InterMiles HDFC Bank Platinum Credit Card, Rewards and Benefits, Joining Fees & amp; Charges, Apply Online

InterMiles HDFC Bank Platinum Credit Card: InterMiles HDFC Platinum Credit Card, yet another impressive co-branded offering from HDFC Bank in collaboration with InterMiles.com. Specifically tailored for avid travelers, this card presents an exceptional opportunity to accrue InterMiles and utilize them for various travel-related expenses, including flight bookings.

Rewards earned through this card are in the form of InterMiles, providing flexibility and convenience in redeeming them for travel rewards. Additionally, cardholders can avail discounts when booking hotels, enhancing their overall travel experience.

For a nominal joining fee of Rs. 1,000, cardholders can unlock a plethora of benefits, including enticing welcome bonuses such as Bonus InterMiles and discount vouchers for hotel and flight bookings.

Moreover, the InterMiles HDFC Platinum Credit Card grants complimentary access to airport lounges across India, allowing travelers to relax and unwind before their flights. Exclusive dining benefits further complement the travel experience, ensuring that cardholders enjoy privileges both on the ground and in the air.

Furthermore, based on the expenditure made using the InterMiles HDFC Bank Platinum Credit Card, cardholders have the opportunity to have the renewal fee of Rs. 1,000 waived off. This feature adds to the card’s appeal, providing added value to loyal customers.

In conclusion, the InterMiles HDFC Platinum Credit Card stands as a testament to HDFC Bank’s commitment to offering innovative and rewarding credit card solutions. With its focus on travel benefits, welcome bonuses, and renewal fee waivers, this card is an excellent choice for travelers seeking to maximize their rewards and enhance their travel experiences. Explore the myriad advantages of this card and embark on a journey filled with exciting rewards and unforgettable experiences.

Rewards and Benefits

InterMiles HDFC Platinum Credit Card, a premium co-branded offering designed to elevate your travel experience and reward your spending. Tailored for travelers, this card provides unmatched benefits and privileges, making it the perfect companion for your journeys.

• Rewards Rate:-With the InterMiles HDFC Platinum Credit Card, earning rewards is effortless. Earn 4 InterMiles for every Rs. 150 spent on retail transactions, ensuring that every purchase brings you closer to exciting rewards. Additionally, earn 8 InterMiles for every Rs. 150 spent on hotel and flight bookings through intermiles.com, allowing you to maximize your rewards potential when booking your travel accommodations.
• Reward Redemption:- Redeeming your InterMiles is simple and convenient, thanks to the intuitive platform provided by www.intermiles.com. Whether you’re looking to book flights, hotels, or other travel-related expenses, your InterMiles can be easily redeemed to unlock a world of travel rewards and benefits.
• Travel Benefits:- Experience the luxury of complimentary domestic lounge access, providing you with a tranquil and comfortable environment to relax before your flights. With complimentary lounge access at domestic airports, enjoy up to 8 visits in a calendar year, with a maximum of 2 visits per quarter. This exclusive benefit adds a touch of sophistication to your travel experience, ensuring that you travel in style and comfort.
• Insurance Benefits:- Enjoy peace of mind knowing that you’re protected against fraudulent transactions with zero liability protection. In the unfortunate event of card loss or theft, simply report the loss to the 24-hour call center immediately, and you will not be held liable for any fraudulent transactions made thereafter. This added layer of security ensures that you can use your card with confidence, wherever your travels take you.

In conclusion, the InterMiles HDFC Platinum Credit Card is more than just a credit card – it’s your ticket to a world of travel rewards and benefits. With generous rewards rates, convenient redemption options, complimentary lounge access, and comprehensive insurance benefits, this card is a must-have for frequent travelers seeking to make the most of their journeys. Apply for the InterMiles HDFC Platinum Credit Card today and unlock a world of possibilities.

Fees & Charges

• Spend-Based Fee Waiver:- Enjoy the flexibility of having the renewal fee waived off for the InterMiles HDFC Platinum Credit Card if you have spent Rs. 2.50 Lakhs or more in the previous year. This generous benefit rewards your loyal spending habits and ensures that you continue to enjoy the privileges of your card without any additional cost.
• Rewards Redemption Fee:- There is no rewards redemption fee associated with the InterMiles HDFC Platinum Credit Card, allowing you to redeem your InterMiles without any additional charges. This ensures that you can fully maximize the value of your rewards and enjoy the benefits of your card without any hidden fees or charges.
• Foreign Currency Markup:- When using your InterMiles HDFC Platinum Credit Card for international transactions, a foreign currency markup fee of 3.5% applies, along with applicable taxes. While this fee is standard for international transactions, it’s essential to consider it when using your card abroad.
• Interest Rates:- The InterMiles HDFC Platinum Credit Card offers competitive interest rates of 3.6% per month, equivalent to 43.2% annually. This ensures that you can manage your finances responsibly while enjoying the flexibility of credit when you need it most.
• Fuel Surcharge:- Enjoy the convenience of a fuel surcharge waiver of 1% on a minimum spend of Rs. 400 at all petrol pumps across India. The waiver is capped at a maximum of Rs. 250 per billing cycle, allowing you to save money on your fuel expenses every month.
• Cash Advance Charges:- Access cash conveniently with your InterMiles HDFC Platinum Credit Card, subject to a cash advance fee of 2.5% of the amount withdrawn or Rs. 500, whichever is higher. While cash advances offer flexibility in financial emergencies, it’s essential to use them judiciously due to the associated charges.
• Add-On Card Fee:- Enjoy the flexibility of adding supplementary cards to your account at no additional cost, allowing your loved ones to enjoy the benefits of your InterMiles HDFC Platinum Credit Card. With no add-on card fee, you can share the privileges of your card with family members while maximizing your rewards potential.

