RBL Bank Icon Card is one such card that is packed with perks and benefits. It is carved out to meet luxurious needs while offering a wide array of benefits like travel, golf, movie, and dining. It introduces you to a new world of luxury and comfort. It comes with a joining fee of Rs. 5,000 and welcomes you with 20,000 bonus Reward points (equivalent to Rs. 5,000). With this card, you can earn up to 20 Reward Points on every Rs. 100 you spend and redeem the points against several options of your choice.
You also get 2 complimentary domestic lounge access per quarter and complimentary Priority Pass membership to access international lounges. Moreover, you can earn up to 45,000 bonus Reward Points every year on the basis of your annual spends. You also get complimentary golf sessions, a fuel surcharge waiver, zero liability protection, etc. Following is given the detailed information about the benefits of the RBL Bank Icon Credit Card.
- Joining Fee- Rs. 5,000 (plus applicable taxes)
- Renewal Fee- Rs. 5,000 (plus applicable taxes)
- Best Suited For- Travel | Shopping
- Reward Type- Reward Points
- Welcome Benefits- Get 20,000 bonus reward points.
Rewards and Benefits
- Movie & Dining- NA
- Rewards Rate- 2 RPs per Rs. 100 spent on retail purchases and 20 RPs per Rs. 100 spent on international transactions and dining on weekends.
- Reward Redemption- You can easily redeem your reward points against hotels and flights booking. You can also utilize your reward points for purchasing vouchers, gifts, recharge, shopping, lifestyle products, etc. 1 RP = Re. 0.25.
- Travel- You get complimentary airport lounge access and a Priority Pass membership.
- Golf- 4 complimentary golf games & 12 complimentary golf lessons each year.
- Domestic Lounge Access- Get 2 complimentary domestic lounge access per quarter.
- International Lounge Access- NA
- Insurance Benefits- NA
- Zero Liability Protection- You won’t be liable for any unauthorized transactions post reporting the loss of your card to the bank.
Fees & Charges
- Spend based Waiver- NA
- Rewards Redemption Fee- Rs. 100
- Foreign Currency Markup- 3.5% on all international transactions
- Interest Rates- 3.5% per month (42% per annum)
- Fuel Surcharge- Waiver of Rs. 200 per month on valid fuel transactions between Rs. 500-Rs. 4,000.
- Cash Advance Charge- 2.5% (minimum Rs. 500)
- Add-on Card Fee- Nil
Product Details
- Get 20,000 bonus reward points as welcome benefits on card swipe within 30 days of receiving the card.
- Earn 45,000 bonus reward points as milestone benefits.
- Earn 20 reward points on every Rs. 100 spent on weekend dining and international spends.
- Earn 2 reward points on every Rs. 100 spent on retail transactions.
- Get a 1+1 offer or up to Rs. 200 off on movie tickets twice a month.
- Get 2 complimentary domestic lounge access per quarter.
- Complimentary Priority Pass membership.
- Complimentary golf games & lessons every month.
- 1% fuel surcharge waiver.
Welcome benefits
- You earn 20,000 bonus reward points as welcome benefits.
- You will get these bonus points after paying the joining fee and if you swipe your card at least once within the first 30 days of card issuance.
RBL Bank Icon Card Rewards
- You can earn 20 rewards points on every spent of Rs. 100 on every international transaction.
- You earn 20 Reward Points on every Rs. 100 you spend on dining on weekends.
- You can earn 2 rewards points on every Rs. 100 spent on retail transactions.
- The maximum reward points under the international transactions & dining category are capped at 2,000 RPs per month for each category.
- No reward points are accrued on fuel transactions.
Milestone Benefits
- You can earn a maximum of 45,000 reward points.
- You earn 10,000 reward points on the spending of Rs. 3 lakhs in a year.
- You earn 15,000 additional reward points on a yearly spent of Rs. 5 lakhs.
- You earn 20,000 additional reward points on spending Rs. 8 lakhs in a year.
Reward Redemption
- Redeem your reward points against hotels and flights booking.
- Utilize your reward points for purchasing vouchers, gifts, recharge, shopping, lifestyle products, etc, through rblrewards.
- 1 Reward Point = Re. 0.25.
Travel benefits
- You get 2 complimentary access to domestic airport lounges in India per quarter.
- You get complimentary Priority Pass membership through which you can access over 1,000 premium lounges worldwide at a nominal usage fee of USD 27 per visit.
Movie & Dining benefits
- You get 1+1 and a discount up to Rs. 200 on movie tickets twice a month at www.bookmyshow.com.
- You get complimentary access to fine dining privileges at premium restaurants (complimentary glass of premium wine or dessert).
- You earn 20 reward points on every Rs. 100 spent on dining on weekends.
Golf benefits
- You get 4 complimentary golf games every year.
- You get 12 complimentary golf lessons every year (1 per month).
- After the complimentary sessions, you get a discounted fee of 50% on golf
Other benefits
- You can avail of a waiver of Rs. 200 per month on fuel transactions between Rs. 500 – Rs. 4,000.
- You get access to global iconic events like the F1 races, sports events, etc.
Conclusion
One can say that the RBL Bank Icon Card is really an iconic and highly rewarding card. This card is best suited for those who are fascinated by luxurious and comfortable living, as this card has everything to cater to their needs. This card offers you 20,000 bonus reward points on the first card swipe as welcome benefits within 30 days of receiving the card. You can easily earn up to 45,000 reward points every year as milestone benefits. On this card, you get access to golf courses all across India and complimentary golf lessons which can help you enhance your golf skills. This card offers you world-class perks and exclusive privileges like VIP access to F1 races, sports events, and special awards nights. You can easily utilize your accumulated reward points against flights and hotel bookings, purchasing high-end gadgets, vouchers, gifts, etc. On purchase of fuel worth Rs. 500- Rs. 4000, you get a waiver of Rs. 200 every month. This card actually offers you a premium lifestyle and if you want to have one, go for it.
