Credit Card

HDFC Bank Titanium Times Credit Card, Rewards and Benefits, Joining Fees & amp; Charges, Apply Online

HDFC Bank Titanium Times Credit Card: Introducing the dynamic collaboration between HDFC Bank and Paytm, presenting the HDFC Bank Titanium Times Credit Card. This co-branded masterpiece combines the strengths of two giants to offer unparalleled benefits tailored to the modern lifestyle.

Ideal for movie enthusiasts and avid diners, the HDFC Bank Titanium Times Credit Card is your passport to a world of entertainment and gastronomic delights. Enjoy a fantastic 25% discount on movie tickets, with savings capped at Rs. 350, making every cinema experience a pocket-friendly affair. Plus, elevate your dining experiences with accelerated Reward Points on weekday spends, ensuring that every meal is rewarded.

But the perks don’t end there. As a welcoming gesture, cardholders receive complimentary Times Prime membership, unlocking a treasure trove of premium benefits and exclusive offers across a plethora of lifestyle categories.

Experience the synergy of convenience, savings, and luxury with the HDFC Bank Titanium Times Credit Card, a testament to the power of collaboration between HDFC Bank and Paytm. Discover a new dimension of financial freedom and rewards – apply for your card today.

Fees Joining Fee- NIL
Renewal Fee- Rs.  500 + GST
Best Suited For

Movies | Dining | Shopping

Reward Type Reward Points
Welcome Benefits Complimentary Times Prime Membership and E-Vouchers Worth Rs. 5000

Rewards and Benefits

Experience a world of dining delights and cinematic adventures with the HDFC Bank Silver Screen Card, designed to cater to your entertainment needs while rewarding your spending. With exclusive benefits tailored for movie buffs and food enthusiasts alike, this card is your ticket to a heightened lifestyle experience.

  • Dining Delights:- Indulge in gastronomic delights with accelerated reward points on weekday dining spends. Earn 5 Reward Points for every Rs. 150 spent on dining during weekdays, allowing you to accumulate rewards faster while enjoying delectable meals at your favorite restaurants.
  • Movie Magic:- Immerse yourself in the magic of cinema with exclusive discounts on movie tickets. Enjoy a 25% discount on movie ticket bookings through BookMyShow, with a maximum discount of Rs. 350 per transaction. Whether it’s the latest blockbuster or a timeless classic, experience cinematic bliss while saving on your movie outings.
  • EazyDiner Prime Membership:- Elevate your dining experiences further with complimentary EazyDiner Prime Membership. Enjoy exclusive dining discounts ranging from 25% to 50% at select partner restaurants, ensuring that every meal is not only delicious but also budget-friendly. With access to a curated selection of dining destinations, indulge in culinary delights like never before.
  • Reward Points Bonanza:– Earn reward points with every transaction, ensuring that your spending is rewarded generously. Alongside accelerated reward points on weekday dining spends, earn 2 Reward Points for every Rs. 150 spent on all other transactions. Accumulate these points and redeem them for a variety of products, gift vouchers, and discounts, adding value to your card usage.
  • Seamless Redemption:- Redeem your accumulated reward points with ease through multiple channels. Whether it’s via net banking or through post, enjoy the flexibility to choose from a diverse range of redemption options. From products to discounts, your reward points can be utilized to enhance your lifestyle in myriad ways.
  • Insurance and Protection:- Rest assured knowing that your HDFC Bank Silver Screen Card comes with zero liability protection. In the event of loss or theft, you are not liable for any fraudulent transactions post reporting the incident to the bank, ensuring peace of mind and financial security.

