HDFC Bank Superia Credit Card, Rewards and Benefits, Joining Fees & amp; Charges, Apply Online

HDFC Bank Superia Credit Card: Introducing the HDFC Superia Credit Card, an esteemed offering from HDFC Bank, tailored to provide exclusive privileges across various categories, ensuring an elevated lifestyle experience for its users.

With a nominal joining/renewal fee of Rs. 1,000, the HDFC Superia Credit Card presents an enticing proposition, rewarding new members with 1,000 bonus Reward Points upon joining. Every retail spend of Rs. 150 earns you 3 Reward Points, with accelerated Reward Points on dining expenditures, enhancing your rewards accumulation.

Redeem your earned points against Airmiles across more than 20 domestic and international airlines, offering you the flexibility to indulge in travel experiences of your choice. Elevate your travel journey with complimentary Priority Pass membership, granting access to over a thousand airport lounges worldwide.

Enjoy the added convenience of a spend-based waiver for both joining and renewal fees, allowing you to make your card lifetime free by meeting the prescribed minimum spend criteria annually. Benefit from a 1% fuel surcharge waiver of up to Rs. 500 per month, ensuring savings on your fuel expenses. Additionally, rest assured with zero liability protection against a lost card, providing you with peace of mind.

Discover the world of privileges and convenience with the HDFC Superia Credit Card. Delve into the details of its benefits, fees, and charges below and elevate your lifestyle to new heights. Apply now and embark on a journey of luxury and rewards.

Rewards and Benefits

Experience a world of culinary delights and seamless travel with the HDFC Bank Elite Dine & Travel Credit Card, meticulously designed to cater to your dining preferences and wanderlust. From accelerated reward points on dining to complimentary Priority Pass membership, this card offers unparalleled benefits to enhance your lifestyle.

• Culinary Indulgence:- Indulge in exquisite dining experiences with accelerated reward points on dining. With the HDFC Bank Elite Dine & Travel Credit Card, earn accelerated reward points every time you dine out, ensuring that your culinary adventures are duly rewarded.
• Reward Points Redemption:- Earn 3 Reward Points for every spend of Rs. 150, allowing you to accumulate points quickly and effortlessly. The earned reward points can be redeemed against Airmiles at a rate of 1 RP = 0.7 Airmiles, offering you the opportunity to transform your spending into memorable travel experiences.
• Travel Privileges:- Enjoy the luxury of complimentary Priority Pass membership with the HDFC Bank Elite Dine & Travel Credit Card. Gain access to a global network of airport lounges, ensuring a comfortable and relaxing travel experience, whether you’re jetting off for business or leisure.
• Protection and Security:- Rest easy knowing that your HDFC Bank Elite Dine & Travel Credit Card comes with zero liability protection. In the unfortunate event of fraudulent transactions on a lost or stolen card, you will not be liable if you have reported the loss to the bank promptly, ensuring peace of mind and financial security.

Fees & Charges

• Spend Based Waiver: Enjoy the benefits of fee waivers with the HDFC Bank Momentum Credit Card. The joining fee is waived off when you spend Rs. 15,000 within the first 90 days of card activation, while the renewal fee is waived off on spending Rs. 75,000 within one anniversary year. These waivers reward your loyalty and active usage, ensuring that you enjoy the benefits of your card without any additional cost.
• Rewards Redemption Fee:- Redeem your rewards hassle-free with the HDFC Bank Momentum Credit Card. For a nominal fee of Rs. 99 on every redemption request, access a wide range of redemption options and maximize the value of your rewards. Whether it’s products, vouchers, or discounts, your rewards are just a click away, allowing you to indulge in the rewards of your choice effortlessly.
• Foreign Currency Markup:- Travel with confidence knowing that your HDFC Bank Momentum Credit Card offers competitive foreign currency markup rates. With just a 3.5% markup on the transaction amount, shop and dine globally without worrying about hefty conversion charges, ensuring a seamless and cost-effective international experience.
• Interest Rates:- Manage your finances with ease with competitive interest rates offered by the HDFC Bank Momentum Credit Card. With an interest rate of 3.49% per month, make purchases and payments according to your convenience, without the burden of exorbitant interest charges.
• Fuel Surcharge Waiver:- Maximize your savings on fuel expenses with the HDFC Bank Momentum Credit Card. Benefit from a 1% fuel surcharge waiver on all fuel transactions between Rs. 400 and Rs. 5,000, ensuring that you save on every visit to the pump and making your fuel purchases more rewarding.
• Cash Advance Charges:- Access instant cash whenever you need it with the HDFC Bank Momentum Credit Card’s cash advance feature. With a nominal charge of 2.5% of the withdrawn amount, subject to a minimum of Rs. 500, withdraw cash conveniently and securely, ensuring financial flexibility whenever required.
• Add-on Card Fee:- Share the benefits of your HDFC Bank Momentum Credit Card with your loved ones with ease. The add-on card comes with no additional fee, allowing you to extend the benefits of your card to family members, ensuring that everyone enjoys the perks of being a cardholder.

