The HDFC Bank Millennia Credit Card is a popular credit card in India that offers a range of benefits and rewards. With this card, customers can earn cashback and discounts on a variety of purchases, including dining, groceries, and online shopping. In this article, we will take a closer look at the HDFC Bank Millennia Credit Card, including its features, eligibility criteria, and how to apply.
Features of the HDFC Bank Millennia Credit Card
The HDFC Bank Millennia Credit Card is a feature-rich credit card that offers a range of benefits and rewards. Here are some of the key features of the card:
Cashback Rewards: The HDFC Bank Millennia Credit Card offers cashback rewards on a variety of purchases. Customers can earn 5% cashback on Amazon, Flipkart, flight and hotel bookings made through PayZapp and SmartBUY, and 1% cashback on all other spends. Cashback rewards are credited to the customer’s account at the end of each statement cycle.
Discounts on Dining: Cardholders can enjoy up to 15% off on dining bills at select restaurants across India. The discount is applicable on a minimum spend of Rs. 400 and is valid on both dine-in and takeaway orders.
Discounts on Groceries: Cardholders can enjoy up to 5% cashback on grocery spends, including purchases made at supermarkets and grocery stores.
Discounts on Fuel: Customers can avail of a fuel surcharge waiver of up to Rs. 250 per statement cycle on fuel transactions of up to Rs. 4000 made at select petrol pumps.
Airport Lounge Access: Cardholders can enjoy complimentary airport lounge access at select airports in India. This benefit is applicable up to four times per year.
No Annual Fee: The HDFC Bank Millennia Credit Card is a lifetime free credit card, which means customers do not have to pay any annual fees or renewal charges.
Eligibility Criteria for the HDFC Bank Millennia Credit Card
To be eligible for the HDFC Bank Millennia Credit Card, customers must meet the following eligibility criteria:
Age: The primary cardholder must be between 21 and 60 years of age.
Income: The minimum annual income required to apply for the card is Rs. 6 lakh.
Residency: The applicant must be a resident of India.
Credit Score: The applicant must have a good credit score, with a score of 750 or above.
How to Apply for the HDFC Bank Millennia Credit Card
Customers can apply for the HDFC Bank Millennia Credit Card online through the HDFC Bank website. Here are the steps to follow:
- Step 1: Visit the HDFC Bank website and click on the ‘Credit Cards’ tab.
- Step 2: Select the HDFC Bank Millennia Credit Card from the list of credit cards.
- Step 3: Click on the ‘Apply Now’ button and fill in the online application form with your personal and financial details.
- Step 4: Upload the required documents, such as PAN card, address proof, and income proof.
- Step 5: Submit the application form and wait for HDFC Bank’s verification and approval process.
- Documents Required for the HDFC Bank Millennia Credit Card
Customers need to submit the following documents while applying for the HDFC Bank Millennia Credit Card:
- PAN Card
- Aadhaar Card or Voter ID Card for identity proof
- Passport, Driving License, or utility bills for address proof
- Salary slip or income tax return for income proof
Once the application is approved, HDFC Bank will dispatch the credit card to the customer’s registered address.
Conclusion
The HDFC Bank Millennia Credit Card is a popular credit card in India that offers a range of benefits and rewards. With cashback rewards on online shopping, dining,
