Mumbai Metro SBI Card, Rewards and Benefits, Joining Fees & amp; Charges, Apply Online

Mumbai Metro SBI Card: In the realm of entry-level credit cards, SBI stands tall with its diverse array of offerings, consistently ranking among the top choices. Catering to a wide spectrum of individuals, SBI Card ensures that no segment is left behind. Among its standout offerings lies the Mumbai Metro SBI Card, a pinnacle of exclusivity designed specifically for Mumbai metro travelers. While its counterpart, the Delhi Metro SBI Card, caters to the denizens of the capital city.

The Mumbai Metro SBI Card stands out with its focus on three key categories for reward point accrual: card top-ups, select spends (including movies, dining, grocery, etc.), and other miscellaneous categories. Priced at a joining fee of Rs. 499, the value proposition it offers is truly remarkable.

This card extends a warm welcome to new cardholders with exclusive benefits and a convenient auto top-up feature. Combining the functionalities of a credit card and a metro card, it streamlines the commuter experience, eliminating the need to queue up for ticket tokens. With automatic recharge capabilities, users enjoy a seamless journey without the hassle of manual recharges.

Rewards and Benefits

• Rewarding Your Epicurean Lifestyle:- With the Epicure Rewards SBI Credit Card, every dining experience and movie night becomes more rewarding. Earn 10 reward points for every ₹100 spent on dining, movies, grocery purchases, and departmental store splurges, with a monthly cap of 5000 reward points. Whether you’re savoring a gourmet meal, catching the latest blockbuster, or stocking up on essentials, your card ensures that you earn rewards with every transaction. Plus, earn 1 reward point for every ₹100 spent on other categories, providing you with additional opportunities to accumulate points.
• Flexible Reward Redemption Options:- Redeem your accumulated reward points for a wide range of options tailored to your preferences. From paying off your outstanding balance to indulging in e-vouchers, gifts, electronics, homeware, accessories, and lifestyle products, the choice is yours. Additionally, enjoy exclusive benefits such as Disney+ Hotstar Premium memberships and livemint subscriptions, ensuring that you make the most of your rewards. With 1 reward point valued at ₹0.25, maximize the value of your points and indulge in the experiences you love.
• Seamless Lifestyle Enhancements:- Experience seamless lifestyle enhancements with the Epicure Rewards SBI Credit Card. Whether you’re treating yourself to a luxurious dining experience, enjoying a movie night out, or stocking up on groceries, your card offers unmatched convenience and rewards. Say goodbye to mundane transactions and embrace a world of indulgence and excitement with every swipe.
• Join the Epicurean Club Today:- Unlock a world of culinary delights and entertainment experiences with the Epicure Rewards SBI Credit Card. Apply now and embark on a journey filled with gourmet dining, cinematic thrills, and endless rewards. Elevate your lifestyle and indulge in the finer things in life with the Epicure Rewards SBI Credit Card.

Fees & Charges

• Renewal Fee Waiver:- Experience the freedom of a renewal fee waiver upon achieving annual spending of Rs. 1,00,000 in the previous year. Your loyalty and active card usage are rewarded with the convenience of fee waiver, ensuring that you enjoy the benefits of your card without any additional financial burden.
• Seamless Rewards Redemption:- Redeem your accumulated reward points effortlessly, with a nominal redemption fee of ₹99 applicable on gifts, cash redemption, and specific vouchers only. Choose from a wide range of redemption options, including gifts, cash, and vouchers, tailored to suit your preferences. Plus, enjoy the flexibility of redemption with ease, ensuring that you make the most of your rewards.
• Global Convenience with Savings:- Travel with confidence and save on foreign currency transactions with our competitive foreign currency markup of 3.5%. Whether you’re exploring international destinations or making online purchases in foreign currency, enjoy peace of mind knowing that you’re getting the best value for your money.
• Competitive Interest Rates:- Enjoy competitive interest rates of 3.50% per month (42% p.a.), ensuring that you manage your finances with ease and confidence. Whether you’re making purchases or availing cash advances, our transparent interest rates empower you to make informed financial decisions every step of the way.
• Savings on Fuel:- Say goodbye to extra expenses at the pump with our fuel surcharge waiver. Avail a 1% fuel surcharge waiver at all petrol pumps in India on transactions between ₹500 and ₹3000, with a maximum limit capped at ₹100. Fuel up with ease and maximize your savings on every fill-up, adding value to your card usage.
• Convenient Cash Advances:- Access cash conveniently with our cash advance feature, with a nominal cash advance charge of 2.5% of the advance amount (minimum of ₹500). Whether you need emergency funds or prefer cash transactions, enjoy the convenience of cash advances with your Elite Spend SBI Credit Card.
• Complimentary Add-On Card:- Share the benefits of your Elite Spend SBI Credit Card with your loved ones with our complimentary add-on card feature. Enjoy the convenience of additional cards for your family members, without any additional fees.