In conclusion, the InterMiles HDFC Platinum Credit Card offers a host of benefits and privileges, from fee waivers to fuel surcharge waivers, ensuring a rewarding experience for cardholders. Experience the convenience and flexibility of this premium credit card and unlock a world of possibilities with InterMiles HDFC Platinum Credit Card.

Product Details

• Kickstart your journey with an enticing welcome benefit of up to 3,000 InterMiles, allowing you to jumpstart your rewards accumulation from the moment you receive your card. Additionally, enjoy exclusive discount vouchers on hotel and flight bookings, providing you with savings and added value on your travel expenses.
• With the InterMiles HDFC Bank Platinum Credit Card, earning rewards is effortless. Earn 4 InterMiles for every Rs. 150 spent on retail purchases made through the card, ensuring that every transaction brings you closer to exciting rewards. Plus, enjoy accelerated rewards earning with 8 InterMiles for every Rs. 150 spent on booking flights and hotels through the InterMiles website, maximizing your rewards potential when planning your travels.
• Experience the luxury of exclusive travel benefits, including a 5% discount on Etihad Airways Economy class tickets and 5x InterMiles for Etihad Airways tickets booked through the InterMiles website. Whether you’re planning a business trip or a leisure getaway, enjoy savings and rewards on your flight bookings.
• Relax and unwind before your flights with complimentary domestic lounge visits every year. With access to premium airport lounges, enjoy a tranquil and comfortable environment where you can recharge and prepare for your journey ahead.
• Enjoy the flexibility of having the annual fee waived off based on your spending habits. With a spend-based waiver, you can enjoy the privileges of your InterMiles HDFC Bank Platinum Credit Card without any additional cost, ensuring that you continue to reap the benefits of your card year after year.

InterMiles HDFC Bank Platinum Credit Card – Features and Benefits

InterMiles HDFC Bank Platinum Credit Card – a premier offering tailored exclusively for avid travelers. Packed with an array of exclusive benefits and rewards, this card is designed to enhance your travel experiences and provide unmatched value. Let’s delve into the comprehensive features and benefits of the InterMiles HDFC Bank Platinum Credit Card:

Welcome Benefits

Kickstart your journey with an impressive welcome bonus:

• Earn 1,500 InterMiles upon spending Rs. 3,000 within the first 30 days of card issuance.
• Receive an additional 1,500 InterMiles on retail spending of Rs. 50,000 or above within the first 90 days.
• Enjoy flight discount voucher worth Rs. 500 and hotel discount voucher worth Rs. 1,000 for the first year.

Reward Benefits

Maximize your rewards with every transaction:

• Earn 4 InterMiles for every Rs. 150 spent on retail transactions.
• Get 8 InterMiles for every Rs. 150 spent on flight and hotel bookings through intermiles.com.
• Retail transactions above Rs. 150 are eligible for earning InterMiles, except for fuel purchases, e-wallet reloads, and easy EMI transactions.
• Cardholders can earn a maximum of 2,000 InterMiles in a day under the insurance categories.

Reward Redemption

Redeem your InterMiles seamlessly:

• Utilize your InterMiles for flight and hotel bookings made through intermiles.com.

Travel Benefits

Enjoy an unparalleled travel experience:

• Receive 8 complimentary domestic lounge visits per year (2 per quarter) through VISA Lounge Program/MasterCard Lounge Program.
• Avail a 5% discount on Etihad Airways Economy class tickets booked through www.intermiles.com/flights.
• Earn 2.5x InterMiles for Etihad Airways tickets booked through flights.intermiles.com.

Other Benefits

Renewal benefits upon paying the renewal fee:

• Earn 1,500 InterMiles upon spending Rs. 3,000 within the first 30 days of the anniversary date.
• Receive flight discount voucher worth Rs. 500 and hotel discount voucher worth Rs. 1,000 each.

Joining and Renewal Fee Waiver

Enjoy fee waivers based on spending milestones:

• Renewal fee of Rs. 1,000 can be waived off by spending Rs. 2.50 Lakhs or more in the previous year.

Zero Liability Protection

Experience peace of mind with zero liability protection:

• Cardholders are not liable for any fraudulent transactions post card loss if reported to the 24-hour call center immediately.

Fees and Charges

Stay informed about the fees and charges:

• Annual fee: Rs. 1,000 + applicable taxes.
• Renewal membership fee: Rs. 1,000, waived off upon spending Rs. 2.50 Lakhs or more in the previous year.
• Foreign currency markup fee: 3.5%.
• Interest rate: 3.6% per month (43.8% annually).
• Cash advance charges: 2.5% or Rs. 500, whichever is higher.

Conclusion:

The InterMiles HDFC Bank Platinum Credit Card is a stellar choice for travelers seeking unparalleled benefits and exciting offers. From complimentary lounge access to enticing discounts on hotel and flight bookings, this card offers a plethora of advantages. With generous welcome and renewal benefits, along with an affordable annual fee, it caters to both travel and dining enthusiasts alike. Apply for the InterMiles HDFC Bank Platinum Credit Card today and embark on a journey filled with rewards and unforgettable experiences.