IDFC HPCL First Power Plus Credit Card, Rewards and Benefits, Joining Fees Charges, Apply Online
IDFC HPCL First Power Plus Credit Card: In a groundbreaking move, IDFC First Bank has introduced its inaugural co-branded credit card in partnership with Hindustan Petroleum Corporation Limited (HPCL). This collaboration has birthed two unique offerings, with the IDFC Bank HPCL First Power Plus Credit Card leading the charge in revolutionizing fuel savings and lifestyle benefits.
Designed to deliver substantial savings to cardholders, the IDFC Bank HPCL First Power Plus Credit Card promises to slash fuel expenses by up to ₹18,500 annually, translating to over 175 liters of free fuel. Beyond fuel savings, the card extends a warm welcome with gifts worth ₹1,650, making it a rewarding proposition from the outset. With a modest joining fee of ₹499, this card opens doors to a world of unparalleled benefits and privileges.
Embracing the essence of luxury living, the IDFC Bank HPCL First Power Plus Credit Card spoils cardholders with an array of lifestyle privileges. Enjoy complimentary access to domestic airport lounges, ensuring that every journey is marked by comfort and relaxation. Revel in up to 25% off on movie tickets, adding a touch of entertainment to your leisure activities. Additionally, benefit from complimentary roadside assistance, offering peace of mind during your travels.
Moreover, this credit card serves as a gateway to exclusive deals and discounts across a wide spectrum of partnered brands, further enhancing its value proposition. With a remarkably low-interest rate ranging from 0.75% to 3.5% per month, equivalent to 9% to 42% annually, cardholders can enjoy financial flexibility without compromising on convenience.
In summary, the IDFC Bank HPCL First Power Plus Credit Card stands as a testament to innovation and partnership, redefining the boundaries of credit card offerings. With its unbeatable fuel savings, lifestyle privileges, and attractive deals, this co-branded credit card is set to elevate the banking experience for customers across the country.
Now, let’s delve into the captivating collaboration between HDFC Bank and Paytm, setting a new standard in digital banking and payments.
| Fees | Joining Fee-Rs. 499 + GST Renewal Fee- Rs. 499 + GST |
| Best Suited For |
Fuel |
| Reward Type | Reward Points |
| Welcome Benefits |
Up to Rs. 500 cash back on your 1st HPCL fuel transaction above Rs. 500 and up to 5% cashback (up to Rs. 1,000 capped) on the transaction value of the first EMI
|
Rewards and Benefits
- Exciting Offers on Movie and Dining:- Immerse yourself in the world of entertainment with 25% off on movie tickets, up to Rs. 100 once per month. Indulge your taste buds with Rs. 150 discounts on all orders above Rs. 500 when you dine with Swiggy, ensuring every meal is a delightful experience.
- Generous Rewards Rate:- Earn 30X Reward Points on HPCL Fuel, up to 2,400 Reward Points, allowing you to save on fuel expenses.
Save up to 5% as rewards on grocery and utility expenses, ensuring you earn rewards on essential purchases.
Enjoy up to 5% as a reward on IDFC FIRST FASTag recharges, with a maximum of Rs. 1,000 per month, making your travel more rewarding.
Earn 3X rewards on all other retail transactions, ensuring you accumulate rewards effortlessly with every purchase. - Seamless Reward Redemption:- Redeem your Reward Points effortlessly, with 1 Reward Point equating to Rs. 0.25, allowing you to enjoy the benefits of your rewards with ease.
- Luxurious Travel Benefits:- Experience luxury travel with complimentary domestic airport lounge access once every quarter, allowing you to relax and unwind before your journey. Additionally, enjoy the convenience of complimentary roadside assistance worth Rs. 1,399 four times a year, ensuring you travel with peace of mind.
- Comprehensive Insurance Benefits:- Stay protected with a host of insurance benefits, Benefit from a personal accident loan cover of Rs. 2,00,000, providing financial security in case of unforeseen circumstances.
- Zero Liability Protection:- Rest easy knowing your card liability is covered for up to Rs. 25,000 on lost cards, providing you with peace of mind and security against fraudulent transactions.
Fees & Charges
- Spend-Based Waiver:- Enjoy the luxury of having your annual fee waived off upon spending Rs. 1,50,000 in the previous year, ensuring you unlock unparalleled benefits without any additional cost.
- Effortless Rewards Redemption:- Redeem your rewards seamlessly with a nominal fee of Rs. 99 on every redemption request, allowing you to maximize the value of your earned rewards effortlessly.
- Global Accessibility:- Travel with confidence knowing your card is accepted worldwide. Benefit from a foreign currency markup of 3.5% on all international transactions, ensuring you make the most of your global travels without worrying about excessive fees.
- Flexible Interest Rates:- Benefit from flexible interest rates ranging from 0.75% to 3.5% per month and 9% to 42% annually, ensuring your financial needs are well catered to with adaptable repayment options.
- Convenient Cash Advances:- Access cash conveniently with a cash advance fee of only Rs. 199 per transaction, ensuring you have access to funds whenever you need them without compromising on affordability.
