Axis Bank My Zone Credit Card, Rewards and Benefits, Joining Fees Charges, Apply Online
Axis Bank My Zone Credit Card: Introducing the Axis Bank My Zone Credit Card, an enticing entry-level offering from the renowned bank. Designed to cater to the modern consumer’s lifestyle, this card packs a punch with its array of value-added benefits, all without the burden of annual fees. Let’s delve into what makes this card stand out.
Upon enrollment, cardholders are greeted with a complimentary premium subscription to SonyLiv, adding entertainment value worth Rs. 999 to their repertoire. But that’s just the beginning of the perks. From movie and dining offers to complimentary access to domestic airport lounges, the My Zone Credit Card ensures a seamless blend of leisure and convenience.
Earning rewards is effortless with this card. For every Rs. 200 spent, users accumulate 4 EDGE Points, where each Edge Reward translates to Re. 0.20. This translates to tangible savings with every swipe.
Movie buffs rejoice, as the card entitles you to a monthly buy-one-get-one-free offer on movie tickets via Paytm Movies. Meanwhile, dining enthusiasts can relish up to 15% off, up to Rs. 500, at select restaurants, enhancing culinary experiences without breaking the bank.
The My Zone Credit Card’s hallmark feature is its lifetime free status, sparing cardholders from any joining or annual charges. This commitment to affordability is coupled with robust security features, including an EMV chip and pin, ensuring peace of mind with every transaction.
But the benefits don’t end there. Milestone rewards sweeten the deal, while exclusive discount offers on leading shopping brands such as Ajio add to the card’s allure.
In summary, the Axis Bank My Zone Credit Card redefines entry-level offerings with its blend of value, convenience, and affordability. Whether it’s streaming your favorite shows, enjoying a night out at the movies, or indulging in fine dining, this card is your passport to a world of privileges.
| Fees | Joining Fee- Nil Renewal Fee- Nil |
| Best Suited For |
Movies | Shopping | Food |
| Reward Type | Reward Points |
| Welcome Benefits |
Free SonyLiv annual subscription worth Rs. 999
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Rewards and Benefits
Enticing Movie Offers
- Enjoy a ‘Buy One Get One’ offer on movie tickets through Paytm Movies, granting up to a 100% discount on the second ticket, with a maximum benefit of ₹200 per month per customer. Simply utilize the coupon code “AXIS200” to redeem this offer, enhancing your movie-watching experiences with valuable savings.
Dining Delights
- Indulge in delightful culinary experiences with up to 15% off at partner restaurants through the Dining Delights program. Additionally, enjoy a flat Rs. 120 off on food orders with Swiggy, adding value to your dining experiences.
Rewards Rate and Redemption
- Earn 4 EDGE Points for every Rs. 200 spent with the card, with a reward rate equivalent to 0.4%. These EDGE Points are redeemable against shopping/travel vouchers or for purchasing products on the Axis Bank EDGE Rewards Portal, providing flexibility in reward redemption.
Supplementary Domestic Airport Lounge Access
- Benefit from 1 supplementary lounge access every quarter, providing a total of 4 lounge accesses each year, enhancing your travel experiences with comfort and luxury.
Fuel Surcharge Waiver
- Enjoy a waiver of the 1% fuel surcharge at all fuel stations nationwide for transactions ranging between ₹400 and ₹4,000, with a maximum waiver capped at ₹400 per statement cycle, ensuring cost-effective fuel purchases.
Interest Rate and Foreign Currency Transactions
- The credit card’s interest rate stands at 3.6% per month (equivalent to an annual rate of 52.86%). Additionally, a markup fee of 3.5% is applied to foreign currency transactions made with the card, ensuring transparency in international transactions.
Zero Liability Protection
- Benefit from Zero Liability Protection, ensuring that you are not liable for any fraudulent transaction made with the card post reporting the loss of the card to the bank, providing enhanced security and peace of mind.
Fees & Charges
- Waived Spend Requirements: No spend-based waivers apply, allowing you to enjoy your card’s benefits without any minimum spending requirements.
- Rewards Redemption without Fees: Redeem your rewards without any charges, making it even more rewarding to utilize your accumulated points or cashback.
- Global Transactions with Ease: Enjoy seamless international transactions, with a foreign currency markup fee of 3.5% on the transaction amount.
- Competitive Interest Rates: Avail yourself of a competitive interest rate of 3.6% per month (52.86% per annum), making borrowing more affordable.
