HDFC Bank Doctor’s Regalia Credit Card, Rewards and Benefits, Joining Fees & amp; Charges, Apply Online

HDFC Bank Doctor’s Regalia Credit Card: Introducing the HDFC Bank Doctor’s Regalia Credit Card, tailored exclusively for medical professionals, offering enticing travel benefits and features to complement their unique lifestyle.

With rewards earned not only on retail spends but also on rent and utility bill payments, this card ensures every financial transaction contributes to accumulating rewards.

Experience luxurious travel with access to global airport lounges through the Priority Pass program, providing doctors with comfort and relaxation on their journeys.

Featuring a low Foreign Currency Markup fee of just 2%, this card caters to the international travel needs of medical professionals, ensuring cost-effective transactions abroad.

Earn 4 Reward Points for every Rs. 150 spent on retail purchases, including rent and utility bills, maximizing rewards potential.

Priced at an annual membership fee of Rs. 2,500, with a renewal fee waiver based on spending in the previous year, this card offers exceptional value for medical professionals.

Discover convenience, luxury, and rewards with the HDFC Bank Doctor’s Regalia Credit Card, designed to empower medical professionals in their financial endeavors.

Rewards and Benefits

Introducing the HDFC Bank Doctor’s Regalia Credit Card, a premier offering tailored to meet the discerning needs of individuals seeking unparalleled rewards and travel privileges. Let’s delve into the exclusive features and benefits of this esteemed credit card:

• Rewarding Transactions:- Earn 4 Reward Points for every Rs. 150 spent on all retail transactions, allowing you to accumulate rewards quickly and effortlessly with every swipe of your card.
• Flexible Reward Redemption:- Enjoy the flexibility of redeeming your reward points for a variety of options, including hotel and flight bookings, premium products, vouchers, and even cash. With HDFC Regalia Rewards Points, the possibilities are endless, ensuring that your rewards cater to your unique preferences and lifestyle.
• Luxurious Travel Experience:- Elevate your travel experience with complimentary access to domestic and international lounges, courtesy of the HDFC Bank Doctor’s Regalia Credit Card. Relax in comfort and style before your flights, making every journey a memorable one.
• Comprehensive Insurance Coverage:- Stay protected wherever you go with a range of insurance benefits, including air accident insurance worth Rs. 1 Crore, emergency overseas hospitalization cover up to Rs. 15 Lakhs, and credit liability cover up to Rs. 9 Lakhs, providing you with peace of mind during your travels.
• Exclusive Lounge Access:- Enjoy complimentary lounge access at airports across India, with up to 12 visits in a calendar year. Additionally, make the most of your international travels with 6 complimentary lounge visits using the Priority Pass Membership, ensuring a seamless and luxurious travel experience wherever you go.
• Zero Liability Protection:- Rest easy knowing that you are protected against unauthorized transactions with zero liability protection, providing you with added security and peace of mind.

Fees & Charges

Unlock Premium Rewards and Travel Benefits with the HDFC Bank Doctor’s Regalia Credit Card

Discover the epitome of luxury and convenience with the HDFC Bank Doctor’s Regalia Credit Card, designed to elevate your lifestyle and cater to your discerning needs. Let’s explore the exclusive features and privileges of this prestigious credit card:

• Renewal Fee Waiver:- Enjoy the convenience of a renewal fee waiver upon spending Rs. 3 Lakhs or more in the previous year, ensuring that you can continue to access the premium benefits of the HDFC Bank Doctor’s Regalia Credit Card without any additional costs.
• Seamless Rewards Redemption:- Redeem your reward points effortlessly for a variety of options, including hotel and flight bookings, premium products, vouchers, and even cash. With a nominal redemption fee of just Rs. 99 (plus applicable taxes), you can unlock exciting rewards and experiences with ease.
• Global Spending Power:- Experience seamless international transactions with a foreign currency markup fee of just 2% (plus applicable taxes), enabling you to indulge in overseas purchases and travel adventures without worrying about excessive fees.
• Competitive Interest Rates:- Benefit from competitive interest rates, with a low rate of just 3.49% per month (or 41.88% annually), allowing you to manage your finances efficiently and affordably.
• Fuel Surcharge Waiver:- Maximize savings on fuel expenses with a fuel surcharge waiver of 1% on transactions ranging from Rs. 400 to Rs. 5000 at all petrol pumps across India. Enjoy the convenience of reduced costs while fueling up your vehicle.
• Convenient Cash Advances:- Access cash whenever you need it with convenient cash advance options. Benefit from cash advance charges of 2.5% of the amount withdrawn or Rs. 500, whichever is higher, ensuring flexibility and accessibility in managing your finances.
• Complimentary Add-On Card:- Extend the benefits of your HDFC Bank Doctor’s Regalia Credit Card to your loved ones with a complimentary add-on card. Share the privileges and experiences of your credit card with family members at no additional cost, enhancing their financial journey as well.

