Credit Card

Axis Bank Atlas Credit Card, Rewards and Benefits, Joining Fees Charges, Apply Online

Axis Bank Atlas Credit Card: Axis Bank Atlas Credit Card, a distinguished choice in the sub-premium travel category, tailored for discerning travelers who seek exclusive benefits and rewards without the confines of co-branded partnerships. Unlike other travel cards in Axis Bank’s portfolio, the Atlas Credit Card stands out as a generic offering, ensuring versatility and flexibility in its usage.

Setting the stage for exceptional travel experiences, the Atlas Credit Card boasts a joining fee of Rs. 5000, signaling its premium status. In return, cardholders gain access to a plethora of exclusive travel privileges, airport lounge access, and dining benefits that redefine the essence of luxury travel.

With every transaction, users accrue Edge Miles, a unique reward currency that holds the key to unlocking a world of travel opportunities. These Edge Miles can be seamlessly redeemed for Air Miles in partner airlines’ frequent flyer programs or utilized for booking flights and hotels through the bank’s dedicated Travel Edge portal, ensuring flexibility and convenience in travel planning.

The Atlas Card takes travel benefits to new heights, offering complimentary access to both international and domestic airport lounges, providing a sanctuary of comfort and relaxation amidst the hustle and bustle of travel. Moreover, cardholders enjoy higher reward rates on foreign currency transactions, adding value to international spending experiences.

Enhancing the travel journey further, the card extends a complimentary airport concierge service, ensuring seamless transitions and personalized assistance at airports worldwide. Whether it’s booking reservations, arranging transportation, or navigating airport formalities, the concierge service caters to every aspect of the travel experience, leaving no detail overlooked.

Fees Joining Fee-Rs. 5,000 + GST
Renewal Fee- Rs. 5,000 + GST
Best Suited For

Travel

Reward Type Reward Points
Welcome Benefits
5,000 Edge Miles on successfully completing 1 transaction within 30 days of card set up date.

Rewards and Benefits

  • Movie & Dining:- Indulge in the perfect blend of luxury and savings with the latest offerings from our exclusive partnership with EazyDiner. Enjoy mouthwatering meals at top-tier restaurants with discounts of up to 25%, capped at a generous Rs. 800 discount. This offer extends to twice per month, ensuring you can savor your favorite cuisines without breaking the bank. Simply meet the minimum order value of Rs. 2000 to unlock these remarkable savings.
  • Rewards Rate:- Elevate your rewards game with our unparalleled Rewards Rate. Earn 5 Edge Miles for every Rs. 100 spent on travel expenditures, and 2 Edge Miles for every Rs. 100 spent on all other transactions, excluding hotel stays, airline bookings, and TRAVEL EDGE Portal purchases.
  • Reward Redemption:- Redeem your accumulated Edge Miles seamlessly by transferring them to a plethora of international and domestic loyalty programs, covering both airlines and hotels. This flexibility ensures that your rewards are tailored to your travel and accommodation preferences.
  • Travel:-Prepare for your journeys in style with our comprehensive travel perks. Gain access to complimentary airport lounges, where you can unwind in comfort before your flight. Our complimentary airport concierge service and chauffeured airport pickup service add an extra layer of convenience and luxury to your travel experience.
  • Domestic Lounge Access:- While we don’t offer golf benefits, we more than compensate with our extensive lounge access privileges. With Silver Tier, enjoy up to 8 domestic lounge visits annually, escalating to 12 with Gold Tier, and an impressive 18 visits with Platinum Tier. For international travelers, Silver Tier grants access to 4 lounges per annum, Gold Tier increases it to 6, and Platinum Tier elevates it to an impressive 12 lounges annually.
  • Zero Liability Protection: – While insurance benefits and zero liability protection are not part of our current offerings, our focus remains on providing unparalleled value and convenience to our esteemed clientele.