Product Details

• Enjoy a warm welcome and renewal benefit of 1,000 Reward Points, setting the stage for a rewarding journey with your card. With every spend of Rs. 150, earn 3 Reward Points, ensuring that every transaction contributes to your rewards accumulation.
• Indulge in dining experiences like never before, with 50% more Reward Points offered at selected restaurants, adding an extra layer of luxury to your culinary adventures. Redeem your accumulated Reward Points against Airmiles and a plethora of other enticing options, granting you the flexibility to choose rewards that suit your preferences.
• Elevate your travel experience with a complimentary Priority Pass membership, providing access to an extensive network of airport lounges globally, ensuring comfort and convenience during your travels.
• Experience the convenience of a spend-based waiver for both the joining and renewal fee, allowing you to enjoy the benefits of your card without any additional charges. Additionally, benefit from a 1% fuel surcharge waiver, saving you money on fuel expenses with every purchase.
• Immerse yourself in a world of privileges and rewards with the HDFC Superia Credit Card. Apply now and unlock a realm of luxury and convenience tailored to your lifestyle.

HDFC Superia Credit Card Features and Benefits

The HDFC Bank Elite Rewards Credit Card is a premium offering tailored to elevate your spending experience with its array of features and benefits across various categories. From welcome bonuses to accelerated reward points and travel perks, this card is designed to cater to the discerning needs of its users.

Welcome Bonuses

Kickstart your journey with the HDFC Bank Elite Rewards Credit Card and receive 1,000 bonus Reward Points as a welcome gift upon successful payment of the joining fee. This exclusive welcome bonus sets the tone for a rewarding experience right from the start.

Reward Points

Earn rewards effortlessly with the HDFC Bank Elite Rewards Credit Card. Get 3 Reward Points on every spend of Rs. 150, ensuring that your everyday purchases contribute to your rewards balance. Additionally, enjoy 50% more Reward Points on dining across several premium restaurants, enhancing the value of your dining experiences.

Reward Points Redemption

Maximize the value of your reward points with flexible redemption options. Redeem your earned points against Airmiles for various domestic and international airlines, including KrisFlyer, Jet Airways, and Singapore Airlines, among others. With 1 Reward Point equal to 0.7 Airmiles, unlock exciting travel opportunities or choose from a host of options from the HDFC Rewards Catalogue.

Travel Benefits

Experience luxury travel with complimentary Priority Pass membership, granting you access to over 1000 airport lounges globally. While the membership is complimentary, cardholders will have to pay a nominal usage fee of $27 every time they visit a lounge, ensuring a seamless and comfortable travel experience.

Fee Waivers

Enjoy fee waivers with the HDFC Bank Elite Rewards Credit Card. The joining fee of Rs. 1,000 is waived off upon spending Rs. 15,000 within the first 90 days of card issuance, while the annual fee of Rs. 1,000 is waived off upon spending Rs. 75,000 or more in the previous year. These waivers reward your loyalty and active usage, making the card more accessible and cost-effective.

Fuel Surcharge Waiver

Maximize your savings on fuel expenses with the HDFC Bank Elite Rewards Credit Card. Benefit from a 1% fuel surcharge waiver on all fuel transactions between Rs. 400 and Rs. 5,000, ensuring that you save on every visit to the pump. The maximum benefit through the fuel surcharge waiver is capped at Rs. 500 per statement cycle.

Eligibility & Documentation

Ensure that you meet the eligibility criteria to apply for the HDFC Bank Elite Rewards Credit Card. Salaried individuals aged between 21 years and 60 years and self-employed individuals aged between 21 years and 65 years with a stable source of income and a good credit history are eligible to apply. Prepare the necessary documentation, including identity proof, address proof, PAN card copy, and income proof, to streamline the application process.

Conclusion

The HDFC Bank Elite Rewards Credit Card offers a plethora of benefits and privileges tailored to enhance your lifestyle. From welcome bonuses to accelerated reward points and travel perks, this card is your passport to a world of luxury and convenience. Apply for the HDFC Bank Elite Rewards Credit Card today and unlock a wealth of rewards and benefits.