Credit Card

6E Rewards XL – Indigo Kotak Bank Credit Card

The 6E Rewards XL – IndiGo Kotak Credit Card is an enhanced version of the 6E Rewards – IndiGo Kotak Credit Card. Both these cards are issued in partnership with IndiGo Airlines to fulfill the travel needs of their customers. The 6E Rewards XL variant comes with a joining fee of INR 1,500, which is a limited-time offer valid for cards issued on or before December 31, 2021. After that, the fee is INR 2,500. The card welcomes you with benefits worth more than the joining fee. You can avail a benefit of INR 10,000 after recovering the joining fee. Additionally, with rewards at a rate of up to 6% on all expenses, it allows you to earn up to 20% 6E rewards on IndiGo partner brands.

Apart from its special rewards program, this card provides you with the convenience fee waiver for domestic airport lounges every year and discounted convenience fee on IndiGo flights. For detailed information about the features, fees, and charges of the 6E Rewards XL – IndiGo Kotak Credit Card, please refer to the detailed information provided below.

  • Joining Fee- Rs. 2,500
  • Renewal Fee- Rs. 2,500
  • Best Suited For- Travel
  • Reward Type- Reward Points
  • Welcome Benefits- In the form of welcome benefits, the cardholders will get one complimentary air ticket, Accor hotels’ dining and stay vouchers, and a complimentary 6E prime add-on.

Rewards and Benefits

  • Movie & Dining- Accelerated 6E Rewards on movie & dining.
  • Rewards Rate- 6% 6E Rewards on indigo, 3% 6E Rewards on dining, groceries, and entertainment, and 2% 6E Rewards on other spends.
  • Reward Redemption- The earned 6E Rewards can be redeemed against Indigo bookings at a value of 1 6E Reward = Re. 1.
  • Travel- Get complimentary airport lounge access and discounted convenience fee on Indigo flights.
  • Golf- N/A
  • Domestic Lounge Access- 8 complimentary domestic lounge access every year.
  • International Lounge Access- NA
  • Insurance Benefits- NA
  • Zero Liability Protection- You won’t be liable for any fraudulent transactions made on a lost/stolen card if reported to the bank in a timely manner.

Fees & Charges

  • Spend based Waiver-NA
  • Rewards Redemption Fee- Rs. 99 on every redemption request
  • Foreign Currency Markup- 3.5% on all foreign currency spends.
  • Interest Rates- 3.50% per month (42% per annum)
  • Fuel Surcharge- 1% fuel surcharge is applicable on all fuel transactions.
  • Cash Advance Charge- Rs. 300 on every withdrawal of Rs. 10,000.
  • Add-on Card Fee- Nil

Product Details

  • Get welcome benefits worth more than Rs. 10,000.
  • Earn 6% 6E Rewards on your spends on
  • 3% 6E rewards on selected categories and 2% 6E rewards on all other spends.
  • 6E Rewards can be redeemed against bookings on Indigo.
  • Up to 20% 6E Rewards on feature partners of Indigo.
  • Discounted convenience fee on Indigo flights.
  • Complimentary domestic lounge access.

Welcome Benefits

  • You get a complimentary air ticket worth Rs. 3,000 from Indigo. You can get this free ticket only if you complete three transactions every month for the first three months after card issuance.
  • You get a complimentary 6E prime add-on worth Rs. 899.
  • You get stay vouchers from Accor hotels through which you can avail of a 30% discount of up to Rs. 5,000 on your hotel stays.
  • You get a dining voucher worth Rs. 1,000 from Accor hotels.
  • Cardholders can avail of all these welcome benefits after paying the joining fee and all these are valid only for 6 months from the date of card activation.

6E Rewards XL – Indigo Kotak Bank Credit Card Rewards

  • You get 2% 6E Rewards on every retail spend including fuel.
  • You get 3% 6E Rewards on your spends on dining, movies, and groceries.
  • You get 6% 6E Rewards on your spends on Indigo bookings.
  • You can earn up to 20% 6E rewards on Indigo’s partner brands.
  • No rewards are accrued on the group, corporate, or agent bookings.
  • No 6E Rewards are earned on wallet reloads.

Reward Redemption

  • The 6E rewards you earn using your 6E Rewards XL – Indigo Kotak Bank Credit Card can be redeemed by logging into your 6E Rewards account.
  • You can redeem your earned points at a value of 1 6E reward = Re. 1 against Indigo bookings.
  • The 6E Rewards are only valid for 2 years from the date of accrual and expire thereafter.

Travel Benefits

  • You get 8 complimentary domestic lounge access every year with this card.
  • You can avail of a discounted convenience fee of Rs. 150 using your 6E Rewards XL – Indigo Kotak Credit Card.
  • Get exciting saving opportunities at Accor hotels.


The 6E Rewards XL – Indigo Kotak Bank Credit Card is a decent travel credit card issued by Kotak Mahindra Bank. Earlier, only HDFC Bank was issuing credit cards in partnership with Indigo airlines, but Kotak Bank has also started doing the same now. It is highly advisable for you to apply for this card now if its suits your needs because it is charging a low annual fee as a limited-time offer. It is best suited for frequent travelers but individuals who spend very often on movies, dining, or groceries, can also save a lot using this card. Moreover, the complimentary domestic lounge access provided by the card makes it even more suitable for customers who travel frequently within India and are loyal to Indigo airlines. So, if you think the card is a good fit for your needs, you should apply for it without any more delay before the annual fee increases.

Let us know what do you think about this card. Also, if you have still any doubts, make sure to let us know in the comment section below!

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