InterMiles HDFC Bank Signature Credit Card, Rewards and Benefits, Joining Fees & amp; Charges, Apply Online

Amargyan March 23, 2024Last Updated: March 23, 2024

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InterMiles HDFC Bank Signature Credit Card, Rewards and Benefits, Joining Fees & amp; Charges, Apply Online

InterMiles HDFC Bank Signature Credit Card: Introducing the InterMiles HDFC Bank Signature Credit Card, a premier offering in the realm of co-branded HDFC Bank Credit Cards, crafted in partnership with intermiles.com. This card presents an array of exclusive benefits tailored to elevate your travel and dining experiences.

Embark on a journey of rewards with enticing InterMiles offers, intricately designed to complement your spending patterns. As you indulge in your purchases, unlock a realm of possibilities with up to 8,000 bonus InterMiles awaiting you as part of the generous welcome benefits, all for a nominal joining fee of Rs. 2,500.

Designed for the discerning traveler, this card ensures your airport experiences are nothing short of luxurious. With 16 complimentary airport lounge accesses annually under the VISA Lounge Program or MasterCard Lounge Program, you’re treated to a haven of relaxation and comfort before your flights. Additionally, enjoy exclusive access to 5 International Lounges through the esteemed Priority Pass program, further enhancing your globetrotting escapades.

Delight your palate with the exclusive Dineout Passport membership accompanying this card, offering an assortment of tantalizing dining offers curated to satisfy even the most discerning epicurean.

The perks don’t end there. Experience the convenience of a spend-based renewal fee waiver, ensuring continued access to the plethora of benefits without any additional financial burden. Say goodbye to pesky fuel surcharges with the provided fuel surcharge waiver, adding yet another layer of value to your cardholder experience.

For those seeking a comprehensive understanding of the InterMiles HDFC Bank Signature Credit Card, including its fees, charges, and an exhaustive list of benefits, delve into the detailed information provided below. Elevate your journey, indulge your senses, and unlock a world of possibilities with every swipe of your card.

Fees	Joining Fee- Rs. 2,500 + GST Renewal Fee-Rs. 2,500 + GST
Best Suited For	Travel
Reward Type	Reward Points
Welcome Benefits	Earn up to 8,000 bonus Inter Miles on the basis of your spending as a welcome gift.Exciting discount vouchers for Flight & Hotel bookings.

Rewards and Benefits

Unwind and Indulge:- Elevate Your Dining and Travel Experience with Exclusive Benefits
Embark on a journey of unparalleled luxury and convenience with the exclusive Dine Out Passport membership, coupled with enticing dining offers that redefine gastronomic adventures.
Reward Yourself:- Earn 6 Inter Miles for every Rs. 150 spent on retail transactions, and enjoy double Inter Miles on hotel and flight bookings made at intermiles.com. With seamless redemption options available on www.intermiles.com, your rewards are just a click away, transforming your everyday purchases into memorable experiences.
Jet Set in Style:- Experience the epitome of sophistication with complimentary domestic and international lounge access through prestigious programs like VISA Lounge, MasterCard Lounge, and Priority Pass. Whether you’re flying locally or abroad, savor the luxury of exclusive lounge amenities that ensure your journey is as indulgent as your destination.
Unmatched Hospitality:- Enjoy the privilege of 16 complimentary domestic lounge visits at select lounges across India, where every moment is crafted to perfection, allowing you to unwind in style before your flight.
Global Elegance:- Expand your horizons with up to 5 complimentary visits to international lounges via Priority Pass, where world-class hospitality awaits you at every turn. From gourmet cuisine to serene ambiance, immerse yourself in luxury that transcends borders.
Peace of Mind:- Rest assured with zero liability protection against fraudulent transactions, offering you complete peace of mind in case of card loss or theft. Your financial security is our top priority, ensuring that you can explore the world worry-free.

Experience a world of opulence and convenience with the InterMiles HDFC Bank Signature credit card, where every moment is an opportunity to indulge and create lasting memories.

