Air Vistara has already partnered with SBI and Axis Bank for their co-branded travel cards, and now the airline company is joining forces with IDFC Bank as well. Both these trusted brands are set to launch the Club Vistara IDFC First credit card that aims to elevate the travel experience of customers, especially if they regularly fly via Vistara.
The card charges a joining fee of Rs. 4999 plus taxes and get a host of welcome benefits that include a complimentary premium economy flight ticket voucher, a class upgrade voucher, and Club Vistara Silver tier membership, for the cardholder. Not just this, you get rewarded with CV Points whenever you swipe your card, and can get bonus CV Points and complimentary flight tickets on reaching the spend-based milestone.
With the Club Vistara IDFC First Credit Card, you can enjoy a premium lifestyle thanks to its golf, dining, and other benefits other than travel perks. Read on to know more about this co-branded travel credit card.
- Joining Fee- Rs. 4999 plus taxes
- Renewal Fee- Rs. 4999 plus taxes
- Best Suited For- Travel
- Reward Type- Reward Points
- Welcome Benefits- Complimentary class upgrade voucher and 1 premium economy flight ticket voucher for Air Vistara
Rewards and Benefits
- Movie & Dining- Complimentary 3-month subscription to EazyDiner Prime and BQ Prime, Up to 20% discount at 1500+ restaurants
- Rewards Rate- 6 CV Point per Rs. 200 spent, 10 CV Points on dining spends on your Birthday, 1 CV Point on fuel
- Reward Redemption- CV Points can be redeemed at the Air Vistara website for flight tickets, class upgrades, and other benefits and privileges
- Travel- Complimentary Club Vistara Silver Tier membership, up to 5 complimentary Premium Economy flight ticket vouchers
- Golf- 4 complimentary green fees golf rounds per year, 12 complimentary golf lessons per year
- Domestic Lounge Access- Get 2 complimentary domestic lounge and spa access per quarter
- International Lounge Access- Get 1 complimentary airport lounge access per quarter
- Insurance Benefits- CFAR trip cancellation cover up to Rs. 10,000 on flight and hotel bookings, other travel-related insurance perks
- Zero Liability Protection- The cardholder is not liable for any fraudulent transactions made with the card in case of timely reporting of the loss or theft of the card to the bank
Fees & Charges
- Spend based Waiver- NA
- Rewards Redemption Fee– Rs. 99 per redemption request
- Foreign Currency Markup- 2.99% of the transaction amount
- Interest Rates- 0.75% – 3.5% per month, or 9% – 42% per annum
- Fuel Surcharge- NA
- Cash Advance Charge- Interest-free withdrawals up to 48 days, a fee of Rs. 199 per transaction after that
- Add-on Card Fee- Nil
Product Details
- Complimentary Premium Economy flight ticket voucher and 1 Class Upgrade voucher as welcome benefit
- Complimentary Club Vistara Silver Tier membership
- Up to 6 CV Points per Rs. 200 spent with the card
- Up to 6000 bonus CV Points on spending Rs. 30,000 in each of the first 3 months of card activation
- Maximum of 5 complimentary Premium Economy Vistara flight ticket vouchers on achieving the target spend milestone
- 2 complimentary domestic airport and spa, and 1 international airport lounge access
- 4 complimentary green fees golf, and 12 golf lessons per year
- CFAR Trip Cancellation cover up to Rs. 10,000 on flight and hotel bookings, twice per year
- Competitive forex markup fee of 2.99% of the transaction amount
Club Vistara IDFC First Credit Card – Features and Benefits
For those who are loyal Vistara customers, and prefer a luxurious travel experience, the Club Vistara IDFC First card is a great choice. The following are the features and benefits offered by the card –
Welcome Benefits
The card offers a host of welcome and activation benefits to the cardholder –
- Get 1 complimentary Premium Economy Vistara flight ticket voucher
- Get 1 complimentary Class Upgrade voucher for your Air Vistara flights
- Get a complimentary Club Vistara Silver Tier membership
- Get a complimentary 3-month subscription of EazyDiner Prime
- Get a complimentary 3-month subscription of BQ Prime
The above benefits are accessible to the cardholder on paying the annual fees of the card.
Activation Bonus
Upon activating your card, get bonus CV Points up to 6000 in the first 3 months. Spend Rs. 30,000 in each of the first three card billing cycles, and get bonus 2000 CV Points each month.