- Complimentary Add-On Card:- Share the benefits of your card with your loved ones at no additional cost. Enjoy the convenience and flexibility of an add-on card, ensuring your family members experience the same level of luxury and convenience.
- Experience the Elite Lifestyle:- Elevate every aspect of your lifestyle with the IDFC FIRST Elite Credit Card. Apply now and unlock a world of exclusive privileges that cater to your every need and desire.
Product Details
- One of the standout features of this credit card is its ability to help you save up to 6.5% on fuel spends, ensuring that every trip to the pump is accompanied by substantial savings. But the benefits don’t stop there. Enjoy up to 5% rewards on utility and grocery bills, with a maximum cap of ₹2,000 per month, making everyday essentials more affordable than ever before.
- In addition to fuel and grocery savings, this credit card offers lucrative rewards on IDFC FIRST FASTag recharge, allowing you to save up to 5% with a maximum cap of ₹1,000 per month. With 3X rewards on all other miscellaneous retail transactions, every purchase becomes an opportunity to earn rewards and maximize your savings.
- But that’s not all – this credit card also grants you supplementary domestic airport lounge access each quarter, provided you maintain a minimum monthly spending of ₹20,000. Relax and unwind in style before your flight, courtesy of this exclusive perk.
- And for those looking to enjoy a night out at the movies, this credit card offers up to 25% off on movie tickets, with a generous maximum cap per month to ensure you get the most out of your entertainment budget.
- With its unparalleled savings opportunities and lifestyle benefits, this credit card from IDFC First Bank is truly a game-changer. Say goodbye to high expenses and hello to a world of savings and rewards with this innovative offering.
Pros/Cons
Advantages:
Unlock rewards not just on card transactions, but also on UPI transactions, enhancing your earning potential and flexibility.
Enjoy the convenience of an affordable joining fee, making this credit card accessible to a wide range of users.
Drawbacks:
Lacks international lounge access, which may not cater to the needs of frequent global travelers seeking airport comfort and convenience.
IDFC HPCL FIRST Power Credit Card – Features and Benefits
Experience a new level of convenience and savings with the IDFC FIRST HPCL Power Plus Credit Card, a groundbreaking collaboration between IDFC First Bank and HPCL. Let’s explore the exclusive features and benefits tailored to enhance your fueling and lifestyle experiences:
Welcome Rewards:
Enjoy up to ₹500 cashback on your first HPCL fuel transaction above ₹500, rewarding you from the very first swipe.
Receive up to 5% cashback (up to ₹1,000 capped) on the transaction value of your first EMI, ensuring savings from the outset.
Entertainment and Dining Delights:
Indulge in entertainment with up to 25% off on movie tickets, up to ₹100 once per month on the Paytm Mobile App. Simply use promo code “IDFCCCFM” to unlock this exclusive offer.
Savor delectable meals with up to ₹150 discounts on all orders above ₹500 with Swiggy, making dining experiences even more delightful.
Travel Benefits:
Drive with confidence knowing you have complimentary roadside assistance worth ₹1,399 four times a year, providing peace of mind on the road.
Enjoy ₹1,000 discount on ZoomCar rentals with code ALIDFCFIRST, elevating your travel adventures with self-drive rental cars exclusively for IDFC FIRST Power + Credit Cardholders.
Experience luxury travel with up to 50% discount on chauffeur-driven car rental with Eco Rent-A-Car and Europcar, ensuring you travel in style and comfort.
Domestic Lounge Access:
Relax and unwind with complimentary domestic airport lounge access once every quarter, available on minimum monthly spending of ₹20,000, providing a serene oasis amidst your travels.
Enhanced UPI Rewards:
Opt for the RuPay version of the IDFC FIRST Power Plus Credit Card and link it to any UPI application of your choice, such as GooglePay, PhonePe, Cred, and Paytm. Earn 3X Reward Points across all categories except Fuel, Insurance, and EMI, unlocking endless earning potential with every UPI transaction.
Insurance Benefits:
Stay protected with a personal accident loan cover of ₹2,00,000, ensuring financial security in times of need.
Rest assured knowing your card liability is covered for ₹25,000 on lost cards, providing peace of mind against unauthorized transactions.
Generous Rewards Rate:
Maximize your rewards with a lucrative rewards rate:
Earn 30X Reward Points on HPCL Fuel up to 2,400 Reward Points in a statement cycle.
Save up to 5% as rewards on grocery and utility expenses of up to ₹2,000 per month.
Enjoy up to 5% as a reward on IDFC FIRST FASTag recharge (max cap ₹1,000 per month).
Earn up to 3X rewards on all other retail transactions, ensuring you accumulate rewards effortlessly.
Seize the Opportunity:
Unlock a world of savings and privileges with the IDFC FIRST HPCL Power Plus Credit Card. Apply now and elevate your fueling experience while enjoying exclusive benefits tailored to complement your lifestyle.
Apply Now |
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