Fees & Charges

  • Spend-Based Waiver:- Bid farewell to renewal fees! With the HDFC Bank Silver Edge Card, the annual renewal fee is waived off upon reaching an expenditure of Rs. 1.5 lakhs in an anniversary year. This reward for active usage ensures that you enjoy the benefits of your card without any additional cost, making it a truly rewarding proposition.
  • Rewards Redemption Fee:- Redeem your hard-earned rewards with ease. For a nominal fee of Rs. 99 per redemption request (plus applicable taxes), you can access a wide range of redemption options through our hassle-free process. Whether it’s products, vouchers, or discounts, your rewards are just a click away, allowing you to indulge in the rewards of your choice effortlessly.
  • Foreign Currency Markup:- Travel the world with confidence, knowing that your HDFC Bank Silver Edge Card offers competitive foreign currency markup rates. With just a 3.5% markup on the transaction amount (plus applicable taxes), you can shop and dine globally without worrying about hefty conversion charges, ensuring a seamless and cost-effective international experience.
  • Interest Rates:- Enjoy the flexibility of managing your finances with competitive interest rates offered by the HDFC Bank Silver Edge Card. With an interest rate of 3.6% per month (or 43.2% per annum), you have the freedom to make purchases and payments according to your convenience, without the burden of exorbitant interest charges.
  • Fuel Surcharge:- Maximize your savings on fuel expenses with the HDFC Bank Silver Edge Card. Avail a 1% fuel surcharge waiver for transactions between Rs. 400 and Rs. 5,000 at all fuel stations across India, with a maximum waiver capped at Rs. 250 per statement cycle. Whether it’s your daily commute or a road trip, enjoy savings on every fuel purchase, adding value to your card usage.
  • Cash Advance Charges:- Access instant cash whenever you need it with the HDFC Bank Silver Edge Card’s cash advance feature. With a nominal charge of 2.50% or Rs. 500, whichever is higher, you can withdraw cash conveniently and securely, ensuring financial flexibility whenever required.
  • Add-on Card Fee:- Extend the benefits of your HDFC Bank Silver Edge Card to your loved ones with ease. The add-on card comes with no additional fee, allowing you to share the convenience and rewards of your card with family members, ensuring that everyone enjoys the perks of being a cardholder.

Product Details

Introducing the pinnacle of membership experiences with the HDFC Bank Titanium Times Credit Card in partnership with Times Prime. As a warm welcome gesture, enjoy an exclusive annual Times Prime membership, unlocking a world of premium benefits and unmatched privileges.

  • Embark on a year-long journey of savings and indulgence with round-the-clock discounts at handpicked dining, wellness, shopping, and travel partners. Whether you’re dining out, rejuvenating at a spa, splurging on shopping sprees, or exploring new destinations, enjoy the luxury of discounts at your fingertips.
  • Elevate your dining escapades with an impressive 5 Reward Points for every Rs. 150 spent on weekdays, while every other transaction earns you 2 Reward Points, adding up to a rewarding experience with every swipe.
  • Experience the magic of cinema with an unbeatable 25% off on movie tickets through BookMyShow, ensuring maximum savings capped at Rs. 350 per transaction, making movie nights even more enjoyable.
  • Bid farewell to renewal fees with a minimum annual expenditure of Rs. 1.5 lakh, rewarding your loyalty and making your card ownership hassle-free.
  • But the perks don’t stop there. Enjoy up to 20% off on online and offline shopping, wellness services, and hotel stays at selected partners, coupled with daily live GPS location-based offers, ensuring that every day brings new opportunities for savings and excitement.
  • Discover the epitome of luxury, convenience, and rewards with the HDFC Bank Titanium Times Credit Card. Apply now and unlock a world of possibilities.

Introducing the HDFC Bank Titanium Times Credit Card, where every swipe unlocks a world of exclusive benefits tailored to your lifestyle.

Welcome Benefits

Experience the pinnacle of membership with a complimentary Times Prime annual membership worth Rs. 999. Activate this privilege after making just 3 transactions within a calendar quarter of card issuance. As an added bonus, receive E-Vouchers worth Rs. 5000, enhancing your shopping experience.

Rewards Program

Earn 5 Reward Points for every Rs. 150 spent on dining during weekdays and 2 Reward Points for every Rs. 150 spent on all other transactions. A maximum limit of 2000 reward points per day applies to insurance transactions, excluding EMIs. Please note, fuel transactions do not qualify for Reward Points.

