Axis Bank has introduced three travel credit cards in collaboration with Air Vistara for its premium customers: Axis Bank Vistara Infinite Credit Card, Vistara Signature Credit Card, and Vistara Credit Card (Platinum). Among these, Axis Bank Vistara Infinite Card is considered the bank’s most premium offering.
This card should be preferred by frequent travelers who seek an enhanced travel experience because it provides a business class ticket as a joining benefit (and the card membership is renewed every time) and various milestone benefits that can be redeemed for business class flight tickets or against Club Vistara Points.
With this card, you also get Club Vistara Gold membership, which offers you additional air miles (as CV Points) and various other benefits such as priority check-in, priority boarding, and additional baggage allowance on Vistara flights. Since it is a premium credit card, it comes with special privileges from Axis Bank like 24×7 concierge service and access to some of India’s premium golf courses for a complimentary golf round.
In addition to these, the card offers several other additional benefits. Read on for more information.
- Joining Fee- Rs. 10,000 (plus applicable taxes)
- Renewal Fee- Rs. 10,000 (plus applicable taxes)
- Best Suited For- Travel
- Reward Type- Reward Points
- Welcome Benefits- 1 Complimentary Business Class ticket voucher.
Rewards and Benefits
- Movie & Dining- Get up to 40% discount up to Rs. 1000 on partner restaurants all over India under Axis Bank’s EazyDiner program
- Rewards Rate- 6 CV (Club Vistara) Points per Rs. 200 you spend
- Reward Redemption- Club Vistara Points can be used for booking award flights, class upgrades, or seat reservation under the Vistara Cash + Points program (1 CV Point = Rs. 0.2)
- Travel- 2 Complimentary domestic lounge visits per quarter at select airports across India & complimentary Club Vistara gold membership.
- Golf- 6 Complementary rounds of golf at India’s most premium golf destinations
- Domestic Lounge Access- 2 Complimentary access to domestic lounges per quarter at select airports across India
- International Lounge Access- NA
- Insurance Benefits- Purchase protection cover up to Rs. 1,00,000, USD 300 cover in case of loss of travel documents, USD 300 cover for delay or loss of check-in luggage.
- Zero Liability Protection- Zero cost liability cover up to Rs. 3,00,000 after reporting the loss of card. Bank not liable for any fraudulent transaction prior to reporting
Fees & Charges
- Spend based Waiver- N/A
- Rewards Redemption Fee- Nil
- Foreign Currency Markup- 3.5% (plus applicable taxes)
- Interest Rates- 3.6% per month (or 52.86% per annum)
- Fuel Surcharge- 1% waiver on fuel surcharge for all fuel transactions between Rs. 400 & Rs. 4,000.
- Cash Advance Charge- 2.5% of the transaction amount subject to a minimum charge of Rs. 500
- Add-on Card Fee- Nil
Product Details
- Welcome benefits in the form of a complimentary Business Class ticket voucher.
- Business Class ticket voucher is renewed every time.
- Complimentary Club Vistara Gold membership.
- Earn 6 Club Vistara Points for every Rs. 200 spent.
- Additional Club Vistara Points and up to 4 Business Class tickets under milestone benefits.
- Access to domestic lounges in select Indian airports under the Visa Lounge Program.
- Discounts up to Rs. 40,000. at partner restaurants across India as part of Axis Bank’s EazyDiner program.
- Purchase protection up to Rs. 1 lakh with coverage of up to $300 for loss of travel documents and delayed or lost check-in baggage.
- Dedicated concierge service available 24×7 for travel, flight/hotel bookings, dining, shopping, and more.
Features and Benefits of Axis Bank Vistara Infinite Credit Card:
The Vistara Infinite Credit Card by Axis Bank is the most premium co-branded card offered by Axis Bank. Along with providing an extensive range of travel benefits, it also comes with some exciting privileges in other categories. The precise features and benefits of this card are as follows:
Welcome Benefit: As a welcome benefit, you receive a complimentary Air Vistara Business Class ticket voucher. And not just that, you receive this voucher every time your membership is renewed.
Milestone Benefits: Earn milestone benefits either in the form of Club Vistara Points or as a complimentary Business Class ticket.
Amount spent in a year |
Reward |
| Rs. 1,00,000 (if spent in the first 90 days from the issuance of card) | 10,000 bonus CV Points |
| Rs. 2,50,000 | 1 Business Class ticket |
| Rs. 5,00,000 | 1 Business Class ticket |
| Rs. 7,50,000 | 1 Business Class ticket |
| Rs. 12,00,000 | 1 Business Class ticket |
Travel Benefits
- Enjoy 2 complimentary domestic lounge visits per quarter.
- Complimentary Club Vistara Gold membership.
- You also get some premium benefits like 24×7 concierge service, airport transfer service, and complimentary access to domestic lounges at select airports all over India.
Dining Benefits
Get a 40% discount up to Rs. 1000 at partner restaurants as a part of Axis Bank’s EazyDiner program.
