How To Apply HDFC Personal Lona
Get engaging expenses on HDFC non-public loans starting at 10.50% p.a. HDFC presents loans of as a lot as Rs.40 lakh with versatile tenures of as a lot as 5 years. The monetary establishment prices a processing fee of as a lot as 2.5% of the mortgage amount.
Features of HDFC Personal Loan
- No collateral or safety required to avail a private mortgage.
- Mortgage disbursal inside a day of making use of for the mortgage.
- HDFC private mortgage rates of interest vary from 10.50% p.a. to 21.00% p.a.
- Debtors can go for the ‘Sarv Suraksha Professional’ coverage, which supplies a credit score defend cowl, an unintended hospitalisation cowl, and a everlasting incapacity/unintended loss of life cowl.
- Debtors can even avail an optionally available insurance coverage cowl that may supply protection in opposition to private accidents and significant sicknesses.
HDFC Bank Personal Loan Details
| Rack Curiosity Price | 10.50% p.a. – 21.00% p.a. |
| Loan Amount | Rs.50,000 to Rs.40 lakh* |
| Benefits |
|
Fees and Charges
The assorted charges and expenses which might be levied by HDFC Bank are:
| Loan processing fee | As much as a most of two.5% of the loan amount, subject to a maximum fee of Rs.25,000 |
| Pre-payment/Part-payment charges |
|
| Overdue EMI interest | 2% monthly will likely be charged on the principal or EMI that’s overdue |
| Stamp duty and other statutory charges | As per the legal guidelines of the state that the applicant resides in |
| Cheque swapping price | Rs.500 |
| Amortization schedule price | Rs.200 |
| Cheque bounce expenses |
|
| Incidental or authorized expenses | At actual |
Eligibility Criteria for HDFC Personal loan
- You have to be employed at a personal firm, a public sector firm, or with a state, central, or native authorities physique.
- You have to be over the age of 21 years. The utmost age is 60 years.
- The minimum earnings required is Rs.25,000 monthly.
- It’s best to have an overall work expertise of at least 2 years.
- It’s best to have been employed at their current group for a minimum of 1 yr
Documents Required for HDFC Personal Loan
| Proof of identification | Aadhaar Card, Driving License, Passport, or Voter ID Card |
| Proof of deal with | Voter ID Card, Aadhaar Card, Passport, or Driving License |
| Different paperwork |
|
To Know About Full Apply Process For HDFC Bank Loan Must Watch This Video
How you can contact HDFC Bank
HDFC financial institution private mortgage buyer care executives might be contacted by on the listed under numbers relying on the town of your residence:
- Pune: 020 – 6160 6161
- Mumbai: 022 – 61606161
- Kolkata: 0522 – 6160616
- Jaipur:033 – 61606161
- Indore: 0141 – 6160616
- Hyderabad: 040 – 61606161
- Delhi and NCR: 011 – 61606161
- Cochin: 0484 – 6160616
- Chennai: 044 – 61606161
- Chandigarh: 0172 – 61606161
- Bangalore: 080 – 61606161
- Ahmedabad: 079 – 61606161
