HDFC Bank Diners Club Rewardz Credit Card, Rewards and Benefits, Joining Fees & amp; Charges, Apply Online

HDFC Bank Diners Club Rewardz Credit Card: HDFC Diners Club Rewardz Credit Card, a premier offering that redefines the concept of rewards and savings for its esteemed customers. With a minimal joining fee of just Rs. 1000, this card opens the door to a world of exclusive benefits and privileges, ensuring that every transaction is a rewarding experience.

Upon joining, you are greeted with a generous welcome bonus of 1000 bonus Reward Points, setting the tone for a rewarding journey ahead. But that’s just the beginning – the rewards keep flowing with every swipe.

Earn 3 Reward Points for every Rs. 150 spent on your HDFC Diners Club Rewardz Credit Card, allowing you to accumulate points effortlessly with your everyday purchases. But the real magic happens when you shop with partner brands, where you can earn a remarkable 10x Reward Points. These points can be redeemed for a variety of categories, including flight and hotel bookings, air miles, an extensive product catalog, and even cashback, ensuring that your rewards are tailored to suit your preferences.

Savings are at the heart of this card, with multiple avenues to help you maximize your benefits. Say goodbye to renewal fees, as you can enjoy a waiver of the Rs. 1000 renewal fee by simply spending Rs. 1 lakh or more in an anniversary year. As an added bonus, you receive a renewal bonus of 1000 bonus Reward Points every year, ensuring that your loyalty is always rewarded.

But the advantages of the HDFC Diners Club Rewardz Credit Card don’t end there. From exclusive discounts and offers to comprehensive insurance coverage and unparalleled customer service, this card is designed to elevate your lifestyle and provide you with unmatched convenience and peace of mind.

In conclusion, the HDFC Diners Club Rewardz Credit Card is more than just a financial tool – it’s your passport to a world of rewards, savings, and unmatched privileges. Experience the difference today and embark on a journey of luxury and convenience like never before.

Rewards and Benefits

HDFC Diners Club Rewardz Credit Card, an exceptional offering that transforms every purchase into a rewarding experience. With a focus on simplicity, flexibility, and value, this card is designed to cater to your diverse needs and preferences.

• Movie & Dining- N/A
• Rewards Rate- Rewards are at the heart of this card, with a competitive earning rate of 3 Reward Points per Rs. 150 spent on all transactions. But the rewards don’t stop there – shop with partner brands and earn a whopping 10x Reward Points, allowing you to accumulate points at an accelerated pace.
• Reward Redemption- Redeeming your reward points is a breeze, with a range of options to suit your lifestyle. Whether you’re booking flights or hotels on SmartBuy, redeeming for air miles, browsing the product catalogue, or opting for cashback, the choice is yours. Enjoy flexibility and convenience as you redeem your points for maximum value.
• Travel- Travel enthusiasts will appreciate the ability to use reward points to book hotel and flight bookings on SmartBuy, adding an extra layer of savings to your adventures. With the HDFC Diners Club Rewardz Credit Card, every journey becomes more rewarding than ever before.
• While golf and lounge access benefits are not available with this card, peace of mind is guaranteed with Zero Liability Protection. Rest easy knowing that you won’t be held liable for any transactions made on your card once it’s reported lost or stolen to the bank.
• In conclusion, the HDFC Diners Club Rewardz Credit Card is your gateway to a world of rewards, flexibility, and peace of mind. Experience the difference today and unlock a world of possibilities with every swipe.

Fees & Charges

HDFC Diners Club Rewardz Credit Card, a premium offering that combines exceptional benefits with unmatched convenience. With a focus on rewarding your spending and simplifying your financial transactions, this card is designed to elevate your lifestyle and provide you with peace of mind.

