HDFC Platinum Times Credit Card, Rewards and Benefits, Joining Fees & amp; Charges, Apply Online

HDFC Platinum Times Credit Card: HDFC Platinum Times Card is branded as the “Entertainment Card” by HDFC Bank that comes with several benefits related to movies, dining, and shopping. This co-branded initiative with the Times Internet was created to meet the lifestyle needs of the youth by assisting them in saving more and earning rewards from HDFC Bank.

You get 10 reward points for every weekday dining spends of Rs 150 and 3 reward points for every spend of Rs 150. These reward points get redeemed through the product catalog by logging in to your net banking account. This card offers several additional benefits as well. Read below to get detailed information about the HDFC Platinum Times Card.

Rewards and Benefits

• Movie & Dining: Unleash the Magic of Movies and Dining with the HDFC Platinum Times Card.Experience the ultimate blend of entertainment and savings with the HDFC Platinum Times Card, your gateway to exclusive movie and dining privileges. Crafted to cater to your love for entertainment, this card offers unparalleled benefits curated to elevate your experiences to new heights.
• Movie Magic
  Immerse yourself in the enchanting world of cinema with an irresistible offer – enjoy a 50% discount (up to Rs. 600 per transaction) on movie tickets booked through BookMyShow. Whether you’re a cinephile craving the latest blockbuster or seeking a cozy movie night with loved ones, this discount ensures that every movie outing is not just memorable but also easy on your pocket.
• Dining Delights
  Savor delectable meals at your favorite restaurants and enjoy a 15% discount (up to Rs. 1500) through PayEazy on Eazydiner. Indulge your taste buds in a culinary journey filled with gourmet delights, from fine dining experiences to casual gatherings with friends. With this exclusive offer, dining out becomes even more enjoyable, allowing you to relish every bite while saving on your bill.
• Rewards Rate
  Earning rewards has never been more rewarding! With the HDFC Platinum Times Card, you earn 3 Reward Points on every spend of Rs 150, ensuring that every transaction contributes towards unlocking exciting benefits. Additionally, enjoy a lavish reward rate of 10 points for every weekday dining spend of Rs 150, allowing you to accumulate points faster and reap the rewards of your lifestyle choices.
• Seamless Redemption
  Redeeming your hard-earned rewards is a breeze with the HDFC Platinum Times Card. Simply log in to your HDFC Bank net banking account and access the reward redemption link to explore a plethora of redemption options. From lifestyle products to gift vouchers, the choice is yours, ensuring that your rewards cater to your unique preferences and desires.
• Zero Liability Protection
  Rest easy knowing that your card comes with Zero Liability Protection. In the unfortunate event of loss or theft, you are not liable for any fraudulent transactions post reporting the incident to the bank, providing you with peace of mind and added security.

In conclusion, the HDFC Platinum Times Card redefines the art of entertainment and dining, offering unmatched benefits designed to enrich your lifestyle. From discounted movie tickets to exclusive dining privileges, every aspect of your leisure activities is enhanced, making every experience truly unforgettable. Embrace the magic of movies and dining like never before with the HDFC Platinum Times Card.

Fees & Charges

• Spend-Based Waiver:- Say goodbye to annual fees! With the HDFC Platinum Times Card, the annual fee of Rs. 1,000 is waived off when you achieve annual spends of Rs. 2.5 lakhs or above. Rewarding your loyalty and usage, this waiver ensures that you enjoy the benefits of your card without any additional cost, making it a truly rewarding proposition.
• Rewards Redemption Fee:- Redeeming your hard-earned rewards is now more convenient than ever. For a nominal fee of Rs. 99 (plus applicable taxes) per redemption request, you can access a world of redemption options through our hassle-free redemption process. From merchandise to vouchers, your rewards are just a click away, allowing you to indulge in the rewards of your choice effortlessly.
• Foreign Currency Markup:- Travel the world with confidence knowing that your HDFC Platinum Times Card offers competitive foreign currency markup rates. With just a 3.5% markup on the transaction amount (plus applicable taxes), you can shop and dine globally without worrying about hefty conversion charges, ensuring a seamless and cost-effective international experience.
• Interest Rates:- Enjoy the flexibility of managing your finances with competitive interest rates offered by the HDFC Platinum Times Card. With an interest rate of 3.6% per month (or 43.2% annually), you have the freedom to make purchases and payments according to your convenience, without the burden of exorbitant interest charges.
• Fuel Surcharge:- Hit the road with confidence and enjoy savings on fuel expenses with the HDFC Platinum Times Card. Avail a 1% fuel surcharge waiver at all filling stations across India for transactions between Rs. 400 and Rs. 5,000, with a maximum waiver of Rs. 250 per month. Whether it’s a daily commute or a road trip, enjoy savings on every fuel purchase, adding value to your card usage.
• Cash Advance Charges:- Access instant cash when you need it with the HDFC Platinum Times Card’s cash advance feature. With a nominal charge of 2.5% of the transaction fee, subject to a minimum charge of Rs. 500, you can withdraw cash conveniently and securely, ensuring financial flexibility whenever required.
• Add-on Card Fee:- Extend the benefits of your HDFC Platinum Times Card to your loved ones with ease, as the add-on card comes with no additional fee. Share the convenience and rewards of your card with family members, ensuring that everyone enjoys the perks of being a cardholder.