Fees & Charges

Discover Unmatched Benefits:- Enjoy Renewal Fee Waivers, Seamless Rewards Redemption, and More. Elevate your credit card experience with unparalleled perks designed to reward your spending and enhance your lifestyle.
Renewal Fee Waivers:- Say goodbye to renewal fees by simply indulging in your lifestyle. Spend Rs. 3 lakhs or more in the previous year and watch your renewal fee vanish, allowing you to continue enjoying exclusive privileges without any extra cost.
Seamless Rewards Redemption:- Unlock a world of possibilities with effortless rewards redemption. For a nominal fee of Rs. 99 (plus applicable taxes), you can easily redeem your hard-earned rewards, making every purchase more rewarding than ever before.
Global Convenience:- Travel with ease and confidence knowing that your card is designed to cater to your international needs. With just a 2% foreign currency markup on all spends, you can explore the world without worrying about excessive fees, making every journey a seamless experience.
Financial Flexibility:- Benefit from competitive interest rates of just 3.6% per month, empowering you to manage your finances with ease and flexibility. Whether it’s everyday expenses or special purchases, enjoy the freedom to pay at your own pace.
Fuel Surcharge Convenience:- Bid farewell to fuel surcharges with our innovative approach. Instead of a 2.5% fuel surcharge, enjoy the convenience of a nominal 1% plus GST convenience fee, ensuring that your fuel transactions remain hassle-free and cost-effective.
Cash Advance Simplicity:- Access cash whenever you need it with straightforward cash advance charges. With just 2.5% of the transacted amount or Rs. 500 (whichever is higher), you can enjoy the convenience of cash withdrawals without any hidden costs or surprises.
Enhance Your Experience:- Invite your loved ones to join the journey with our complimentary add-on card feature. With no additional fees, you can extend the benefits of your card to family members, making every moment more memorable together.

Experience the epitome of convenience, flexibility, and rewards with our tailored credit card solutions, where every feature is designed to elevate your lifestyle and exceed your expectations.

Product Details

Introducing the InterMiles HDFC Bank Signature Credit Card, where every transaction opens doors to a world of exclusive rewards and privileges tailored to elevate your lifestyle.

Unveil the potential of your journeys with a lavish welcome benefit of up to 8,000 InterMiles, setting the stage for remarkable experiences from the outset.
For every retail purchase of Rs. 150, seize the opportunity to earn 6 InterMiles, fueling your accumulation of rewards with every swipe.
Experience the power of choice with 2x InterMiles on flight bookings made through the intermiles website, as well as on hotel reservations made via www.intermiles.com/hotels. Whether you’re jetting off to distant lands or seeking luxurious accommodations, your InterMiles HDFC Bank Signature Credit Card ensures that every transaction is a step towards greater rewards.
Indulge in a world of comfort and luxury with a complimentary Priority Pass membership, granting you access to a network of domestic and international lounges. Revel in the tranquility of 16 complimentary domestic lounge visits annually, while also enjoying 5 free visits to international lounges through the Priority Pass membership, ensuring that your travels are accompanied by unparalleled relaxation and convenience.
Elevate your dining experiences with the exclusive Dineout Passport membership, offering a treasure trove of culinary delights and enticing offers at your favorite restaurants.
Bid farewell to renewal fees as you unlock the spend-based renewal fee waiver by spending Rs. 3 lakhs or more in the previous year, ensuring that your card continues to enrich your lifestyle without any additional financial burden.
Complete your journey with ease as the card offers a 1% fuel surcharge waiver, allowing you to traverse the roads with savings at every turn.

Discover a world of luxury, convenience, and rewards with the InterMiles HDFC Bank Signature Credit Card, where every transaction is an opportunity to elevate your lifestyle and create unforgettable memories.

Pros/Cons

Pros:

1. InterMiles Welcome Benefit and Reward Points:- Kickstart your journey with InterMiles, serving as both a welcome gesture and a rewarding loyalty program. Earn InterMiles with every transaction, paving the way for exciting travel opportunities and exclusive benefits.

2. Lounge Access Galore:- Indulge in the luxury of domestic and international lounge access through Priority Pass, adding a touch of sophistication to your travel experiences. Relax in comfort and style before your flights, making every journey a memorable one.

3. Low Forex Markup Fee:- Enjoy the convenience of international transactions with a minimal forex markup fee of just 2% of the transaction amount. Say goodbye to hefty fees and embrace seamless global spending without breaking the bank.

Cons:

1. Limited Redemption Options for InterMiles:- While InterMiles offer enticing rewards, their usability is restricted to travel bookings exclusively on the InterMiles website. This limitation may constrain your redemption choices, especially if you prefer more versatile reward options.

2. Lack of Redemption Variety Compared to Other Travel Credit Cards:- Unlike some competitors, the InterMiles HDFC Bank Signature Credit Card may fall short in terms of redemption flexibility. With other travel credit cards offering a broader array of redemption options beyond travel bookings, you might find yourself wanting more versatility in how you utilize your rewards.

HDFC InterMiles Signature Credit Card Features and Benefits

Unlock Boundless Travel Adventures: Explore the InterMiles HDFC Bank Signature Credit Card

Embark on a journey of unparalleled rewards and exclusive privileges with the InterMiles HDFC Bank Signature Credit Card, curated to elevate your travel experiences to new heights. Let’s delve into the myriad features and benefits this card has to offer:

Welcome Bonuses:

Begin your journey with a flourish as you receive InterMiles Silver Membership for the first year, setting the stage for a rewarding experience.
Earn 3,000 bonus miles upon spending Rs. 6,000 within 30 days of card receipt, followed by an additional 5,000 InterMiles on expenditures exceeding Rs. 90,000 within 90 days, ensuring a flying start to your travel rewards.
Avail flight discount vouchers worth Rs. 750 and hotel discount vouchers worth Rs. 2,000 in the inaugural year, adding extra value to your adventures.