Fees & Charges

  • Spend Based Waiver:- Explore a realm of financial freedom and convenience with our meticulously crafted credit card offerings. Unlock a world of privileges without the burden of additional fees or charges.
  • Rewards Redemption Fee:- With our rewards program, enjoy seamless redemption without any redemption fees. Accumulate your rewards effortlessly and redeem them for exciting offers and benefits, all at no extra cost to you.
  • Foreign Currency Markup:- Seize the opportunity to explore the globe with our credit card’s foreign currency markup of just 3.5%, ensuring that your international transactions are both convenient and cost-effective.
  • Interest Rates:- Experience the flexibility you deserve with our competitive interest rates of just 3.6% per month (or 52.86% annually), empowering you to manage your finances on your terms.
  • Fuel Surcharge:- Refuel your journeys without the worry of surcharges. Benefit from a 1% fuel surcharge waiver on transactions ranging from Rs. 400 to Rs. 4,000, capped at Rs. 400 per month, allowing you to save as you travel.
  • Cash Advance Charges:- Need cash on the go? Enjoy the convenience of cash advances with nominal charges of just 2.5% of the withdrawal amount, subject to a minimum charge of Rs. 500, ensuring that you have access to funds whenever you need them.
  • Add-on Card Fee:- Empower your loved ones with our add-on card facility, extending the benefits of our credit card to your family members at no additional cost.

Product Details

  • Embark on your journey with a head start of 5,000 Edge Miles, equivalent to Rs. 5,000, upon joining the card membership. Dive into a world of rewards as you earn 5 Edge Miles for every Rs. 100 spent on travel and 2 Edge Miles for every Rs. 100 spent on other eligible transactions, ensuring that every purchase brings you closer to exciting benefits.
  • Choose from three tiers of membership – Silver, Gold, and Platinum – each offering a unique array of privileges to suit your preferences and lifestyle. Reach new heights with bonus Edge Miles upon reaching specified spend milestones, unlocking additional rewards and benefits along the way.
  • Indulge your taste buds and save with ease at partner restaurants through EazyDiner, enjoying a generous 25% discount of up to Rs. 800 on your dining experiences.
  • Experience the epitome of luxury and convenience with complimentary access to domestic and international airport lounges, providing you with a tranquil oasis amidst your travels. Elevate your journey even further with complimentary airport concierge service for Gold and Platinum tier members, ensuring a seamless and stress-free travel experience. For Platinum tier members, enjoy the added luxury of chauffeured airport pickup service, adding an extra touch of sophistication to your travels.

Pros/Cons

Pros:

Kickstart your journey with a generous welcome bonus of 5,000 Edge Miles, opening doors to exciting travel opportunities and other exclusive benefits awaiting redemption.
Tailored with the avid traveler in mind, this card offers unmatched advantages, including complimentary access to lounges worldwide and personalized concierge services, ensuring a seamless and luxurious travel experience.

Cons:

Regrettably, the Axis Bank Atlas Credit Card does not feature any golf-related benefits, limiting its appeal to avid golfers seeking additional perks and privileges.
Furthermore, this credit card does not extend any insurance benefits, leaving cardholders without the added security and protection often desired in financial transactions and travel experiences.

Axis Bank Atlas Credit Card Features and Benefits

Introducing the Axis Bank Atlas Credit Card, a recent addition to the suite of travel credit cards, promising exclusive privileges across diverse categories. Let’s delve into the comprehensive features and benefits offered by the Atlas credit card:

Welcome Gift:

Upon successfully completing just one transaction within 30 days of card setup, cardholders are greeted with a generous welcome gift of 5,000 Edge Miles, setting the stage for exciting rewards and experiences.

Axis Bank Atlas Credit Card Tiers:

The Axis Bank Atlas Credit Card membership is segmented into three distinct tiers: Silver Tier, Gold Tier, and Platinum Tier. The tier designation for each cardholder is determined by their annual spending with the card.

  • Silver Tier Membership: Cardholders spending up to Rs. 7.5 lakhs annually fall under this tier.
  • Gold Tier Membership: Individuals with annual spending ranging between Rs. 7.5 lakhs to Rs. 15 lakhs are classified under the Gold Tier.
  • Platinum Tier Membership: For those whose annual spends exceed Rs. 15 lakhs, the prestigious Platinum Tier Membership awaits.