Reward Redemption

Your accumulated Reward Points can be redeemed for gift vouchers, products, and discounts from the HDFC Rewards Catalog. Keep in mind that these points are valid for 2 years from the date of accumulation, with a nominal redemption fee of Rs. 99 applicable.

Enjoy additional cashback of up to 5% on utility bills and shopping via SmartBuy and SmartPay, capped at Rs. 50 per month, further maximizing your savings.

Movie & Dining Benefits

  • Indulge in entertainment with a fantastic 25% discount on movie tickets booked through BookMyShow, saving up to Rs. 350 per transaction.
  • As a cardholder, enjoy a complimentary 6-month membership for EazyDiner Prime, unlocking exclusive discounts ranging from 5% to 50% at premium bars and restaurants, along with earning 2x EazyPoints on every spend.
  • For added convenience, receive up to Rs. 1500 discount, up to 10% off, for payments made through PayEazy.
  • Savor exquisite dining experiences with up to 35% discount on select restaurants’ dining bills via the Dineout app, adding a touch of luxury to every meal.
  • Experience the epitome of luxury, convenience, and savings with the HDFC Bank Titanium Times Credit Card. Apply now and step into a world of unmatched privileges.

Eligibility criteria

Applicant Age Salary/Income requirement
Salaried employees 21-60 years Net monthly income of Rs. 25,000 and above
Self-employed individuals 21-65 years
The annual income of Rs. 6,00,000 and above.

Documents Required

To facilitate a smooth application process for the HDFC Titanium Times Credit Card, you’ll need to provide the following documents:

  • Proof of Identity: Choose from a range of options such as Aadhar Card, Voter’s ID, Passport, Driving License, PAN Card, or any other government-issued identity proof.
  • Proof of Address: Present a recent utility bill (electricity/telephone/water), Aadhar Card, Passport, Ration Card, or any document containing your current address information.
  • Proof of Income: For salaried individuals, furnish your latest bank statements or salary slips. If you’re self-employed, provide your latest audited Income Tax Return (ITR) as proof of income.

Ensuring you have these documents ready will expedite your credit card application process, making it convenient and hassle-free.

How to Apply for the HDFC Bank Titanium Times Credit Card?

HDFC Bank offers you the flexibility to apply for the HDFC Bank Titanium Times Card through various channels, ensuring convenience and ease. Whether you prefer online or offline application methods, HDFC has got you covered.

Offline Application:

Simply visit your nearest HDFC branch equipped with all the necessary documents.
Fill out the physical application form available at the branch.
Submit the completed form along with the required documents to initiate the application process.

Online Application:

Navigate to HDFC Bank’s official website.
Go to the ‘Borrow’ section and select ‘Cards,’ then click on ‘Credit Cards.’
Explore the range of credit cards available and locate the Titanium Times Credit Card under the ‘Others’ category.
Click on the ‘Apply Now’ option associated with the Titanium Times Credit Card.
Follow the prompts to provide the necessary details and complete the application process seamlessly.

By offering both online and offline application options, HDFC Bank ensures that you can apply for the Titanium Times Credit Card in a manner that suits your preferences and convenience. Apply today and unlock a world of exclusive benefits and privileges.


The HDFC Bank Titanium Times Credit Card emerges as a top contender in the realm of rewarding credit cards, especially for those who frequently indulge in movie outings and dining experiences. While it may lack travel benefits, its focus on providing lucrative perks for entertainment and dining makes it a standout choice, particularly for individuals seeking value in these areas.

Despite being an entry-level offering with a modest annual membership fee of just Rs. 500, the card boasts impressive rewards rates on movie and dining spends, making it a compelling option in its category. Moreover, it extends its appeal by offering decent rewards on other spending categories, enhancing its overall value proposition.

Although it may not cater to the travel enthusiasts, its targeted benefits and affordable membership fee position it as one of the market’s finest options for entertainment and dining aficionados. Share your thoughts on this HDFC credit card in the comments below, and if you’re already a cardholder, we welcome you to share your firsthand experiences.

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