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Lifestyle Home Centre SBI Card, Rewards and Benefits, Joining Fees & amp; Charges, Apply Online

Lifestyle Home Centre SBI Card: The collaboration between HDFC and Paytm has birthed a distinctive co-branded offering aimed at enhancing the shopping experience for frequent patrons of Lifestyle, Home Centre, Max, and Spar stores. This symbiotic partnership has resulted in the introduction of three distinct credit cards within this niche: Lifestyle Home Centre SBI Card, Lifestyle Home Centre SBI Card SELECT, and Lifestyle Home Centre SBI Card Prime. Each card is tailored to cater to varying consumer needs and preferences.

Encompassing a plethora of benefits, these cards grant customers the opportunity to accrue reward points with every transaction conducted at the aforementioned stores, as well as for dining and movie purchases. Furthermore, cardholders stand to gain up to 16,000 reward points annually, equivalent to Rs. 4,000, through milestone benefits. In addition to this, an extra 2,000 reward points are bestowed upon card renewal each year. Such generous reward schemes ensure that patrons can maximize their benefits and indulge in their preferred lifestyle choices.

Moreover, the perks extend beyond mere accumulation, as the card facilitates instant redemption of reward points at Lifestyle, Home Centre, and Max outlets. This feature not only adds convenience but also enhances the overall shopping experience, making it seamless and gratifying for consumers. In essence, the HDFC and Paytm co-branded offering exemplifies a synergy aimed at providing customers with unparalleled value and convenience in their shopping endeavors.

Fees Joining Fee- Rs.  499 + GST
Renewal Fee- Rs.  499 + GST
Best Suited For


Reward Type Reward Points
Welcome Benefits
2,000 bonus reward points worth Rs. 500 on card activation and Rs. 100 cash back on your first ATM cash withdrawal within 30 days of card activation.

Rewards and Benefits

  • Movie & Dining: NA
  • Rewarding Your Indulgence: Delight in the thrill of earning 5 Reward Points for every Rs. 100 spent at Online & Retail Landmark Stores, including Lifestyle, Home Centre, Max, and Spar, as well as dining and movie outings. Additionally, earn 1 Reward Point for every Rs. 100 spent on other retail purchases (excluding fuel). It’s your ticket to accumulating rewards effortlessly as you indulge in your favorite pastimes.
  • Instant Gratification: Say goodbye to waiting for your rewards to accumulate! With our program, you can redeem your hard-earned Reward Points instantly at Lifestyle, Home Center, and Max stores. Each Landmark Reward Point is valued at Rs. 0.60, ensuring that your loyalty translates into tangible benefits with every redemption.
  • Immerse Yourself in Entertainment: Experience the magic of cinema and the culinary arts like never before. Whether you’re catching the latest blockbuster or savoring a gourmet meal, our rewards program is designed to enhance every moment, making each outing a memorable one.
  • Your Gateway to Elevated Experiences: Step into a world where entertainment meets culinary excellence, and every purchase brings you closer to exclusive rewards. Join our rewards program today and embark on a journey filled with indulgence, excitement, and unparalleled experiences. It’s time to reward yourself in style.
  • Travel: NA
  • Golf: NA
  • Domestic Lounge Access: NA
  • International Lounge Access: NA
  • Insurance Benefits: NA
  • Zero Liability Protection: NA

Fees & Charges

  • Seamless Rewards Redemption: Bid farewell to complicated redemption processes! With our program, you can redeem your rewards effortlessly for just Rs. 99 per redemption request. Say hello to instant gratification as you turn your accumulated points into tangible rewards, making every purchase count.
  • Global Spending, Local Convenience: Embark on your international adventures with confidence, knowing that our card offers a competitive foreign currency markup of just 3.5% of the transaction amount. Whether you’re shopping abroad or dining at exotic locales, enjoy the convenience of seamless transactions without worrying about hefty fees.
  • Financial Flexibility at Your Fingertips: Experience the freedom to manage your finances on your terms with our competitive interest rates of just 3.5% per month (42% per annum). Whether you’re planning a big purchase or need some extra flexibility, our card empowers you to take control of your financial journey.
  • Fuel Your Journeys with Savings: Enjoy the convenience of fueling up without the added costs. With our card, you’ll receive a 1% fuel surcharge waiver for transactions ranging from Rs. 500 to Rs. 3,000, capped at Rs. 100 per statement cycle. Say goodbye to unnecessary expenses and hello to more savings on your travels.
  • Access Cash with Ease: Need cash in a pinch? Our card has you covered with cash advance charges of just 2.5%, subject to a minimum of Rs. 500. Experience the convenience of accessing funds whenever you need them, ensuring that you’re always prepared for life’s unexpected moments.
  • Experience the Ultimate in Financial Freedom: With no add-on card fees, our program offers unmatched value and flexibility for you and your loved ones. Whether you’re looking to share the benefits with family members or simply want an extra card for added convenience, enjoy the perks of additional cards at no extra cost.