This tiered structure ensures that cardholders are rewarded and recognized based on their spending habits, with each tier unlocking its own set of exclusive benefits and privileges.

Annual Spends Membership Tier
Less than Rs. 7.5 lacs Silver
Between Rs. 7.5 lacs and Rs. 15 lacs Gold
More than Rs. 15 lacs Platinum

Unveiling the Axis Bank Atlas Credit Card Membership Tiers: Elevate Your Experience

In the realm of credit card memberships, the Axis Bank Atlas Credit Card stands out for its tiered system, offering a spectrum of benefits tailored to your spending habits and preferences. As we delve deeper into the intricacies of these tiers, you’ll discover a world of exclusive privileges awaiting you.

Tier Differentiation: Where Every Level Counts

Membership tiers are delineated not only by their distinct names but also by the array of perks they offer. From the coveted Edge Miles to the access to domestic and international airport lounges, each tier brings its own set of advantages.

Renewal Benefits: Maximizing Your Edge Miles

Renewal benefits are a cornerstone of Axis Bank Atlas Credit Card membership tiers. The number of Edge Miles bestowed upon renewal varies across tiers, ensuring that loyal patrons are duly rewarded for their continued patronage.

Airport Lounge Access: Your Gateway to Luxury

For frequent flyers, the allure of airport lounge access is unparalleled. Depending on your tier, you’ll enjoy an annual allocation of lounge visits, granting you respite from the hustle and bustle of terminals worldwide.

Complimentary Airport Concierge Service: A Touch of Opulence

Elevate your travel experience with the complimentary airport concierge service, available to select tiers. Whether it’s expedited check-in or personalized assistance, this amenity adds an extra layer of convenience to your journey.

Tier Maintenance: The Key to Sustained Benefits

Maintaining your membership tier hinges on meeting minimum spending thresholds with your Axis Bank Atlas Credit Card. Failure to do so may result in tier downgrades, prompting a reevaluation of your access to premium perks.

Navigating Tier Downgrades: Understanding the Process

Tier downgrades are not merely a setback but an opportunity to reassess your spending habits and financial goals. Whether transitioning from Platinum to Gold or Gold to Silver, each tier offers its own set of advantages, ensuring that you continue to enjoy a tailored experience.

Unlocking Your Membership Potential: A Personalized Journey

Your journey with the Axis Bank Atlas Credit Card is not just about transactions; it’s about unlocking a world of possibilities. By understanding the nuances of membership tiers and leveraging their benefits, you’ll embark on a personalized voyage towards enhanced financial well-being and luxury.

Embrace the Axis Bank Atlas Credit Card Experience: Your Passport to Prestige

In conclusion, the Axis Bank Atlas Credit Card transcends conventional credit card offerings, providing a pathway to prestige and unparalleled privileges. Whether you’re a seasoned traveler or a savvy spender, there’s a tier perfectly suited to your lifestyle, ensuring that every swipe brings you closer to a world of luxury and exclusivity.

Existing Tier Tier After Downgradation
Silver N/A
Gold Silver
Platinum Silver (for spend < INR7.5 Lac ) 

Gold (for spend >INR 7.5 Lac & < INR15 Lac )

Announcing the Annual Perks of Your Atlas Credit Card!

Prepare to soar higher with the annual benefits of your Axis Bank Atlas Credit Card! Once you’ve renewed your card membership, a delightful bonus awaits you in the form of Bonus Edge Miles. Each tier of our card membership offers a unique reward, tailored to elevate your experience.

In the Silver Tier Membership, enjoy the thrill of 2,500 Bonus Edge Miles as our way of saying thank you for your continued loyalty. For those in the Gold Tier Membership, your journey gets even more exciting with a generous 5,000 Bonus Edge Miles awaiting you upon renewal. And for our esteemed Platinum Tier Members, brace yourselves for the ultimate reward of 10,000 Bonus Edge Miles, setting the stage for unparalleled adventures.

With Axis Bank Atlas Credit Card, your loyalty is not just appreciated, but celebrated with every milestone. Renew your membership today and let the rewards fuel your wanderlust!