• Spend Based Waiver: Enjoy the luxury of having your renewal fee waived off by simply spending Rs. 1 lakh or more in the previous year. This exclusive benefit rewards your loyalty and ensures that you can continue to enjoy the benefits of your HDFC Diners Club Rewardz Credit Card without any additional costs.
• Rewards Redemption Fee: While the rewards are plentiful, we believe in transparency and fairness. Therefore, a nominal fee of Rs. 99 is applicable on every redemption request, ensuring that you can access your rewards easily while maintaining the integrity of the rewards program.
• Foreign Currency Markup: Travel with confidence knowing that your HDFC Diners Club Rewardz Credit Card offers competitive foreign currency markup rates of 3%, ensuring that you can shop and transact internationally without worrying about excessive fees or charges.
• Interest Rates: With competitive interest rates of 3.6% per month (43.2% annually), we empower you to manage your finances responsibly while enjoying the flexibility of credit when you need it most.
• Fuel Surcharge: Say goodbye to fuel surcharges with our generous 1% fuel surcharge waiver on all transactions between Rs. 400 and Rs. 5,000. Whether you’re commuting to work or embarking on a road trip, enjoy savings at every fuel station across the country.
• Cash Advance Charges: Access cash conveniently with our cash advance feature, subject to a minimal charge of 2.5% of the amount transacted or a minimum of Rs. 500. With this flexibility, you can meet your financial needs with ease, whenever and wherever you need it.
• Add-on Card Fee: Extend the benefits of your HDFC Diners Club Rewardz Credit Card to your loved ones with our complimentary add-on card feature. With no additional fees, you can share the convenience and rewards of your card with your family members, ensuring that everyone enjoys the perks of membership.

In conclusion, the HDFC Diners Club Rewardz Credit Card is more than just a credit card – it’s a lifestyle companion that offers unparalleled benefits, rewards, and convenience. Experience the difference today and unlock a world of possibilities with HDFC Diners Club Rewardz Credit Card.

Product Details

HDFC Diners Club Rewardz Credit Card, a premium offering that redefines the concept of rewards and convenience. With a plethora of benefits tailored to suit your lifestyle, this card is designed to elevate your experience and provide unparalleled value with every transaction.

• Earn 3 Reward Points for every Rs. 150 spent, ensuring that every purchase brings you closer to exciting rewards and benefits. But that’s not all – shop at partner brands and earn a remarkable 10x Reward Points, accelerating your rewards accumulation and maximizing your earning potential.
• Enjoy the added perk of up to 5% cashback on spends made through SmartBuy, further enhancing your savings and making every purchase more rewarding.
• As a token of appreciation for choosing the HDFC Diners Club Rewardz Credit Card, you’ll receive a generous welcome gift of 1000 bonus Reward Points, setting the stage for a rewarding journey ahead.
• Redeem your hard-earned Reward Points for a variety of options, including flight and hotel bookings, Air Miles, or a selection of premium products. With multiple redemption choices, you have the flexibility to choose rewards that best suit your preferences and lifestyle.
• Experience the joy of renewal with a bonus of 1000 Reward Points every year, ensuring that your loyalty is always rewarded. What’s more, enjoy the added benefit of having your renewal fee waived off based on your spends, making it even more rewarding to continue using your card.
• Say goodbye to fuel surcharges with our generous 1% fuel surcharge waiver, saving you money on every fuel transaction. Plus, enjoy peace of mind with 24*7 concierge services, providing assistance and support whenever you need it.

In conclusion, the HDFC Diners Club Rewardz Credit Card is more than just a credit card – it’s your key to a world of rewards, savings, and unmatched convenience. Experience the difference today and unlock a world of possibilities with HDFC Diners Club Rewardz Credit Card.

Pros/Cons

Pros

1. Enhanced Reward Points: Earn double reward points on grocery, airline, and dining spends, maximizing your rewards potential with every purchase. Additionally, earn 3 Reward Points per Rs. 150 spent and enjoy up to 3x reward points for spends at partner brands, ensuring that every transaction is rewarding.

2. Complimentary Concierge Service: Access complimentary 24×7 concierge service, providing assistance and support whenever you need it. Whether you need help with travel bookings, restaurant reservations, or event planning, our concierge service is here to cater to your every need.

Cons

1. No Cashback Earnings: Unfortunately, the card does not offer cashback earnings on spends, limiting your options for cash-based rewards. However, the robust reward points system provides ample opportunities for redemption against a variety of rewards and benefits.

2. No Airport Lounge Access: Unlike some premium cards, the HDFC Diners Club Rewardz Credit Card does not offer complimentary airport lounge access. While this may be a drawback for frequent travelers seeking lounge amenities, the card compensates with other valuable perks and benefits.

3. No Complimentary Movie Ticket Offers: Movie enthusiasts may be disappointed to learn that the card does not offer complimentary movie ticket offers. However, the focus on other spending categories and reward points accumulation ensures that cardholders can still enjoy significant benefits and rewards on their entertainment expenses.

In summary, while the HDFC Diners Club Rewardz Credit Card may have some limitations in terms of cashback earnings, airport lounge access, and movie ticket offers, its robust rewards program, double reward points on select categories, and complimentary concierge service make it a valuable asset for cardholders looking to maximize their rewards potential and enjoy premium benefits and services.

