The RBL Bank Cookies Credit Card is a basic card issued by the RBL Bank in order to provide its customers with exclusive credit card benefits with a low membership fee. With this card, you earn 1 Reward Points on every offline spend of Rs. 100 and 5X Reward Points on your online spends. With a joining fee of Rs. 100 only, the card welcomes you with a gift voucher worth Rs. 1,000. Moreover, you get a discount of 10% on BookMyShow, Grofers, Zomato, Uber, and Myntra (capped at Rs. 300 per month for each).
You can earn gift vouchers worth up to Rs. 5,000 on achieving the milestone spend. The spend-based waiver of monthly membership fee and 1% fuel surcharge waiver (up to Rs. 150 per month) is also among its key features. To get detailed information about the RBL Bank Cookies Credit Card & its advantages, keep reading!
- Joining Fee- Rs. 100
- Renewal Fee- Rs. 100 per month
- Best Suited For- Shopping
- Reward Type- Reward Points
- Welcome Benefits- Gift voucher worth Rs. 1,000 from Flipkart / Amazon / Croma / Myntra / Shoppers Stop.
Rewards and Benefits
- Movie & Dining- Get a discount of 10% on BookMyShow
- Rewards Rate- 1 Reward Point per Rs. 100 spent offline and 5 Reward Points per Rs. 100 spent online.
- Reward Redemption- The Reward Points you earn can be redeemed at the RBL Rewards website. 1 Reward Point = Rs. 0.25.
- Travel- NA
- Golf- NA
- Domestic Lounge Access- NA
- International Lounge Access- NA
- Insurance Benefits- NA
- Zero Liability Protection- NA
Fees & Charges
- Spend based Waiver- The monthly renewal fee is waived off on spending Rs. 5,000 in the previous month
- Rewards Redemption Fee- Rs. 99 on every redemption request
- Foreign Currency Markup- Up to 3.5% on all foreign currency spends
- Interest Rates- Up to 3.99% per month
- Fuel Surcharge- 1% fuel surcharge waiver for all fuel transactions between Rs. 500 & Rs. 4,000
- Cash Advance Charge- 2.5% of the amount withdrawn or Rs. 500 (whichever is higher)
- Add-on Card Fee- Nil
Product Details
- A welcome gift voucher worth Rs. 1,000.
- Up to 5 Reward Points on every Rs. 100 you spend.
- A discount of 10% on BookMyShow.
- Up to Rs. 300 off on Grofers each month.
- A 10% discount on Zomato, Uber, and Myntra.
- Gift vouchers worth up to Rs. 5,000 on achieving the milestone spend.
- Spend-based waiver of the monthly membership fee.
- 1% fuel surcharge waiver.
Welcome Benefits
As a welcome gift, you get a gift voucher worth Rs. 1,000 from Amazon / Flipkart / Croma / Myntra / Shoppers Stop making your first purchase within the first 30 days after the card issuance.
RBL Bank Cookies Credit Card Rewards:
- You get 1 Reward Point on every offline retail spend of Rs. 100.
- You get 5 Reward Points on every online transaction of Rs. 100.
- You don’t earn any Reward Points on fuel transactions.
Rewards Redemption
- You can redeem your earned Reward Points at the RBL Rewards
- The Reward points can be redeemed against travel, hotel bookings, and various products available at the Rewards website.
- 1 Reward Point = Rs. 0.25.
- The RBL Bank charges a Reward redemption fee of Rs. 99 per redemption request.
Milestone Benefits
- Get a gift voucher worth Rs. 1,000 from Amazon/Flipkart/Croma/Myntra/Shoppers Stop on spending Rs. 2 lakhs or more in an anniversary year.
- You get a gift voucher worth Rs. 5,000 from Amazon / Croma / Flipkart / Myntra / Shoppers Stop on spending Rs. 5 lakhs or more in an anniversary year.
Movie Benefits
You get a 10% discount on movies on BookMyShow with a maximum cap of Rs. 300 per month.
Other Benefits
- Use code ‘COOKIES’ and get 10% off on Grofers (up to Rs. 300 per month).
- A cashback of 10% at Myntra, Zomato, and Uber (up to Rs. 300 each per month).
Joining and Renewal Fee Waiver
The monthly renewal fee can be waived off if you spend Rs. 5,000 or more in the previous month.
Fuel Surcharge Waiver
- You get a 1% fuel surcharge waiver at all fuel transactions between Rs. 500 and Rs. 4,000.
- The maximum fuel surcharge waiver is capped at Rs. 150 per month for this card.
How To Apply?
To apply for an RBL Bank Credit Card, you can visit https://www.rblbank.com/, and fill your application form under the option credit cards. However, the RBL Bank is not issuing any credit cards currently.
Conclusion
The RBL Bank Cookies Credit Card can be considered a great choice due to its affordable joining/monthly membership fee & several exclusive benefits. The card allows you to save up to Rs. 300 every month on each of BookMyShow, Myntra, Uber, Zomato, and Grofers. In short, you can save up to Rs. 3,600 on each of these brands every year, earning you a total cashback of up to 18,000 per year on these brands. Adding the welcome benefits, milestone benefits, fuel surcharge waiver, and Reward Points to it, you can save up to Rs. 25,000 or even more each year with your RBL Bank Cookies Credit Card. So, if you are someone who is looking for an affordable card with maximum saving opportunities, you can surely go with this card. Also, don’t forget to share your views on this card in the comment section below.