Golf Benefits
Enjoy 6 complimentary golf rounds annually at some of the leading golf courses in India.
Insurance Benefits
Category |
Insurance Coverage |
| Purchase Protection | Rs. 1 lakh |
| Loss of travel documents | Up to US $300 |
| Lost/delayed baggage | Up to US $300 |
Fuel Surcharge Waiver
1% of the fuel surcharge waiver on all fuel transactions between Rs. 400 and Rs. 4000 at fuel stations across India.
Vistara Infinite Credit Card Rewards
- 6 Club Vistara Points every time you spend Rs. 200 using the Vistara Infinite credit card.
- You don’t earn any reward points on fuel spends.
Reward Redemption
- The Vistara Infinite Credit Card rewards you with Club Vistara Points, which can be redeemed as part of the Vistara Cash+Points program for award flights, class upgrades, or reserving any seat in any class. However, if you redeem CV Points with the Cash+Points program, 1 CV Point is considered equivalent to Re 0.2 only.
- Club Vistara Points are also eligible for redemption with partner airlines of Air Vistara, including Air Canada, Singapore Airlines, Japanese Airlines, Silk Air, and United Airlines.
Advantages of Axis Bank Vistara Infinite Credit Card
- Gold Tier CV Membership: You receive complimentary Club Vistara Gold Tier Membership with this card, which makes you eligible for 10 CV Points per Rs. 100 spent on Vistara (in addition to the CV Points earned with the card).
- Decent Reward Rate: You receive a favorable redemption rate of 6 CV Points for every Rs. 1 spent on all categories, excluding fuel expenses.
- Business Class Tickets: One of the most attractive benefits offered by the Axis Vistara Infinite Credit Card is the provision of a complimentary Business Class ticket as a welcome worthy benefit when you join the card’s membership and achieve the milestone of specified expenditure-based miles (as mentioned above) in a given period.
Drawbacks of Axis Bank Vistara Infinite Credit Card
- No Complimentary International Airport Lounge Access: One major drawback of this card is that it does not offer any kind of complimentary international airport lounge access. However, you do get the benefit of using domestic airport lounges twice per quarter with the card.
- 3.5% Foreign Currency Mark-up: Despite being a premium travel credit card, this card imposes a 3.5% standard mark-up fee on foreign currency transactions made using the card.
- High Annual Fee: The Axis Vistara Infinite Credit Card carries a slightly higher annual fee of Rs. 10,000. The card does not offer any option for waiver of the annual fee based on expenditure.
Who should consider this card?.
As you may already know, the Axis Bank Vistara Infinite Card is a premium travel credit card offered by Axis Bank. Based on the reward rate and other benefits provided by the card, you can determine whether the Axis Bank Vistara Infinite Credit Card is a good option for you or not.
You should apply for Axis Bank Vistara Infinite Card if
- You are a frequent domestic traveler, and Air Vistara is your preferred carrier.
- You don’t want to compromise on your travel experience – this card offers you the privilege of a complimentary business class ticket as a welcome benefit and on achieving specified spending milestones (as detailed in the above information).
- You also want to enjoy golf privileges along with the travel benefits offered by the card.
Documents Required
To process your credit card application, you will need to submit certain documents to the bank as proof of identification (such as Aadhaar Card, Voter ID, Passport, etc.), proof of address (such as Voter ID, Passport, Aadhaar Card), and proof of income (ITR returns/ salary slips, etc.). Additionally, you may be required to provide documents such as utility bills (electricity/telephone bills, etc.) as address proof and income proof.
How to apply for Axis Bank Vistara Infinite Credit Card?
You can click on the “Apply Now” button provided above to apply for this credit card online. To process your application, you will need to fill out a form and submit necessary documents as required by the bank. For offline application, visit your nearest Axis Bank branch with all the required documents and fill out an application form there.
Application Status
You can track your application for the Axis Bank Vistara Credit Card by visiting the Axis Bank Credit Card and Loan Application Tracking page. Enter your application ID and date of birth (DOB) to track your application.
Axis Bank Vistara Infinite Credit Card Customer Care
Axis Bank provides 24×7 customer service assistance to cardholders. To report the loss of your card or for any other inquiries, you can call their 24×7 customer care numbers – 18604195555 or 18505005555. You can also block your credit card through SMS in case of card loss or any other reason. You need to send “BLOCK” followed by your 16-digit card number to 5676782.
Conclusion:
If you frequently go on business trips and prefer not to compromise on your luxurious travel experiences, then choosing the Axis Bank Vistara Infinite Credit Card would be a good option for you. It is worth noting that Vistara is primarily a domestic airline (although it has recently started international operations as well), but you can redeem your Club Vistara points for flights not only with Vistara but also with partner airlines, both domestic and international.
If you have any questions or concerns related to this credit card, feel free to comment, and we will be happy to assist you. If you are an existing card user, don’t forget to share your experiences in the comments section below.