Reward Points:

Enjoy the thrill of earning 6 InterMiles for every Rs. 150 spent on retail purchases, alongside an enticing 12 InterMiles on every Rs. 150 spent on flight and hotel bookings through intermiles.com/flights.
Revel in the freedom to earn rewards, knowing that transactions such as fuel purchases, e-wallet reloads, and EasyEMI remain ineligible for InterMiles accumulation, ensuring clarity and transparency in rewards.

Travel Privileges:

Immerse yourself in luxury with 16 complimentary domestic lounge visits annually through the VISA Lounge Program/MasterCard Lounge Program, allowing you to unwind in style before your journey.
Access 5 free International Lounge visits each year through the Priority Pass, with nominal charges applicable for additional lounge visits, ensuring global travel is synonymous with comfort and sophistication.
Enjoy exclusive benefits on Etihad Airways tickets, including 15 InterMiles, 5% discount on Economy Class, and 10% discount on Business Class tickets when booked via flights.intermiles.com.

Dining Delights:

Savor the flavors of exquisite dining experiences with up to a 35% discount on dining when using your InterMiles HDFC Bank Signature Credit Card, complemented by exclusive Dineout Passport Membership perks, ensuring culinary adventures are always memorable.

Renewal Benefits

Celebrate every anniversary year with renewal benefits, including 6,000 InterMiles upon spending over Rs. 6,000 within 30 days post-card renewal, coupled with flight and hotel discount vouchers to enhance your travel delights.

Fee and Charges

Enjoy the flexibility of a waived renewal fee of Rs. 2,500 upon spending Rs. 3 lakhs or more in the previous year, making luxury and rewards more accessible.
Benefit from a low foreign currency markup fee of just 2% on all international transactions, coupled with zero liability protection against fraudulent transactions for added peace of mind.

Reward Redemption

Seamlessly redeem your InterMiles against flight and hotel bookings via intermiles.com, with a nominal reward redemption fee of Rs. 99 per redemption request, ensuring hassle-free utilization of your rewards.

Experience the epitome of travel excellence with the InterMiles HDFC Bank Signature Credit Card, where every swipe unlocks a world of adventure and luxury. Apply now to redefine your travel experiences and create unforgettable memories.

	Salaried Employees	Self-Employed Individuals
Age	21 Years – 60 Years	21 Years – 65 Years
Income	Minimum Rs. 90,000 per month	Minimum Rs. 12,00,000 per annum (as per ITR)

Prepare for a voyage filled with rewards and privileges as we explore the InterMiles HDFC Bank Signature Credit Card, a gateway to enhanced travel experiences. Dive into the details of its features, eligibility, and application process:

Welcome to a World of Benefits

Begin your journey with InterMiles Silver Membership for the first year, accompanied by enticing welcome bonuses:
- Earn 3,000 bonus miles upon spending Rs. 6,000 within 30 days of card receipt.
- Enjoy an additional 5,000 InterMiles on expenditures exceeding Rs. 90,000 within 90 days.
- Receive flight discount vouchers worth Rs. 750 and hotel discount vouchers worth Rs. 2,000 for the inaugural year.

Rewarding Your Travels

Earn 6 InterMiles for every Rs. 150 spent on retail purchases, and 12 InterMiles for every Rs. 150 spent on flight and hotel bookings via intermiles.com/flights.
Please note that transactions below Rs. 150, fuel purchases, e-wallet reloads, and EasyEMI are ineligible for InterMiles accrual.

Travel in Style

Enjoy 16 complimentary domestic lounge visits annually through the VISA Lounge Program/MasterCard Lounge Program, and access 5 free International Lounge visits each year through the Priority Pass.
Avail exclusive benefits on Etihad Airways tickets, including InterMiles rewards and discounts when booked through intermiles.com.

Delights for Foodies

Indulge in up to a 35% discount on dining with your InterMiles HDFC Bank Signature Credit Card, complemented by exclusive Dineout Passport Membership perks.

Renewal Benefits and Fees

Renewal fee of Rs. 2,500 waived off upon spending Rs. 3 lakhs or more in the previous year.
Enjoy renewal benefits including InterMiles rewards and flight and hotel discount vouchers.