- Fuel Surcharge Savings: Get a 1% waiver on fuel surcharges at filling stations nationwide for transactions ranging from Rs. 400 to Rs. 4,000. The maximum waiver is capped at Rs. 400 per month, saving you money every time you refuel.
- Convenient Cash Advances: Access cash conveniently with a cash advance charge of 2.5% of the withdrawal amount, subject to a minimum charge of Rs. 500.
- No Additional Fees for Add-on Cards: Enjoy the benefits of supplementary cards without any additional fees, allowing you to extend the benefits to your family members seamlessly.
Product Details
- Embark on a year-long entertainment journey with a supplementary SonyLiv Premium annual subscription, renewed upon spending Rs. 1.5 lakh in an anniversary year. This exclusive perk ensures uninterrupted access to premium entertainment content, adding value to your leisure time.
- Earning rewards is a breeze with the My Zone Credit Card, as users accrue 4 EDGE Points for every Rs. 200 spent. These points translate into tangible savings, making every transaction rewarding.
- Satisfy your cravings with a tempting discount on Swiggy, where you can enjoy Rs. 120 off per order (minimum order value of Rs. 500 required). Indulge in your favorite cuisines while saving on your culinary adventures.
- Movie nights become even more enjoyable with the card’s buy-one-get-one offer on movie ticket bookings via Paytm movies. Whether it’s the latest blockbuster or a classic favorite, double the fun with this exclusive perk.
- Travel in style with 1 complimentary domestic airport lounge access per quarter, allowing you to relax and unwind before your flight. Say goodbye to airport stress and hello to comfort and convenience.
- Refresh your wardrobe with a flat discount of Rs. 1000 on AJIO on minimum spends of Rs. 2,999. Explore the latest fashion trends and shop to your heart’s content while enjoying significant savings.
- Dining out is a delight with the My Zone Credit Card’s EazyDiner program, offering 15% off up to Rs. 500 on a minimum order of Rs. 1500. Treat yourself to a culinary journey across top restaurants while enjoying exclusive discounts.
Pros/Cons
Pros
- Enticing Movie Offers: Moviegoers benefit from great one-plus-one deals on bookings with Paytm Movies, enhancing their movie-watching experiences with valuable savings.
- Discounts on Swiggy Orders: Cardholders enjoy substantial discounts on Swiggy orders, with the option to use the coupon code “Axis 120” to avail of this offer, adding value to their culinary indulgences.
Cons
- Limited Lounge Access: The card provides only one domestic lounge access per quarter, which may be considered limited for frequent travelers seeking more frequent lounge access.
Axis Bank My Zone Credit Card Features and Benefits
Welcome Delight
Upon card issuance, you’ll receive a complimentary annual premium membership of SonyLiv, worth Rs. 999. Immerse yourself in a world of entertainment as you enjoy exclusive content from SonyLiv’s extensive library.
Rewarding Every Spend
Earn 4 EDGE Points for every Rs. 200 spent using your My Zone Credit Card. From groceries to gadgets, every purchase brings you closer to exciting rewards and benefits.
Reward Redemption
Your hard-earned EDGE Points can be redeemed for a variety of rewards, including shopping and travel vouchers, or for purchasing products from the Axis Bank EDGE Rewards Portal. With 1 EDGE Point equating to Rs. 0.20, the possibilities are endless.
Milestone Celebrations
Reach new milestones effortlessly as you enjoy the complimentary SonyLiv membership renewed annually upon spending a minimum of Rs. 1.5 lakhs in an anniversary year. Elevate your entertainment experience with each milestone achieved.
Travel in Style
Experience the luxury of access to a domestic airport lounge once per quarter, courtesy of the MasterCard/Visa program. Relax and unwind in comfort as you await your next flight at popular airports across India.
Nominal Fee, Maximum Benefits
Enjoy all these incredible perks and more for a nominal annual fee of just Rs. 500. With such unparalleled value, the Axis Bank My Zone Credit Card is a true game-changer in the world of credit cards.
Exclusive Exclusions
While the rewards are plentiful, it’s important to note that EDGE Points are not earned on certain transactions, including movies, fuel, wallet reloads, insurance, education, government-related fees, and EMI transactions. Rest assured, your rewards are reserved for your everyday essentials and indulgences.