Reward Earning Rate
The Club Vistara IDFC First credit card offers reward points in the form of CV Points for your spends made with the card.
- Get 6 CV Points on your spends up to Rs. 1 Lakh per statement cycle
- Get 4 CV Points on your spends over Rs. 1 Lakh per statement cycle
- Get 10 CV Points on dining spends made on your Birthday
- Get 1 CV Point on spends on Fuel, utility bills, rent, insurance, and wallet reloads
You earn CV Points per Rs. 200 spent with the card and Cash Withdrawals and EMI spends are not eligible to earn CV points. CV Points are credited to the cardholder within 5 days of the credit card statement generation
Milestone Benefits
You can get a maximum of 5 complimentary Premium Economy Vistara flight ticket vouchers on achieving the target spend milestone, per card anniversary year.
| Annual Spends | Reward |
| Rs. 1.5 Lakhs | 1st Premium Economy Vistara flight ticket voucher |
| Rs. 3 Lakhs | 2nd Premium Economy Vistara flight ticket voucher |
| Rs. 4.5 Lakhs | 3rd Premium Economy Vistara flight ticket voucher |
| Rs. 9 Lakhs | 4th Premium Economy Vistara flight ticket voucher |
| Rs. 12 Lakhs | 5th Premium Economy Vistara flight ticket voucher |
Travel Benefits
- Get 2 complimentary domestic airport lounge and spa access per quarter
- Get 1 complimentary international airport lounge access per quarter
You can activate the complimentary lounge access on spending a minimum of Rs. 5000 in a month. Check out the list of domestic and international airport lounges you can access.
Golf Benefits
The Credit card offers exclusive golf privileges, powered by Mastercard, to the cardholder.
- 4 complimentary green fees golf rounds per year, maximum one round every month
- 12 complimentary golf lessons per year, maximum one lesson per month
- Get 50% discount on the green fees after using your complimentary sessions
Exciting Offers at Premium Brands
The credit card offers various exclusive offers and discounts at premium outlets across the country –
- Get more than 300 merchant offers throughout the year
- Get up to 20% off at over 1500 restaurants
- Get up to 15% off at over 3000 health and wellness outlets
Insurance Benefits
The card offers a host of travel-related insurance perks to the cardholder
CFAR Trip Cancellation Cover – With the Cancel For Any Reason trip cancellation cover, you can get a refund of up to Rs. 10,000 on cancelling your flight and hotel bookings made with the card, on 2 cancellations per year.
Apart from the CFAR insurance, you get –
- Air accident insurance cover – Rs. 1 Crore
- Personal Accident cover – Rs. 10 Lakhs
- Lost card liability cover – Rs. 50,000
- Cover for check-in baggage loss, delay of check-in baggage, flight delay, loss of travel documents – USD 1200
Club Vistara IDFC First Credit Card – Fees and Charges
The following are the fees and charges associated with the credit card –
- The card charges an annual and joining fee of Rs. 4999 plus taxes
- The card has an interest rate of 0.75-3.5% per month, or 9-42% per annum
- The card has a competitive forex markup fee of 2.99% of the total transaction amount
- The card offers interest-free cash withdrawals for up to 48 days, after which a Rs. 199 fee is charged per cash withdrawal transaction
- There is no add-on card fee, and there is a Rs. 100 fee for card replacement
How to Apply for the Club Vistara IDFC First Credit Card
Follow these steps to apply for this credit card –
- Visit the IDFC First Bank website
- Click on Credit Cards and you will see all available options
- Click on the Club Vistara IDFC First Credit Card
- Click on Apply Now, and enter the required details to successfully apply for the card
Conclusion
Air Vistara is one of the most popular airlines in India and the airline had already partnered with Axis Bank and SBI for their co-branded credit cards. Now, IDFC First Bank and Air Vistara are also launching the Club Vistara IDFC First Credit Card that will rival those other co-branded offerings.
The card has an annual fee of Rs. 4999 plus taxes, but it is packed with several value-added benefits, especially for loyal Vistara customers. You can get complimentary flight tickets, class upgrade vouchers, bonus CV Points, and more. Cardholders can also access domestic and international airport lounges, get complimentary golf rounds, and exclusive travel-related insurance perks.