Membership Tier Edge Miles Credited Annually
Silver 2,500
Gold 5,000
Platinum 10,000

Unlock Exclusive Milestone Benefits with Your Atlas Credit Card!

Embark on a journey towards extraordinary rewards with your Axis Bank Atlas Credit Card! Experience the thrill of reaching milestone spend targets and watch as Bonus Edge Miles enhance your adventures.

In our Silver Tier Membership, achieve a spend milestone of Rs. 3 lakhs and be rewarded with 2,500 Bonus Edge Miles, catapulting your journey to new heights. For Gold Tier Members, the excitement peaks at a spend milestone of Rs. 7.5 lakhs, accompanied by a generous bonus of 5,000 Edge Miles, elevating your experience to unparalleled levels.

But the pinnacle of rewards awaits our Platinum Tier Members, where a milestone spend of Rs. 15 lakhs unlocks the ultimate prize: 10,000 Bonus Edge Miles, paving the way for extraordinary escapades and unforgettable memories.

With your Axis Bank Atlas Credit Card, every milestone is a celebration, and every spend is an opportunity to unlock exclusive benefits. Start your journey today and let the rewards unfold!

Spend Milestone No. of Edge Miles
Rs. 3 lacs 2,500
Rs. 7.5 lacs 5,000
Rs. 15 lacs 10,000

Experience Luxury Travel with Your Atlas Credit Card!

Elevate your travel experience with exclusive benefits tailored to your tier of membership on the Axis Bank Atlas Credit Card. Enjoy complimentary access to both domestic and international airport lounges, accompanied by the convenience of complimentary airport concierge service.

Delve into a world of luxury as you explore the lounge access benefits curated specifically for each tier of membership. Whether you’re jet-setting across borders or enjoying a domestic getaway, your Axis Bank Atlas Credit Card ensures that every moment of your journey is infused with comfort and style.

Unwind in comfort and style as you await your flight, with access to a network of prestigious airport lounges. From plush seating to delectable refreshments, indulge in the finest amenities as you prepare for your travels.

Your Axis Bank Atlas Credit Card opens doors to a world of privilege, offering you the ultimate travel companion for your adventures near and far. Experience the difference with our exclusive lounge access benefits, designed to cater to your every travel need.

Membership Tier Domestic Airport Lounge Visits International Airport Lounge Visits
Silver 8 4
Gold 12 6
Platinum 18 12

Introducing Your Personal Travel Assistant!

Embark on seamless journeys with the exclusive airport concierge service offered to Gold and Platinum tier members of the Axis Bank Atlas Credit Card. Enjoy the luxury of complimentary assistance tailored to elevate your travel experience year after year.

Whether you’re navigating through bustling terminals or seeking personalized assistance with your travel arrangements, our dedicated concierge service is at your disposal. From priority check-ins to assistance with baggage, our team is committed to ensuring that every aspect of your journey is smooth and hassle-free.

Indulge in the convenience of personalized assistance, available exclusively to our Gold and Platinum tier members. Let us take care of the details while you focus on making the most of your travels.

With the Axis Bank Atlas Credit Card, your journey begins with unparalleled convenience and ends with unforgettable memories. Experience the difference with our complimentary concierge service, designed to cater to your every travel need.

Membership Tier No. of Visits
Silver N/A
Gold 2
Platinum 4

Exclusive Platinum Perks Await You!

As a Platinum member of the Axis Bank Atlas Credit Card, indulge in the luxury of 2 complimentary airport pickup services every year. Experience the convenience of personalized transportation to and from the airport, ensuring a seamless start and end to your travels. Please note that this exclusive benefit is not available to Gold and Silver Tier members.

Savor Dining Delights with EazyDiner!

Unlock delightful dining experiences with discounts of up to 25%, up to Rs. 800 at partner restaurants through EazyDiner. Enjoy this offer twice a month on a minimum order value of Rs. 2000, adding flavor to every dining occasion.

Maximize Your Rewards!