Product Details

  • HDFC and Paytm – a dynamic co-branded credit card that redefines the rewards experience for savvy shoppers. Upon activation, cardholders are greeted with an enticing bonus: 2,000 reward points, translating to a substantial Rs. 500 value. But the perks don’t stop there.
  • With every Rs. 100 spent at Online & Retail Landmark Stores, Dining & Movies, cardholders earn an impressive 5 reward points, enhancing their shopping, dining, and entertainment experiences. Even on other retail purchases, every Rs. 100 spent earns them a valuable reward point, ensuring that every transaction counts towards lucrative rewards.
  • For the discerning spender, there’s an added incentive: an extraordinary 8,000 bonus reward points await those who spend Rs. 2 lakh or more in a year. This sizable reward is a testament to our commitment to rewarding loyalty and encouraging smart spending habits.
  • Milestone reward point benefits are seamlessly integrated across all Landmark Stores, making every milestone reached a cause for celebration. Additionally, the card offers the convenience of a 1% fuel surcharge waiver, easing the burden of everyday expenses.
  • As if that weren’t enough, cardholders can look forward to an annual reward of 2,000 points, ensuring that their loyalty is consistently recognized and rewarded. With this card, HDFC and Paytm have raised the bar for rewards programs, offering unparalleled value and convenience to shoppers everywhere.

Lifestyle Home Centre SBI Card Benefits and Features

Introducing the Lifestyle Home Centre SBI Card: Your Gateway to Rewarding Experiences. Experience a world of rewards and benefits tailored to your lifestyle with the Lifestyle Home Centre SBI Card. Whether you’re shopping, dining, or fueling up, this card offers unmatched perks that add value to every transaction.

Exciting Welcome Benefits

Upon activation, enjoy a delightful welcome offer of 2,000 bonus reward points, equivalent to Rs. 500. Additionally, receive Rs. 100 cashback on your first ATM cash withdrawal within 30 days of card activation, making your introduction to the card even more rewarding.

Milestone Rewards

Reach new milestones and unlock a treasure trove of rewards. With the Lifestyle Home Centre SBI Card, you can earn up to 16,000 reward points annually, worth Rs. 4,000. From bonus reward points on retail spending to exciting rewards for achieving spending milestones across Landmark Stores, every milestone brings you closer to exclusive benefits.

Renewal Benefit

Renew your card and reap the rewards! Upon successful payment of the annual fee of Rs. 499, receive 2,000 reward points worth Rs. 500, credited within 30 days of fee payment. It’s our way of ensuring that your loyalty is always appreciated.

Fuel Surcharge Benefit

Say goodbye to unnecessary surcharges! Enjoy a 1% waiver on fuel surcharge for transactions between Rs. 500 and Rs. 3,000, capped at Rs. 100 per month. Whether you’re commuting or embarking on a road trip, save more on fuel with every swipe.

Rewarding Spending Habits

Earn rewards effortlessly with every transaction. Get 5 reward points for every Rs. 100 spent at Online & Retail Landmark Stores, including Lifestyle, Home Centre, Max, and Spar, as well as dining and movie outings. Additionally, earn 1 reward point for every Rs. 100 spent on all other retail purchases. Your spending habits just got more rewarding!

Flexible Redemption Options

Convert your reward points into Landmark Rewards seamlessly. With 1 Landmark Reward equivalent to 2.4 SBI Reward Points and 1 SBI Card Reward Point equivalent to Rs. 0.25, enjoy the flexibility to redeem your points for exciting rewards across Landmark Stores.

Transparent Fees and Charges

Experience transparency and convenience with clear fee structures. With a joining fee and annual fee of Rs. 499 each, as well as competitive interest rates and forex mark-up fees, manage your finances with ease and confidence.

How to Apply

Ready to elevate your shopping experience? Apply for the Lifestyle Home Centre SBI Card online via the SBI Card’s official website or visit your nearest SBI branch. Simply fill out the application form and submit the required documents to get started on your rewarding journey.


The Lifestyle Home Centre SBI Card is more than just a credit card—it’s your ticket to a world of rewards, benefits, and unforgettable experiences. Shop, dine, and fuel up with confidence, knowing that every transaction brings you closer to exclusive perks and rewards. Join us today and discover the true essence of rewarding living.

Apply Now

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