HDFC Bank Titanium Edge Credit Card, Rewards and Benefits, Joining Fees & amp; Charges, Apply Online

HDFC Bank Titanium Edge Credit Card: Introducing the HDFC Titanium Edge Credit Card, a fundamental offering from HDFC Bank, designed to provide simplicity and value to its users.

With a zero joining fee, this card offers an attractive proposition, allowing you to make it lifetime free by simply spending Rs. 50,000 or more each anniversary year. Earn up to 3 Reward Points on every spend of Rs. 150, with the flexibility to redeem these points against your card’s outstanding balance, offering you greater financial flexibility.

While it may not offer extensive benefits in categories like travel, movies, or dining, the HDFC Titanium Edge Credit Card still serves as a viable option for those seeking a pocket-friendly credit card with a respectable reward rate.

Enjoy additional benefits such as a 1% fuel surcharge waiver, providing savings on fuel expenses, and zero liability protection against a lost or stolen card, ensuring peace of mind.

Discover the simplicity and value of the HDFC Titanium Edge Credit Card. Explore its advantages, fees, and charges below and take a step towards financial convenience. Apply now and experience the ease of managing your finances with HDFC Bank.

Rewards and Benefits

• Movie & Dining:- Indulge in a world of culinary delights with accelerated reward points on dining. With the HDFC Bank Gourmet Delights Credit Card, earn accelerated reward points every time you dine out, ensuring that your culinary adventures are duly rewarded. Whether it’s fine dining at premium restaurants or casual meals with friends and family, earn rewards on every dining spend.
• Reward Points:- Earn rewards effortlessly with the HDFC Bank Gourmet Delights Credit Card. Get 2 Reward Points on every spend of Rs. 150, ensuring that every rupee spent contributes to your rewards balance. These reward points can be redeemed against cash at a rate of 1 RP = Re. 0.10, providing you with flexibility and convenience in redeeming your rewards.
• Reward Redemption:- Maximize the value of your reward points with seamless redemption options. Redeem your earned points against cash, allowing you to offset your expenses or indulge in other financial goals. With a simple redemption process, enjoy the benefits of your rewards with ease and convenience.
• Zero Liability Protection:- Rest assured knowing that your HDFC Bank Gourmet Delights Credit Card comes with zero liability protection. In the unfortunate event of fraudulent transactions on a lost or stolen card, you will not be held liable if the loss is reported to the bank promptly. Enjoy peace of mind and financial security with robust protection against unauthorized transactions.

Fees & Charges

• Fee Waivers:- Enjoy the convenience of fee waivers with the HDFC Bank Epic Rewards Credit Card. The renewal fee is waived off if you have spent Rs. 50,000 or more in the previous year, rewarding your loyalty and active usage. Say goodbye to annual renewal fees and enjoy the benefits of your card without any additional cost.
• Rewards Redemption Fee:- Redeem your rewards hassle-free with the HDFC Bank Epic Rewards Credit Card. For a nominal fee of Rs. 99 on every redemption request, access a wide range of redemption options and maximize the value of your rewards. Whether it’s cashback, vouchers, or discounts, your rewards are just a click away, ensuring that you make the most of your card benefits.
• Foreign Currency Markup:- Travel with confidence knowing that your HDFC Bank Epic Rewards Credit Card offers competitive foreign currency markup rates. With just a 3.5% markup on all foreign currency spends, shop and dine globally without worrying about hefty conversion charges, ensuring a seamless and cost-effective international experience.
• Interest Rates:- Manage your finances with ease with competitive interest rates offered by the HDFC Bank Epic Rewards Credit Card. With an interest rate of 3.49% per month, make purchases and payments according to your convenience, without the burden of exorbitant interest charges.
• Fuel Surcharge Waiver:- Maximize your savings on fuel expenses with the HDFC Bank Epic Rewards Credit Card. Benefit from a 1% fuel surcharge waiver on all fuel transactions between Rs. 400 and Rs. 5,000, ensuring that you save on every visit to the pump. The maximum benefit through the fuel surcharge waiver is capped at Rs. 500 per statement cycle.
• Cash Advance Charges:- Access instant cash whenever you need it with the HDFC Bank Epic Rewards Credit Card’s cash advance feature. With a nominal charge of 2.5% of the withdrawn amount, subject to a minimum of Rs. 500, withdraw cash conveniently and securely, ensuring financial flexibility whenever required.
• Add-on Card Fee:- Extend the benefits of your HDFC Bank Epic Rewards Credit Card to your loved ones with ease. The add-on card comes with no additional fee, allowing you to share the privileges of your card with family members, ensuring that everyone enjoys the perks of being a cardholder.

