The HDFC Bank Diners Club Rewardz Credit Card aims to provide special reward offers on almost every transaction made using the card for its customers. With a joining fee of just Rs. 1,000, the card welcomes you with 1,000 bonus reward points. You earn 3 reward points for every rupee spent. On spends with partner brands, you earn 10x reward points, which can be redeemed for various categories, including flight/hotel bookings, air miles, product catalogs, and cashback.
The card also offers an impressive savings feature as it waives off your renewal fee of Rs. 1,000 on spending Rs. 1 lakh or more in the anniversary year. Additionally, you also receive a renewal bonus of 1,000 bonus reward points every year. The HDFC Diners Club Rewards Credit Card has many other benefits as well. Read the detailed information below to know about all of them.
- Joining Fee- Rs. 1,000 (plus applicable taxes)
- Renewal Fee- Rs. 1,000 (plus applicable taxes)
- Best Suited For- Travel
- Reward Type- Reward Points
- Welcome Benefits- 1,000 Reward Points
Rewards and Benefits
- Movie & Dining- N/A
- Rewards Rate- 3 Reward points per Rs. 150 spent and 10X on shopping through partner brands. Reward Redemption- For redemption against flight/hotel bookings on SmartBuy, 1 Reward Point = Rs. 0.30, 1 Reward Point = 0.30 Airmiles, 1 Reward Point = up to Rs. 0.25 for redemption against product catalogue, 1 Reward Point = Rs. 0.15 for redemption against cashback.
- Travel- You can use the Reward points to book hotel/flights bookings on Smartbuy.
- Golf- N/A
- Domestic Lounge Access- N/A
- International Lounge Access- N/A
- Insurance Benefits- N/A
- Zero Liability Protection- The cardholder will not be liable for any transactions done on the card once the card is reported lost/stolen to the bank.
Fees & Charges
- Spend based Waiver- Renewal fee waived off on spending Rs. 1 lakh or more in the previous year.
- Rewards Redemption Fee- Rs. 99 on every redemption request (plus applicable taxes)
- Foreign Currency Markup- 3% (plus applicable taxes)
- Interest Rates- 3.6% per month (43.2% annually)
- Fuel Surcharge- 1% fuel surcharge waived off for all transactions between Rs. 400 & Rs. 5,000.
- Cash Advance Charge- 2.5% of the amount transacted or a minimum of Rs. 500.
- Add-on Card Fee- Nil
Product Details
- Get 3 Reward Points on every Rs. 150 you spend.
- Get 10x Reward Points on shopping through partner brands.
- Get upto 5% cashback for spends via SmartBuy.
- Get 1000 bonus Reward Points as a welcome gift from the HDFC Diners Club Rewardz Credit Card.
- Redeem your earned Reward Points against flight/hotel bookings, Air Miles, or several other products.
- Renewal Bonus of 1000 Reward Points every year.
- Get your renewal fee waived off based on your spends.
- Get a 1% fuel surcharge waiver.
- Get 24*7 concierge services.
HDFC Diners Club Rewardz Credit Card Rewards:
- You get 3 Reward Points on every spend of Rs. 150.
- You get 10x Reward Points, i.e. 30 Reward Points per Rs. 150 spent, on shopping through partner brands.
- The maximum reward points under the 10X category are capped at 2,000 points per month.
- The Reward points are valid for 2 years from the date of accumulation.
- The fuel transactions are not eligible for Reward Points.
Welcome Benefits
You get 1,000 bonus Reward Points as a welcome gift after successful payment of the joining fee.
Rewards Redemption
- The Reward Points you earn can be redeemed against hotel/flight bookings, Air Miles, cashback, and products/vouchers.
- For redemption against flight/hotel bookings on SmartBuy, 1 Reward Point = Rs. 0.30.
- For redemption against AirMiles, 1 Reward Point = 0.30 Airmiles.
- For redemption against product catalogue, 1 Reward Point = up to Rs. 0.25.
- For redemption against cashback, 1 Reward Point = Rs. 0.15.
- The HDFC Bank charges a reward redemption fee of Rs. 99.
Travel Benefits
- The reward points you earn can be redeemed for hotel/flight bookings across over 150 Airlines and several domestic/international hotels.
- The reward points are also redeemable against Air Miles for Singapore Airlines (1 Reward Point = 0.30 Air Mile).
Other Benefits
You get 1,000 Reward Points every year as a renewal bonus after successful payment of the renewal fee.
Joining and Renewal Fee Waiver
The renewal fee of Rs. 1000 is waived off if you spend Rs. 1 lakh or more in the previous anniversary year.
Fuel Surcharge Waiver
You get a fuel surcharge waiver of 1% for all fuel transactions between Rs. 400 & Rs. 5,000. The maximum benefit through fuel surcharge waiver is capped at Rs. 500 per month for the HDFC Bank Diners Club Rewardz Credit Card.
Low Foreign Currency Markup
You can save on your foreign currency spends through this card as it comes with a foreign currency markup fee of 3% only.
Eligibility Criteria For The HDFC Diners Club Rewardz Credit Card
| Criteria | Salaried employees | Self-employed individuals |
| Age | 21 years to 60 years | 21 years to 65 years |
| Income | The monthly income should be a minimum of Rs. 30,000 | The Income Tax Return should be more than Rs. 3.6 lakhs per year |
Conclusion
If you want a credit card that Rewards you for almost everything you do using your card, the HDFC Diners Club Rewardz Credit Card is for you. It provides you with exclusive Reward Points that are redeemable against flight/hotel bookings, Air Miles, several products, or cashback. So, you can use your Reward Points wherever you wish to. You get 1000 bonus Reward Points every year with this card, which is amongst its most significant features.
The renewal fee waiver, fuel surcharge waiver, and the low foreign currency markup fee on this card allow you to save a lot. Hence, with all these exciting benefits & Rewards offers, there is nothing that should stop you from choosing the HDFC Diners Club Rewardz Credit Card.