Product Details

• New cardholders are welcomed with enticing benefits, including 2000 reward points upon spending ₹ 2,000 within the first 60 days. Additionally, the card comes preloaded with ₹ 50, further enhancing the initial perks.
• The Mumbai Metro SBI Card redefines convenience with its auto top-up feature, ensuring that your card is always ready for use with a recharge of ₹ 200 when the balance reaches ₹ 50. This eliminates the hassle of manual top-ups and ensures a smooth travel experience.
• Earning rewards is effortless with this card. Cardholders earn 10 reward points for every ₹ 100 spent on top-ups, dining, movies, grocery shopping, and departmental store purchases (up to 5000 reward points per month). For all other categories, one reward point is earned for every ₹ 100 spent.

Mumbai Metro SBI Credit Card Features and Benefits

Introducing the MetroLink SBI Credit Card: Your Key to Seamless Metro Travel and Rewards!

Experience the epitome of convenience and rewards with the Mumbai SBI Credit Card, specially crafted for metro commuters in Mumbai. More than just a credit card, this innovative card doubles as your metro pass, offering unmatched benefits and privileges tailored to enhance your commuting experience. Let’s explore the exclusive features and benefits that make the Mumbai SBI Credit Card a must-have for every Mumbai resident.

Welcome Benefits:

Embark on your Mumbai journey with a warm welcome – receive a preloaded value of Rs. 50 as a welcome benefit upon joining. Additionally, enjoy 200 bonus reward points on spending ₹ 2000 within 60 days of receiving your card, kickstarting your rewards journey from day one.

Auto Top-Up Facility:

Experience seamless metro travel with the Auto Top-Up facility, exclusive to the Mumbai SBI Credit Card. Say goodbye to long queues and manual top-ups – your card automatically replenishes its balance whenever it runs low, ensuring uninterrupted travel convenience.

Renewal Fee Waiver:

Enjoy the perks of a renewal fee waiver upon achieving annual spending of Rs. 1 lakh or more in the previous year. Your loyalty and active card usage are rewarded with the convenience of fee waiver, allowing you to enjoy the benefits of your card without any additional financial burden.

Fuel Surcharge Waiver:

Maximize your savings with a 1% fuel surcharge waiver on all fuel purchases between Rs. 500 and Rs. 3,000, with a maximum cap of ₹100 per month. Whether you’re commuting by metro or driving, enjoy savings on every fuel transaction, adding value to your card usage.

Accelerated Rewards:

Elevate your rewards game with accelerated earning opportunities on the Mumbai SBI Credit Card. Earn 10 reward points for every ₹ 100 spent on top-up, dining, movies, grocery purchases, and departmental stores, with a monthly cap of 5000 reward points in these categories. Once the cap limit is reached, continue earning reward points at a base rate, ensuring that your rewards journey never slows down.

Reward Redemption:

Redeem your accumulated reward points for a wide range of options, including e-vouchers, gifts, electronics, homeware, accessories, lifestyle products, and more. Plus, enjoy exclusive benefits such as Disney+ Hotstar Membership, Livemint subscription, and ShemarooMe Premium Membership. Additionally, utilize your reward points as cash redemption to pay off outstanding balances, ensuring maximum flexibility and value. With 1 Reward Point equivalent to ₹0.25, maximize the value of your points and indulge in the experiences you love.

Affordable Fees and Charges:

Experience affordability and transparency with the Mumbai SBI Credit Card. Enjoy a nominal joining and annual membership fee of Rs. 499, waived off on spending Rs. 1 lakh or more in the previous year. Plus, benefit from competitive interest rates, foreign currency markup fee, and cash withdrawal charges, ensuring that you manage your finances with ease and confidence.

Apply Now:

Ready to elevate your metro travel experience and unlock unmatched rewards? Apply for the Mumbai Metro SBI Card today. Whether you’re a frequent metro commuter or a savvy shopper, this card offers unparalleled benefits and privileges tailored to suit your lifestyle needs.

Conclusion:

The Mumbai Metro SBI Card is more than just a metro pass – it’s your ticket to seamless travel and rewarding experiences. With welcome benefits, auto top-up facility, renewal fee waiver, fuel surcharge waiver, accelerated rewards, and flexible redemption options, this card offers unmatched value to Mumbai residents. Whether you’re commuting on the metro or indulging in dining and entertainment, the MetroLink SBI Credit Card ensures that every journey is rewarding and memorable.

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