Product Details

• HDFC Bank Doctor’s Regalia Credit Card, meticulously designed to cater to the discerning needs of medical professionals, offering a wealth of exclusive benefits and features to complement their esteemed profession.
• Kickstart your journey with a generous welcome benefit of 2,500 Reward Points, setting the stage for rewarding experiences from the moment you receive your card.
• Earn 4 Reward Points for every Rs. 150 spent, ensuring that every transaction contributes to accumulating rewards at an accelerated pace, allowing you to unlock a world of possibilities with your spending.
• Indulge in the luxury of complimentary airport lounge access worldwide, courtesy of the complimentary Priority Pass membership accompanying your card. Whether you’re traveling for work or leisure, enjoy the comfort and convenience of exclusive lounge facilities wherever your journey takes you.
• Experience seamless international transactions with a remarkably low foreign currency markup fee of just 2%, ensuring cost-effective spending abroad and peace of mind wherever you go.
• Ensure peace of mind with comprehensive protection against costs arising due to professional negligence, providing coverage worth up to Rs. 20 Lakhs, safeguarding your financial interests as you pursue your medical profession.
• Travel with confidence knowing that you’re covered by a robust travel insurance benefit in the unfortunate event of an air accident, offering coverage worth Rs. 1 Crore, providing you and your loved ones with financial security during your travels.
• Enhance your financial security with a credit liability cover of up to Rs. 9 Lakhs, offering peace of mind and protection against unforeseen circumstances.
• Discover a world of unparalleled benefits and privileges with the HDFC Bank Doctor’s Regalia Credit Card, where every feature is meticulously crafted to support and enrich the lives of medical professionals.

HDFC Bank Doctor’s Regalia Credit Card – Features and Benefits

HDFC Bank Doctor’s Regalia Credit Card, a premium offering tailored exclusively for medical professionals, redefining the essence of luxury and convenience in the realm of credit cards. This card is meticulously designed to cater to the discerning needs of doctors, offering an array of exclusive benefits and rewards across various categories, including travel, dining, and more. Let’s delve into the detailed features of this prestigious card:

Welcome Benefit: Kickstart your journey with a generous welcome gift of 2,500 Reward Points, a token of appreciation for choosing the HDFC Bank Doctor’s Regalia Credit Card.

Reward Benefits: Earn 4 Reward Points for every Rs. 150 spent on all retail transactions, encompassing insurance, utilities, education, and rent payments. Every transaction contributes to accumulating rewards, allowing you to unlock a world of possibilities with your spending.

Travel Benefits: Indulge in luxury with 12 complimentary lounge visits at airports across India, ensuring comfort and relaxation during your travels. Additionally, enjoy 6 complimentary lounge visits at international airports through the Priority Pass Membership. Even after exhausting your international visits, access lounges by paying a nominal fee.

Annual Spends Benefits: Reap the rewards of your spending with the opportunity to earn 10,000 Reward Points upon reaching Rs. 5 Lakhs in annual spending. Further, earn an additional 5,000 Reward Points by surpassing Rs. 8 Lakhs in spending during an anniversary year.

Protection Benefits: Stay protected with coverage worth up to Rs. 20 Lakhs against costs arising due to professional negligence, providing you with peace of mind as you serve your patients.

Joining and Renewal Fee Waiver: Enjoy the flexibility of fee waivers, with the renewal fee waived off upon spending Rs. 3 Lakhs or more in the previous year, ensuring continued access to the card’s benefits without any additional financial burden.

Reward Redemption: Redeem your Reward Points against flight and hotel bookings, premium products, vouchers, and curated global experiences. Experience instant redemption on airline and hotel bookings, with attractive redemption rates on offers.smartbuy.hdfcbank.com/regalia. Additionally, convert your Reward Points into cash, offering flexibility and convenience in your redemptions.

Fees and Charges: Experience the luxury of the HDFC Bank Doctor’s Regalia Credit Card with a membership fee of Rs. 2,500 plus applicable taxes. Enjoy the low foreign currency markup fee of just 2%, ensuring cost-effective international transactions. With an interest rate of 3.49% per month and cash advance charges of 2.5% or Rs. 500, choose the HDFC Bank Doctor’s Regalia Credit Card for a seamless and rewarding banking experience.

Conclusion

The HDFC Bank Doctor’s Regalia Credit Card stands as a testament to excellence, offering unparalleled benefits and exciting travel offers exclusively for doctors. With features like welcome rewards, reward points on spending, lounge access, insurance benefits, and fee waivers, this card epitomizes luxury and convenience. Choose the HDFC Bank Doctor’s Regalia Credit Card to elevate your lifestyle and enjoy a world of exclusive privileges tailored to meet your needs.