axis Bank Select Credit Card and PIN Generation

To activate your Axis Bank Select Credit Card or generate its PIN, consider the following methods:

1. Internet Banking: Log in to your net banking account, navigate to ‘My Credit Card’ > ‘More Services’ > ‘Credit card PIN,’ and follow the prompts to set your PIN.
2. Customer Care: Contact Axis Bank’s credit card customer care, provide the necessary details for verification, receive an OTP on your registered mobile number, and confirm to generate your PIN.
3. Mobile Banking App: Utilize the Axis Bank mobile banking app, register yourself, and find the option for credit card PIN generation to set your PIN.
4. ATM: Visit any Axis Bank ATM, select the option for credit card PIN generation, and follow the on-screen instructions to activate your card and set your PIN.

Axis Bank Credit Card Customer Care Assistance

For any inquiries, concerns, or assistance regarding your Axis Bank Select Credit Card, reach out to customer care through the following channels:

1. Helpline Numbers: Dial 1860-419-5555, 1860-500-5555, or +91-22-67987700 for 24*7 emergency support.
2. Email: Visit Axis Bank’s official website, navigate to ‘Support,’ select ‘Contact via email,’ and send your queries for prompt assistance.

Empower yourself with the Axis Bank Select Credit Card and enjoy a world of exclusive privileges tailored to complement your lifestyle.

Cards Similar To Axis Bank Select Credit Card

Reviewing the Axis Bank SELECT Credit Card

The Axis Bank SELECT Credit Card stands out as a versatile financial tool offering an array of benefits across various spending categories. Whether it’s discounted dining experiences or savings on movie tickets, this card caters to diverse lifestyle needs. Its feature-rich package includes complimentary access to both domestic and international airport lounges, along with extensive insurance coverage, making it a well-rounded option for discerning consumers seeking value and convenience.

In the competitive landscape, the HDFC Regalia Gold Credit Card emerges as a notable contender. We’ve extensively assessed the Regalia Credit Card on Card Insider, providing insights into its features and offerings. It’s advisable to conduct a thorough comparison of the strengths and weaknesses of both cards before making your decision.

With the Axis Bank SELECT Credit Card, you gain access to a host of privileges tailored to enhance your lifestyle and elevate your financial experience.