Earn rewards effortlessly with your Axis Bank Atlas Credit Card:

  • Earn 5 Edge Miles per Rs. 100 on flight and hotel bookings via the Axis Bank Travel Edge portal.
  • Earn 2 Edge Miles per Rs. 100 on all other transactions made with your Axis Bank Atlas Credit Card.

Redeem Your Rewards Your Way!

Enjoy the flexibility of redeeming your Edge Miles earned on the Axis Bank Atlas Credit Card:

  1. Book flight tickets or make hotel reservations through the Axis Bank Travel Edge Portal.
  2. Transfer your Edge Miles to partner airlines’ frequent flyer programs, allowing you to unlock exciting travel benefits. Refer to the table below for the monetary value of Edge Miles for redemption against the Miles of different partner airlines’ frequent flyer programs.

With the Axis Bank Atlas Credit Card, every transaction brings you closer to rewarding experiences and unforgettable adventures. Discover the world of possibilities today!

Airline’s Name Conversion Rate (Edge Miles:Partner Miles)
Air France – KLM 1:2
IHG 1:2
Marriot International 2:1
Etihad Airways 1:2
Air Asia 1:2
Ethiopian Airlines 1:2
Turkish Airlines, ITC Hotels 1:2

Unveiling Your Fuel Surcharge Advantage!

Experience the freedom of the road with a 1% waiver on fuel surcharges for transactions ranging between Rs. 400 and Rs. 4,000. Maximize your savings with a monthly cap of Rs. 400 waivers, ensuring that every journey is not just smooth but also cost-effective.

Discover the Value of Your Axis Bank Atlas Card!

Before you embark on your financial journey, it’s essential to understand the charges associated with your Axis Bank Atlas Credit Card:

  • Joining and renewal fee: Rs. 5,000 plus applicable taxes.
  • Finance charges: A nominal 3.6% per month.
  • Foreign currency markup fee: Just 3.5% of the total transaction amount, ensuring seamless international transactions.
  • Cash advance fee: Withdraw cash with ease, knowing that only 2.5% of the amount (minimum Rs. 500) is charged as a cash advance fee.

Unlock Your Path to Possibilities!

Are you eligible for the Axis Bank Atlas Credit Card? Here’s what you need to know: [Insert Eligibility Criteria Summary Table]

As you embark on your journey with the Axis Bank Atlas Credit Card, rest assured that every transaction brings you closer to a world of possibilities. Discover the power of financial freedom today!

Particular Criteria
Age 18 Years – 70 Years
Income Salaried – 9 Lakhs and above 

Self-Employed – 12 Lakhs and above

Credit Score Decent credit score (750 or above)

Applying for Your Axis Bank Atlas Credit Card Made Easy!

Embark on your journey to financial freedom by applying for the Axis Bank Atlas Credit Card. Whether you prefer the convenience of online applications or the personal touch of visiting a branch, the process is simple and straightforward.

How to Apply: Online Application:

  1. Click on the “Apply Now” button.
  2. Fill in your details accurately.
  3. Submit your application with ease.

Offline Application: Visit your nearest Axis Bank branch. Fill out the application form with the assistance of our friendly staff. Submit your completed form, and we’ll take care of the rest.

Why Choose the Axis Bank Atlas Credit Card? Tailored for avid travelers, the Axis Bank Atlas Credit Card offers a myriad of benefits to enhance your journey: Enjoy a generous welcome bonus of 5000 Edge Miles to kickstart your adventures. Earn bonus miles on reaching milestone spend amounts, customized to your tier of membership. Transfer your Edge Miles to partner airlines’ frequent flyer programs for even more rewarding travel experiences. Indulge in complimentary stays at international airport lounges, making every layover a luxurious experience. Savor dining benefits and earn accelerated rewards on foreign currency transactions, ensuring that every aspect of your journey is filled with perks. A Great Alternative: Consider the Axis Bank Miles & More Credit Card for your international travel needs. Tailored specifically for global explorers, this card offers a plethora of benefits ideal for jet-setters.

Join the Axis Bank family today and unlock a world of possibilities with the Axis Bank Atlas Credit Card. Apply now and let your adventures begin!v

Apply Now

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