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| Kolkata |
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Movie Magic
Enjoy a Buy One Get One offer on movie tickets when you book through Paytm movies. Use coupon code “AXIS200” to avail of up to 100% discount on the second ticket, with a maximum benefit of Rs. 200 per month per customer.
Culinary Delights
Indulge your taste buds with delectable savings on food orders. Get Rs. 120 off on Swiggy orders of Rs. 500 or more, twice a month. Additionally, savor a 15% discount, up to Rs. 500, on a minimum order of Rs. 1500 via the EazyDiner program, twice per month.
Fashion & Lifestyle
Spruce up your wardrobe with exclusive discounts at AJIO. Enjoy up to Rs. 1000 off on minimum spends of Rs. 2999 using coupon code ‘AJIOAXISMZ’.
Fuel Surcharge Waiver
Say goodbye to fuel surcharges! Enjoy a 1% waiver on fuel transactions between Rs. 400 and Rs. 4,000 at all fuel stations across India, with a maximum waiver capped at Rs. 400 per statement cycle.
Zero Annual Fee
Experience the benefits of the My Zone Credit Card with no annual fee, making it an attractive choice for savvy shoppers and diners.
Flexible Eligibility Criteria
Whether you’re a student or a working professional, fulfilling the basic eligibility criteria is simple. The primary cardholder must be between 18 and 70 years of age, with add-on cardholders above 15 years. Indian residents or NRIs with a stable source of income are eligible to apply.
Convenient Application Process
Applying for the Axis Bank My Zone Credit Card is a breeze. Choose between online and offline application methods. Simply click on the “Apply Now” button, fill in the required details, and submit your application online for quick processing.
Customized Credit Limit
Enjoy a credit limit tailored to your financial needs and credit history. Axis Bank considers factors such as payment behavior, credit history, and income to determine your credit limit. Apply for a higher credit limit after using your card responsibly for a few months.
Elevate your lifestyle with the Axis Bank My Zone Credit Card and unlock a world of entertainment and dining privileges. Apply now and embark on a journey of savings and indulgence!
Axis Bank My Zone Credit Card Activation/PIN Generation
Axis Bank My Zone Credit Card with Ease! banking tasks have evolved to become more accessible and convenient than ever before. Activating your Axis Bank My Zone Credit Card and generating your PIN is a breeze, thanks to a variety of hassle-free options:
Customer Care Assistance: Reach out to Axis Bank’s customer care team and request assistance in generating your credit card PIN. Provide details such as your credit card number, date of birth, etc. You’ll receive an OTP on your registered mobile number for verification. Upon successful verification, you can swiftly generate your credit card PIN with ease.
Online Activation: Seamlessly activate your credit card and generate your PIN through Axis Bank’s internet banking portal. Simply log in to your account, navigate to the My Credit Card section, and explore the PIN generation option under additional services. Follow the prompts to complete the process effortlessly.
ATM Activation: Experience ultimate convenience by activating your credit card through an ATM. Visit your nearest ATM, and look for the credit card PIN generation option in the main menu. Ensure that your registered mobile number is handy during the PIN generation process for verification purposes.
Customer Care Support: For any queries or assistance regarding your Axis Bank My Zone Credit Card, rest assured that dedicated customer care representatives are available round the clock to address your concerns. Contact customer care via phone at 1860-419-5555, 1860-500-5555, or +91-22-67987700, or reach out via email through Axis Bank’s official website.
Similar Cards Worth Exploring:
- Axis Bank Freecharge Credit Card: Delight in the digital realm with the virtual Axis Bank Freecharge Credit Card. Enjoy a welcome benefit of Rs. 700 worth of gift vouchers, 1% cashback on spends, and exclusive discounts on Freecharge app transactions.
- SBI SimplyCLICK Credit Card: Elevate your online shopping experience with the SBI SimplyCLICK Credit Card. Enjoy 10x reward points on popular merchants, welcome benefits, and attractive gift vouchers.
- SimplySAVE SBI Credit Card: Experience rewards in your daily life with the SimplySAVE SBI Credit Card. Earn bonus reward points, accelerated rewards on specific categories, and enjoy fuel surcharge waivers.
Conclusion
The Axis Bank My Zone Credit Card is a stellar choice for new-to-credit individuals and first-time cardholders. With enticing offers on dining, movies, and entertainment, coupled with a lifetime fee waiver, it’s the epitome of convenience and value. Share your thoughts on this entry-level offering by Axis Bank in the comments below!
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