HDFC Diners Club Rewardz Credit Card Rewards

With every spend of Rs. 150, you earn 3 Reward Points, allowing you to accumulate points quickly and effortlessly. Additionally, indulge in shopping with partner brands and earn a remarkable 10x Reward Points, equivalent to 30 Reward Points per Rs. 150 spent. However, please note that the maximum reward points under the 10X category are capped at 2,000 points per month, ensuring fairness and balance.

Welcome Benefits:

Kickstart your journey with a generous welcome gift of 1,000 bonus reward points upon successfully paying the joining fee, setting the stage for a rewarding experience from the outset.

Rewards Redemption:

Enjoy flexibility in redeeming your reward points against a variety of options, including hotel and flight bookings, Air Miles, cashback, and products/vouchers. Whether you’re planning your next getaway, accruing Air Miles for future travels, or seeking cashback rewards, the choice is yours. Please note that a nominal reward redemption fee of Rs. 99 applies to each redemption request.

Travel Benefits:

Redeem your reward points for hotel and flight bookings across over 150 Airlines and numerous domestic and international hotels, providing you with flexibility and convenience in your travel arrangements. Additionally, enjoy the option to redeem your reward points for Air Miles with Singapore Airlines, offering further value and opportunities for travel rewards.

Other Benefits:

Receive 1,000 reward points annually as a renewal bonus upon successfully paying the renewal fee, ensuring that your loyalty is always rewarded. Furthermore, enjoy the convenience of having the renewal fee waived if you spend Rs. 1 lakh or more in the previous anniversary year, providing additional savings and benefits.

Fuel Surcharge Waiver:

Experience savings on fuel transactions with a generous fuel surcharge waiver of 1% for all transactions between Rs. 400 and Rs. 5,000. The maximum benefit through the fuel surcharge waiver is capped at Rs. 500 per month, allowing you to enjoy savings on your fuel expenses.

Low Foreign Currency Markup:

Save on your foreign currency spends with a low foreign currency markup fee of 3%, ensuring that you can travel abroad with confidence and convenience, without worrying about excessive fees or charges.

In conclusion, the HDFC Bank Diners Club Rewardz Credit Card offers a wealth of benefits and rewards, making it the ideal choice for individuals seeking premium perks, flexibility, and value in their credit card. Experience the difference today and unlock a world of possibilities with HDFC Bank Diners Club Rewardz Credit Card.

Eligibility Criteria For The HDFC Diners Club Rewardz Credit Card

Comparing HDFC Millennia and Diners Club Rewardz Credit Card

Choosing between the HDFC Bank Millennia Credit Card and the HDFC Diners Club Rewardz Credit Card can be a tough decision due to their similarities in annual fees and benefits. To assist you in making an informed choice, we’ve compiled a comparison table highlighting the key differences between these two cards:

After examining the comparison table above, it’s evident that both the HDFC Millennia Credit Card and the HDFC Diners Club Rewardz Credit Card offer competitive rewards rates. While the Millennia Credit Card provides Cash Points redeemable for various options including cashback, the Diners Club Rewardz Card offers general Reward Points. Additionally, the Millennia Card grants airport lounge access, whereas the Diners Club Rewardz Card offers lucrative rewards for spending on partnered brands, up to 30x Reward Points, and up to 5% cashback with the Millennia Card.

Determining Who Should Apply

The HDFC Bank Diners Club Rewardz credit card is an excellent option for individuals in the middle-class segment, boasting top-notch features in the concierge, dining, and travel categories. With a welcoming bonus of 2500 reward points, coupled with double RPs on supermarket, grocery, dining, and flight ticket expenses, this card ensures rewards on various expenditures. The opportunity to save on diverse spending categories, coupled with the option to have the renewal fee waived upon spending Rs. 1 Lakh in the card’s anniversary year, makes it highly attractive. Moreover, the card’s 3% forex markup fee and annual renewal bonus of 1000 RPs further add to its appeal.

Review

For those seeking a credit card that offers rewards for every transaction, the HDFC Diners Club Rewardz Credit Card emerges as a standout choice. With exclusive Reward Points redeemable against flight/hotel bookings, Air Miles, products, or cashback, this card provides flexibility in reward redemption. The annual bonus of 1000 reward points and waivers on renewal fee and fuel surcharges make it a cost-effective option. After considering the enticing benefits and rewards of the HDFC Bank Diners Club Rewardz Credit Card, it’s evident that it stands out as a compelling choice for prospective cardholders.