Fibe Axis Bank RuPay Credit Card, Rewards and Benefits, Joining Fees Charges, Apply Online

Fibe Axis Bank RuPay Credit Card: Axis Bank has introduced India’s first numberless credit card, ushering in a new era of safety and security for cardholders. This innovative card features only a chip, omitting sensitive details such as expiry dates and CVV numbers, minimizing the risk of fraud and unauthorized transactions. Developed through a collaboration between Axis Bank and FIBE, this co-branded credit card offers a range of primary benefits tailored to enhance the user experience.

As a lifetime free credit card, this offering is particularly enticing for individuals embarking on their credit journey for the first time. Whether seeking to establish credit or exploring the convenience of a UPI Credit Card, this Axis Bank innovation presents a compelling solution. By seamlessly integrating with UPI applications, users can effortlessly link the card and initiate transactions with ease.

The benefits of this RuPay Credit Card extend beyond its safety features, offering direct cashback of up to 3% on eligible transactions. Moreover, cardholders enjoy the added luxury of four complimentary domestic lounge access passes, enhancing the travel experience with exclusive perks and privileges. With its blend of security, convenience, and rewards, the Axis Bank numberless credit card sets a new standard in the realm of digital payments, empowering users to transact with confidence and peace of mind.

Rewards and Benefits

• Experience Cashback Rewards on Entertainment!

With the Axis Bank Movie & Dining Credit Card, enjoy a generous 3% cashback on all your entertainment spends, including movie tickets, streaming subscriptions, and more. Treat yourself to the latest blockbusters or binge-watch your favorite shows, all while earning cashback rewards.

• Savor Discounts with Dining Delights!

Indulge in culinary delights with a fantastic 15% off at partner restaurants through the Axis Bank Dining Delights Program. Whether you’re craving gourmet cuisine or casual dining, enjoy savings on your dining experiences and explore a world of flavors.

• Earn Cashback on Everyday Essentials!

From food delivery to commute expenses, earn a competitive 3% cashback on a wide range of everyday essentials. Whether you’re ordering in, commuting to work, or enjoying a night out, your Axis Bank Movie & Dining Credit Card rewards you for every spend.

• Redeem Rewards with Ease!

Enjoy the simplicity of direct cashback redemption, allowing you to access your rewards effortlessly. No complicated processes or points redemption – just straightforward cashback that you can use as you please.

• Access Domestic Lounge Comforts!

Relax and unwind before your flight with complimentary domestic lounge access. Enjoy the comfort and amenities of airport lounges, with one complimentary visit every quarter.

• Stay Protected Against Fraud!

Rest easy knowing that your Axis Bank Movie & Dining Credit Card comes with zero liability protection. You’re safeguarded against fraudulent transactions, provided you report the theft or loss of your card to the bank promptly.

Fees & Charges

• No Spend-Based Waiver Required!

With the Axis Bank Movie & Dining Credit Card, there’s no need to worry about meeting spend-based waivers. Enjoy the benefits of the card from the moment you receive it, without any minimum spending requirements.

• Redeem Rewards Without Fees!

Experience the freedom of rewards redemption with no fees involved. Whether you’re redeeming cashback or other rewards, there are no additional charges for accessing your benefits.

• Convenient Foreign Currency Transactions!

Traveling abroad? Enjoy hassle-free transactions with a foreign currency markup of just 3.5% of the transaction amount. Shop, dine, and explore the world without worrying about excessive fees.

• Competitive Interest Rates for Financial Flexibility!

Benefit from competitive interest rates of just 3.6% per month (equivalent to 52.86% annually). Manage your finances with ease and save on interest expenses.

• Save on Fuel Expenses!

Say goodbye to fuel surcharges with a 1% waiver on fuel transactions up to Rs. 400. Enjoy savings on every fuel purchase, making your journeys more cost-effective.

• Access Cash with Ease!

Need cash on the go? Accessing cash is convenient and affordable with cash advance charges of only 2.5% of the transaction amount or a minimum of Rs. 500. Enjoy flexibility and convenience whenever you need cash.

• No Fees for Add-On Cards!

Share the benefits of your Axis Bank Movie & Dining Credit Card with your loved ones with no additional fees for add-on cards. Empower your family members to enjoy the same perks and privileges as you.

Product Details

• Axis Bank, a lifetime free credit card that redefines the norms of convenience and value. With this card in hand, users gain access to a world of benefits tailored to enhance their lifestyle and financial journey.
• One of the standout features of this card is its lifetime free status, ensuring that cardholders can enjoy its perks without the burden of annual fees. Alongside this, users receive four complimentary domestic lounge access passes, adding a touch of luxury to their travel experiences. Whether it’s a quick layover or a leisurely wait, these lounge passes offer a haven of relaxation and comfort.
• Moreover, the rewards potential of this credit card is truly impressive. Users can earn up to 3% cashback on eligible spends, making every purchase a rewarding experience. Whether it’s daily essentials or indulgent treats, the card offers a generous return on spending, adding value to every transaction.

Pros/Cons

Pros:

• Seamless UPI Transactions:- Experience the ease of making UPI transactions directly with your credit card. Enjoy the convenience of instant payments and transfers, simplifying your financial transactions like never before.
• Earn Cashback on Everyday Spends:- Indulge in entertainment, commute, and food delivery while earning a generous 3% cashback on your transactions. Whether you’re catching a movie, commuting to work, or ordering your favorite meal, enjoy rewards on your everyday expenses.

Cons:

• No Welcome Benefits:- While the Axis Bank UPI-enabled Credit Card offers a range of benefits, it does not provide welcome benefits to new cardholders. However, the ongoing rewards and features of the card make it a valuable choice for regular users.
• Limited Introductory Cashback:- Although the card offers an introductory cashback on select categories, it may be limited compared to other cards. However, the ongoing cashback rewards ensure that cardholders continue to enjoy savings on their transactions over time.

Fibe Axis Bank Credit Card Features

Are you ready to experience a new standard of credit card excellence? Dive into the world of features and benefits offered by the revolutionary Fibe Axis Bank Credit Card. Let’s explore what sets this card apart:

Lifetime Free Credit Card:

Say goodbye to annual fees and recurring charges with the Fibe Axis Bank Credit Card. Enjoy the convenience of a lifetime free credit card, allowing you to maximize your savings without any additional costs.

Numberless Credit Card:

Experience enhanced security with the Fibe Axis Bank Credit Card, the first numberless credit card in India. With no visible card number, your transactions are shielded from potential threats, providing you with peace of mind and protection against fraud.

UPI Enabled:

Seamlessly integrate UPI payments into your daily routine with the Fibe Axis Credit Card. Enjoy the convenience of making secure UPI transactions directly from your credit card, simplifying your payment experience like never before.

Rewarding Cashback on Spends:

Earn lucrative cashback rewards on your transactions with the Fibe Axis Bank Credit Card. Here’s how you can maximize your rewards:

Earn up to 3% cashback on entertainment, commute, and food delivery transactions. Receive 1% cashback on all other spends, allowing you to earn rewards on every purchase. Note: Cashback is not applicable for transactions below Rs. 100 and excludes specific categories such as cash withdrawal, fuel spends, and more.

Complimentary Domestic Lounge Access:

Indulge in luxury and comfort with up to 4 complimentary domestic lounge access privileges per quarter. Whether you’re traveling for business or leisure, unwind in style at a selection of premium airport lounges across India.

Participating Airport Lounges for Fibe Axis Bank Credit Card