Marriott Bonvoy HDFC Bank Credit Card, Rewards and Benefits, Joining Fees & Charges, Apply Online

The Marriott Bonvoy HDFC Bank Credit Card is the first co-branded hotel credit card in India, offering a host of benefits and privileges for cardholders, particularly Marriott loyalists. With a joining and annual fee of Rs. 3000 plus taxes, this card provides excellent value for money.

Cardholders receive a complimentary Silver Elite status with Marriott Bonvoy, which includes perks like discounted hotel stays, free stays, and dining offers. As a welcome benefit, you’ll receive a Free Award Night valid for one year, with the opportunity to earn an additional 3 award nights by meeting spending milestones.

The credit card offers accelerated reward points of up to 8 RPs on eligible spends, along with complimentary lounge access, complimentary golf rounds, and various insurance benefits. With over 30 hotel brands worldwide, Marriott Bonvoy HDFC Bank Credit Card opens up a world of exclusive experiences for travelers and hotel enthusiasts.

Rewards and Benefits

• The Marriott Bonvoy HDFC Bank Credit Card offers a range of benefits tailored to the needs of frequent travelers and Marriott enthusiasts. With a joining and annual fee of Rs. 3000 plus taxes, cardholders gain access to a host of privileges.
• Cardholders enjoy a complimentary Silver Elite status with Marriott Bonvoy, offering discounted hotel stays, free nights, and dining discounts. As a welcome benefit, you receive a Free Award Night valid for one year, with the opportunity to earn 3 additional award nights by reaching spending milestones.
• The card provides accelerated reward points, with 8 Marriott Bonvoy points on eligible purchases at Marriott hotels, 4 points on travel, dining, and entertainment spends, and 2 points on other purchases. These points can be redeemed for discounted hotel stays, dining offers, and more at participating Marriott hotels.
• Additionally, cardholders receive travel benefits such as up to 4 Free Night Awards at Marriott Bonvoy hotels, 2 complimentary golf course accesses, and 2 golf lessons per quarter. The card also offers 12 complimentary lounge access at domestic and international terminals, along with various insurance benefits including air accident cover, baggage and travel document loss cover, and credit shield.
• With its array of benefits and privileges, the Marriott Bonvoy HDFC Bank Credit Card is a valuable companion for travelers looking to enhance their Marriott experience.

Fees & Charges

• Spend-Based Waiver- Not applicable
• Rewards Redemption Fee- No charges apply
• Foreign Currency Markup- 3.5% of the transaction amount
• Interest Rates- Monthly interest rate of 3.6%
• Fuel Surcharge- 1% fuel surcharge waiver on transactions ranging from Rs. 400 to Rs. 5000
• Cash Advance Charges- 2.5% of the withdrawn amount or Rs. 500, whichever is higher
• Add-on Card Fee- No additional fee

Product Details

• Receive a welcome benefit of 1 Free Night Award valid for 1 year at select Marriott hotels
• Enjoy complimentary Marriott Bonvoy Silver Elite status with 10 Elite Night credits annually
• Earn 8 Marriott Bonvoy points for every spend at participating Marriott hotels, 4 reward points for travel, entertainment, and dining spends, and 2 reward points for all other spends
• Get up to 3 bonus free night awards upon reaching the target spend milestone
• Access 12 complimentary domestic and international lounges
• Receive 2 complimentary golf course accesses and golf lessons per quarter worldwide
• Benefit from air accident cover, credit shield, loss liability cover, and other insurance benefits

Introducing the Marriott Bonvoy HDFC Bank Credit Card – Features and Benefits

Discover the exclusive features and benefits of the Marriott Bonvoy HDFC Bank credit card:

Welcome Benefits

Receive a 1 Free Night Award valid for 1 year at participating Marriott Bonvoy hotels worldwide, valued at up to 15000 points, as a welcome benefit and upon every card renewal. Some hotels may charge separate resort fees.

To redeem your Free Night Award, book through the Marriott website or mobile app and apply for the e-certificate at the hotel. You can also use up to 15000 Marriott points to enhance the value of your Free Night Award for access to more hotels and resorts within the Marriott Bonvoy chain.

Marriott Bonvoy Silver Elite Status
Cardholders enjoy complimentary Marriott Bonvoy Silver Elite status with a fast track to Gold Elite status upgrade, along with 10 Elite Night credits annually.

Milestone Benefits – Bonus Free Night Awards
Achieve up to 3 additional Free Night Awards upon reaching specific spend milestones, in addition to the welcome benefit. Receive an extra free night award, valued at up to 15000 points, upon reaching spend thresholds of Rs. 6 Lakhs, Rs. 9 Lakhs, and Rs. 15 Lakhs in the card anniversary year.

This benefit is exclusive to the primary cardholder, and add-on cardholders are not eligible. The free night award is credited to your Marriott Bonvoy membership account within 8 to 12 weeks.