Eligibility and Documentation

Ensure you have a good credit score and meet HDFC Bank’s internal eligibility criteria.
Prepare identity proof (Aadhar Card, PAN Card, etc.), address proof (utility bills, Aadhar Card, etc.), and income proof (latest salary slips, bank statements, ITR).

Credit Limit and Application

Credit limit determined based on net income and payment behavior, with the possibility of limit upgrades annually.
Apply online via HDFC Bank’s official website under the ‘Credit Cards’ section, or visit your nearest branch for assistance.

Tracking Application Status

Check application status online through HDFC Bank’s application tracking page, contact customer care, or visit the nearest HDFC branch.

Activation and PIN Generation

Activate your card and generate PIN via internet banking, nearest ATM, or by contacting HDFC Bank’s customer care.

Bill Payment Methods

Choose from various payment methods including HDFC Bank billdesk, internet banking, NEFT, digital payment apps, or offline modes.

Login and Customer Care

Register your card for internet banking on HDFC Bank’s website under ‘Ways to Bank,’ and reach out to customer care for assistance via phone or email.

Embark on a journey of convenience and rewards with the InterMiles HDFC Bank Signature Credit Card, ensuring every step of your travel experience is enriched and enhanced. Apply now and unlock a world of possibilities.

Cards Similar To Intermiles HDFC Signature Credit Card

Benefits	Intermiles HDFC Bank Signature Credit Card	HDFC Regalia Credit Card	SBI Prime Credit Card
Annual Fee	Rs. 2,500	Rs. 2,500	Rs. 2,999
Rewards Rate	6 Intermiles on every spend of Rs. 150. 2x Intermiles on flight/hotel bookings on intermiles.com.	4 Reward Points on every spend of Rs. 150	2 Reward Points on every spend of Rs. 100. 5x Reward Points on dining, movies, groceries, and departmental stores.
Reward Redemption	The intermiles can be redeemed against travel-related bookings on intermiles.com.	1 RP = Re. 0.20 for redemption against cashback 1 RP = Re. 0.35 for redemption against products and gift vouchers 1 RP = Re. 0.50 for redemption against flight/hotel bookings	1 Reward Point = Re. 0.25 for redemption against gift vouchers, products, and cashback.
Additional Benefits	Complimentary domestic and international airport lounge access. Complimentary Dineout Passport membership.	Complimentary domestic (12 per year) and international lounge (6 per year) access every year. Up to 15,000 bonus Reward Points every year on achieving the spend milestone. Complimentary dine-out passport membership.	Complimentary Club Vistara and Trident Privilege memberships. Gift vouchers worth up to Rs. 8,000 every year on achieving the spend milestone. Complimentary domestic and international lounge access.

Determining the Ideal Candidate for the InterMiles HDFC Bank Signature Credit Card

Discovering the perfect match for the InterMiles HDFC Bank Signature credit card involves understanding its array of benefits and identifying individuals who align with its offerings. Let’s explore the characteristics of potential applicants:

Who Should Apply?

Frequent Travelers: The InterMiles HDFC Bank Signature credit card caters to individuals who traverse the globe regularly. With enticing benefits such as InterMiles rewards, exclusive discounts on Etihad Airways, and complimentary access to domestic and international airport lounges, avid travelers can unlock significant savings and elevate their travel experiences.

Savings Seekers: Applicants seeking to maximize savings on flight and hotel bookings will find this card particularly appealing. By leveraging InterMiles rewards and exclusive discounts, they can enjoy substantial savings while indulging in their travel adventures.

Seekers of Convenience: For those valuing convenience and ease of use, this card offers seamless travel benefits and hassle-free access to airport lounges, enhancing the overall travel experience with added comfort and luxury.

Reviewing the Card

Advantages Galore: The InterMiles HDFC Bank Signature credit card boasts numerous advantages, particularly attractive for frequent travelers. From enticing travel benefits to exclusive dining perks and beyond, the card offers a comprehensive suite of advantages tailored to suit diverse lifestyle needs.

Low Foreign Currency Markup: Notably, the card features a low foreign currency markup fee of just 2%, making it an attractive option for international travelers seeking cost-effective spending solutions abroad.

Exciting Welcome Benefits: The card’s welcome benefits add an extra layer of allure, enticing new cardholders with exciting rewards and incentives, setting the stage for a rewarding journey from the outset.

Final Verdict

The InterMiles HDFC Bank Signature credit card emerges as a compelling choice, particularly for individuals seeking a versatile credit card with a focus on travel and dining benefits. With its robust suite of advantages and exclusive perks, it caters to the needs of frequent travelers and savings-conscious individuals alike, offering a rewarding and enriching experience at every turn.

In conclusion, for those in search of a credit card that combines travel rewards, dining benefits, and convenience, the InterMiles HDFC Bank Signature credit card presents a compelling option worth considering.