Product Details

• Introducing the HDFC Titanium Edge Credit Card, a hassle-free financial companion offering simplicity and value without any joining fee.
• Earn 2 Reward Points on every spend of Rs. 150, allowing you to accumulate rewards effortlessly. These Reward Points can be redeemed against cash credit, providing you with greater flexibility in managing your finances.
• Indulge in dining experiences with an added incentive of 50% more Reward Points, enhancing your rewards accumulation while enjoying your favorite meals.
• Enjoy the convenience of a spend-based waiver for the renewal membership fee, ensuring that you can continue to benefit from the card’s features without any additional charges.
• Experience savings on fuel expenses with a 1% fuel surcharge waiver on all fuel transactions, making every trip to the pump more cost-effective.
• Discover the simplicity and value of the HDFC Titanium Edge Credit Card. Explore its benefits and enjoy a seamless financial experience tailored to your needs. Apply now and embark on a journey of financial convenience with HDFC Bank.

HDFC Titanium Edge Credit Card Features and Benefits

The HDFC Solitaire Credit Card is a premier offering from HDFC Bank, designed to provide exceptional rewards and benefits tailored to the needs of discerning individuals. With an emphasis on rewarding your everyday spending, this card offers a plethora of features and benefits that enhance your lifestyle and elevate your financial journey. Let’s explore the features and benefits of the HDFC Solitaire Credit Card in detail:

Reward Points:

With the HDFC Solitaire Credit Card, you earn 2 Reward Points for every Rs. 150 spent on all transactions. Additionally, enjoy an exclusive reward rate of 3 Reward Points for every Rs. 150 spent on dining, ensuring that every meal earns you extra rewards.

Reward Points Redemption:

Redeem your accumulated Reward Points effortlessly against a wide range of options available in the HDFC Rewards catalogue. From merchandise to gift vouchers, travel bookings to cash credit, enjoy the flexibility of choice and maximize the value of your rewards. Plus, redeem your Reward Points against cash credit via internet banking at a rate of 1 Reward Point = Re. 0.10, without any redemption fee.

Fuel Surcharge Waiver:

Experience savings on your fuel expenses with the HDFC Solitaire Credit Card’s 1% fuel surcharge waiver on all fuel transactions between Rs. 400 and Rs. 5,000. Enjoy the convenience of fueling up without worrying about additional charges, with a maximum benefit of Rs. 250 per billing cycle.

Spend-Based Waiver:

Renew your card membership for free every year by simply spending Rs. 50,000 or more in the previous anniversary year. Enjoy the benefits of your HDFC Solitaire Credit Card without the hassle of annual renewal fees, rewarding your loyalty and active usage.

Eligibility & Documentation

To be eligible for the HDFC Solitaire Credit Card, applicants must be either salaried or self-employed individuals aged between 21 and 60 years (salaried) or 21 and 65 years (self-employed). Additionally, applicants should have a decent credit history and provide necessary documents such as identity proof, address proof, PAN card copy, and income proof.

How to Apply

Applying for the HDFC Solitaire Credit Card is easy and convenient. Simply visit the HDFC Bank website or your nearest branch to fill out the application form with the required details and documents. Alternatively, you can apply online through the HDFC Bank website by following a few simple steps.

Conclusion

The HDFC Solitaire Credit Card is more than just a credit card; it’s a lifestyle companion that rewards your everyday spending and enhances your financial journey. With its unmatched rewards rate, fuel surcharge waiver, and spend-based fee waivers, this card offers exceptional value and convenience. Whether you’re dining out, fueling up, or making everyday purchases, the HDFC Solitaire Credit Card ensures that every rupee spent earns you rewards and benefits that enrich your life. Apply for the HDFC Solitaire Credit Card today and unlock a world of privileges and possibilities.