Reward Points

Earn Marriott Bonvoy points on eligible transactions with the credit card:

• Get 8 reward points per Rs. 150 spent on retail at participating Marriott Bonvoy hotels. Enjoy the accelerated reward rate up to a monthly spend threshold of Rs. 10 Lakhs, after which you earn 2 reward points per Rs. 150 spent.
• Earn 4 reward points per Rs. 150 spent on travel, dining, and entertainment. Earn accelerated RPs up to a monthly limit of Rs. 5 Lakhs, after which you earn 2 RPs per Rs. 150 spent.
• Get 2 reward points per Rs. 150 spent on other eligible categories. Earn 2 reward points up to a monthly limit of Rs. 1.5 Lakhs on grocery spends, after which no reward points are earned.
• Marriott Bonvoy points are not earned on the following categories:

Smart EMI spends

• Fuel purchases- Wallet reloads and purchase of prepaid, gift cards, and vouchers
• Cash advances- Payment of credit card fees and other charges
• Payment of outstanding balances- Rental spends and Government-related spends
• Reward points are credited to the cardholder’s account within 60 days of eligible transactions. Marriott Bonvoy points do not expire as long as the cardholder engages in any qualifying activity, such as card spends, hotel stays, dining, etc., within the past 24 months.

Travel Benefits
Enjoy 12 complimentary domestic lounge access at both international and domestic terminals, along with 12 international lounge access per year. Refer to the Diners travel tools application for the list of accessible lounges.

Golf Benefits
Receive 2 complimentary golf course access and 2 golf lessons at top golf courses worldwide per quarter.

Insurance Benefits
The card offers the following insurance benefits:

• Air accident cover – Rs. 10 Lakhs
• Emergency medical expenses – Rs. 15 Lakhs
• Loss or delay of check-in baggage – $250
• Loss of travel documents and passport – $250
• Flight delay – $250
• Loss liability cover and credit shield – Rs. 1 Lakhs

Fees and Charges

• The credit card has a joining and annual fee of Rs. 3000 plus taxes.
• The credit card charges an interest rate of 3.6% per month.
• The cash withdrawal fee is 2.5% of the withdrawn amount or Rs. 500, whichever is higher.
• The forex markup fee on the card is 3.5% of the transaction amount.
• A lifetime free credit card is available under certain conditions, but the welcome benefit is not applicable in this case as no joining fee is paid. Only cardholders who successfully pay the joining fee are eligible to receive the 1 Free Night Award welcome benefit.

Generating Marriott Bonvoy Program Membership Number
Upon approval of an individual’s application for the Marriott Bonvoy HDFC Bank credit card, it takes 10 days to generate the Membership Number. Marriott sends an official communication via email or SMS to the cardholder.

When applying for the credit card, you’ll be asked if you already have a Marriott Bonvoy account. If you fail to provide one, the new membership number will be delivered within 10 days after your credit card application is approved.

If you have an existing Marriott Bonvoy account linked to your mobile number and email, provide the same in the application, and the card will be linked to your existing Membership Number. Reward points earned will be credited to this account. If you don’t provide an existing account number, you will be automatically enrolled in a new membership account. You have 30 days to merge your old account with the new one, and the new Membership Number will become your primary account.

Eligibility Requirements
To be eligible for the Marriott Bonvoy HDFC Bank credit card, you must meet the following criteria:

• Self-employed Indian citizens should be aged between 21 to 65 years and must have an annual ITR of over Rs. 15 Lakhs.
• Salaried Indian citizens should be aged between 21 to 60 years and must have a gross monthly income higher than Rs. 1 Lakhs.
• It takes 3 to 5 working days for the application to be approved, and once approved, you will receive the credit card within 7 business days.

How to Apply for the Credit Card

To apply for the Marriott Bonvoy HDFC Bank credit card, follow these steps:

Click on the Apply Now button.
You will be redirected to the HDFC Bank portal to continue your application.
Enter your mobile number, name, date of birth, and other necessary details.
Authenticate your details with the OTP sent to your mobile number.
Confirm your details and submit the application.

Conclusion

HDFC Bank and Marriott International have collaborated to launch India’s first hotel co-branded card, the Marriott Bonvoy HDFC Bank credit card. Existing Marriott members can merge their membership with the card and receive a new membership account number with exciting privileges.

The card charges Rs. 3000 as joining fees and offers a free night award as a welcome benefit to cardholders. Earn 3 additional free night awards, complimentary Silver Elite status, and 10 Elite Night Credits per year with the card. The reward rate on the card is competitive, offering up to 8 Marriott Points on eligible spends. Enjoy complimentary golf rounds and 12 domestic as well as international lounge access with the card.

If you are a frequent traveler and loyal to the Marriott chain of hotels, this card is ideal for you. Merge your existing Marriott account with the new one and enjoy all the exciting privileges offered by the card.