Delhi Metro SBI Credit Card is a multi-purpose card launched by SBI card in co-partnership with Delhi Metros. This card performs the function of both a credit card as well as of a smart card. You get 2,000 bonus reward points on this card as a welcome gift. Moreover, you also get a renewal fee waiver on the spending of Rs 1,00,000 in the previous year. You get upto 10 reward points on every Rs 100 spent on Dining, Movies, Grocery, Departmental stores, and utility bill payments. You get a renewal fee waiver on annual spending of Rs 1,00,000 in the previous year. There are many other benefits and privileges associated with this card. Read below to know more in detail about this credit card.
- Joining Fee- Rs 500 + GST
- Renewal Fee- Rs 500 + GST
- Best Suited For- Travel
- Reward Type- Reward Points
- Welcome Benefits- 2000 Reward Points on spending Rs 2000 within the first 60 days of the card issuance. Moreover, you get free metro cash of Rs 50 on your Delhi Metro Smart card
Rewards and Benefits
- Movie & Dining- NA
- Rewards Rate- 10 reward points on every Rs 100 spent on Dining, Movies, Grocery, Departmental stores, and Utility bill payments. You get 1 reward point on every Rs 100 spent on other categories
- Reward Redemption- You can redeem the reward point accumulated on this card can be redeemed against the reward catalogue or statement cash.
- Travel- NA
- Golf- NA
- Domestic Lounge Access- NA
- International Lounge Access- NA
- Insurance Benefits- NA
- Zero Liability Protection- NA
Fees & Charges
- Spend based Waiver- You get a renewal fee waiver of Rs 500 on spending of Rs 1,00,000 in the previous year.
- Rewards Redemption Fee- Rs 99 per redemption request
- Foreign Currency Markup- 3.5% on the conversion amount
- Interest Rates- 3.5% per month ( 42% per annum)
- Fuel Surcharge- 1% surcharge waiver on all fuel transactions at all fuel stations across India
- Cash Advance Charge- 2.5% on the withdrawal amount subject to minimum amount of Rs 500
- Add-on Card Fee- Nil
Product Details
- 2000 Reward Points on spending Rs 2000 within the first 60 days
- 10 RP on every Rs 100 spent on Dining, Movies, Grocery, Departmental stores, and Utility bill payments
- Auto top-up of Rs 200 on your Delhi Metro Smart card when your balance reaches Rs 100.
- Renewal fee waiver on annual spending of Rs 1,00,000 in the previous year
- 1% surcharge waiver on all fuel transactions at all fuel stations across India.
Delhi Metro SBI Credit Card Rewards
- You earn 10 reward points on every Rs 100 spent on Dining, Movies, Grocery, Departmental stores, and utility bill payments
- You get 1 reward point on every Rs 100 spent on other categories
- You can get up to 5,000 reward points per statement cycle using this credit card.
- The reward point accumulated can be redeemed by visiting the SBICard.com Reward catalogue.
- A reward redemption fee of Rs 99 per redemption request will be charged on every redemption.
Welcome Benefit
You get 2000 reward points on spending Rs 2000 within the first 60 days of the card issuance. Additionally, You get free metro cash of Rs 50 on your Delhi Metro Smart card. You can avail of this offer on payment of the joining fee.
Spend-Based Waiver
You get a renewal fee waiver on annual spending of Rs 1,00,000 in the previous year. You get this membership waiver on the second year of membership.
Fuel Surcharge Waiver
You get a 1% surcharge waiver on all fuel transactions at all fuel stations across India. Fuel transactions between Rs 500 and Rs 3000 are valid for surcharge waiver.
Other Benefits
You get an auto top-up of Rs 200 on your Delhi Metro Smart card when your balance reaches Rs 100.
How to Apply?
- Visit SBICard.com, then go to the “Personal” category on the homepage of the website
- Click on Apply and fill the Online Application form for the card
- After entering your personal details, you shall receive further information regarding your application process at your registered mobile number.
What Documents are Required to Apply?
You are required to provide the following documents mentioned below-
- Proof of Address- You are required to provide the following documents such as Aadhar card, Passport, Driver License
- Proof of Identity – You need to provide the following documents Aadhar card, PAN card, Passport, Voter ID
- Proof of Income- You are required to provide the following documents as previous salary slips, IT returns, Form- 16
Conclusion
Delhi Metro SBI credit card is a basic card best suited for people, who frequently use Delhi Metro to commute from one place to another. The card can help you save money on your day-to-day travels using Metro. You get an auto-recharge top-up of Rs. 200 when your smart card balance reaches Rs 100. In addition to this, you get accelerated rewards upto 10x reward points on Dining, Movies, Grocery, Departmental stores, and utility bill payments spendings. The reward points accumulated can be redeemed against the SBI Credit Card reward catalogue or statement cash. Some of the similar cards issued by SBI Card are: Mumbai Metro SBI Credit Card & OLA Money SBI Credit Card. You can also check these cards if you are not a resident of Delhi. What do you think about this credit card? Do let us know in the comments.