Product Details

• Discover a world of endless possibilities with our exclusive gift vouchers spanning across a plethora of categories including shopping, dining, apparel, and beyond. Enjoy the luxury of choice with enticing discounts waiting to be availed.
• Experience the magic of cinema with a remarkable 50% off on movie ticket bookings through BookMyShow, ensuring maximum savings up to Rs. 600 per transaction.
• Indulge in a year-round extravaganza of offers and discounts across travel, shopping, dining, and wellness sectors at handpicked partner merchants, making every purchase a delightful experience.
• Elevate your rewards game with our credit card offering 3 Reward Points for every Rs. 150 spent, enabling you to unlock exciting benefits with every swipe.
• Take your dining experiences to new heights with accelerated Reward Points, earning an impressive 10 RPs per Rs. 150 spent on weekdays, adding an extra dash of delight to your culinary adventures.

HDFC Platinum Times Card Features and Benefits

Discover a world of convenience and savings with the HDFC Platinum Times Credit Card, a popular choice in the basic category for its affordability and versatile benefits. Designed to cater to your everyday needs across various categories including shopping, dining, entertainment, and more, this card offers a host of features that make it a standout choice for discerning consumers.

Welcome to a World of Benefits:

Upon acquiring the HDFC Platinum Times Credit Card, you unlock a range of welcome benefits that set the stage for a rewarding journey. Enjoy a complimentary supplementary Times Prime annual membership worth Rs. 999, activated after completing three transactions of card insurance within a calendar quarter. Additionally, indulge in the luxury of E-Vouchers worth Rs. 5000, adding value to your card from the very beginning.

Entertainment Extravaganza:

Experience entertainment like never before with exclusive benefits tailored for movie buffs. Enjoy up to a 50% discount on movie ticket bookings via BookMyShow, with potential savings of up to Rs. 600 per transaction. With the HDFC Platinum Times Credit Card, you can avail discounts on a maximum of four movie tickets per month, ensuring that your cinematic experiences are not only enjoyable but also economical.

Dine in Style:

Elevate your dining experiences with enticing benefits offered by the Platinum Times Credit Card. Enjoy an additional discount of up to Rs. 1500 or a 15% discount on payments made through PayEazy, enhancing your culinary adventures. Delight in up to 40% discounts at select restaurants when dining out via the Swiggy Dineout app, adding a touch of indulgence to every meal.

Fuel Surcharge Waiver:

Say goodbye to fuel surcharges with the HDFC Platinum Times Credit Card. Enjoy a 1% waiver on fuel transactions ranging from Rs. 400 up to Rs. 5000, with a maximum waiver of Rs. 250 per statement cycle. This benefit ensures that your fuel expenses are minimized, allowing you to save more with every visit to the pump.

Joining and Renewal Fee Waiver:

Experience the convenience of fee waivers with the HDFC Platinum Times Credit Card. The annual fee of Rs. 1000 is waived off if your annual spend exceeds Rs. 2.5 lakhs in the previous year, rewarding you for your loyalty and usage.

Reward Points Bonanza:

Earn rewards effortlessly with every transaction made using your HDFC Platinum Times Credit Card. Accumulate 3 reward points for every Rs. 150 spent, with an accelerated rate of 10 reward points for every weekday dining spend of Rs. 150. These points remain valid for two years from the date of earning, allowing you ample time to redeem them for exciting rewards.

Seamless Redemption:

Redeem your hard-earned reward points with ease through multiple channels. Choose from a diverse range of products available in the HDFC Rewards catalog or redeem your points conveniently through internet banking. Whether it’s gadgets, vouchers, or lifestyle products, the redemption options cater to your preferences and desires.

HDFC Platinum Times Credit Card Eligibility Criteria

Certain eligibility requirements need to be fulfilled by the applicants in order to get approved for this card. The eligibility criteria for this card are given below:

How to Apply for the HDFC Bank Platinum Times Credit Card?

Applying for the HDFC Bank Platinum Times Credit Card is a straightforward process that can be completed either online or offline, catering to your convenience. Whether you prefer the traditional approach of visiting a branch or the convenience of online application, HDFC Bank ensures a seamless experience for all applicants.

Offline Application Process:
1. Visit your nearest HDFC Bank branch with all the required documents, including proof of identity, address, and income.
2. Request the HDFC Bank Platinum Times Credit Card application form from the bank representative.
3. Fill out the physical application form accurately and completely, providing all the necessary details as per the instructions.
4. Submit the completed application form along with the required documents to the bank representative.
5. The bank will process your application and notify you of the status of your application in due course.

Online Application Process:
1. Visit the HDFC Bank website or the HDFC Bank mobile app to initiate the online application process for the Platinum Times Credit Card.
2. Navigate to the credit card section and select the HDFC Bank Platinum Times Credit Card.
3. Click on the “Apply Now” option to begin the application process.
4. Enter your personal details, contact information, and other required details accurately in the online application form.
5. Upload scanned copies of the necessary documents, such as proof of identity, address, and income, as per the specified requirements.
6. Review the information provided and submit your online application for the HDFC Bank Platinum Times Credit Card.
7. Upon successful submission, you will receive a confirmation of your application along with further instructions on the next steps.

Conclusion

The HDFC Bank Platinum Times Credit Card is tailored to meet the lifestyle needs of the youth, offering enticing benefits and rewards in the dining and entertainment categories. With a nominal annual fee of Rs. 1,000 and accelerated reward points on weekend dining, this card presents a compelling option for beginners seeking value and savings.

However, for those seeking greater savings opportunities within a similar fee range, exploring alternatives such as the HDFC Bank All Miles Credit Card may be beneficial. Your choice of credit card ultimately depends on your individual preferences and spending habits. We invite you to share your thoughts and experiences with the HDFC Bank Platinum Times Credit Card in the comments below.